H O W TO M AN AG E YO U R

M O N EY
Joha
http://joysdow nload.com
M anaging M oney involves three
areas:

 M anaging the incom e stream s

 M anaging the outflow s/ the expenses
 Investm ents ofthe savings.
M anaging you Incom e
SetYourR evenue Target
 You m ustsetshort-term goals and
long-term goals.W ithoutthe goals,
you w illnothave the direction.
 R eview the goals to m eetthe reality.
 C heck w hy?,ifyou cannotachieve the
goals.
C reating Vision ofIncom e
 Visualize w ealth and abundance every
day.W hatw e are actually suggesting
is thatyou practice som e sortofairy-
fairy m ysticism thatw illm ake you to
attractthe m oney.
 The pow erofthe m ind to virtualize the
m oney incom e stream
M aking M oney by doing w hat
you love
 D o w hatyou love and the m oney w ill
follow .Atany rate,it's true.O ne ofthe
prim ary reasons thatm any people live
paycheck to paycheck and are broke
despite w orking very hard attheirjobs
is the factthatthey hate w hatthey do.
M ake extra m oney,w here
possible
 Sellyourunused personaljunk.That's
right;it's high pasttim e fora m ajor
garage sale,itw illclearyour
apartm ents and yourm ind.
 Ifdo notuse the things form ore then
a year,the chance is,you w illnotuse
them in the nearfuture.
M anaging expenses
 Keep a daily log ofeverything you
spend.G o to the dim e store and buy a
little notebook.
 C arry itw ith you w hereveryou go.
W rite dow n every penny -every single
penny.
 M ostpeople w illnotknow w here his
m oney had gone to.
M anaging Expenses
 N everexceed yourbudget.
 D o notspend m ore than you csn
effort.
 Stop deficitspending!W e allknow
how m uch trouble U ncle Sam has
been creating...Spending m ore
m oney than ourcountry takes in.It's
called deficitspending.
Building Saving H abit
 Save yourm oney,as m oney can be
used to m ake m oney
 A penny saved is a penny earned.
Yes it's stilltrue,and stillone ofthe
m ostpow erfulm oney-m aking tips in
allhistory.
M anage YourTim e
 M ake yourselfthe listoftop 10 things
you need to do on each day.
 O rganise them into the m ostim portant
and the urgency.
 Startw ith the im portantand urgent.
Investto G enerate Incom e
 C hoose the investm entportfolio that
suited you.
 C onsiderthe risks,the return and
convertibility to cash.
 The saving accountgives about2.3
percentinterestrates m ostbanks give
you are noteven enough to keep pace
w ith inflation.
 Tips to m anage m oney

 R eferto Blog:http://joysdow nload.com

 The R esource

Blog :http://joysdow nload.com

The authorhad w ork w ith an internationalairline

form ore than 35 years,the last10 years
in Training and developm ent.