Strategic Credit Management

14MBAFM306

QUESTION BANK
Module I
1. What is prudence norms? (Dec 2015)

2. Briefly discuss the principles of good lending. (Dec 2015, June 2016)
3. Write a note on various credit institutions in India and their role in economic development of
the country. (Dec 2015)
4. What is credit Management? (June 2016)
Module II
1. Elucidate the various types of financial analysis used in credit appraisal and their objectives.

(Dec 2015, June 2016)

2. Briefly explain the characteristics of different types of credit facility granted by banks. (June
2016)
3. What do you mean by feasibility study? (Dec 2015, June 2016)

Module III
1. If a loan is given to a minor, who is guaranteed by a major or guarantor, the same can be

recovered from the major as per law. Do you agree with this statement? Comment on this
statement. (Dec 2015, June 2016)
2. Explain the important conditions for granting advances against security of shares to an
individual. (Dec 2015)
3. Discuss the various retail banking products offered by commercial banks in general. (Dec
2015, June 2016)

Module IV
1. List out the various types of bank guarantee. (Dec 2015)

2. Enumerate the significance or purpose of obtaining documents by the banks. (Dec 2015, June
2016)

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Strategic Credit Management

14MBAFM306

3. Explain the concept of insured value, paid value and surrender value of LIC policies by giving
suitable examples (Dec 2015, June 2016)
4. Define mortgage. Briefly explain the types of mortgages recognized under transfer of property

act. (Dec 2015, June 2016)

Module V

1. Bring out the types of agriculture finance. (Dec 2015)

2. Discuss various measures suggested to implement the lead bank scheme. (Dec 2015, June
2016)
3. Discuss lending frame work or method proposed by Tandon Committee. (Dec 2015, June
2016)

Module VI
1. Explain the syndicated loan system (June 2016)
2. Write a note on working capital finance. (June 2016)

Module VII
1. According to RBI, what results in willful default? (Dec 2015, June 2016)

2. Explain how NPAs are classified on the basis of period. (Dec 2015)
3. Explain the important measures that have proved effective and successful in reducing the
quantum of NPAs. (Dec 2015, June 2016)
4. What are the important causes for industrial sickness? (Dec 2015, June 2016)

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