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Job Description:
Digital Relationship Manager (RRM) is an integral member of the AXIS Remote Banking
Team responsible for on-going management of client relationships and act as the clients
single point of contact for the end to end client experience. The Digital RM will be a
centrally located client facing role through effective use of technology comprising of
Voice, Video and Email.
Location: Candidate should be willing to serve at any of the branches of the bank across
the country.
Major Responsibilities:
Revenue Targets:
Achieve the monthly assigned revenue targets through effective cross-sales
generating Fee income across Investment, Assets, Cards and Liability products.
Technical Skills:
Effectively utilizes all applications, tools, and databases used to process
transparent end to-end client support.
Proficient with systems related to Banking transactions and services.
Controls:
Strictly ensure that internal control policies are adhered to.
Ensure that the organization's activities are carried out in accordance with all
regulatory, legal, and governmental regulations.
Job Summary:
Work within the RM Hub to cater to the service needs of the Priority and Affluent
Customers.
The Digital RM to achieve the set target of revenue (IPG and other cross sell) from
the mapped set of customers associated to him/her.
The Digital RMs to provide premium customer service delivery to his/her mapped
portfolio.
The Digital RMs to work on CASA deepening and NTB lead generation.
Digital RMs to also assist in providing NDIAS services.
Compensation Structure:
Kochi,
Surat,
NCR
Kolkata, Vadodara,
(Includi
Hydera Vishakhapat Other Semi-
Mumba ng New
COMPENSATIO bad, nam, Other Urban Urban
i Delhi) &
N Pune & State Centres Centres
Bangalo
Chennai Capitals &
re
Union
Territories
P.A. (`) P.A. (`) P.A. (`) P.A. (`) P.A. (`) P.A. (`)
102,000. 102,000. 102,000. 102,000. 102,000.
Basic 102,000.00
00 00 00 00 00
Allowances:
41,400.0 41,400.0 41,400.0 41,400.0 41,400.0
Fixed Allowance 41,400.00
0 0 0 0 0
19,200.0 19,200.0 19,200.0 19,200.0 19,200.0
Conveyance 19,200.00
0 0 0 0 0
15,000.0 15,000.0 15,000.0 15,000.0 15,000.0
Medical 15,000.00
0 0 0 0 0
House Rent 86,700.0 76,500.0 66,300.0 56,100.0 51,000.0
56,100.00
Allowance 0 0 0 0 0
Leave Travel 15,000.0 15,000.0 15,000.0 15,000.0 15,000.0
15,000.00
Concession 0 0 0 0 0
Superannuation 10,200.0 10,200.0 10,200.0 10,200.0 10,200.0
10,200.00
Allowance 0 0 0 0 0
SUB TOTAL - I 289,500 279,300 269,100 258,900 253,800
258,900.00
(Fixed Cash) .00 .00 .00 .00 .00
Retirals:
Bank's PF 12,240.0 12,240.0 12,240.0 12,240.0 12,240.0
12,240.00
Contribution 0 0 0 0 0
Gratuity * 4,908.00 4,908.00 4,908.00 4,908.00 4,908.00 4,908.00
Group Term Life
460.00 460.00 460.00 460.00 460.00 460.00
Insurance
Group Mediclaim 3,133.00 3,133.00 3,133.00 3,133.00 3,133.00 3,133.00
69,084.0 69,084.0 69,084.0 69,084.0 69,084.0
Loan Benefits 69,084.00
0 0 0 0 0
TOTAL PAY
379,325 369,125 358,925 348,725 343,625
(Fixed Cash + 348,725.00
.00 .00 .00 .00 .00
Retirals)
Loan Eligibilities
Type of
Loan
Loan & Rate of Max.
Eligibility Amount Remarks
Purpose of Interest Tenure
(in `)
Loan
For takeover loans,
240 EMI the repayment will be
Upon 6% which 240 months or the
Housing
Confirmatio 2,000,000.00 (Compou includes balance service
Loan
n nd Int.) Principal & period (in months)
Interest. left, whichever is
less.
For takeover loans,
the repayment will be
84
the residual period of
instalment
Upon 8% the original sanction
Vehicle s towards
Confirmatio 200,000.00 (Simple term, or 120 months,
Loan Principal &
n Int.) whichever is less,
36 towards
with Principal and
Interest.
Interest instalments
in the ratio of 7:3.
Note: The monetary value of the above Loan benefits approximates to Rs.69084.
Loan benefits cannot be encashed if not availed.
Insurance Details
Insurance
Type of Insurance Cover Remarks
(in `)
Coverage provided upon confirmation / completion of
6 months of service with the Bank, whichever is
earlier. The said coverage is valid only during 1st year
of service with the Bank. Employee plus 3 dependents
are covered under the floater policy. Additionally,
employee has an option to add two more dependents
at an additional premium of Rs. 783/- per dependent.
Group Mediclaim
150,000.00 The Bank provides cover for Parents upto 50 % of the
Insurance Policy
base sum insured, while 50 % will be borne by
employee for any claim lodged for Parents. In
addition, the Bank offers a Top Up Policy ranging from
coverage of Rs. 3 Lac to Rs 20 Lacs, which an
employee can opt for an pay the premium
accordingly.