SECURITY BANK STRENGTH:

1. Awarded as best bank in the Philippines The Euromoney awards for

excellence 2016.
A surprise award in the Philippines named Security Bank best bank rather than
previously dominant BDO Unibank, reflecting the mid-sized institutions
exceptional progress of recent years;

REF: http://www.euromoney.com/Article/3566177/Euromoney-Awards-for-Excellence-
2016-Asia-winners-revealed.html
https://www.securitybank.com/about-us/awards/
2. Awarded as Bank of the Year in the Philippines for the second time.
SECURITY Bank Corp. (SBC) President and CEO Alfonso L. Salcedo (center)
receives the 2015 Bank of the Year-Philippines award from The Banker, the
international banking and finance magazine of the Financial Times Ltd. SBC first
received this recognition in 2012.
The Bank of the Year Awards is regarded as the Oscars of the global banking
industry and is the worlds longest-running international banking title.
Only one bank is selected per country based on overall banking excellence,
citing strong management, sound business model and prudent risk-management
approach.
With Salcedo are BBC broadcast journalist Michael Buerk and Asia editor of The
Banker Stefania Palma during the awards dinner in London.
Ref: http://www.businessmirror.com.ph/security-bank-wins-bank-of-the-year-
philippines-award-for-the-second-time/
https://www.securitybank.com/about-us/awards/

3. ENTERPRISE RISK MANAGEMENT

Security Banks risk management adopts and promotes the basic tenet that
risks are owned by the respective businesses and process owners. Everyone
in the organization is therefore expected to proactively manage the risks
inherent in their respective areas.

The Banks risk management framework aims to embed a risk management

culture that seeks to constantly identify, measure, control, monitor and
evaluate risks within the Bank. The Banks risk management structure is
largely a system of checks and balances revolving around process and policy
management, compliance and active risk oversight.

RISK MANAGEMENT SCOPE and STRUCTURE

 The Bank is faced with multiple risks inherent to the business largely in the
form of credit, market, liquidity and operational risks. To protect the
opportunities for growth and value creation, the Banks risk management is
structured to continuously and effectively address these risks. The Banks risk
management process ensures having a strong internal control environment
that utilizes policies, processes, systems, appropriate controls and risk
mitigation strategies.
REF: https://www.securitybank.com/about-us/risk-management/

4. Security Bank: Asias Leader in Merchant Partnerships - FIIA 2015

Security Bank was declared by IDC Financial Insights as one of the 12

winners of
the annual Financial Insights Innovation Awards (FIIA) 2015. Security Bank
was
awarded as Asias Leader in Merchant Partnerships in recognition of the
Sweep
Card, which introduced the first open-loop payment solution in an otherwise
close-loop ecosystem in the Philippines. Sweep Card is owned by Autosweep
Post Corporation, a wholly-owned subsidiary of San Miguel Corporation.
Amultipurpose proximity wallet, the Sweep Card can store loyalty points
andallows cardholders to remit or withdraw cash from ATM machines even
without an ATM card - made possible through Security Banks eGiveCash
facility.

Sweep Card is accepted in over 120 partner-establishments

nationwide. To date, the Sweep Card has received six international awards.
This is the fourth award Security Bank has received from FIIA for offering
financial solutions that meet the evolving demands of todays business.
Security Bank Cash Management Division Head Dennis Joy Ejercito (middle)
received the award on behalf of the bank during the Asian
Financial Services Congress 2015 held on March 6 at Marina Bay Sands
Singapore. Joining him were IDC Financial Insights Asia/Pacific Managing
Director Cyrus Daruwala (left) and Silverlake Axis CEO and Group Managing
Director Dr. Raymong Kwong.

Ref: https://www.securitybank.com/wp-content/uploads/2015/05/FA_-
_Sec_Times_April_2015_04161511.pdf

5. New brand promise- Better Banking

You deserve better, and Security Bank is here to deliver on that
promise. With customer-centricity at the forefront, the new Security Bank makes
sure to put you first, and craft personalized solutions for your needs.
 Security Bank logo:
Security Bank has always prioritized two elements: our customers and our
people. Our new symbol, "Perfect Harmony", is a modernized yin-yang
symbol depicting these two parts working and coming together.

The blue is the renewed Security Bank. A shade more vibrant than the
bank's original color, it represents our change as a company while
acknowledging the values that have brought us all our success so far.

To emphasize our new attitude, we introduced green, representing our

desire to put customers first and have them grow with us.

To further personify our brand, we asked our distinguished clients to share

their success stories, and how BetterBanking helped them along the way.
These BetterBanking Stories, from clients who are the lifeblood of the
bank, inspire us to strive for greater heights. These are the stories that
drive us to succeed.

REF: https://www.securitybank.com/about-us/better-banking/