Commercial Real Estate Innovators

Single-Source Electronic Platform for the Real-Time

Purchase and Sale of Commercial Real Estate Assets and Notes.

Confidential Real-Time Liquidity Efficency

© 2009 RIISnet, LLC

 Commercial Real Estate Innovators

RIISnet Business Summary

 RIISnet is a patented electronic internet based

technology that has created a new marketplace for the
What is it?
acquisition and disposition of commercial real estate
assets

 Confidentiallyenables sellers the process of matching

What are the buyers and sellers, expands the market for stable and
advantages? distressed assets & notes, significantly shortens closing
time, and reduces transaction costs

How does it  RIISnet earns a fee upon successful completion of

generate
transactions initiated in the RIISnet MarketPlace™
revenue?

© 2009 RIISnet, LLC

 Commercial Real Estate Innovators

Commercial Banking Sector Issues

 Loans are coming due

 Continued unemployment . . . . Loss of Tenancy

 Loss of Value

Yesterday’s origination environment is not

indicative of today’s economic reality.

© 2009 RIISnet, LLC

 Commercial Real Estate Innovators

Preserving Bank Rating

C  Capital Adequacy

A  Asset Quality

M  Management Strength

E  Earnings

L  Liquidity

S  Sensitivity to Market Risk

© 2009 RIISnet, LLC
 Commercial Real Estate Innovators

Preserving Bank Rating

The RIISnet MarketPlace™ transforms

Risk Management & Assessment
into a Daily Practice

© 2009 RIISnet, LLC

 Commercial Real Estate Innovators

Distressed Asset Platform Technology Solution

Access Accuracy Liquidity Innovation

© 2009 RIISnet, LLC

 Commercial Real Estate Innovators

VALUE PROPOSITION

There are no up-front fees for the following Benefits of

ARGUS Transaction Zone Participation

 Secure Platform with Global Communication and Market Reach

 Anonymous Access to Real-time Market Pricing and Analytics
 Real-time Alignment of Buyers, Sellers and Capital
 Improved Asset & Risk Management Capabilities

 Load Notes/Assets in Hold Box as Closed

 Increase Review Frequency (daily?)

 Lower Action Threshold (below 30-59?)

 Use Demand Alignment to Price / Sell

© 2009 RIISnet, LLC

 Commercial Real Estate Innovators

Commercial Banking Sector Issues

C  Capital Adequacy Maintain Tier 1

A  Asset Quality Selective Disposition

M  Management Strength Pro-Active

E  Earnings Lower FDIC Fees

L  Liquidity Lower Reserves, More Cash

S  Sensitivity to Market Risk Enhanced

© 2009 RIISnet, LLC
 Commercial Real Estate Innovators

Access Accuracy Liquidity Innovation

Transforming the CRE Market

© 2009 RIISnet, LLC