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milindskulkarni2005@yahoo.co.in
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Budget Planner - Overview / Help

Instructions
You may move from worksheet to worksheet by clicking on the dark blue buttons
located at the top of each worksheet or the blue tabs at the bottom of this workbook.
Budget
BudgetBy
By
Quick
QuickBudget
Budget Month
Month
Enter data in only the white cells with gray borders:
Use the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)
400
Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.
 or
or create
create aa budget
Quick Budget

budget by
Chart:

by month
Income Frequency Amount Monthly Yearly Budget Summary

month
Total Income (net) 50000.00 600000.00
Salary/Wages Monthly 50000.00 50000.00 600000.00
Salary/Wages (Spouse) Monthly 0.00 0.00 0.00 4279
Other Weekly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00 11538

:Spending Total 31458.33 377500.00

7260
Transportation 3441.67 41300.00
Auto Loan/Lease Monthly 2500.00 2500.00 30000.00
Insurance Yearly 2500.00 208.33 2500.00 $0 $2,000 $4,000 $6,000 $8,000 $10,000 $12,000

Gas Monthly 400.00 400.00 4800.00 Expense Income Balance

Maintenance Quarterly 400.00 133.33 1600.00
Registration/Inspection Yearly 0.00 0.00
Bill's train pass Monthly 200.00 200.00 2400.00
Spending Summary
Jane's bus pass Monthly 0.00 0.00
Other Monthly 0.00 0.00

Home 17366.67 208400.00

EMI Monthly 4000.00 4000.00 48000.00
492 794
Rent Monthly 0.00 0.00 0.00 738
Maintenance Monthly 1000.00 1000.00 12000.00 96
Insurance Monthly 3000.00 3000.00 36000.00
1131
Furniture Yearly 40000.00 3333.33 40000.00
Household Supplies Monthly 5000.00 5000.00 60000.00
Groceries Weekly 200.00 866.67 10400.00 4008

Real Estate Tax Semi-Annually 1000.00 166.67 2000.00

Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Utilities 4900.00 58800.00

Phone - Home Monthly 1500.00 1500.00 18000.00 Trans portation Hom e Utilities Health
Phone - Cell Monthly 500.00 500.00 6000.00
Entertainm ent Miscellaneous
Cable Monthly 300.00 300.00 3600.00
Gas Monthly 400.00 400.00 4800.00
Water Monthly 500.00 500.00 6000.00
Electricity Monthly 1200.00 1200.00 14400.00
Internet Monthly 500.00 500.00 6000.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Health 416.67 5000.00

Dental Monthly 0.00 0.00
Medical Monthly 0.00 0.00 0.00
Medication Yearly 5000.00 416.67 5000.00
Vision/contacts Semi-Annually 0.00 0.00
Life Insurance Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Entertainment 3200.00 38400.00

Memberships Monthly 0.00 0.00
Dining out Monthly 2000.00 2000.00 24000.00
Events Monthly 200.00 200.00 2400.00
Subscriptions Monthly 0.00 0.00
Movies Monthly 300.00 300.00 3600.00
Music Monthly 0.00 0.00
Hobbies Weekly 0.00 0.00
Travel/ Vacation Yearly 6000.00 500.00 6000.00
Other Monthly 200.00 200.00 2400.00
Other Monthly 0.00 0.00

Miscellaneous 2133.33 25600.00

Dry Cleaning Monthly 300.00 300.00 3600.00
New Clothes Semi-Annually 2000.00 333.33 4000.00
Donations Monthly 0.00 0.00
Child Care Monthly 0.00 0.00
Tuition Monthly 0.00 0.00
College Loans Monthly 0.00 0.00
Pocket Money Weekly 300.00 1300.00 15600.00
Gifts Monthly 200.00 200.00 2400.00
Credit Card Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
 or
or create
create aa quick
Budget By Month

quick budget
Chart:
-5

budget
Income Aug Sep Oct Nov Dec 0 Months Budget Summary
Aug to Date

Total Income (net) 0.00 0.00 0.00 0.00 0.00 0.00 0

Salary/Wages 0.00 0

Salary/Wages (Spouse) 0.00 0

0
Other 0.00 0

Other 0.00 0

Other 0.00 0
0

:Spending Total 0.00 0.00 0.00 0.00 0.00 0.00 0

0

Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0

Auto Loan/Lease 0.00 0

Insurance 0.00 0
0 0 0 0 0 1 1 1 1 1 1
Gas 0.00 0
Expense Income Balance
Maintenance 0.00 0

Registration/Inspection 0.00 0

Bill's train pass 0.00 0

Spending Summary
Jane's bus pass 0.00 0

Other 0.00 0

Home 0.00 0.00 0.00 0.00 0.00 0.00 0

EMI 0.00 0

Rent 0.00 0

Maintenance 0.00 0

Insurance 0.00 0

Furniture 0.00 0

Household Supplies 0.00 0

Groceries 0.00 0

Real Estate Tax 0.00 0

Other 0.00 0

Other 0.00 0

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0

Phone - Home 0.00 0

Transportation Home Utilities Health Entertainment

Phone - Cell 0.00 0

Miscellaneous
Cable 0.00 0

Gas 0.00 0

Water 0.00 0
Budget by Month
Electricity 0.00 0

1
Internet 0.00 0

Other 0.00 0
1
Other 0.00 0
1

1
Health 0.00 0.00 0.00 0.00 0.00 0.00 0

Dental 0.00 1
0

Medical 0.00 0
1
Medication 0.00 0

0
Vision/contacts 0.00
0
0

Life Insurance 0.00 0

Other 0.00 0
0
Other 0.00 0
0

0 Expense Income
Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0

Aug Sep Oct Nov Dec

Memberships 0.00 0

Dining out 0.00 0

Events 0.00 0

Subscriptions 0.00 0

Movies 0.00 0

Music 0.00 0

Hobbies 0.00 0

Travel/ Vacation 0.00 0

Other 0.00 0

Other 0.00 0

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0

Dry Cleaning 0.00 0

New Clothes 0.00 0

Donations 0.00 0

Child Care 0.00 0

Tuition 0.00 0

College Loans 0.00 0

Pocket Money 0.00 0

Gifts 0.00 0

Credit Card 0.00 0

Other 0.00 0

Other 0.00 0

Other 0.00 0
Tracking
Chart:
Income Aug Sep Oct Nov Aug to Date Actual Income/Spend Summary
Total Income (net) 0.00 0.00 0.00 0.00 0.00
Salary/Wages 0.00
Salary/Wages (Spouse) 0.00 0
Other 0.00
Other 0.00
Other 0.00 0

Spending
0
Total Spending: 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00 0 0 0 0 0 1 1 1 1 1 1
Insurance 0.00 Expense Income Balance
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Actuals by Month
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00 1
1
Home 0.00 0.00 0.00 0.00 0.00
1
EMI 0.00
Rent 0.00 1
Maintenance 0.00 1
Insurance 0.00 1
Furniture 0.00
0
Household Supplies 0.00
Groceries 0.00 0
Real Estate Tax 0.00 0
Other 0.00
0
Other 0.00
0
Expense Income
Aug Sep Oct Nov
Utilities 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00

Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00

Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00

Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00
Comparison Compare to Budget February

Income Budget Feb Actual Vs Budget Tracking vs Budget Summary

Total Income (net) 50,000 0 -50,000
Salary/Wages 50000 -50,000.00 18541.6666666667
Salary/Wages (Spouse) 0 0.00
Budget 50000
Other 0 0.00
Other 0 0.00 31458
Other 0 0.00

0
Spending
Total Spending: 31,458 0 -31,458 Track
0 ing

Transportation 3,442 0 -3,442 0

Auto Loan/Lease 2,500.00 -2,500.00
Insurance 208.33 -208.33 0 10,000 20,000 30,000 40,000 50,000
Gas 400.00 -400.00
Expense Income Balance (Savings)
Maintenance 133.33 -133.33
Registration/Inspection 0.00 0.00
Bill's train pass 200.00 -200.00
Jane's bus pass 0.00 0.00 Spending Comparison
Other 0.00 0.00

17,367
Home 17,367 0 -17,367
EMI 4,000.00 -4,000.00
Rent 0.00 0.00
Maintenance 1,000.00 -1,000.00
Insurance 3,000.00 -3,000.00
Furniture 3,333.33 -3,333.33
Household Supplies 5,000.00 -5,000.00
Groceries 866.67 -866.67 4,900
Real Estate Tax 166.67 -166.67 3,442 3200
2133
Other 0.00 0.00
Other 0.00 0.00 416.6666666667

Budget 0 0 0 0
Tracking 0 0
Utilities 4,900 0 -4,900
Phone - Home 1,500.00 -1,500.00 Transportation Home Utilities Health
Phone - Cell 500.00 -500.00 Entertainment Miscellaneous
Cable 300.00 -300.00
Gas 400.00 -400.00
Water 500.00 -500.00
Electricity 1,200.00 -1,200.00
Internet 500.00 -500.00
Other 0.00 0.00
Other 0.00 0.00

Health 417 0 -417

Dental 0.00 0.00
Medical 0.00 0.00
Medication 416.67 -416.67
Vision/contacts 0.00 0.00
Life Insurance 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Entertainment 3,200 0 -3,200

Memberships 0.00 0.00
Dining out 2,000.00 -2,000.00
Events 200.00 -200.00
Subscriptions 0.00 0.00
Movies 300.00 -300.00
Music 0.00 0.00
Hobbies 0.00 0.00
Travel/ Vacation 500.00 -500.00
Other 200.00 -200.00
Other 0.00 0.00

Miscellaneous 2,133 0 -2,133

Dry Cleaning 300.00 -300.00
New Clothes 333.33 -333.33
Donations 0.00 0.00
Child Care 0.00 0.00
Tuition 0.00 0.00
College Loans 0.00 0.00
Pocket Money 1,300.00 -1,300.00
Gifts 200.00 -200.00
Credit Card 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
Daily Spending Record
Income
Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00

Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00
Other 0.00
Other 0.00

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00