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Filmfare’s RD Burman Award for New Music
Talent, given to upcoming talents in music.
She also won a National Film Award for
the song “Bairi Piya”. Since Devdas, she went
on to sing for many other actresses under the
BEFORE
baton of various music directors, including Il-
ayaraja, A.R.Rahman, Anu Malik, Himesh
Reshammiya, Mani Sharma, MM Keeravani,
Nadeem-Shravan, Anand-Milind, Shantanu
Moitra, Shankar-Ehsaan-Loy, Pritam, Vishal-
GST GOES UP
Shekhar, Hamsalekha, Mano Murthy, Guruki-
ran, Harikrishna, Yuvan Shankar Raja and
Harris Jayaraj.
She has won many awards both in north and
south film industries. Moviegoers from across
OR
the world heard Shreya’s singing voice pictured
on Aishwarya Rai, and in coming years she
quickly became one of the top female play-
LAY-BY
back singers in Bollywood, alongside Alka
Yagnik, Sadhana Sargam, and Kavita
Krishnamurthy.
She enjoys symphony and instru-
mental in western music and her fa-
vourite groups are Dream theater,
Backstreet Boys and Boyzone. But
Indian music, according to her,
at your Favourite
is her soul. She won three more
Filmfare Awards, including one
for her performance in Pritam’s
Jewellery Store
song “Teri Ore” from Singh
is Kinng. She is only singer
to get four national awards at
the age of 26 in the Hindi film
industry.
- Indian Weekender news
desk The largest stockists of 22ct Jewellery
Young and talented:
Shrey Ghoshal will be per- 3/875 Dominion Rd, Auckland
forming live in Auckland on www.sonasansaar.co.nz
August 20 at the Telstra-
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Opening Hours:
Mon - Fri: 10.00am - 5.00pm • Sat: 10.00am - 4.00pm
Indian Weekender | July 9, 2010 | www.iwk.co.nz Sun:11.00am - 4.00pm 5
Indian
India
Dhoni ties the knot India rolls out first indigenous
with Sakshi
Dehradun: Stylist Indian cricket captain Ma- in Kolkata’s Taj Bengal Hotel, was originally
naval light combat aircraft
Bangalore: India’s first indigenous naval Light tioned by the Government in 2003. The first
hendra Singh Dhoni on Sunday night began a scheduled for October. However, the busy Combat Aircraft LCA (Navy) NP1 was rolled stage of development includes design and
new innings in his life as he tied the knot with cricketing schedule for Dhoni led to prepone- out Tuesday from the Hindustan Aeronautics fabrication of one Trainer and one Fighter,
childhood friend and hotel management student ment of the wedding date. Limited (HAL) centre here by Navy Chief NP1 and NP2 respectively, along with a Shore
Sakshi Singh Rawat at a private ceremony in a Dhoni, who hails from Ranchi, and his bride Admiral Nirmal Verma and Defence Minister Based Test Facility (SBTF) at Goa.
lush farmhouse, about 40 km from here. Sakshi, a native of Aurangabad, were school A K Antony. The SBTF will be used to simulate carrier
The wedding was strictly a private affair friends at DAV, Shamily in Ranchi. It is an important milestone for the presti- take off and arrested landing. The LCA
though hordes of mediapersons waited outside Their fathers worked for the same company, gious Naval Program of Aeronautical Devel- (Navy) NP1 would be flying with the GE-F-
the venue to capture the entry of visiting guests though Sakshi’s family moved to Dehradun opment Agency (ADA), Bangalore. 404-IN20 engine and is designed for ski jump
and the mood. The ceremony was attended by after her father’s retirement. The aircraft was brought out of the build take off and arrested landing.
close friends and some teammates. Dhoni’s family sources said it was an ar- hangar (where the aircraft is actually assem- The only carrier borne aircraft in the light
Dhoni was wearing a black sherwani, ranged marriage and though the couple had bled part by part), for the phase of systems category in the world, it will be operating
reports said. known each other, there was no romantic link- integration tests leading to Ground runs, taxi with a wide variety of operational weapons
The engagement had taken place at up. trials and flight. and equipment like the Beyond Visual Range
another venue in Dehradun on Saturday and Media reports said they fell in love in 2007. Once the ground based tests are completed (BVR) missile, Anti-ship Missiles, Conven-
the wedding reception is slated for July 7 at Dhoni was earlier linked with several Bolly- , the NP1 is expected to fly by the end of this tional bombs, Air Defence guns, CCM’s and
Mumbai, when Dhoni, popularly known by his wood stars. year. drop tanks.
nickname Mahi, celebrates his 29th birthday. Dhoni had made his international debut The NP2 is likely to fly by the end of 2011. The ADA is responsible for the design, de-
The wedding though private affair had against Bangladesh in December 2004 and has The aircraft, with state of the art technologies velopment, build, ground test and flight test of
it share of glitz and star power, with guests so far played 43 Tests, 166 ODIs and 25 T20s. and punch, is designed to operate from the both the Naval and Air Force versions of the
ranging from Bollywood stars to cricketing Under his captaincy, India won the 2007 ICC future Indigenous aircraft carriers the Navy LCA. HAL is the Principal Partner of ADA
big-shots blessing the couple. World Cup Twenty20, CB Series of 2007-08 plans to acquire. in this task.
Dhoni’s close friend and actor John Abraham and the Border-Gavaskar trophy 2008. The LCA (Navy) programme was sanc-
attended the wedding. He also captained Chennai Super Kings to
The national cricket team’s captain’s team- victory in this year’s Indian Premier League.
mates Harbhajan Singh and Ashish Nehra had He is captain of the Indian team in all three
Opposition shutdown
arrived for the engagement itself, reports said. forms of the game – test, ODI and T20.
Other teammates, including Suresh Raina and Under his leadership, India attained the
RP Singh, were expected to attend the wedding number one status in Test cricket and number
ceremony. two this year in ODI rankings. He is also the re-
Board of Control for Cricket in India cipient of ICC ODI Player of the Year award in
(BCCI) president Shashank Manohar is also 2008 and 2009 (the first Indian to achieve this
paralyses India
on the guests’ list. However, Sachin Tendulkar, feat). He was bestowed the Rajiv Gandhi Khel
Virendra Sehwag and Gautam Gambhir, among Ratna award and the Padma Shri, India’s fourth
others, will not be able to attend the wedding. highest civilian honour in 2009.
Dhoni’s weddingt to 23-year-old Sakshi, a
hotel management student who was working - Indian Weekender news desk
New Delhi: The Opposition-sponsored More than 1,000 persons have been taken
Bharat Bandh (nationwide shutdown) against into preventive custody in India’s financial
hike in fuel prices halted normal life in most capital.
parts of the country on Monday, affecting Kolkata wore a deserted look with train
rail, road and air services and shutting down services suspended during the strike hours.
businesses and educational institutions. Public transport was virtually absent on
The Bharatiya Janata Party (BJP) and the roads.
other party leaders courted arrest across There have been isolated incidents of
the country, even as the ruling Congress strike-related violence in the city.
VALID
OFFE RS VALI D slammed the shutdown call as an ‘anti-peo- All private airline operators reportedly
1 JULY TO 2 AUG UST 2010 ple’ measure. cancelled all f lights out of the city during
The BJP and Left leaders, however, the strike hours.
termed the shutdown a success and said Normal life was also affected in Tamil
sustained protests will be continued till the Nadu capital Thiruvananthapuram, though
government announces a roll-back in the no untoward incident was reported.
fuel prices. “This kind of voluntary, natural bandh is
5 RECLINERS! “The general strike called today is un- astounding. People are voluntarily support-
precedented. There has not been any protest ing us. During the Vajpayee government the
action with such sweep. People’s anger price was under control completely. Even if
POSTURE
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Party of India (Marxist) general secretary willingly bearing it,” said BJP leader Ravi
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Luxurious quilted top. bandh will have to be carried forward. It courted arrest.
Reducing tossing and turning affects all sections of the people,” he said. In Hyderabad, Telegu Desam Party
for a restful nights sleep. Incidents of violence were reported from (TDP) leaders went out on the streets to
1
various parts of the country, including Patna protest the fuel price hike. Several leaders
RECLINER RECLINER
and Lucknow, when strike enforces got into of the party including chief Chandrababu
feuds with security personnel. Naidu courted arrest.
In the national capital New Delhi, the “The government has to roll back the
2 PRICE
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REC
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supporters blocked roads, railway and metro tion,” he told reporters here leading his sup-
services in some areas. porters in a protest march in the Congress-
$ 1100 BJP national president Nitin Gadkari
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ruled state.
Train services in various parts of the
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by the shutdown, though Maharashtra is a ‘unconstitutional’.
Congress-ruled state. “The word Bandh itself stand for obstruc-
Schools and colleges remained closed tion, blockade. It is an anti-people measure,
and the city wore a deserted look. which the Opposition is masquerading as
A large number of domestic f lights to a pro-people one,” Congress spokesperson
and from the city were affected. About 80 Abhishek Singhvi said.
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inaugurates
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US$ 4 bn Avantha Group, has announced the
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ing facility in Washington, Missouri, U.S.A.
Milan Events ate close to 150 new jobs over the next three
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Gautam Thapar, Chairman & CEO,
Weddings & Functions Avantha Group said, “This strategic invest-
ment will enhance CG’s product portfolio
globally and aggressively build up on the New Delhi: India has become a full-fledged Earlier, India had become Observer at FATF
We welcome enquiries for: Group’s growth plans.” member of Financial Action Task Force in the year 2006. Since then, India has been
CG supplies the full scope of power trans- (FATF), an inter-governmental body, respon- working towards full-fledged Membership of
Weddings & Receptions formers from 5 MVA through 750 MVA. This sible for setting global standards on anti-money FATF.
Venue Hire expansion signifies another important step for laundering (AML) and combating the financing FATF membership is very important for
Mandap & Stage decorations CG Power Systems USA Inc in their quest to of terrorism (CFT). India in its quest to become a major player in
Catering become a total solutions provider in the indus- As a part of its Membership, a joint FATF the International finance. It will help India to
try. / Asia Pacific Group Mutual Evaluation Team build the capacity to fight terrorism and trace
And all your event requirements S.M. Trehan, Managing Director, Cromp- visited India in November-December, 2009 for terrorist money and to successfully investigate
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0800 999 018 or 021 187 3391 in the engineering, procurement and mainte- Mutual Evaluation Report on India and the India will benefit in securing a more trans-
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CG Power Systems USA Inc is a leading the third meeting of FATF Plenary-XXI held in that financial institutions are not vulnerable to
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North American manufacturer of three phase Amsterdam, the Netherlands from 23rd to 25th infiltration or abuse by organized crime groups.
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admitted India as 34th Country Member of tional level.
FATF.
Speaking at the Indian Chamber of Com- lined the prime importance of constant skill
merce’s (ICC) 4th annual Strategic Human development in the mid and upper manage-
Resources (HR) Conference, he said that ment level in organizations.
due to these inducements the number of stu- Dr Giri Dua, Chairman, TASMAC
dents expected to opt for professional and (Training and Advanced Studies in Man-
higher education will be enormous. agement & Communications), noted that
He said, that this has put immense pres- the global economic recovery process has
sure on the education industry as a whole to brought hiring trends back in the industry.
provide the requisite skill development and However unlike 2009, the current year
training tailor-made for the industry. has witnessed a threatening increase in em-
Noting that higher salary and perfor- ployee attrition which had peaked in 2007,
mance based incentive for the teachers he said.
cannot be the only driving factors towards He said among the different sectors IT,
achievement of this objective, he asserted BPO and BFSI have witnessed the largest
that huge emphasis has to be put in retain- attrition.
ing, enhancing and upgrading the available He said constant investment in talent
talent pool in academia. management, learning and skill develop-
He also said that there is a need for im- ment, value creation, linking performance
parting constant training and skill develop- with equity compensation and above all
ment to teachers and academicians to make building up an emotional connect with the
them conversant with the ever changing employee are crucial to employee retention.
Bula: (Above) Fiji Prime Minister Bainimarama shakes hands with Indian Friendly smiles of the friendly isles: PM Bainimarama with At-
Weekender editor Dev Nadkarni at Nausori as Dave Pf lieger looks on torney General Aiyaz Saiyed Khaiyum and Dave Pf lieger with the crew of
the inaugural service. n Rd
Dominio
in New Zealand wishing to take a break in Fiji
can fly Air Pacific, rest and be back in time for
the next match.
“We want to encourage families, business
and corporates to take advantage of the service.
I congratulate the Fiji people. There are no such
people on earth with good and caring spirits.”
Air Pacific Managing Director and Chief Ex-
Mt Eden Rd
ecutive Dave Pflieger, Auckland based regional
general manager George Dyer, airline officials,
New Zealand and Fiji media persons and passen-
gers attended the brief inauguration ceremony at
the gate 1 departure lounge of the airport.
Mr Dyer said the airline had been receiving
positive feedback on the service. “The flight
suits people heading for the northern side of
Fiji for holidays. With Air Pacific, people arrive Dave Pflieger with PM
quicker to see their families without paying a lot Bainimarama
of money for travelling and accommodation,” he
said. greatly enhance the airline’s capacity to add
Speaking to Indian Weekender onboard the connections around the Pacific. Meanwhile, he
inaugural flight, Mr Pflieger said a second Auck- would look closely at making the best use of the
existing fleet and consider adding inter island
land Nausori weekly flight would be added in Rd
August, possibly on flying Fridays. He said the connections with the airline’s turboprop fleet. Dominion
airline was already considering resuming its ser- He was keen on promoting the islands as a
vices to Nausori from Australian cities as well. destination in his native United States, where
“We want to connect to places where our he said “the awareness of the islands as a great
customers want to go, so rest assured, I will be tourist destination is relatively low.” It was
looking at that flights from Australia,” he said. a huge market that could boost the region’s
The airline is yet to decide on whether the flights economy greatly when travel begins to pick up
will be from Sydney or Brisbane. Mr Pflieger again as the world emerges from the economic
spent most of the time speaking to passengers crisis, he added. Mt Eden Rd
throughout the flight. Mr. Pflieger has been in the aviation industry
Tourism Fiji chairman Patrick Wong con- in the US for several years and was a Senior Vice
gratulated Air Pacific for the re-introduction of President with Virgin America, the leading low
its Nausori-Auckland flight. “We need to spread cost carrier that has been named best domestic
the benefit of tourism throughout Fiji,” Mr Wong airline in the US in two separate rating systems
said. “The direct service from Auckland will for each of the two years it has been in existence.
bring about tourism development to the eastern The 47-year-old South Korea-born CEO has
part of Viti Levu. It will complement what the 25 years of aviation industry experience as a
western division has to offer.” business executive, attorney, and pilot. Before
The flight hovered over central Suva for joining Virgin America, he was the Vice Presi-
about ten minutes affording a clear view of the dent of Operations for Delta Air Lines’ low-cost
downtown area to passengers before heading airline subsidiary.
northeast toward Nausori to land. Passengers – Additional reporting by Losalini Rasoqo-
greeted the touchdown with a spontaneous round soqo and Kailash Rao of the Fiji Sun
of applause. (Indian Weekender editor-in-chief Dev Nad-
Prime Minister Commodore Bainimarama, karni travelled to Fiji on the inaugural flight as a
who met passengers from the flight at Nausori full fare-paying passenger)
Airport, said the flights would benefit tourism - Photos: Samisoni Pareti
and stimulate economic growth. He said Suva and Ronald Kumar
City is an important link to international des-
– Dev Nadkarni
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Comment
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Personality
Vidya adds spice to ‘Curry Munchers’
Arvind Kumar worked alongside as an experienced cast and just kept going – just great.”
It’s not a blockbuster out of Bolly- crew. My family encourages me to pursue my Although, starring in a movie was never
wood, but the experience of starring interests and expect that I outdo myself every in Vidya’s “plan”: she stumbled upon the op-
in the locally made movie has made time in my endeavours. portunity while doing a stint as a community
a difference in the life of young Vidya “It’s important to have dreams, a higher coach at Bollyworx, an initiative supported by
Venugopalan. goal/ vision, and a plan to get there. I’m working the WDHB primarily for South Asians to get
The 23-year-old South Indian towards my vision with every step and feel more physically active.
beauty, originally from Tamil Nadu, happy for the opportunities I’ve had in life.” “It is basically grooving and working out to
is one of the leading female artistes Working with the experienced actors gave Bollywood tunes. I am a ‘community coach’
in the locally produced movie, “Curry me motivation,” said Vidya. there. I love dance, yoga, swimming and gym,
Munchers”, which is scheduled to hit “TK was very professional in his approach says Vidya who lived in the city of Trivandrum,
the big screen around October. and it was good to gauge oneself against that. Kerala, where her training in Bharatya Natyam
Working with the movie has made “Leela is so experienced, good to work with. began at age five.
her a more confident person, says Vidya, Anand was always so collected and calm and The family moved to New Zealand when
who now lives in Sandringham, Auck- Vidya was eight, high-schooled at Rutherford
land, after more than 10 years in the West. College in Te Atatu.
In “Curry Munchers”, Vidya plays Her mum works in a managerial role at the
Geeta, sister to lead character Siddarth University of Auckland and her dad was a bank
(Anand Naidu) and daughter to Leela manager and later worked as an accountant. Al-
Patel (ex Shortland Street) and dad though he has now passed away, Vidya’s dad
Ajay Vashist. continues to be a “role model” for the family.
Ben Mitchell (TK from Short- Apart from her work with WDHB, Vidya is
land Street), Tarun Mohanbhai also pursuing a post-graduate Business qualifi-
and Raj Verma also feature cation with the University of Auckland.
among the more prominent “I am very interested in health and work
star cast. full-time in this sector under Waitemata District
“The ‘Curry Munch- Health Board.”
ers’ experience has defi- For now, Vidya is confident of “Curry
nitely given me more self Munchers” doing well locally and international-
confidence,” says Vidya, ly as it is a lighthearted look at life of immigrant
whose day-time job is families after moving to a new country.
team leader of the Mental So, does Vidya, who appears to have her feet
Health unit at a Primary firmly on the ground, feel Bollywood calling:
Health Organisation “Maybe, but I am keen on character roles at the
attached to the Wait- moment.”
emata District Health For now, Vidya is back to her day-time job.
Board.
“I cherish having
“Making people
laugh, is not a joke”
Chaitanya Padukone
Popular international stand-up And fortunately this has worked
10th Anniversary Special
comedian Umaesh Pherwani who like magic, everytime. Audiences
has returned after performing in are aware that my jokes comprise
various foreign cities including mainly of interactive ‘adult hu-
Dubai, New York, Los Angeles and mour’ to be gulped with a gener-
Amsterdam now has Auckland and ous dash of salt and pepper.
Sydney on his itinerary.
$
And I generally wait for the guests
Notorious for his risqué double- to finish their initial rounds
meaning punch-liners and witty of the spirited stuff, so that I
wisecracks, Umaesh managed to get a ‘high’ response,” chuck-
first impress the Dutch club-pub- les Phaerwani who has a loyal
hoppers in Amsterdam. “It was a fan-following including ad and
tough task as the foreigners are theatre-guru Alyque Padamsee,
very hard to pleasee. Sharon Prabhakar, business baron
Viren Shah, actress Tulip Joshi,
You have to be damn good out actor-models model Aryan Vaid,
there to grab attention and ensure Rakesh Paul, impresario Moham-
that there are giggles galore. med Morani, Chef Max, actor Gary
Richards,actress-models Reshu
One has to get a hang of the local and Shifanjali , designer Rohit
sensibilities, observe the ethnic Verma and the latest be-
flavour and culture of that city be- ing the
fore plunging into the hilari-
ous act.
installation *
JADE BEADS & CABS I have ever done, the highlight for me has And here’s where the entire team of IHLS
been skydiving. This is something that I have ventures to be forthright bold: Home to
MANY DISCOUNTED PAUA & JADE SOUVENIRS always wanted to do all my life!” the world’s first and most famous of leaps,
Besides the hectic schedule that the cast the Bunjy jump at the Kawarau Bridge may
31 VERONICA STREET, NEW LYNN and crew had in Queenstown, almost every- have sent chills down their spines but from
day was a party, says Director Punit Malhotra. 43m above the Kawarau River and with 3-4
PH: (09) 827-1064 “Before arriving in New Zealand for the sec seconds of falling, it gave every member
OPEN MONDAY-FRIDAY 9AM TIL 4.30PM filming of I Hate Luv Storys and choosing of the IHLS cast and crew, friends and part-
Queenstown as the final location, I scouted ners included, a breathtaking ground rush like
SATURDAY 10AM TIL 4PM for locations around the country and got my no other.
through brainstorming within his group Shankar, Amongst the audience were singer Usha
Ehsaan and Loy and also performed his popular Uthup and musician Bikram Ghosh.
numbers like Breathless and Maa. Ghosh, who’s new album releases a day later,
“All that there is to music are the seven notes, said, “I’ve known the duo for quite some time, I
everything is created through these, mixed in did a tour with Shankar and worked on the score
various proportions and intensity” he said. of Irani’s movie, Little Zizou, they are superbly
The duo topped the evening with Irani singing talented, it was a a great evening.”
My Way and Mahadevan singing Kal Ho Naa Ho, Uthup, who has known Irani since his young
together. days for she was friends with his sister, was all
After show, when asked about this trip to praises for the duo; “They were amazing”, she
Kolkata, Mahadevan said, “Seriously speaking, said.
one of the best things about this trip was the food;
Sayantani, a member of our team got us lunch - Photos Avishek Mitra / IBNS.
Dharmesh’s new-age interpretation of the Raas extremely talented. I request the judges to allow her
Leela is infused with elements of Hip Hop. to participate in the show. She’s quite fine now and
Mumbai: Filmmaker Aparna Sen’s improbable love story, which unfolds Giving this dance act a standing ovation,Master should not miss out on this once-in-a-lifetime op-
latest flick ‘The Japanese Wife’ has through letters.. This film is different Remo D’souza, who appeared on the sets as a guest portunity.”
judge, said: “Now, that’s what I call a performance!” Master Remo D’souza, the visiting judge on
recently bagged three awards at Star to the extent that such a film has not
Judge Farah Khan continued, “Capturing the DID Li’l Masters for the latest episode asked the
Entertainment Awards. been attempted before. Any one who
innocence of the flirtation between Krishna & Gopi lady to calm down.
has a heart, a sense of humor and with grace is no joke even for adult professional He said, “M’am, I request you not to thrust your
‘The Japanese Wife’ won the Best an eye for beauty will respond to The dancers. And to think that Ruturaj and Vaishnavi own personal ambitions on Khushboo. She’s a gem
Film Award, while Aparna Sen Japanese Wife. These awards go to managed to pull off this feat mid-air hanging from and without a doubt, she will go places. But there’s
bagged the Best Director Award and prove that the film has touched the a harness is just awe-inspiring!” a right time for everything. At DID, a child’s health
Anay Goswamy received the Best hearts of the viewers.” Another WOW moment in the episode was and well-being is of the highest priority. Khushboo
Cinematography Award. when Dharmesh joined hands for the very first time will dance only and only when the doctors certify
The film was released on April 9, fol- with his bow-idol Master Remo to the catchy ‘Dil that there is no risk to her elbow in the longer run.”
On receiving the awards, Aparna lowed by a special screening at Cra- Toh Bachcha Hai Ji’ track. Having understood that the channel’s decision
said “It’s the most lyrical and hu- cow Festival, in Poland. Meanwhile, with the kids shining like twin- is in the best interests of her daughter, Khushboo’s
morous film I have made so far, an kling stars on every episode of DID Li’l Masters, mom got her act together and agreed to let her
every parent is eager to ensure that their child has daughter just stay on and enjoy the rest of the show
a long innings on the show and continues to dazzle without any pressure.
Vice President Harshadbhai Patel [027 447 5706] | Assistant Secretary Raj Bedi [021 241 1424] | Treasurer Manjit Singh [021 781 902]
Affiliated Branches Auckland | Bay of Plenty | Central Districts | Christchurch | Country Section | Manukau | Pukekohe | Taranaki | Waikato | Wellington
Associate Members NZ Punjabi Cultural Association Inc | New Zealand Kannada Koota Inc | Probasee Bengali Association of NZ Inc | Auckland Marathi Association Inc | New Zealand Telugu Association Inc
| Muth Tamil Sangam Inc
Probationary Associate Members Auckland Malayali Samajam www.nzindians.org.nz
WEEKENDCUISINE
Corn and pea
creamy soup
Recipe by Ruby Dhillon
INGREDIENTS:
• 3 cups of water ( 600ml ) • 1 cup green peas • 1 can of baby corns – cut in small pieces
• 1 small onion finely chopped • 1 tsp crushed garlic paste • 50ml cream
• 2 tsp butter or meadowlea spread • ½ cup – croutons ( bread crumb pieces )
• Salt to taste
METHOD:
• Take a pan and add the 3 cups of water along • Pour the puree’ back into the pan and bring it
with green peas, chopped baby corns, garlic, to a boil and add cream just before serving. Add
onion and salt. Bring the water to a boil and croutons to garnish.
simmer till the ingredients are tender( usually
10 minutes). • Serve hot – will serve 3 persons.
What is Underwriting?
Oliver Pereira
When you apply for insurance with a Life In- in which the premiums have been adjusted or
surance company your adviser and the Insur- ‘loaded’, or in which various exclusions have
ance companies aim is to make the process as
simple as possible.
Every insurance company has its own set of been added, to ensure fairness in the event that
a claim needs to be paid.
The insurance company reviews your appli- When a counter-offer is made by an Insur-
cation to ensure that you are charged the correct underwriting guidelines to help it decide ance Company take the time to understand the
premium and that you qualify for the cover reasons behind the special terms offered. It may
you have applied for. The questions you have
answered in your application usually provide
whether to insure an applicant, to what extent be that even though the exclusions are made on
your policy or your premiums loaded for addi-
the Underwriter with sufficient information tional risk, it may work towards your favour to
but sometimes they may need to obtain further and at what cost. With life insurance, for example, start of with and as your health improves these
details. exclusions & loadings could be reviewable.
In some instances this may require you to
either see your doctor, meet with one of the In-
the underwriters use a combination of factors in Alternatively it may be prudent at times
to ensure that you have received a fair
surance Company’s nurses or provide addition- special terms offer by benchmarking that
al information by utilising their Telephone Un- calculating the risk of death, and pricing the cover. offer & comparing it to what other insurance
derwriting service. Additionally the Insurance companies may provide. Talk to your adviser
Company may write to your doctor to obtain to see how you can go about it.
further medical history. The above information has been pro-
All this information helps the Insurance how much coverage they should receive. ance company might have insufficient funds to vided to serve only as a guideline to assist
Company to assess your application and deter- Because not all risks are equal, some poli- pay legitimate claims. in evaluating your insurance needs. You are
mine the nature of the contract or policy that cies will be more expensive than others, and Every insurance company has its own set encouraged to do your own research before
they will offer you. It is extremely important may have conditions attached to them. An in- of underwriting guidelines to help it decide arriving at any decisions.
that the information you provide is truthful, surance company also needs to be confident whether to insure an applicant, to what extent
complete, correct and given in good faith. Once that it has enough money in its pool of funds to and at what cost. With life insurance, for - For further information,
all the information is made available to the In- pay out claims when they arise. example, the underwriters use a combination please contact:
surance Company the process of Underwriting In short, underwriting is about fairness of factors in calculating the risk of death, and Oliver Pereira –
starts. between all parties and getting the balance right pricing the cover. These include such things OPM Insurance Services Ltd.
Underwriting is the process used by insur- between the risks, costs and likelihood of a as age, sex, weight, occupation, smoking and Ph. 0800 66 77 92, Faxmail. 021 551
ance companies to figure out how risky it is to claim being made. Without this process, people drinking habits, hobbies and travel. 669, Mobile. 021 66 77 92
insure people and businesses. It also helps them could be charged more than is fair for the cover During the application process, the under- Email. oliver.pereira@xtra.co.nz
to decide how much to charge the customer and they need, or, in a worst-case scenario, an insur- writers may decide to make a counter-offer,