TABLE of CONTENTS

A Executive

Summary

.
B Introduction
I History

C BPIs Corporate Social Responsibility
I CSR towards the

Investors..
II CSR towards the

Employees.
III CSR towards the

Customers..
IV CSR towards the

Environment..
V CSR towards the Local

Community
D Company

Visit

..
A. Executive Summary
Bank of the Philippine Islands(BPI) is that country's second-largest bank, trailing
only Metropolitan Bank & Trust. It is also the Philippines' oldest bank and one of
the oldest of all Asian banks. BPI offers a full range of commercial and retail
financial services, including corporate finance services, asset management, and
brokerage and other financial consulting services. BPI's retail network includes
more than 700 branches throughout the Philippines, as well as branches in New
York, Hong Kong, and Tokyo. The bank also operates a network of more than
1,200 automated teller machines and more than 8,500 retailer-based point-of-
sale machines. In 1999, BPI pioneered online banking in the Philippines with the
launch of online bank BPI Direct in 1999. In addition to its banking products and
services, BPI has also developed a strongnon-life insuranceoperation, chiefly
under subsidiary BPI/MSInsuranceCorporation. Listed on the Philippines Stock
Exchange, BPI has long been majority controlled by Philippines conglomerate
Ayala Corporation.

B. Introduction
I. History
Bank of the Philippine Islands (Filipino: Bangko ng Kapuluang Pilipino, Spanish:
Banco de las Islas Filipinas, commonly known as BPI; PSE: BPI) is the oldest
bank in the Philippines still in operation and is the country's fourth largest bank in
 terms of assets, the country's largest bank in terms of market capitalization, and
the country's most profitable bank. It is owned by the Ayala Corporation, the
largest conglomerate in the Philippines, and is based in Makati's Central
Business District, on the corner of Ayala Avenue and Paseo de Roxas. As of
2014, it is currently listed in Forbes as the Philippines' largest bank in terms of
market value and overall ranking. Established on August 1, 1851 under Spanish
colonial rule, BPI was originally known as El Banco Espaol Filipino de Isabel II,
named after then Queen of Spain, Isabel II.

The bank was the first to be established in the Philippines, and was responsible
for starting the country's banking and finance industry. Playing a unique role in
the early economic history of the Philippines, the bank performed many functions
that in effect made it the country's Central Bank, including providing credit to the
National Treasury and printing and issuing currency in its own name.

Following the Spanish-American War of 1898, the Bank was reorganized and
essentially privatized under the U.S. federal government's National Bank Acts of
1863 and 1864. The bank adopted its current name on January 1, 1912.

In the early 1980s, the Monetary Board of the Central Bank of the Philippines
(now the Bangko Sentral ng Pilipinas) allowed BPI to evolve into a fully diversified
universal bank, to offer investment and consumer banking services in addition to
traditional commercial banking activities. This transformation into a universal
bank was accomplished through both organic growth and mergers and
acquisitions.

Today, BPI is acknowledged as a leading provider of financial services in the

Philippines.

C. BPIs Corporate Social Responsibility

I. CSR towards the Investors

It is the duty of the board of directors to promote and uphold stockholders rights such as

the right to vote, right to timely receive relevant information, right to dividends and to

make available pre-emptive and appraisal rights.

The board shall insure that the company remains faithful to its undertaking to make

timely disclosures have material information and transactions that could potentially affect

the price of the companys shares.

They also practice integrated reporting to align relevant information about the Banks

strategy, governance systems, performance and future prospects in a way that reflects

the economic, environmental and social environment in which it operates, for better

appreciation by our stakeholders of our corporate social responsibility and sustainability

initiatives.

II. CSR towards the Employees

The bank strives to be an employer of choice among Philippine financial institutions.

With strengths in three main employee engagement drivers of career development and
opportunities, goal clarity, and leadership, they introduced more initiatives to boost

competency development among the officers and staff, worked to accelerate

promotions, and identified the right metrics to better align human resource measures

with corporate strategy. Moreover, we strive to provide a safe, secure and conducive

working environment for our employees, to continually safeguard their rights and provide

equal opportunity for everyone to realize their fullest potential and make them agents of

change for their communities.

Employee training and development. Employee training and education are essential

to the bank's growth strategy. By ensuring that our staff, specialists, and officers are

trained, steeped in best practices, and exposed to an environment that nurtures

continuous leading, we are able to provide the highest quality service to our clients.

Employee volunteerism. The bank has a built-in volunteerism program called BPI

Bayan, which encourages and organizes employees to devote some of their personal

time to help communities relevant to BPI and its clients. BPI Bayan is self-sustaining

using a seed fund granted by the bank in 2009, when the program started, the employee

volunteers have since grown the fund to finance the community development projects

they organize.

BPI Asset Management visits Freadom Project, Inc (FPI)

To help employees achieve their goals faster, BPI offers:

GUARANTEED ARRANGEMENT

Allows greater involvement of the company by way of guaranteeing the loans.

BFB evaluates loan applications based on the merit of the company.

Automatic acceptance of employees endorsed by company.

Lower rates as compared to non-guaranteed arrangement.

o Financed amount based on company endorsement.

o Company acts as collecting agent.

o Security/collateral Continuing suretyship of the company.

NON-GUARANTEED ARRANGEMENT

Company refers/endorses employee to bank.

BFB evaluates loan applications based on sole merit of employee.

Rates may be lower than banks counter rate.

Security/collateral is property being financed by bank.

III. CSR towards the Customers

It is the companys mission to provide the finest products and services, and

realize customer satisfaction.

It continually strives to satisfy its customer expectation and concerns on the

quality of service it provides, by committing to continually improve the way they

do things to serve better.

BPI FAMILY KA-NEGOSYO LOAN

Is a business loan program that supports the needs of the entrepreneur

PRODUCT INFORMATION:

AUTO LOAN

HOUSING LOAN

PERSONAL LOAN
 Ka-negosyo term loan

Ka-negosyo credit line

Ka-negosyo franchising loan

IV. CSR towards the Environment

BPI recognizes its role as a responsible financial institution, both as a resource user and

generator of waste. In their business operations, they reduce the negative impact to the
environment through responsible environmental leadership across the organization,

making them more cost-effective and to help improve margins.

The Banks policy on environmental responsibility starts from within by adopting:

Policies

Standards

Practices

The Bank innovates for operational efficiency, to empower our people and

society, to use resources efficiently, and to continue to build stakeholder trust

focused on three main areas:

Financial wellness We help individuals, communities and businesses grow their

funds and build their wealth by facilitating financial wellness opportunities, a

range of innovative programs and more accessible investment options.

Financial inclusion We continually strive to widen our reach by developing

products and services that address the needs and preferences of clients coming

from low-income and underserved segments. We adhere to the ideals that true

prosperity can only be achieved when everyone is involved.

Sustainable development investments We promote investments in industries

that strengthen urban and countryside development. Advocating and advancing

shared value financing, we also stimulate business innovation through cleaner,

low carbon, and resource efficient technologies.

V. CSR towards the Local Community

D. Company Visit