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The human cost of this daily adversity is vast and the economic burden
of poor occupational safety and health practices is estimated at 4 per cent of
global Gross Domestic Product each year. Employers face costly early
retirements, loss of skilled staff, absenteeism, and high insurance premiums
due to work-related accidents and diseases.
INTERNATIONAL CODES
ILO-OSH 2001
OHSAS 18000
OHSAS 18001
OHSAS 18002
Occupational Safety and Health Convention, 1981 (No. 155) and its
Protocol of 2002
to protect every working man against the dangers of injury, sickness or death through safe
and healthful working conditions.
Scope:
shall apply to all places of employment except land, sea and air transportation and safety
in Mines.
NATIONAL PROFILE ON OCCUPATIONAL SAFETY AND HEALTH (PHILIPPINES)
The Occupational Safety and Health Standards (OSHS) of 1978.5 under Article 162 of the
Philippine Labor Code, the OSHS was promulgated for the guidance and compliance of those
covered. The DOLE administers and enforces the provisions of the Standards. Safety and Health
rules may be promulgated, modified or revoked covering 26 rules and 144 sub rules, among
which are on:
By virtue of the powers vested in the Department of Labor and Employment under Article 162 of
the Labor Code of the Philippines, this Occupational Safety and Health Standards is hereby
promulgated for the guidance and compliance of all concerned. This body of standards rules and
regulations shall hereafter be referred to as Standards
a. furnish his workers a place of employment free from hazardous conditions that are causing or
are likely to cause death, illness or physical harm to his workers;
b. give complete job safety instructions to all his workers, especially to those entering the job for
the first time, including those relating to the familiarization with their work environment, hazards
to which the workers are exposed to and steps taken in case of emergency;
(2) Every worker shall cooperate with the employer in carrying out the provisions of this
Standards. He shall report to his supervisor any work hazard that may be discovered in his
workplace.
(3) Every worker shall make proper use of all safeguards and safety devices furnished in
accordance with the provisions of this Standards for his protection and that of others, and shall
follow all instructions given by the employer in compliance with the provisions of this
Standards.
(4) It shall be the duty of any person, including any builder or contractor or enforcement agent,
who visits, builds, renovates, or installs devices, or conducts business in any establishment or
workplace, to comply with the provisions of this Standards and all regulations of the employer
issued there under as well as with other subsequent issuances of the Secretary.
All information reported to or otherwise obtained by the enforcement officer in connection with
any inspection or proceedings under this Standards, which contains or might reveal a trade
secret, shall be considered confidential except that such information may be revealed in any
proceeding where it is required or necessary. The Secretary, the Regional Director or duly
authorized representative, shall issue appropriate orders to protect the confidentiality of trade
secrets.
RULE III
The services of the Occupational Safety and Health Center (OSHC) shall cover the preventive
(primary, secondary, tertiary prevention) aspects of occupational safety and health in every
workplace, public or private.
The Center shall serve as the authority on Occupational Safety and Health in the areas of
research, training and information dissemination and technical services.
Section 4. Research
The Center shall undertake studies and researches on all aspects of occupational safety and
health. It shall focus on studies:
2. to continuously review and support the updating of the list of occupational illnesses as
prescribed in PD 626, Employees Compensation and State Insurance Fund; and
Relative to its research functions, the Center, through its technical personnel, shall have access to
employers premises and records to study any fact, condition or matter which may be necessary
in pursuance of said research activities. Such researches shall not be the basis of any action
against any individual, employer or workers and shall be subject to the confidentiality of trade
secrets under Rule 1006 of the Occupational Safety and Health Standards.
Section 5. Training
The Center shall build and strengthen a pool of capable trainers in OSH nationwide in
partnership with stakeholders and shall take the lead in developing a training agenda in
consultation with its partners and stakeholders.
The Center shall focus its efforts on planning, developing and implementing comprehensive and
gender sensitive training programs in the field of occupational safety and health.
The Center shall serve as the clearing house of information and innovative methods, techniques
and approaches in dealing with occupational safety and health problems. It shall develop
mechanisms for information dissemination and exchange to workers, employers, general public
and stakeholders through mass media, electronic media and other forms of dissemination such as
publications, conferences, or consultations. It shall develop and strengthen a specialized library
on OSH to serve both the Centers staff as well as clients members and stakeholders. The OSHC
shall function as the CIS Center of the ILO in the Philippines.
Information on OSH will range from prevention through workplace and community efforts; to
early detection through prompt and effective interventions and to measures that reduce accidents,
illnesses, and impairments, among others.
The Centers expertise shall be extended to the workers, public and private sectors, trade unions
and other workers organizations and to other government and non-governmental institutions. It
shall render technical assistance and advice as requested by client/s in connection with specific
OSH problems/issues. It shall pro-actively provide technical assistance in cooperation with the
labor inspectors in cases of imminent danger, accidents, affecting both workers and the
community.
CODES of PRACTICES
This code of practice sets out principles concerning safety and health in the use of machinery and
defines safety and health requirements and precautions applicable to governments, workers and
employers, and also to designers, manufacturers and suppliers of machinery.
This code of practice is intended to raise awareness of the hazards and risks associated with
agriculture and promote their effective management and control; to help prevent occupational
accidents and diseases and improve the working environment in practice; to encourage
governments, employers, workers and other stakeholders to cooperate to prevent accidents and
diseases; to promote more positive attitudes and behaviour towards occupational safety and
health (OSH) in agriculture throughout the sector; ensure that good workplace health and safety
practices are applied to all workers in the workplace regardless of age or gender.
This new code, which reflects the many changes in the industry, its workforce, the roles of the
competent authorities, employers, workers and their organizations, and on the development of
new ILO instruments on occupational safety and health, focuses on the production of coal from
underground mines.
This new code, which reflects the many changes in the industry, its workforce, the roles of the
competent authorities, employers, workers and their organizations, and on the development of
new ILO instruments on occupational safety and health, focuses on the production of iron and
steel and basic iron and steel products, such as rolled and coated steel, including from recycled
material.
Safety and health in shipbreaking: Guidelines for Asian countries and Turkey
These guidelines are the first of their kind to provide assistance to ensure safe work in
shipbreaking within the framework of the ILOs Decent Work Agenda. In so doing they provide
advice on the transformation of a mainly informal economy activity into a more formal
organized one.
Security in ports
The objective of this code of practice on security in ports is to enable governments, employers,
workers and other stakeholders to reduce the risk to ports from the threat posed by unlawful acts.
The practical recommendations in this code are intended to provide relevant guidance to ILO
constituents and all those responsible for or involved in the management, operation, maintenance
and development of ports.
This code focuses on the prevention of workplace violence and its direct adverse consequences.
The objective of this code of practice is to provide general guidance in addressing the problem of
workplace violence in services sectors.
This code of practice provides practical guidelines for ensuring that the safety and health of all
those involved in non-ferrous metals production, in large and small enterprises, are afforded the
highest priority.
The code provides invaluable practical guidance to policy-makers, employers and workers
organizations and other social partners for formulating and implementing appropriate workplace
policy, prevention and care programmes, and for establishing strategies to address workers in the
informal sector.
Safety in the use of synthetic vitreous fibre insulation wools (glass wool, rock wool, slag
wool)
This ILO code of practice defines major principles and approaches concerning safety
requirements and precautions in the use of insulation wools (glass wool, rock wool and slag
wool). It provides practical control measures to minimize occupational exposure to fibres and
dusts from insulation wools, prevent irritation and discomfort, and avert any long-term health
risks involved in working with such products.
The objective of this code is to protect workers from occupational safety and health hazards in
forestry work and to prevent or reduce the incidence of illness or injury by providing practical
guidelines.
The purpose of this code of practice is to provide guidance on the protection of workers personal
data. As an ILO code of practice, it has no binding force, but rather makes recommendations.
The code does not replace national laws, regulations, international labour standards or other
accepted standards.
The code has been drawn up with the object of providing guidance to those who may be engaged
in the framing of provisions and the setting up of systems, procedures and arrangements for the
recording and notification of occupational accidents and diseases, commuting accidents,
dangerous occurrences and incidents, and their investigation and prevention.
Abuse of drugs and alcohol may cause serious difficulties at work including deterioration in job
performance. Abuse is caused by a diverse range of personal, family, social or work situations or
a combination of such factors. Consequently this ILO code of practice presents a variety of
multidisciplinary approaches to the prevention, treatment and rehabilitation of alcohol- and drug-
related problems in the workplace.
The objective of this code is to provide practical guidance on a legal, administrative, technical
and educational framework for safety and health in the construction sector.
A. OBJECTIVES
This Procedural Guidelines aims to standardize and streamline the operating procedures in
the processing of applications for accreditation of Occupational Safety and Health Personnel and
Training Organizations, with the end view of carrying out the policies and objectives of Department
Order No. 16, s. of 2001, otherwise known as the Training and Accreditation of Personnel on
Occupational Safety and Health.
B. LEGAL BASES
The Secretary of Labor shall by appropriate orders set and enforce mandatory occupational safety
and health standards to eliminate or reduce occupational safety and health hazards in all workplaces
and institute new and update existing programs to ensure safe and healthful working conditions in all
places of employment (Article 162 Book IV, Title I, of the Labor Code of the Philippines, as
amended) The Bureau of Working Conditions (BWC), either directly or through accredited training
organizations shall conduct continuing programs to increase the supply and competence of personnel
qualified to carry out the provisions of this Standards pursuant to Rule 1030 (as amended by D.O. 16
s. of 2001) of the Occupational Safety and Health Standards otherwise known as the Implementing
Guidelines of Article 162 Book IV, Title I, of the Labor Code of the Philippines, as amended)
1. Training Requirements
Any person desiring to be employed as or practice Occupational Safety and Health (OSH) in the
country is required to complete the prescribed training as follows:
a. OH Personnel - (nurse, physician, dentist) - prescribed training specified under Rule 1960 of
the OSHS
e. Trainers on OSH Basic Training on OSH, 40 hours and Trainers Training Course, 24
hours
2. Types of Accreditation
a. Individuals such as practitioners and consultants who are qualified to practice OSH in the
Philippines as determined by the Bureau.
b. Institutions or Organizations such as occupational safety and health training
organizations and consultancy organizations qualified to render occupational safety and
health services such as training, consultancy, inspection and audit among others as
determined by the Bureau.
a.1. Must have completed the Bureau prescribed 40-hour Basic Occupational Safety and Health
Training Course from DOLE accredited or recognized organizations.
a.2. Must have relevant experience in occupational safety and health. Three (3) years experience
is required if applicant is duly licensed, Four (4) years experience, if graduate of any 4 or 5 year
college course without license and Ten (10) years experience if college undergraduate. Relevant
experience shall mean actual work experience on OSH or a combination of actual work experience
and attendance or participation in various trainings, seminars and other related learning processes.
b.1. Must be an accredited OSH practitioner for five (5) years with experience in two (2) fields of
specialization on OSH.
b.2. Must have experience in policy formulation and development, implementation, monitoring
and valuation of occupational safety and health management systems.
b.3. Must have completed the 80-hour Advanced Occupational Safety and Health Training Course
as prescribed by the Bureau.
b.4. Must have earned 480 hours of training/seminar or related learning processes in various
fields of occupational safety and health from accredited organization or institutions authorized by
law.
c.1. Must be composed of two or more accredited occupational safety and health consultants with
valid accreditations.
c.2. Must have a valid business registration, license, and permit to operate or any other proofs to
show existence as a juridical entity recognized under appropriate issuances/laws.
d.2. Must have basic training equipments, facilities and materials as determined by the Bureau.
d.3. Must have a valid business registration, license and permit to operate or any other proofs to
show existence as a juridical entity recognized under appropriate issuances/laws.
d.4 A Bureau-prescribed and/or approved course of study shall be used or followed by accredited
organizations. Any deviation from the prescribed training must be with the previous approval of the
Bureau.
4. Validity and Renewal of Accreditation
Accreditation shall be valid for three (3) years and shall be renewed upon compliance of the
minimum requirements, unless suspended, cancelled or revoke on grounds pursuant to D.O. 16.
5. Effects of Accreditation
a. Suspension
a.2. Failure to renew accreditation with the Bureau on or before the anniversary date of
the original accreditation.
a.3. Non-compliance with the provisions or other requirements of this Rules, promulgated
orders, decisions and circulars issued by the Bureau/Department on accreditation.
b. Cancellation
An appeal for reactivation of suspended accreditation shall be filed with Bureau for
consideration.
9. Audit System:
A regular audit shall be done by the Bureau to determine compliance with the Provisions of
Accreditation (Rule 1034).
Information and documents received by or filed with the Bureau in compliance with the
requirements for accreditation and its renewal shall be treated as confidential and shall not be
divulged to any party without the consent of the concerned individual or organization.
11. Fees
Applicant shall pay the following fees as stated by Rule 1970 of Occupational Safety and Health
Standards which was amended by Department Order 9, series 2001:
BLS was renamed the Bureau of Working Conditions (BWC) on May 1, 1982 by virtue of
Executive Order No. 797 and a new Labor Standards Research Division (LSRD) was added to
the existing divisions of the Bureau, namely Inspection Standards Division (ISD), Wage and
Hour Standards Division (WHSD) and Occupational Safety and Health Division (OSHD). The
purpose or concept was to expand the functions of the Bureau to generate relevant studies and
information on occupational safety and health in aid of policy formulation.
Vision
Mission
Organizational Mandate:
The BWC shall primarily perform policy and program development and advisory
functions for the Department in the administration and enforcement of laws relating to labor
standards.
Develops and prescribes labor standards as well as policies, programs and devices on
its administration and enforcement;
Exercises technical and functional supervision over the regional offices on the
administration and enforcement activities including developmental programs, projects
and activities;
Conducts researches in aid of safety standards, policy programs, measures and devices
development on labor standards and its administration and enforcement;
Provides knowledge and information services on labor standards data, programs and
enforcement activities; an
Performs other functions as may be required by law or assigned by the Secretary of
Labor and Employment in the administration and enforcement of labor standards.
It shall have a Policy and Program Development Division, a Program Management and
Technical Support Services Division and Labor Standards Review and Appeals Division, with
the corresponding duties and responsibilities, as follows:
Construction Safety and Health Program
Pursuant to the DOLE Department Order No. 13, Series of 1998 on the Guidelines
Governing Occupational Safety and Health in the Construction Industry, every construction
project is required to have a Construction Safety and Health Program (CSHP). The CSHP refers
to a set of detailed rules to cover the processes and practices that shall be utilized in a specific
construction project site in conformity with the OSHS including the personnel responsible and
the penalties for violations thereof. Said program must be in accordance with these rules, and
other orders and issuances from by the Department.
Department Order No. 13-98 - Guidelines Governing Occupational Safety and Health in
the Construction Industry
Objectives:
To ensure the protection and welfare of workers employed in the construction industry.
To ensure protection and welfare of the general public within and around the immediate
vicinity of any construction worksite as well as the promotion of harmonious employer-
employee relationships.
To take into consideration industry practices and applicable govt. requirements.
Section 4: Coverage
Before the start of the actual construction, the construction project manager shall
prepare and submit to DOLE Regional Office a comprehensive construction safety and
health program.
All employers must provide personal protective equipment for all employees
needing such equipment. All other persons entering the construction site must wear the
necessary protective equipment. The equivalent cost for the provision of PPE shall be an
integral part of the project cost.
Hazardous Workplaces
Mandatory provision of safety and warning signs are reiterated not only for the
protection of workers, but also the public in general. Signs should conform with the
standard requirements of the OSHS.
Usage of PPE
Falling/ falling objects
Explosives and flammable substances
Tripping or slipping hazards
Toxic or irritant airborne contaminants/substances
Electrical facility
Dangerous moving parts of machines
Fire alarms/ fire fighting
Instructional signs/ Update of man-hours lost
Pre-Construction
During Construction
Routine inspection
All safety personnel assigned within the construction site are required to undergo
the basic construction safety training course prescribed by the Bureau of Working
Conditions. Continuing training (minimum of 16 hours per year) for all full-time safety
personnel shall also be a responsibility of each constructor.
The employer shall provide for adequate supply of safedrinking water, adequate sanitary and
washing facilitiesin order to ensure humane conditions of work.
BRIEF HISTORY
The ECC is a government corporation. It is attached to the Department of Labor and
Employment for policy coordination and guidance.
It is a quasi-judicial corporate entity created to implement the Employees Compensation
Program (ECP). The ECP provides a package of benefits for public and private sector
employees and their dependents in the event of work-connected contingencies such as
sickness, injury, disability or death.
As implementor of the Employees Compensation Program, ECC is mandated by law to
provide meaningful and appropriate compensation to workers. Its main functions are:
To formulate policies and guidelines for the improvement of the employees
compensation program;
To review and decide on appeal all EC claims disapproved by the Systems; and
To initiate policies and programs toward adequate occupational health and safety and
accident prevention in the working environment
LEGAL MANDATE
The ECC was created in November 1, 1974 by virtue of PD 442 or the Labor Code of the
Philippines. It, however, become fully operational with the issuance of PD 626 which took effect
January 1, 1975.
Designed to provide employees and their families with income benefits and medical and
other benefits in the event of work-connected sickness, injury or death.
Compensable Diseases
Conditions or risk factors on the job must bepresent for the diseaseto be compensable
Other diseases may still be compensable if employee can establish causal connection
with:
Compensability of Injuries
For the INJURY and the resulting disability or death to be compensable, the injury must
be the result of an accident arising out of and in the course of employment.
Excepting Circumstances
1. Intoxication
2. Notorious negligence
ECP Benefits
It is not the illness or injury that is compensated but the incapacity to work
(DISABILITY) as a result of the illness or injury that is being compensated.
Medical Benefits
Careers Allowance
Granted to employee who gets permanently and totally and has difficulty taking
care of basic personal needs
Death Benefits
Monthly Income Benefit pension to beneficiary plus 10% for each dependent
child not exceeding five
Rehabilitation Services
Article 171.Registration. - Each employer and his employees shall register with the
System in accordance with its regulations.
Article 172.Limitation of liability. - The State Insurance Fund shall be liable for
compensation to the employee of his dependents, except when the disability or death was
occasioned by the employee's intoxication, negligence, or otherwise provided under this Title.
Article 173.Extent of Library. - Unless otherwise provided, the liability of the State
Insurance Fund under this Title shall be exclusive and in place of all other liabilities of the
employer to the employee, his dependents or anyone otherwise entitled to receive damages on
behalf of the employee or his dependents. The payment of compensation under this Title shall
not bar the recovery of benefits as provided for in Section 699 of the Revised Administrative
Code, Republic Act numbered eleven hundred sixty-one, as amended, Commonwealth Act
numbered one hundred eighty-six, as amended, Republic Act numbered sixty-one hundred
eleven, as amended, Republic Act numbered six hundred ten, as amended, Republic Act
numbered forty-eight hundred sixty four, as amended, and other laws whose benefits are
administered by the System, or by other agencies of the government. (As amended by Sec. 2,
P.D. 1921).
Article 174.Liability of third parties. - (a) When the disability or death is caused by
circumstances creating legal liability against a third party, the disabled employee or the
dependents in case of his death shall be paid by the System under this Title. In case benefit is
paid under this Title, the System shall be subrogated to the rights of the disabled employee or
the dependents in case of his death, in accordance with the general law.
(b) Where the System recovers from such third party damages in excess of those paid or
allowed under this Title, such excess shall be delivered to the disabled employee or other
persons entitled hereto, after deducting the cost of proceedings and expenses of the System.
(As amended by Se. 17, P.D. 850).
PRESCRIPTIVE PERIOD
No claim for compensation shall be given due course unless said claim is filed with the
Systems within THREE (3) years from the time the cause of action occurred
Summary
is a program concretizing the States concern for the Filipino working man.
It has benefited more than 5 million workers and their families to the tune of over
Php 33.6 Billion.
The National Health Insurance Program was established to provide health insurance
coverage and ensure affordable, acceptable, available and accessible health care
services for all citizens of the Philippines. It shall serve as the means for the healthy
to help pay for the care of the sick and for those who can afford medical care to
subsidize those who cannot. It shall initially consist of Programs I and II or Medicare
and be expanded progressively to constitute one universal health insurance
program for the entire population. The program shall include a sustainable system
of funds constitution, collection, management and disbursement for financing the
availment of a basic minimum package and other supplementary packages of
health insurance benefits by a progressively expanding proportion of the population.
The program shall be limited to paying for the utilization of health services by
covered beneficiaries. It shall be prohibited from providing health care directly, from
buying and dispensing drugs and pharmaceuticals, from employing physicians and
other professionals for the purpose of directly rendering care, and from owning or
investing in health care facilities. (Article III, Section 5 of RA 7875 as amended)
c) To supervise the provision of health benefits and to set standards, rules and
regulations necessary to ensure quality of care, appropriate utilization of services,
fund viability, member satisfaction, and overall accomplishment of Program
objectives;
h) To acquire property, real and personal, which may be necessary or expedient for
the attainment of the purposes of this Act;
i) To collect, deposit, invest, administer, and disburse the National Health Insurance
Fund in accordance with the provisions of this Act;
j) To negotiate and enter into contracts with health care institutions, professionals,
and other persons, juridical or natural, regarding the pricing, payment mechanisms,
design and implementation of administrative and operating systems and
procedures, financing, and delivery of health services in behalf of its members;
k) To authorize Local Health Insurance Offices to negotiate and enter into contracts
in the name and on behalf of the Corporation with any accredited government or
private sector health provider organization, including but not limited to health
maintenance organizations, cooperatives and medical foundations, for the provision
of at least the minimum package of personal health services prescribed by the
Corporation;
l) To determine requirements and issue guidelines for the accreditation of health
care providers for the Program in accordance with this Act;
m) To visit, enter and inspect facilities of health care providers and employers
during office hours, unless there is reason to believe that inspection has to be done
beyond office hours, and where applicable, secure copies of their medical, financial,
and other records and data pertinent to the claims, accreditation, premium
contribution, and that of their patients or employees, who are members of the
Program;
n) To organize its office, fix the compensation of and appoint personnel as may be
deemed necessary and upon the recommendation of the president of the
Corporation;
o) To submit to the President of the Philippines and to both Houses of Congress its
Annual Report which shall contain the status of the National Health Insurance Fund,
its total disbursements, reserves, average costing to beneficiaries, any request for
additional appropriation, and other data pertinent to the implementation of the
Program and publish a synopsis of such report in two (2) newspapers of general
circulation;
q) To establish and maintain an electronic database of all its members and ensure
its security to facilitate efficient and effective services;
s) To conduct information campaign on the principles of the NHIP to the public and
to accredited health care providers. This campaign must include the current benefit
packages provided by the Corporation, the mechanisms to avail of the current
benefit packages, the list of accredited and disaccredited health care providers, and
the list of offices/branches where members can pay or check the status of paid
health premiums;
t) To conduct post audit on the quality of services rendered by health care providers;
aa) To perform such other acts as it may deem appropriate for the attainment of the
objectives of the Corporation and for the proper enforcement of the provisions of
this Act.
Affiliations
Funding varies based on the population covered, although the majority of funds flow
from general taxation. Premiums from the formal sector reach up to 3% of monthly
income. Premiums from both the poor and the informal sector are 2,400 pesos
annually (about 50 USD). However, the cost of insurance for the poor is fully
subsidized by the central and local governments. The National government
allocates more than 9 billion pesos annually to meet its target.
Benefits
PhilHealth and beneficiaries have access to a comprehensive package of services,
including inpatient care, catastrophic coverage, ambulatory surgeries, deliveries,
and outpatient treatment for malaria and tuberculosis. Those identified as indigent
and OFW are also entitled to outpatient primary care benefits (PCB1) or TSEKAP.
Inpatient care includes room and board, medicines, diagnostic and other services,
professional fees and operating room services under the "all case rate" payment
scheme. The case rate amount will depend upon the final diagnosis and each
diagnosis has corresponding fix amount or package. The case rate amount shall be
deducted by the HCI from the member's total bill, which shall include professional
fees of attending physicians, prior to discharge. Catastrophic conditions, ambulatory
surgeries including ambulatory dialysis, deliveries and outpatient malaria and TB-
DOTS care.
Except for the outpatient primary care benefits (PCB1) that the indigents and OFWs
are entitled to via public providers, patients have free choice of providers, both
public and private.
Annual or lifetime coverage limits exist. These limits are expressed in terms of
volumes of services (e.g., days) rather than a peso coverage limit. For example,
principal member are eligible for 45 days of inpatient admission and also outpatient,
and another 45 days to share among its qualified dependents. Each day of
ambulatory surgery counts as a day of admission.
Providers are allowed to charge the patient the difference between the total cost of
care and what PhilHealth pays (i.e., balance billing).
Indigent and sponsored members, lifetime members, senior citizen members and
household members are entitled to avail the free hospitalization under the no-
balance billing scheme (NBB) when they are admitted in a non-private room of
public or government hospitals. NBB are not applicable under private rooms and
private hospitals so members have to pay the excess or balance after case rate
amount has been deducted.
There are several government agencies, each of whom has their respective OSH
mandates, policies, programs as well as modes of implementation and enforcement: