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JUDICIAL AFFIDAVIT
A - None maam.
A - Yes, maam.
Q11 - Were the plaintiffs able to pay their loan when it became due?
A - No, maam.
Q12 - What did the bank do, if any, when the plaintiffs defaulted on
their loan obligation?
A - After several demands, both oral and written, all of which were
not heeded, the bank finally decided to foreclose the mortgage extra
judicially.
A - Yes, maam.
Q14 - Who was the buyer of the properties when the same were
sold at the foreclosure sale?
A - Yayamanin Banking Corporation, as lone bidder, bought the
properties for P400, 000. ABC was issued a Certificate of Extra-Judicial
Sale.
A - Yes, maam.
A - No, maam.
Q18 - When the plaintiffs failed to redeem the properties what did
Yayamanin Banking Corporation do, if any?
A - Yes, maam.
Q21 - What is the basis of the plaintiffs in arguing that the mortgage
over Lot No. 10 is void?
Q23 - Did you verify the ownership of the plaintiffs of Lot No. 10
before the execution of mortgage contract?
A - Yes, maam.
Q24 - What evidence do you have to prove that the plaintiffs were
the owner of Lot No. 10 before and during the execution of mortgage
contract?
A - Yes, maam.
Q31 - Are there other evidence to prove their ownership of Lot No.
10?
A - The former tax declaration of the subject lot, Tax Declaration
No. 678910, clearly reflects their ownership of the property as early as
12 September 1990 or a little less than two years prior to the
constitution of mortgage.
A - Yes, maam.
A - None, maam.
GINA
LINGAN
SUBSCRIBED and SWORN to before me, this 20th day of March, 2017 at
Iligan City, personally appeared GINA LINGAN with LTO Drivers License
No. HE98765 to expire on 08 December 2017, known to me to be the
same person who executed this Judicial Affidavit and who
acknowledged to me that the same as her free act and deed.
Doc. No.001
Page No. 002
Book No.001
Series of 2017
LAWYERS ATTESTATION
Atty. Lainera M.
Nassief
SUBSCRIBED and SWORN to before me, this 20th day of March, 2017 at
Iligan City, personally appeared Gina Lingan with LTO Drivers License
No. IR7890123 to expire on 08 December 2017. I further certify that I
personally examined the affiant and I am satisfied that she fully
understood and voluntarily executed the foregoing attestation.