COMPETITIVE STUDY OF HEALTH

INSURANCE SCHEMES OFFERED BY

GENERAL INSURANCE COMPANIES IN
INDIA

SUBMITTED BY:

VIBHA NIGAM

MBA (G),SEM-IV
Enrollment no-A700

UNDER GUIDENCE OF:

-------------------------
Designation
ABS, Lucknow

DISSERTATION REPORT IN PARTIAL FULFILLMENT OF THE AWARD OF FULL

TIME MASTERS IN BUSINESS ADMINISTRATION (2009-11))

AMITY BUSINESS SCHOOL

AMITY UNIVERSITY UTTAR PRADESH LUCKNOW

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 Declaration

I HEREBY STATE THAT THIS PROJECT, SUBMITTED IN PARTIAL

FULFILLMENT FOR THE REQUIREMENTS OF MBA(G) PROGRAM OF THE
AMITY UNIVERSITY, LUCKNOW IS AN ORIGINAL RESEARCH WORK
CARRIED OUT BY ME UNDER THE GUIDANCE AND SUPERVISION OF Mr.
NIMISH GUPTA, AMITY BUSINESS SCHOOL ,LUCKNOW AND THE
THESIS OR ANY PART HAS NOT BEEN PREVIOUSLY SUBMITTED.

Signature Signature

Name_______________ Name_____________
(Student) (Faculty
Guide)

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 PREFACE

Experience is the best teacher. This saying is very well applicable in everyones life.
Therefore as a student of management it must apply to me also. Then the question arises
that from where we can get this experience. Obviously we must undergo practical
Training. To serve this purpose I had undergone dissertation and as an outcome I have
prepared this project report.

This project report on competitive study of health insurance schemes offered by general
insurance companies in India as per syllabus prescribed by Amity University for MBA
students. The experience of preparing this dissertation will be useful in my future and
findings of this particular project will be helpful in understanding the various schemes of
health insurance provided by different banks in India.

VIBHA NIGAM
MBA (G),SEM IV
Enrollment no.

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 ACKNOWLEDGEMENT

In preparing this dissertation report a considerable amount of thinking and informational

inputs from various sources were involved. I express my deep sense of gratitude to
--------------------,my faculity guide for his excellent spirit, effective guidance,
encouragement and constant criticism, which gave me the confidence to complete the
term paper effectively. In spite of having a very busy schedule, he made sure in every
way that I acquire the best possible exposure and knowledge during my preparation of
research report under his guidance. He gave all the time and attention, which I needed to
complete my research and compile my term paper in as much orderly way as possible.
I am also thankful to all those people, who are directly or indirectly
associated with the timely completion my term paper, without which I otherwise would
not have able to complete my dissertation report.

VIBHA NIGAM
MBA (G),SEM IV
Enrollment no.

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 Table of contents

CHAPTER I: INTRODUCTION

1.1. Background

1.2. Significance of the study

1.3. Scope and objectives

1.4. Limitations

CHAPTER II: PROFILE OF THE COMPANY

2.1. INSURANCE IN INDIA

2.11. HISTORY OF INSURANCE IN INDIA

2.12. MILESTONES IN INDIAN LIFE INSURANCE BUSINESS

2.13. IMPORTANT MILESTONES IN THE INDIAN INSURANCE BUSINESS

2.14. ECONOMIC POLICY CONTEXT AND IMPERATIVES OF LIBERALISATION

OF INSURANCE SECTOR

2.15. LIST OF INSURANCE COMPANIES IN INDIA

2.16. BASIC FUNCTIONS OF INSURANCE

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2.18. TOP INSURANCE COMPANIES IN INDIA

2.2. HEALTH INSURANCE IN INDIA

2.21.HEALTH INSURANCE IN INDIA: CURRENT SCENARIO

2.22. CONSUMER AND SOCIAL PERSPECTIVE ON HEALTH INSURENCE

2.23. IMPACT OF HEALTH INSURANCE ON STRUCTURE AND QUALITY OF

PRIVATE PROVISION

2.24. ROLE OF REGULATORS

2.25. VARIOUS HEALTH INSURANCE PRODUCTS AVAILABLE IN INDIA

2.26.GENERAL INSURANCE VS. LIFE INSURANCE

2.27. HEALTH INSURANCE FOR SENIOR CITIZENS

2.28. MODELS OF LONG TERM CARE IN OTHER COUNTRIES

1) GERMANY
2) JAPAN
3) UNITED STATES
4) UNITED KINGDOM

2.29.IMPLICATIONS OF PRIVATIZATION ON HEALTH INSURANCE

CHAPTER III: RESEARCH METHODOLOGY

3.1. REASEARCH PROCESS

3.2. LITRATURE STUDY

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3.3. HOW TO FIND RIGHT LITRATURE
3.4. SOURCES OF DATA

CHAPTER IV: ANALYSIS OF DATA

4.1. HEALTH INSURANCE IN INDIA OPPOURTUNITY,CHALLENGES AND

CONCERNS

4.2. VOLUNTARY HEALTH SCHEMES OR PRIVATE FOR-PROFIT SCHEME

4.3. INSURANCE OFFERED BY NGOS / COMMUNITY-BASED HEALTH

INSURANCE

4.4. SOCIAL INSURANCE OR MANDATORY HEALTH INSURANCE SCHEMES

OR GOVERNMENT RUN SCHEMES (namely the ESIS, CGHS)

4.5. HEALTH INSURANCE INITIATIVES BY STATE GOVERNMENTS

CHAPTER IV: SUMMARY AND CONCLUSION

CHAPTER V: SUGGESTIONS AND RECCOMENDATIONS

BIBILIOGRAPHY

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CHAPTER I: INTRODUCTION

1.1. Background

1.2. Scope of the study

1.3. Research objectives

1.4. Limitations

If you need this project

Please contact:
CHAUHAN BROTEHRS
9855017625, 9217825228

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