Date Lesson G SL Learning Activities Key Questions related to this Assessment Safety Instructional Equipment/

Plann L Os Resources/
Title Lesson Strategies
ed to O Technology
Teach s
Mar Intro to 2 R1 Fill out Lifestyle When do you want to Observing Comfort Direct Internet
6th R2 Projector
Resourc choices move away? facial level of instructio
R3 PowerP
es Unit questionnaire Do you want to attend expressions if having their n oint
PowerPoint of Intro post-secondary school? they understand potential Group
to Finance Project What city/town do you Fist to 5 income on discussio
and explain project hope to be in? the ns
Decide what they computer Self-
want to do after high screen reflectio
school? n
Decide where they
want to move out
and look for places
to live in that area,
what their
occupation will be
and what their
income will be
Mar 8 Spendin 2 R1 Using their Lifestyle How much money do Are they If looking at Self- Internet
(flex)/ R2 Projector
g Habits choices you spend on things placing the online bank reflectio PowerPoint
10 R3
questionnaire, they such as clothes, gas, money spent in statements n Lifestyle
will answer other going out to eat the proper discuss Group choice
questionnair
questions such as (recreation/ category? privacy, discussio e
how much they entertainment) Formatively maybe they ns
spend on clothing Have the students break assessing their can go on
and other items up what they spend into budget their phones
Create a budget for categories (first discuss spreadsheets to instead of
these recreational the categories of be emailed or computer
activities spending, dont forget shared with me screen
Rationale of their about smoking habits) via google
budget (write What are some things docs. Assessing
rationale together) you would like to their categories
reduce spending on and
summatively
assessing their
rationales

 Living 2 R1 Continue to look at What are some Are they n/a Learn by Internet
Mar R2
14/16
on your
R4
housing in that area necessary items for looking online doing Projector
(flex) own R5 within their your own place? for flyers? Direct PowerPo
resources (hygiene products, Have they instructio int
Look at items for eating utensils, etc.) included their n
their homes (think What are some daily items? (suggesti
about their day and pros/cons to having a (thinking about ng items
what items do they roommate? their day to day to
use) Are you willing to buy life) include
Continue to build on used furniture and what Rationale in
budget can be the pros/cons of (exploration of budget)
Finish rationale if using used? options and
need to reasoning of
their choices)
assessed via
checklist
Mar Transpo 2 R6 Look online for cars What kind of car do Observing if Walking Learn by
22/ 24 rtation R7
24: R10
and insurance you want? And are you the car they safely to the doing
FLEX quotes able to afford that? want is within dealership, Reflectio
Registration vs. What about insurance? their budget staying n of
insurance What would it be like if and if they can together as a resources
flyer activity: find you used public afford the group Real-life
3 items on flyer transportation? What insurance for Acting applicati
and then find when are the bus routes like? that car appropriatel on
in the store Does going to the y while at
dealership make you the
want to buy privately? dealership
What about car
inspections and repairs?
Mar Food 2 R6 Grocery store What kind of dietary Asking Walking Real-life
28 R7
(flex)
fieldtrip habits do you have? questions such safely to the applicati
Rationale about the Are you only buying as did they store, on
food and what you need? realize the staying Relfectio
transportation: they foods they like together as a n of
eat (does the food they may need group resources
they eat keep them to wait till they Acting Learn by
healthy and within are on sale to appropriatel doing
budget?) buy? y while at
Shopping list the grocery
worksheet store
Mar Credit 2 R4 Savings types What are different Seeing their direct powerpoi
30 R7
R8 Credit types types of savings? How progression on instructio nt
R9 Types of cards do they work? Who are their projects n projector
(annual fees, interest they best suited for Written individua internet
rates) What do you want to assessment of l work
Rationale 2 due save up for and how the things they
march 31 will you get there? want to save up
for
Apr 3 Savings 2 R4 Saving types What are different Written Mental/emot jigsaw powerpoi
R7
R8 Saving jigsaw types of savings? How assessment of ionally group nt
R9 Review credit do they work? Who are the things they while work projector
Save up for they best suited for want to save up working in direct internet
strategies What do you want to for (but now jigsaw instructio jigsaw
Work period save up for and how taking it a step groups n pieces
will you get there? further and Stress individua and
adding in how because end l work workshe
they want to of unit is et
get what they approaching
want/need with
using the deadlines
strategies
learned about
in the jigsaw
Apr Financia 2 R3 Review saving types What is a financial powerpoi
5 R11
(flex)
l Crisis Utilities (use first crisis? nt
booklet) How can you be projector
Public speaking proactive against these internet
activities crises? jigsaw
Financial Crisis What can you do if you workshe
finish are in a financial crisis? et
Work period (50
min)
Apr 7 Meet 2 R3 Meet with grads &
with final project due
graduate
s
Apr Finish 2 Catch up for those
11 Project who havent
presented
Rationale 3 due
 Left over outcomes
for those students
who are done

General Outcome 2: Resource Choices

Students will make responsible decisions in the use of finances and other resources that reflect personal values and
goals and demonstrate commitment to self and others.
Specific Outcomes
Students will:

R1. identify personal resources, and explain how they could be of value to self and others
o describe the combination of resources time, physical energy, emotional energy and sensitivity, current
knowledge and information and the skills to increase these, skills and talents, access to technology, finances
and how these resources can be used to meet lifestyle demands and choices
o explain how personal resources can grow with maturity, education and new contacts
o examine the fundamentals of getting and using moneybasic information on getting an income, deductions,
paying taxes, using money for various expenses
o prepare and use a personal budget
o identify strategies for making the most of an incomeunderstanding spending, reducing spending, meeting
financial commitments and obligations, saving
R2. compare needs, wants and consequences, with consideration of self, others and society
o explain how to make thoughtful choices and decisions, using financial plans as tools
o examine the negative impact of gambling, lotteries and high-risk get rich strategies
R3. examine sources of lifestyle aspirations, and relate these to personal resources
o describe how personal values, goals and lifestyle choices must be integrated into a financial plan
o define and assess the components of a personal resource plan
o define and assess the components and characteristics of a financial plan
o explain why plans must be flexible to adapt to changes
 o examine how to change plans as goals and/or lifestyles change and in response to new information
o analyze how personal goals and priorities, personal needs and wants, and cultural influences affect the use of all
of ones personal resources
R4. demonstrate knowledge of and a commitment to achieving personal financial goals
o identify the benefits of proactive personal financial planning
o develop the skills for calculating net worth and other indicators of the status of personal resources
o explain the importance of flexibility
o generate a list of strategies for persisting in meeting financial and personal goals
R5. determine the varied implications and challenges of independent/interdependent living
o develop a personal budget
o assess strategies for finding a place to live
o develop strategies for finding a suitable roommate and living with a roommate
o describe the rights and responsibilities of a tenant
o examine the obligations of living independently
o discuss the consequences of moving back home
R6. develop strategies to be informed consumers
o explain the power and importance of sustainable development
o describe the influences on personal consumer choices
o develop marketplace skills
o explain the rights and responsibilities of a consumer
o practise the skills for communicating consumer concerns
o classify forms of consumer protection
o demonstrate informed consumer actions regarding health issues, products and services
o analyze the impact of personal values, wants and needs on being an informed and responsible consumer

R7. Evaluate the services and costs of various types of financial institutions
o explain the power and importance of sustainable development
o describe the influences on personal consumer choices
 o
develop marketplace skills
o
explain the rights and responsibilities of a consumer
o
practise the skills for communicating consumer concerns
o
classify forms of consumer protection
o
demonstrate informed consumer actions regarding health issues, products and services
o
analyze the impact of personal values, wants and needs on being an informed and responsible consumer
evaluate the services and costs of various types of financial institutions
o identify types of financial institutions
o describe types of accounts and their uses
o develop basic banking skills, including electronic fund transfers (EFT) such as automated teller machines (A
TMs), online banking, telephone banking
o examine the use of debit cards and their benefits and limitations
o analyze the use of other cheque cashing services and their benefits and limitations evaluate the advantages and
disadvantages of credit
R8 evaluate the advantages and disadvantages of credit
o describe the need for credit, the forms of credit and the procedures for obtaining credit
o generate strategies for using credit wisely
o examine the costs of using credit, the dangers of overextended buying and the impact of credit ratings
R9. Examine various types of investments and the practical and ethical issues of investing
o describe the continuum of saving and investing, various common investments and the pyramid of risk
o explain why investments appreciate and depreciate in value
o discuss investing with personal values, the meaning of ethical investing and the importance of being a wise
consumer in this regard

R10. identify and analyze a variety of types of insurance

o identify insurable risk factors
o analyze consumer strategies for obtaining appropriate insurance; e.g., automobile, tenant, health, travel, home/
condominium, disability, life
o examine issues of insurance fraud
 R11. develop strategies to overcome potential resource challenges
o examine ways to adapt financial plans and spending in response to both planned and unexpected changes in
life; i.e., by envisioning possible futures, by anticipating obstacles and adjusting plans to handle possible
changes
o explain the importance of flexibility in making financial decisions and taking action
o analyze strategies to deal with crises