How to build credit

These are all factors in determining your credit score.

Payment history-A positive credit history means paying the minimum or
more on your credit obligations each and every month.
Credit utilization-Is the ratio of your credit card balances to credit limits. It
measures the amount of your credit limit that has been used.
Length of credit-Establish credit early. The longer you have a track
record, the better.
Managing new Accounts- when you have more than one credit card
make sure to keep track of the transaction,card limits, and interest rates of all the
cards not just one.
Types of credit-This considers the type of debt you're in, is it all credit
cards, or are you also successfully managing
installment loans?