Bonnie Palazzola

7551 W. Charleston, #35

Las Vegas, Nv 89117
702-254-4080
702-204-9191 (c)
bjpalazzola@yahoo.com

PROFILE: Experienced Underwriter and Loan Officer with certifications in FHA, VA and Conventional
Mortgages. Outstanding abilities in office management with excellent customer service and interpersonal
skills.

CORE COMPETENCIES:

* Excellent, versatile underwriting skills * Customer Relationship Management

* Market Assessment and Research * Team Building Skills
* Productivity and Process Improvement * Strategic Planning
* Training and Development * Accomplished speaker and presenter

PROFESSIONAL EXPERIENCE

Bank of America Underwriter 05/09 – 04/10

Responsible for Underwriting FHA, VA and Conventional loans and program compliance.

First Magnus Financial Senior Underwriter 02/03 – 08/07

Conventional and Government Sr. Underwriter for Wholesale DE and SAR designation for government
underwriting. Collection of conditions, heavy phone contact with brokers for loan issues. Provided knowledge
to the broker for loan packaging. Performed all computer functions including the use of Word and Excel.

Bayshore Financial DE Underwriter 11/99 – 1/03

DE Underwriter for retail office. Trained loan officers with updates. Prepared all loan documentation for
FHA, VA and Conventional. Completed documentation review and funding of all approved loans prior to
funding for agency and program compliance. Performed all accounting for commission payments. Locked all
loans. Insured all loans for agency and shipped all loans for purchase to investors. Problem resolution liaison
for all mortgage-banking issues for agency, investor, loan officer and borrower.

Universal Mortgage Senior Underwriter 09/97 – 11/99

Set up this branch operation for a complete service wholesale operation. Managed a staff of nine people while
supervising underwriting decision and problem resolution. Prepared marketing strategies. Took branch to an
average of 15 million per month.

EDUCATION

ORANGE COAST COLLEGE ESCROW I, II & III, APPRAISALS & REAL ESTATE LAW
FHA CERTIFIED DE
VA CERTIFIED SAR
 Bonnie Palazzola
7551 W. Charleston, #35
Las Vegas, Nv 89117
702-254-4080
702-204-9191 (c)
bjpalazzola@yahoo.com

PROFILE: Experienced Underwriter and Loan Officer with certifications in FHA, VA and Conventional
Mortgages. Outstanding abilities in office management with excellent customer service and interpersonal
skills.

CORE COMPETENCIES:

* Excellent, versatile underwriting skills * Customer Relationship Management

* Market Assessment and Research * Team Building Skills
* Productivity and Process Improvement * Strategic Planning
* Training and Development * Accomplished speaker and presenter

PROFESSIONAL EXPERIENCE

Bank of America Underwriter 05/09 – 04/10

Responsible for Underwriting FHA, VA and Conventional loans and program compliance.

First Magnus Financial Senior Underwriter 02/03 – 08/07

Conventional and Government Sr. Underwriter for Wholesale DE and SAR designation for government
underwriting. Collection of conditions, heavy phone contact with brokers for loan issues. Provided knowledge
to the broker for loan packaging. Performed all computer functions including the use of Word and Excel.

Bayshore Financial DE Underwriter 11/99 – 1/03

DE Underwriter for retail office. Trained loan officers with updates. Prepared all loan documentation for
FHA, VA and Conventional. Completed documentation review and funding of all approved loans prior to
funding for agency and program compliance. Performed all accounting for commission payments. Locked all
loans. Insured all loans for agency and shipped all loans for purchase to investors. Problem resolution liaison
for all mortgage-banking issues for agency, investor, loan officer and borrower.

Universal Mortgage Senior Underwriter 09/97 – 11/99

Set up this branch operation for a complete service wholesale operation. Managed a staff of nine people while
supervising underwriting decision and problem resolution. Prepared marketing strategies. Took branch to an
average of 15 million per month.

EDUCATION

ORANGE COAST COLLEGE ESCROW I, II & III, APPRAISALS & REAL ESTATE LAW
FHA CERTIFIED DE
VA CERTIFIED SAR
 Bonnie Palazzola
7551 W. Charleston, #35
Las Vegas, Nv 89117
702-254-4080
702-204-9191 (c)
bjpalazzola@yahoo.com

PROFILE: Experienced Underwriter and Loan Officer with certifications in FHA, VA and Conventional
Mortgages. Outstanding abilities in office management with excellent customer service and interpersonal
skills.

CORE COMPETENCIES:

* Excellent, versatile underwriting skills * Customer Relationship Management

* Bonnie Palazzola
7551 W. Charleston, #35
Las Vegas, Nv 89117
702-254-4080
702-204-9191 (c)
bjpalazzola@yahoo.com

PROFILE: Experienced Underwriter and Loan Officer with certifications in FHA, VA and Conventional
Mortgages. Outstanding abilities in office management with excellent customer service and interpersonal
skills.

CORE COMPETENCIES:

* Excellent, versatile underwriting skills * Customer Relationship Management

* Market Assessment and Research * Team Building Skills
* Productivity and Process Improvement * Strategic Planning
* Training and Development * Accomplished speaker and presenter

PROFESSIONAL EXPERIENCE

Bank of America Underwriter 05/09 – 04/10

Responsible for Underwriting FHA, VA and Conventional loans and program compliance.

First Magnus Financial Senior Underwriter 02/03 – 08/07

Conventional and Government Sr. Underwriter for Wholesale DE and SAR designation for government
underwriting. Collection of conditions, heavy phone contact with brokers for loan issues. Provided knowledge
to the broker for loan packaging. Performed all computer functions including the use of Word and Excel.

Bayshore Financial DE Underwriter 11/99 – 1/03

DE Underwriter for retail office. Trained loan officers with updates. Prepared all loan documentation for
FHA, VA and Conventional. Completed documentation review and funding of all approved loans prior to
funding for agency and program compliance. Performed all accounting for commission payments. Locked all
loans. Insured all loans for agency and shipped all loans for purchase to investors. Problem resolution liaison
for all mortgage-banking issues for agency, investor, loan officer and borrower.

Universal Mortgage Senior Underwriter 09/97 – 11/99

Set up this branch operation for a complete service wholesale operation. Managed a staff of nine people while
supervising underwriting decision and problem resolution. Prepared marketing strategies. Took branch to an
average of 15 million per month.

EDUCATION

ORANGE COAST COLLEGE ESCROW I, II & III, APPRAISALS & REAL ESTATE LAW
FHA CERTIFIED DE
VA CERTIFIED SAR

Market Assessment and Research * Team Building Skills

* Productivity and Process Improvement * Strategic Planning
* Training and Development * Accomplished speaker and presenter

PROFESSIONAL EXPERIENCE

Bank of America Underwriter 05/09 – 04/10

Responsible for Underwriting FHA, VA and Conventional loans and program compliance.

First Magnus Financial Senior Underwriter 02/03 – 08/07

Conventional and Government Sr. Underwriter for Wholesale DE and SAR designation for government
underwriting. Collection of conditions, heavy phone contact with brokers for loan issues. Provided knowledge
to the broker for loan packaging. Performed all computer functions including the use of Word and Excel.

Bayshore Financial DE Underwriter 11/99 – 1/03

DE Underwriter for retail office. Trained loan officers with updates. Prepared all loan documentation for
FHA, VA and Conventional. Completed documentation review and funding of all approved loans prior to
funding for agency and program compliance. Performed all accounting for commission payments. Locked all
loans. Insured all loans for agency and shipped all loans for purchase to investors. Problem resolution liaison
for all mortgage-banking issues for agency, investor, loan officer and borrower.

Universal Mortgage Senior Underwriter 09/97 – 11/99

Set up this branch operation for a complete service wholesale operation. Managed a staff of nine people while
supervising underwriting decision and problem resolution. Prepared marketing strategies. Took branch to an
average of 15 million per month.

EDUCATION

ORANGE COAST COLLEGE ESCROW I, II & III, APPRAISALS & REAL ESTATE LAW
FHA CERTIFIED DE
VA CERTIFIED SAR
 Bonnie Palazzola
7551 W. Charleston, #35
Las Vegas, Nv 89117
702-254-4080
702-204-9191 (c)
bjpalazzola@yahoo.com

PROFILE: Experienced Underwriter and Loan Officer with certifications in FHA, VA and Conventional
Mortgages. Outstanding abilities in office management with excellent customer service and interpersonal
skills.

CORE COMPETENCIES:

* Excellent, versatile underwriting skills * Customer Relationship Management

* Market Assessment and Research * Team Building Skills
* Productivity and Process Improvement * Strategic Planning
* Training and Development * Accomplished speaker and presenter

PROFESSIONAL EXPERIENCE

Bank of America Underwriter 05/09 – 04/10

Responsible for Underwriting FHA, VA and Conventional loans and program compliance.

First Magnus Financial Senior Underwriter 02/03 – 08/07

Conventional and Government Sr. Underwriter for Wholesale DE and SAR designation for government
underwriting. Collection of conditions, heavy phone contact with brokers for loan issues. Provided knowledge
to the broker for loan packaging. Performed all computer functions including the use of Word and Excel.

Bayshore Financial DE Underwriter 11/99 – 1/03

DE Underwriter for retail office. Trained loan officers with updates. Prepared all loan documentation for
FHA, VA and Conventional. Completed documentation review and funding of all approved loans prior to
funding for agency and program compliance. Performed all accounting for commission payments. Locked all
loans. Insured all loans for agency and shipped all loans for purchase to investors. Problem resolution liaison
for all mortgage-banking issues for agency, investor, loan officer and borrower.

Universal Mortgage Senior Underwriter 09/97 – 11/99

Set up this branch operation for a complete service wholesale operation. Managed a staff of nine people while
supervising underwriting decision and problem resolution. Prepared marketing strategies. Took branch to an
average of 15 million per month.

EDUCATION

ORANGE COAST COLLEGE ESCROW I, II & III, APPRAISALS & REAL ESTATE LAW
FHA CERTIFIED DE
VA CERTIFIED SAR