Rajeev. Kuruvachira M.

Comm(Financial
Accounting)
7243 Tippet Court, Mississauga ,
Ontario, L5W 1H8,
Tel (bus.) 905-214-5845 Tel(Cell.416-670-0285) Tel ( Home 905-499-2121)
Email: rajeev.kuruvacahira@td.com

CAREER OBJECTIVE
Financial Analyst Position that will allow me to demonstrate my excellent financial analytical
skills and solid knowledge of financial systems and processes

SKILLS SUMMARY
• P C Level : M S Dos Tools , Microsoft word, Excel spread sheet, Access, Power point , Lotus
123 Notes,
• Operating System : Dos Windows 98/2000 XP
• Data Base: Access Data Base, Hyperion ,Host on Demand, Carpe Diem, EPM , TDCT Finance,
PPM and SRED, California Accounting software and Admin application
• Lean Six Sigma Yellow Belt Training

EMPLOYMENT HISTORY & ACCOMPLISHMENTS

April2009 - Present Creek side
Intermediate Financial Analyst. CAS
TDFG- ETS Finance Mississauga
1875
Buckhorn
Gate
• Responsible for the consolidation of ETS (Enterprise Technology Services)
Finance Forecasting & Planning of $720 Million expense projection.
• Primary responsibility for collecting the data necessary to validate SRED
claim in excess of $20M.
• Arranging a meeting with Project mangers for the scoping of the eligible
Scientific Research & development projects of TD for the CRA submission.
• Lead and facilitate updating and consolidating financial forecast templates
by coordination with 5 analysts
• Extracting Projects information in different dimension based on the
request by using the Carp Diem and SRED liability.
• Responsible for the consolidation of the gross, net and business sponsored expenses for
ETS
• Updating the project cost and making amendments on the amount in the PPM.
• Create, update, and prepare a professional PowerPoint deck for presentation to senior
management in finance and technology.
Oct 2005 – March 2009 Creek side
Service Supporting Officer -Commercial Dept (Liability information Profile) CAS
TD Bank Financial Group Mississauga
• Submitted ideas for the process improvement in yellow belt committee that has approved
by CAS and send out to National committee for further approval which did save an amount of
$30,000 per annum by revising the LIP report.
• Recommended for the conversion of the manual calculation of the turnover to an
automated software report which has been implemented nationally all T TD Canada
trust branches which reduced the labour cost approx. $300,000 per annum.
• Customisation of 310 Liability Information Profile – Liability, Accounts Receivables,
turnover according to the varying terms and conditions of the DCCR.
• Setting up new LIP for customers as per requirements adhering to DCCR Standards.
• Report customers deficit to MCC, Analyst, Relationship Manager, CSO
 • Process work volume in an accurate, error free and efficient manner ensuring the 100%
SLA’s are met.
• Prepare and deliver 100% accurate reports to all the branches.
• Maintain effective quality relationship with branches and other partners participating
and promoting partner interactions with a CAN DO attitude.
• Trouble shooting and resolving technical issues on LIPS ( E.g. Printing error calculation
errors)

Jan 2005 - Oct 2005 Creek side CAS

Credit Administrative Officer Commercial Dept (Loan accounting ) Mississauga
TD Bank Financial Group
• Efficiently handled programming and Funding of the loan, BCRS, L/C & L/G/DLC, Term out
loans, B/As, Bulge loan, ODP loan and renewal of expired credit and the reserve loans.
• Provide knowledge and guidance to branch partners, team members and internal support
group on issues that pertain to own area of expertise, follow-up the required documents,
information and the processing of the transactions.
• Prepare monthly fees sales report and weekly GL Reconciliation Report.
• Prepare bank confirmation and bi-weekly & monthly fees debit from customers.
• Periodic ad hoc monitoring of customer profile and transfers of LIP to SLU (Special Loan
Unit)
• Monitoring of GL suspense A/c/ Reconcile the internal Sundry accounts, clear outstanding
entries and follow – up with branch for any outstanding entries in branch suspense
account on daily basis.
• Maintenance of all types of loans, interest adjustment, loan conversions, pay out, close/
reversals of loans, reconstruction of loans.
• Exceeded the customer standard by providing prompt and accurate funding, reconciliation
of GL Accounts and taking Diarised payments.
• Updating the LIP reports and monitoring the Diarised payments of loans and their interest.

1996 - 2004 Kingdom of

Senior Analyst— Saudi Arabia ,
Saudi Archirodon Ltd Jeddah
• Initiated automation of Manual reports which reduced the labour cost
annually by approximately $ 300,000K
• Responsible for the preparation of the $500M Group Financial Operational receivables
report
• Responsible for Forecast & Planning of the $700M budget
• Engaged in the Cash flow forecast and current estimate of $ 500 Million for Executives.
• Negotiated with various banks in Middle east region for the refinancing on letter of credit
and the Project financing as well as negotiation of the interest rate and bank commission.
• Responsible for consolidation of Group Consolidation reports which is in 20 different
currencies. (Labour cost, statement of operation, budget, cash flow fore caste) and
consists of 150 branches and their affiliates located in various Middle East countries.
• Managed and supervised 6 subordinates under my direct responsibility.
• Responsible for the preparation of financial statements- P&L accounts, Balance sheet and
the adjustment of the accruals and provisions.
• Responsible for verifying and approving the closing and adjusting entries for Accrual and
provisions on every month by adjusting the overstated /understated expense and income.
EDUCATION & QUALIFICATIONS
 Working on CFA Level 1 exam in Dec 2010
Masters of Commerce ( Financial Accounting ) – Kerala University
1987-1989, Kerala

Bachelor of Commerce ( Cost accounting ) - Calicut University

1984-1987 Kerala
  Diploma In Computerised Financial accounting -1990
Kerala , India

PROFESSIONAL & PERSONAL ACHIEVEMENT

• 2006&2007 - Team captain for the JDRF ride and Fund raising
• 2007-Yellow belt training completed for Lean & 6 sigma
• 2007- Yellow belt committee member for CAS unit for 3472 IDEAS
• 2007- Award winner Executes with Excellence
REFERENCES
Available Upon Request.