INSURANCE CASE DIGESTS

Table of Contents

Table of Contents

Case Doctrines

Case Digests

NO. CASE TITLE CITATION PAGE

Additional Cases in Insurance

Gaisano Cagayan, Inc. vs

1 490 SCRA 286
Insurance Company of North America
DBP Pool of Accredited Insurance Companies,
2 480 SCRA 314
Inc. vs Radio Mindanao Network Inc.
Prudential Guarantee and Assurance Inc., vs
3 491 SCRA 411
Trans-Asia Shipping Lines, Inc.
Republic of the Philippines vs
4 504 SCRA 53
Del Monte Motors, Inc.
Insular Life Assurance Company, Limited vs
5 525 SCRA 400
Manuel Serrano

Construction of Insurance Contract

1 Calanoc vs Court of Appeals 98 Phil 79

2 Biagtan vs Insular Life Assurance Co., Ltd. 44 SCRA 58
Finman Gen. Insurance Corp. vs
3 213 SCRA 493
Court of Appeals
4 Zenith Insurance Corp. vs Court of Appeals 185 SCRA 398
5 Sun Insurance Office Ltd. Vs Court of Appeals 211 SCRA 554
6 Villacorta vs Insurance Commission 100 SCRA 467
Figuracion Vda. De Maglana vs
7 212 SCRA 268
Hon. Francisco Consolacion
Perla Compania de Seguros, Inc. vs
8 208 SCRA 487
Court of Appeals
9 Geagonia vs Court of Appeals 241 SCRA 152
Fortune Insurance and Surety Co., Inc. vs
10 244 SCRA 308
Court of Appeals
Edillon vs
11 117 SCRA 187
Manila Bankers Life Insurance Corp.
Perla Compania de Seguros, Inc. vs
12 185 SCRA 741
Court of Appeals
13 Aisporna vs Court of Appeals 113 SCRA 459
White Gold Marine Services, Inc. vs Pioneer
14 464 SCRA 448
Insurance and Surety Corporation
 Republic vs Sunlife Assurance Company of
15 473 SCRA 129
Canada
Philamcare Health Systems, Inc. vs Court of
16 379 SCRA 356
Appeals
Commissioner of Internal Revenue vs Lincoln
17 379 SCRA 423
Philippine Life Insurance Company

PERFECTION OF INSURANCE CONTRACT

18 Enriquez vs Sun Life Assurance Co. of Canada 41 Phil 269

Great Pacific Life Insurance Co. vs
19 89 SCRA 543
Court of Appeals
Development Bank of the Philippines vs Court
20 231 SCRA 370
of Appeals
Philamcare Health Systems, Inc. vs Court of
21 379 SCRA 356
Appeals
Gulf Resorts, Inc. vs
22 458 SCRA 550
Phil. Charter Insurance, Corp.

SUBROGATION (Article 2207, New Civil Code)

Malayan Insurance Co., Inc. vs

23 165 SCRA 536
Court of Appeals
Manila Mahogany Manufacturing Corp. vs
24 154 SCRA 650
Court of Appeals
Pan Malayan Insurance Corp. vs
25 184 SCRA 54
Court of Appeals
Cebu Shipyard and Engineering Works, Inc.
26 306 SCRA 762
vs William Lines Inc.
Delsan Transport Lines, Inc. vs
27 369 SCRA 24
Court of Appeals
Federal Express Corporation vs
28 437 SCRA 50
American Home Assurance Company

INSURABLE INTEREST

29 Sps. Nilo and Stella Cha vs Court of Appeals 277 SCRA 690
Great Pacific Life Insurance Corp. vs
30 316 SCRA 677
Court of Appeals
Harvardian Colleges of San Fernando
31 Pampanga, Inc. vs. Country Bankers 1 CARA 1
Insurance Corp.
32 Ang Ka Yu vs. Phoenix Assurance Co. Ltd. 1 CARA 704
 CONCEALMENT AND REPRESENTATION

73 Phil 201
Decision
33 Insular Life Assurance Co. vs Feliciano
74 Phil 468
Resolution
Sunlife Assurance Co. of Canada vs
34 245 SCRA 268
Court of Appeals
Thelma Vda. De Canilang vs
35 223 SCRA 443
Court of Appeals

PERSONS ENTITLED TO RECOVER UNDER THE POLICY

36 Bonifacio Bros. vs Mora 20 SCRA 261

First Integrated Bonding & Insurance vs
37 199 SCRA 796
Hon. Hernado
Sherman Shaper vs
38 167 SCRA 386
Hon. Judge of Olongapo City

INCONTESTABILITY CLAUSE

39 Tan vs Court of Appeals 174 SRA 403

LIABILITY UNDER AN OPEN POLICY

Development Insurance Corp. vs

40 143 SRA 62
Intermediate Appellate Court

PRESCRIPTION OF ACTION

41 Sun Insurance Office Ld. vs Court of Appeals 195 SCRA 193

Jacqueline Jimenez Vda. De Gabriel vs
42 264 SCRA 137
Court of Appeals

PREMIUM PAYMENTS

Malayan Insurance Co. Inc.

43 154 SCRA 672
vs Gregorio Cruz Arnaldo
Makati Tuscany Condominium Corporation
44 215 SCRA 462
vs Court of Appeals
South Sea Surety & Ins. Co. Inc. vs
45 244 SCRA 744
Court of Appeals
Sps. Antonio Tibay and Violeta Tibay et. al. vs
46 257 SCRA 126
Court of Appeals
UCPB General Insurance Co. Inc. vs.
47 356 SCRA 307
Masagana Telemart, Inc.
 American Home Assurance Co. vs
48 309 SCRA 250
Antonio Chua
Paulin vs
49 47 OG No. 6
Insular Life Assurance Company Ltd.

DOUBLE INSURANCE

Pioneer Insurance & Surety Corp. vs

50 61 SCRA 426
Oliva Yap
Union Marketing and Republic Bank vs
51 47 SCRA 271
Phil. Guaranty Co., Inc.

MARINE INSURANCE

52 Oriental Assurance Corp. vs Court of Appeals 200 SCRA 459

53 Roque vs Intermediate Appellate Court 139 SCRA 596
Filipino Merchants Insurance vs
54 179 SCRA 638
Court of Appeals
55 Choa Tiek Seng vs Court of Appeals 183 SCRA 223
Delsan Transport Line, Inc. vs
56 369 SCRA 24
Court of Appeals

LIFE INSURANCE

57 Del Val vs Del Val 29 Phil. 534

58 Bank of the Philippine Islands vs Posadas 56 Phil. 215
59 Insular Life vs Ebrado 80 SCRA 181

CASH SURRENDER VALUE

60 Manufacturers Life Insurance Co. vs Meer 89 Phi. 351

SURETYSHIP

Development Bank of the Philippines. vs

61 231 SCRA 370
Court of Appeals
Phil. Pryce Assurance Corp.
62 230 SCRA 164
vs. Court of Appeals
 CLAIMS SETTLEMENT AND PROOF OF LOSS

63 Tio Khe Chio vs Court of Appeals 202 SCRA 119

Finman General Assurance Corporation vs
64 361 SCRA 214
Court of Appeals
Country Bankers Insurance Corporation v.
65 Lianga Bay and Community Multi-Purpose 374 SCRA 653
Cooperative

CMVLI

Perla Compania de Seguros, Inc. vs

66 164 SCRA 144
Hon. Constante Ancheta
First Quezon City Insurance Company Inc.
67 218 SCRA 525
vs Court of Appeals
Perla Compania de Seguros, Inc. vs
68 203 SCRA 487
Hon. Jose Ramolete
Government Service Insurance System vs
69 308 SCRA 559
Court of Appeals

JURISDICTION OF INSURANCE COMMISSION

Philippine American Life Insurance Company

70 234 SCRA 509
vs Ansaldo

Letter