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This policy is ideal for each and every person, whether individual or corporate, involved
in any kind of activities. Examples of situations where liability arises are as follows:
All Contractors e.g. a contractor who damages a telephone companys
underground cables while digging trenches may be held liable to pay the cable
company.
Large scale farmers may be held liable for straying animals which damage crops
in the neighbouring farms.
Residential property owners may be held liable for damage done by felling trees
e.g. if the tree falls on the neighbours house.
Garages and Filling stations may be held liable for damage to surrounding
property in the event of a fire spreading to the neighbours property