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PPTO 2017
ADC - IT Products - 2
DEBIT CARDS AND CREDIT CARDS
4. How many transactions are free for our Savings Bank customers in Our Bank ATMs?
a) No Limit b) 6 c) 5 d) 3 e) Zero
5. Under Revolving credit facility for SYNDICATE BANK GLOBAL CREDIT CARD the minimum amount
Due (MAD) for Public is
a) Point of Selection
b) Point of Sales
c) Point of Service
d) Point of Software
e) Point of Solution
10. The Credit Card holder can encash reward points in multiples of:
a) 100 points
b) 200 points
c) 250 points
d) 500 points
e) 1000 points
11. The Credit Card holder will get an amount for every reward point at the rate of:
a) Rs 0.10
b) Rs 0.25
c) Rs 0.40
d) Rs 0.50
e) Rs 1.00
12. How many digits are there in Syndicate Bank Global debit card including the BIC of issuing
Branch?
a) 12
b) 14
c) 16
d) 18
e) 20
SYNDICATE INSTITUTE OF BANK MANAGEMENT,MANIPAL
13. Instant debit card (Non personalized without name) will be activated in ... days
a) 3
b) 2
c) 1
d) Immediately
e) 2 working days
19. Who is responsible for KYC requirements in the case of Credit card business solicited by?
Direct Selling Agents/ Direct Marketing Agents?
a) The Bank issuing the card
b) The DSA/ DMA
c) Both the Bank and the DSA/ DMA
d) The DSA/ DMA only if the cardholder is not a customer of the bank
e) KYC requirements are not mandatory for issuing credit cards
21. The free credit period available for credit cards payments is
a) 10 to 15 days
b) 15 to 30 days
c) 20 to 30 days
d) 20 to 50 days
e) 30 to 50 days
22. The billing date and Payment Due date for credit cards in our bank is
a) 10th and 10th of next month respectively.
b) 10th and 20th of next month respectively.
c) 20th and 10th of next month respectively.
d) 20th and 20th of next month respectively.
e) 10th and 30th of the same month respectively.
23. To be eligible for credit card, the maximum age limit for a senior citizen pensioner is
a) 60
b) 65
c) 70
d) 75
e) 80
27. Which type of Variant the Credit cards are not having?
a) Gold b) Diamond c) Platinum d) Copper c) Silver
28. Maximum amount that can be charged per instance for transactions in ATM beyond the
free transactions is Rs.
a) 12
b) 20
c) 25
d) 30
e) 40
29. If the complaint related to ATM dispute is lodged within 30 days from the date of
transaction with the card issuing branch penalty @ Rs 100 per day for delayed settlement is
payable for the ATM dispute for domestic transactions is not resolved within
a) 7 days
b) 7 working days
c) 8 days
d) 15 days
e) 30 days
30. Reconciliation of physical stock of undelivered debit cards and pin mailers with Debit rd
issued register and pin mailers issued register should be done
a) Weekly
b) Fortnightly
c) Monthly
d) Bimonthly
e) Quarterly
SYNDICATE INSTITUTE OF BANK MANAGEMENT,MANIPAL
31. Report on tallying of ATM Cards and PIN mailers is to be submitted by the branches as
on
a) Last day of every month
b) Last day of every quarter
c) Last day of June and December
d) Last day of March and September
e) Last day of March
32. Which of the following is true with regard to Credit Card business conducted by
Scheduled Commercial banks?
a) Directly by the bank
b) Through a subsidiary
c) By entering into tie-up with another bank already in card business
d) a and b above
e) a, b and c above
34. Number of transactions permissible per month at Other bank ATMs in Metro Cities for
Current/Overdraft account holders is:
a) 1
b) 2
c) 3
d) 4
e) Nil
36. No of accounts, opened under same customer ID that can be linked with Syndicate Bank
Global Debit Card is:
a) 1
b) 2
c) 3
d) 4
e) All above are correct
37. Maximum value of Of OFF Line Transaction per day in ATM of our Bank is:
a) Rs.5000
b) Rs.10000
c) Rs 20000
d) Rs 25000
e) Rs 50000
38. Maximum value of Online Transaction per instance in ATM of our bank is:
a) Rs 5000
b) Rs 10000
c) Rs 20000
d) Rs 25000
e) Rs 50000
39. Number of free transactions permissible per month at Other bank ATMs in Metro Cities
for SB account holders is:
a) 1
b) 2
c) 3
d) 4
e) 5
41. Which Bank identification No, VISA has allocated for our ATM Debit card of our bank?
a) 403389 b) 403380 c) 403398 d) 403390 e) 403399
SYNDICATE INSTITUTE OF BANK MANAGEMENT,MANIPAL
42. The bank where the Debit card transaction is taking place is called
a) Acquirer bank
b) Issuing Bank
c) Operating Bank
d) Monitoring bank
e) Paying Bank
a) PIN mailer and ATM card can be kept together for quick service
b) PIN mailer and ATM card should be handled by 2 officers separately
c) PIN mailer and ATM card can be sent together by REGD post only
d) A single Officer can handle PIN mailer and ATM card.
e) Pin mailer and ATM card can be sent together by Courier
a) Bangalore
b) IDRBT, Hyderabad
c) Mumbai
d) Singapore
e) Chennai
SYNDICATE INSTITUTE OF BANK MANAGEMENT,MANIPAL
48. What is the name of the proposed software application that would allow users of ATMs to alert
the police of a forced cash withdrawal by entering their personal identification number (PIN) in
reverse order?
a) ATM Safety PIN
b) ATM Safety
c) ATM Safety Code
d) ATM Safety Sign
e) ATM Safety Digit
49. In the event of the card is lost/stolen in the hands of Cardholder the liability of the cardholder
would be limited to a maximum of how much amount from the time of notification of such lost card
to the Bank by the card holder?
a) Rs 10000
b) Rs 50000
c) Rs 100000
d) Rs 1000
e) Full liability of card dues