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Mrunal Archive: Economy Theory & Current Affairs articles

Mrunal

Prepare Economy with Mrunals 7-Pillars TM Approach

2a. Banking
2b. Finance
3. Fiscal Policy, Taxation, Planning, Budgeting
4. International Trade, Balance of Payment, FDI
5a. Sector of Economy
5b. (GS3) Food Processing Industry
6. Infrastructure: Transport, Communication, Energy, ICT
7. Human Resource Development, Schemes, Subsidies
8. BizGK, Bank-CMDs, Persons in News
1. Basics from NCERTs

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Mrunal Archive: Economy Theory & Current Affairs articles

2a. Banking

RBIS MONETARY POLICY (LAST UPDATED 15/1/15)

[Banking] D-SIB: Domestic Systemically Important Banks- meaning, classification, capital norms, benefits,
limitations
[Economy Lecture3] Banking Sector: Evolution, Classification, Narsimhan, New Bank Licenses, Jan-Dhan, KVP
& more
[Economy Lecture2] Monetary Policy: Qualitative Tools, Priority Sector Lending; How to prepare GS, Notes
Making, Time- Management
[Economy Lecture1] Banking: Monetary Policy- Quantitative Tools: SLR, CRR, OMO, LAF, MSF, Repo rate &
limitations
[Banking] Bharat Bill Payment System (BBPS), SBI Shariya Equity fund, KYC partial freezing, Minimum
Balance guidelines
[Banking] RRB Amendment Bill, Small Banks-Payment Banks, Kotak-ING Vysya Merger, NBFC Guidelines
[Financial Inclusion] Kisan Vikas Patra (KVP): Features, Money Laundering, NSSF, Small Savings Instruments
[Banking] PM Jan Dhan Yojana: Salient Features, Benefits, Limitations & truckload of criticism

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Mrunal Archive: Economy Theory & Current Affairs articles

[Banking] P.J.Nayak Committee 51% shareholding, Gopalkrishna Committee HR reforms in Banks & Non-
Banks
[Banking] Minor Bank Accounts, SBIs Pahali Udaan, Pahala Kadam, Kotak My Junior Account
[Economic Survey] Ch4: Measures of Money Supply, M0-M1-M2-M3-M4; Reserve-Narrow-Broad Money,
Money multiplier & Velocity
[Economic Survey] Ch4: Monetary Policy Trends, Reforms, RBI Restructuring program
[Economy] New Bank Licences: Bandhan, IDFC, Bharatiya Mahila Bank; Differential Bank licences, Bimal
Jalan Committee, Narsimhan Committee; arguments favor against, Bank nationalization, Historic evolution of
Banking sector in India
[Economy] Urjit Patel Committee: Fixing Accountability in RBI, Monetary Policy Committee, Decision by
Majority, Fiscal Deficit (Part 2 of 2)
[Economy] RBI Urjit Patel Committee: 4% CPI, Nominal Anchor, Multiple Indicator, Monetary Policy
Framework Reforms (Part 1 of 2)
[Banking] Monetary Policy: Quantitative & Qualitative Tools, applications & limitations MSF, LAF, Repo,
OMO, CRR, SLR, Revisited before upcoming Urjit Article
[Banking] Bancassurance: Compulsory Broker Model, IRDA vs Banks, issue, benefits, challanges, insurance
penetration, Financial inclusion & Nachiket Committee
[Banking] Shadow Banks, Wholesale Banks, Securitization: Functions & Features Nachiket Committees
recommendations
[Banking] Nachiket Committee: Remove SLR, Reduce CRR, Raise PSL to 50%, Increase Loan Access: Issues,
implications explained
[Banking] Nachiket Committee: Universal Electronic Banking Account (UEBA), Payment Access Points,
Financial Inclusion, Seigniorage and More
[Banking] White Label ATM: Meaning, Features, Advantages, Limitations, Financial Inclusion, Nested Design,
Contagion Risk
[Economy] Money-Bitcoin: Functions of Money, Exchange Medium, Transfer Value-NEFT-RTGS-Bitcoins,
Money Illusion, Overcapitalization (Part 3)
[Economy] Barter-Money-Bitcoin: Circular Flow of Income, Savings to Investment, Time Value of Money,
Deferred Payments (Part 2)
[Economy] Barter-Money-Bitcoin: Fungibility, Double coincidence of wants, division of labour (Part 1)
[Economy] Banking Ombudsman: Meaning, functions, appointment, reforms explained
[Economy] Banking Business Correspondents Agents (BCA): Meaning, functions, Financial Inclusion,
Swabhimaan, Common Service Centres (CSC)
[Economy] Cheque Truncation System (CTS-2010): Meaning, Advantages explained

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Mrunal Archive: Economy Theory & Current Affairs articles

2b. Finance
[Economy Lecture3] Finance: Shares, Bonds, E-IPO, ADR-GDR, Municiple Bonds, P-Notes, Inflation Indexed
Bonds
[Economy] Companies Act 2013: Salient features, types of Companies, public ltd. vs private ltd, Independent
Directors, SFIO, SEBI Corporate governance norms
[Economy] Participatory Notes (P-Notes), Hedge Funds, New Limits on FII, FPI, REFI explained
[Economy] Gold Exchange Traded Funds (ETF), Gold Deposit scheme, Elasticity of Demand explained
[Economy] New Pension Scheme, Swavalamban, NPS-lite, PFRDA: meaning, issues
[Economy] Social Security: Meaning and Laws in India
[Economy] Shares vs Stocks, Rights Issue of Shares, Bonus Shares, RSU
[Economy] Bonds vs Shares, Debt vs Equity, IPO, Underwriter, Venture Capital, Angel Investor, Junk Bonds,
Bearer Bonds, Gilt Edged securities: Meaning, Explained

3. Fiscal Policy, Taxation, Planning, Budgeting


[Economy Lecture] GST Goods & Services Tax 122nd Amendment, GDP Calculation Methods & CSO Base
Year Revision
[Economy Lecture] 14th Finance Commission: 42% Verticle Tax Devolution & 5 Parameter Horizontal Tax
Distribution, BTT, DTC, GAAR, PDMA revisited
[Economy Lecture] Budget 2015: Direct & Indirect Taxes, Public Debt, Fiscal Deficit & FRBM Targets
[GS3] Shanta Kumar report on FCI-restructuring, Buffer stock, PDS & Food security & Direct Benefit Transfer
[Economy] Niti Aayog, Planning Commission: Evolution, Structure, Function and truckload of Criticism
explained
[Disinvestment] Timeline, Methods, Pro & Anti Arguments, Modi Policy on PSU reforms and Disinvestment
[Lecture] Economic Survey Chapter 1,2,3 & Budget- Taxation, Deficits, Subsidies MINUS Schemes
[Taxation] Advance Pricing Agreement, Arms Length, Vodafone Transfer Pricing, DTC, GAAR, Advance Tax
ruling explained
[Budget] Interim Budget 2014: highlights, Funds, Schemes, CSIS, UDAAN, Magnivisualizer, RDB Kit, NIMZ

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Mrunal Archive: Economy Theory & Current Affairs articles

[Budget] Types of Subsidies & Structural Deficit, Public Debt Management Agency, FRBM Act & Its Targets
[Budget] Interim Budget 2014: Plan vs Non-Plan Expenditure, Subsidies, Disinvestment, Deficits, PDMA Public
Debt Management Agency
[Budget] Interim Budget 2014 : Revenue Part: Non-Tax Receipts, Expenditure,Effective Revenue Deficit, Loans,
Interest, Dividend classification explained
[Budgeting] Revenue receipts: Direct taxes, Indirect taxes, Gross vs Net taxes, shortfalls in collection
[Budget] Consolidated Fund of India, Contingency Fund, Public Account Vote on Account, Interim Budget
Explained
[Economy] Recommendations of Vijay Kelkar Committee on Fiscal Consolidation Roadmap
[Economy] Fiscal Consolidation, Fiscal Deficit : Meaning, Implications, Explained Why Vijay Kelkar Committee
was formed?
[Economy] Calculating Income Tax, Tax Exemption vs Tax Deduction, Rajiv Gandhi Equity Saving Scheme

4. International Trade, Balance of Payment, FDI


[Economy Lecture] (Contid.) Foreign Trade Policy 2015, MEIS-SEIS, GIFT City, Chinese Forex Reserve &
Undervalued Yuan
[Economy Lecture] Foreign Trade Policy 2015, TPP/RCEP Trade Agreements, Regionwise Strategy to boost
exports
[Economy Lecture] Capital Account Convertibility, Balance of Payment, Rupee Devaluation, Eurozone
Quantitative Easing & Greece Anti-Austerity
[Economy] WTO: Bali Summit, Trade Facilitation Agreement (TFA), De-minimus level, 10% Subsidy Limit,
Why Modi Opposed?
[Lecture] Financial Intermediaries, Balance of Payment, International Trade
[Economy] Special 301 Report, Priority List, Implication on India, Nexvar case, Compulsory License, Patent
Evergreening, IPR protection, USTR explained
[Economy] Nokia Tax Row: Royalty Payment, Chennai Plant, Finland DTAA, Microsoft Takeover,
UNICITRAL, TDS, Withholding Tax explained
[Fed Tapering:Part1 of 2] Meaning of Fed Tapering, its Negative Impact on Indian Economy, Worst case
scenarios, Balance of Payment Crisis, explained
[Fed Tapering:Part2 of 2] Measures to immunize Indian Economy against negative impacts of Fed Tapering,
Currency Swap, Dollar Swap, FCNR swap, Brics bank explained

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Mrunal Archive: Economy Theory & Current Affairs articles

[Economy] Quantitative Easing: Meaning, phases, Impacts on Indian Economy, Rupee-Dollar Exchange rate,
Pros & Cons, Positive & Negative aspects explained
[Economy] Geographical Indication GI-tag: Features, Issues, benefits, Madurai Malli, Meerut scissors
[Economy] GMR Maldives Airport Controversy, IFC, AAI: Meaning, Reason, Implications, Explained
[Economy] Fiscal Cliff: Meaning, Reasons, Implications on US and Indian Economy explained
[Economy] Bretton Woods and Fixed Exchange Rate system : Meaning Explained
[Economy] LIBOR Scam : Meaning, Reasons, Consequences, Timeline, explained

5a. Sector of Economy


[Economy Lecture] Inflation Theory & Survey Analysis on WPI, CPI, IIP; Make in India, Skill India & Mock
Mains Qs
[Economy Lecture] Agriculture Reforms from Eco Survey, Manufacturing Industry- Mudra Bank, AIM, SETU
[Economy] Index Theory: WPI, CPI, IIP, Components, Baseyear; Core vs Headline inflation, Laspeyres formula
explained
[Economic Survey] Ch4: Inflation- Trends in WPI, CPI, IIP & International market, Government reforms to
combat price rise
[Economic Survey] Ch8: Agriculture Fertilizer, Nutrient Based Subsidy Policy, Budget 2014, Schemes, Funds
[Economic Survey] Ch8: Agriculture Minimum Support prices (MSP), Sugar pricing, FCI, Decentralized
Procurement, OMSS
[Eco-Survey] Ch8: National market for Agriculture, Reforms in APMC, Commodities market, NSEL crisis
[Economic Survey] Ch9: Industrial Policy, Labor Reforms, Factories Act, Apprentice Act, Customs & Excise
duties in Budget 2014
[Industries] Public Sector Undertakings, CPSE-ETF, Disinvestment, NIF, Mini-Nav-Maharatna
[Industries] Micro Small & Medium enterprises (MSME), Definitions, SSI reserved items, SIDBI, SIDF, Sick
industries, Budget 2014
[Industries] Service Sector- service tax, negative list, FDI limits, ICT, Tourism, Trade, R&D, Budget 2014
provisions

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Mrunal Archive: Economy Theory & Current Affairs articles

5b. (GS3) Food Processing Indusry


[Food Processing] Edible Oil: Supply-Chain, Upstream, Downstream, Onion-Crisis and ofcourse Desi-liquor
[Food Processing] Tea, Coffee Supply Chain, Upstream, Downstream for UPSC General Studies Mains
[Food Processing] Poultry, Meat, Supply Chain, Upstream, Downstream, Avian influenza, government schemes
[Food Processing] Fisheries: Freshwater, Aquaculture, Shrimpfarming: supply chain, upstream, downstream,
Marine Policy, Fisherman Welfare Scheme
[Food Processing] Milk Dairy Sector, Supply Chain, upstream downstream issues, Amul Model, Operation Flood
[Food Processing] Supply Chain Management, Upstream Downstream requirements for Fruit & Vegetables,
Confectionery industries
[Food Processing] Export, Dumping, FDI, Finance, Taxation, Budget Provisions, CODEX, NWR, BRGF, RKVY
[Food Processing] Nuisance of APMC Acts, Commission Agents; Marketing of agricultural produce: issues and
constrains for GS Mains
[Food Processing] Mega Food parks, Agri-Export Zones(AEZ), Cold Chains and truckload of government
schemes
[Food Processing] Introduction, Scope, Significance, Awesomeness (hardly), Obstacles (truckload of) for GS
Mains

6. Infrasructure: Transport, Communication, Energy, ICT


[Economy Lecture] GS2: UNFCCC Lima Summit, Paris Summit Post-2020 Kyoto framework for Climate
Change & Indias Stand
[Economy Lecture] GS3: Environment Clearance, Green Law Panel Report, Go Areas, No Go Areas, Public
Hearing, Linear Infrastructure
[Economy Lecture] GS3: Communication & IT Infrastructure: Digital India Mission & Spectrum Auction 2015
[Economy Lecture] GS3: Urban & Rural Infrastructure- Smart Cities, Swachh Bharat, Rurban Mission, Prasad,
Hriday
[Economy Lecture] GS3: Infrastructure- PPP Bidding & Financing Reforms, Rail budget 2015, Debroy
Committee, MMDR, Coal Auction
[Infrastructure] Aviation Sector: No Frills Airport, ATF-tax reforms, Predatory Pricing, Safety Rating
[Energy] Coal Gasification, Syngas, CBM, hydraulic fracturing, Rangarajan Formula, NELP-X
[Energy] Petrol, Diesel, LPG, Under-Recovery, Deregulation; Clean Energy, Telecommunication, NTP-2012,

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Mrunal Archive: Economy Theory & Current Affairs articles

NFON, USOF
[Infrastructure] PPP challenges & reforms, 3P-India, highway projects, Industrial corridors, DMIC vs DFC,
Golden vs Diamond quadrilateral
[Infrastructure] Project Sagarmala, Port Infrastructure in India, Problems & Reforms
[Infrastructure] Shipping & Port infrastructure, Major ports, FDI, Sethu Samudram, Budget 2014 announcement
[Infrastructure] Rail-Budget 2014, Tariff Authority, Biodiesel, Biotoilets, FDI & more
[Economic Survey] Ch13 P4: Rural & Urban Infrastructure, REITs, Smart Cities, Swatchh Bharat, Rurban, Gram
Jyoti
[Economy] Dedicated Freight Corridors (DFC), High Speed Rail Corridors, Rail Tariff Regulatory Authority,
Issues, Reforms in Indian Railways
[Economy] 2G scam, Spectrum refarming, Sistema controversy, Allocation of Natural Resources explained

7. Human Resource Development, Schemes, Subsidies


First read NCERT Class11: Ch4 (Poverty), Ch5 (Human Capital), Ch7 (Employment).
.
[HRD] Din Dayal Antyodaya Yojana: Skill Training for Urban and Rural Poors + 100 days of HRD ministry
[HRD] Government Intervention for Skill development, issues from design & implementation for GS Mains2
Food Security Act: Salient features, Benefits, Entitlements, grievances redressal system & criticism
[Economic Survey] Ch13: P1- UNDPs Human Development report 2014, HDI, Gender Development, gender
inequality, Multidimensional poverty, World Banks Gini-Coefficient
[Economic Survey] Ch13: Poverty Line Estimation- Tendulkar vs Rangarajan, Engels Law, MNREGA,
Aajeevikaa, Urban Livelihood
[Economic Survey] Ch13: Demographic Dividend, Education & Skill Development schemes, National Youth
Policy 2014
[Economic Survey] Ch13 P3: Human Resources- Minorities, SC, ST, PH, Elderly; USTAAD, Van Bandhu,
Hamari Dharohar

8. BizGK, Bank-CMDs, Persons in News


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Mrunal Archive: Economy Theory & Current Affairs articles

That portion is only important for non-UPSC exams. Refer to Mrunal.org/PIN for monthly updates on Persons in
news, BizGK etc.

1. Basics from NCERTs


Download the NCERTs from This Link.
NCERT: Class11: Read it from First to last page.
NCERT: Class12: Macroeconomics: Only selective reading. Ignore formulas, graphs, equations and other
complicated things, because its not asked in UPSC. At max, just memorize the formulas about GDP-GNP, national
income etc.

NCERT: Class12: Microeconomics


Its not asked on regular basis in the UPSC CSAT. Therefore do only selective study:

1. Elasticity of demands (ch2) + Giffen goods (internet)


2. Law of diminishing marginal product (ch 3.4)
3. Perfect competition (ch4.1): only features.
4. Non-competitive markets: (ch.6)
a. features given @intro
b. Monopolistic competition (ch.6.2.1)
c. Oligopolistic competition (ch 6.2.2)
5. Price ceiling and Price floors (ch5.2): only basic definition
6. Glossary: only MCQ worthy definitions.

Not required / Non-Essential Books

1. Dutt Sundaram, Mishra Puri, Uma Kapila = these are all academic books. For general studies/competitive
exams you dont need to prepare that deep. so, Dont waste time in them. Certain (coaching) sites from 90s era
still mention these as reference sources. My advice: Avoid.. Only after youve completed your core syllabus and
want to refine points for Descriptive / Interview, you may selectively read its chapter.
,
Textbook, Budget-Economic survey .
2. Economics Times, Financial Express, Business line etc.= In certain doctored (fake) topper interviews published

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Mrunal Archive: Economy Theory & Current Affairs articles

in certain magazines, the topper would claim I read all these newspapers every day for preparing economy.
This is overkill, humanly impossible . At most one newspaper is sufficient. For
competitive exam you dont need to prepare that deep from three-four different newspapers. However, if a topic
is really important (such as GST/DTC related development) then you may use google to dig more from those
newspapers. But dont waste time reading three newspapers per day.
3. Coaching material/Postal material: Most of them just bullet the paragraphs given in Hindu and sell it as
Current affairs compilation. Waste of time and money.
.

How to prepare Economy for IBPS, Bank Exams?

Detailed strategy given here: click me

How to prepare Economy for SSC?

Detailed strategy given here: click me

How to prepare Economy for IIM/MBA GDPI/Interviews

Most of the candidates spend entire year only on CAT. They start economy/current
affairs preparation only 1-2 months before the GDPI= low quality
answers=#EPICFAIL. You must do following

1. Daily read any one English newspaper (preferably IndianExpress, Hindu) thatll help
you even in reading comprehension.
2. Maintain notes for important developments related to BusinessGK/FDI/Graduation
field. Those IIM professors are too intelligent to fall for low quality clichd points
taught in magazines and *** classes for GDPI.

Idea prep = NCERT + Ramesh Singh. But if you want to take a shortcut then I would recommend go through Day to
Day Economy by Satish Yeodhar (IIM Ahmebad Business books series);

Search B4 Asking

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Mrunal Archive: Economy Theory & Current Affairs articles

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Call
Letters 01-Feb: NHPC Trainee 30-Dec: Raman 22-Jan: National
Engineer Research Biologicals Scientists
APFC Syllabus Out
22-Jan: Neyveli Lignite 18-Dec: IIIT Gwalior 30-Dec: Raman
ACIO Result Out

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Mrunal Archive: Economy Theory & Current Affairs articles

05-Jan: NTPC 08-Dec: UP POWER Research Admin Officer


18-Dec: IIIT Gwalior 30-Nov: NPCIL 22-Dec: Central
Mega Jobs 15-Dec: Andhra Gas 26-Nov: Delhi Research- Pathology
11-Dec: EdCIL India Subordinate 18-Dec: Ind. Maritime
04-Dec: UPSC CDS-I
30-Nov: IIT 26-Nov: High Court Univ.
Officers in Defense
Bhubaneswar Allahabad 18-Dec: IIIT Gwalior
service
26-Nov: Delhi 25-Nov: Delhi Metro 15-Dec: CSIR
Subordinate 23-Nov: Software Tech 07-Dec: CCI Manager
30-Nov: Hyderabad Uni. Park 06-Dec: NID

Banks 25-Nov: Delhi Metro 23-Nov: Software Tech. 04-Dec: Chennai Metro
23-Oct: IRCON Park Surveyor
INTERNATIONAL 23-Nov: Haryana SSC 30-Nov: IIT
20-Nov: BHEL Trainee 21-Nov: MP Power Bhubaneswar Sanitary
IT Jobs (PWD) 23-Nov: NE-Rail insp.
20-Nov: Chennai Petro. (SPORTS) 30-Nov: Hyderabad Uni.
30-Nov: IIT
20-Nov: NIT 17-Nov: High Court 30-Nov: NPCIL
Bhubaneswar
Uttarakhand Himachal 27-Nov: Natl. Foodtech
20-Nov: RITES 16-Nov: Cotton Corp. lab technician
LIMITED Walkin 16-Nov: Supreme court 26-Nov: Delhi

Medics 16-Nov: Central 15-Nov: Mishra Dhatu Subordinate Chemist,


Pollution Board Nigam Assitant, Welfare Off.
18-Dec: IIIT Gwalior 16-Nov: POWER GRID 15-Nov: Handicap 25-Nov: Engg.Project
23-Nov: Baba Farid 14-Nov: IOCL Finance Managers
Univ. 12-Nov: Eastern 15-Nov: Insti. Population 23-Nov: Packaging Inst.
23-Nov: Haryana SSC Coalfields Sciences 23-Oct: MMTC Limited
10-Nov: UP Rural 12-Nov: GAIL 14-Nov: Nuclear Fuel 23-Nov: RPSC Agro.
Medical 11-Nov: WAPCOS Complex 23-Nov: STPI
10-Nov: ESIC Med. 10-Nov: ESIC JE 11-Nov: WAPCOS Hyderabad
Officer 10-Nov: Hharyana Agro 23-Nov: Software Tech.
10-Nov: Hindustan Petro Park
Uniform 20-Nov: National


Agricultural-Market,
30-Nov: INDIAN ARMY
Faculty Finance
11-Nov: Army Engineers
ParaMedics 19-Nov: Agro Research
06-Nov: Karnataka PSI 30-Nov: JAMMU Uni.
30-Nov: Hyderabad Uni. Service
30-Nov: NIT Delhi
27-Nov: AIIMS 16-Nov: SE Rail (sports)
26-Nov: AIIMS

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Mrunal Archive: Economy Theory & Current Affairs articles

Rishikesh 14-Nov: Nuclear Fuel


23-Nov: Baba Farid
15-Nov: NRHM MP Scientist
Univ.
09-Nov: AIIMS Jodhpur 14-Nov: Central
23-Nov: Anna University
Research- Consultant
23-Nov: RPSC
13-Nov: NML
Legal 20-Nov: NIT
Jamshedpur
Uttarakhand
12-Nov: UPSC Geologist
22-Nov: MP High Court 16-Nov: Hyderabad Uni.
etc
15-Nov: ESIC Medical
10-Nov: ESIC
Institutes
10-Nov: Hindustan Petro
15-Nov: Insti. Population
PH only Sciences

15-Dec: Natl. Buildings 14-Nov: Kumaun

Engg. University

14-Dec: National Elect. 14-Nov: C.U.Tamilnadu

10-Dec: BSNL JTO, 13-Nov: Kirori Mal

Accounts College Delhi

26-Nov: BHEL Trainee 13-Nov: Maharshi

23-Nov: NE Inst. Nurse Dayanand

20-Nov: TEZPUR univ. 10-Nov: Hharyana Agro

16-Nov: NPCIL 10-Nov: UP Rural

15-Nov: Coffee Board Medical

14-Nov: IOCL
10-Nov: NPCIL


Commerce/MBA
23-Dec: MTNL
18-Dec: Ind. Maritime
Univ.
15-Dec: Andhra Gas
30-Nov: Security
Printing
30-Nov: NPCIL

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Mrunal Archive: Economy Theory & Current Affairs articles

25-Nov: Delhi Metro


21-Nov: TN Newsprint
21-Nov: Garden Reach
Shipbuilders
20-Nov: Central Medical
Research
20-Nov: RITES
LIMITED Walkin
20-Nov: UCO Bank CA
16-Nov: Cotton Corp.
15-Nov: Mishra Dhatu
Nigam
15-Nov: Handicap
Finance
13-Nov: MP Info.Tech.
12-Nov: GAIL

1. Online Form Part-I stops few days before deadline, so don't wait till last date. Dont forget reg.id & roll no.Note'em
in Google Drive
2. I usually update vacancies every Monday.Purple link= newly added,Blue= existing.Last updated Nov 10, at 09:30
AM

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Mrunal Archive: Economy Theory & Current Affairs articles

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