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Q.1 (A) Please write the alphabet of selected answer in the given space:
BEATING A RECESSION
Here are a few tips for small business managers to follow during economic downturns.
Q.1 (C) Use the words in the box to complete the text.
In the developed world, you can go to a bank to (1) _________ for a loan to start a
small business. The bank will ask you about your (2) _______: for example your
house or other valuable possessions. They will ask for these as (3) __________ or, in
American English, (4) ___________. In other words, the loan is (5) __________ on
your property, and if you can’t repay it, the bank will have the right to take your
assets and sell them in order to get its money back.
But if you are a poor person in the developing world and you ask for a loan, you may
have nothing to offer as security – your house may be worth very little, or its
ownership may not be clear. Traditional banks will not be interested. You might go to
a (6) ______________, but the (7) _____________ on the loan, the percentage
amount per month, year, etc., that you pay, may be (8) ____________: so high, in
fact, that it is difficult or impossible to repay.
Q.2 (A) Match the idioms (1 – 10) with their meaning (A – J).
(Answer)
Q.2 (B) Complete the following sentences with the correct form of either MAKE
or DO, and one of the words given below:
4. I checked the figures last night and found that I’d _________________ a lot
of _____________________.
Q.2 (C) Fill in the blanks using the correct word for growth:
(1) Throughout the recession, politicians talked about the ___________ shoots of
recovery.
(2) Business is __________________ in the industrial South of the country.
(3) Financial instruments seem to be a very __________________ area.
(4) In the continuing hot weather, sales of electric fans are ________________
(5) Our success is the _________________ of many years of careful planning.
(6) Small electronics shops suddenly ___________________ All over the town.
(7) The entire company _________________ from one simple idea.
(8) We believe that we have ________________ the seeds of profitable activities
in the future.
(9) We expect to _________________ very substantial rewards within five years.
(10) We are ________________Most of the profits back into the business.
1. We won’t be able to meet the deadline. We’ll work very hard. (however
hard).
2. You can pay him a high salary. He won’t work harder. (no matter how).
3. He made a good keynote speech. The shareholders voted him off the board.
(despite his)
4. Interest rates are falling. Consumer demand is not increasing. (even though)
5. He may ask you anything. Don’t reveal our commercial plans. (whatever)
7. We have a very small budget. However, the project will go ahead. (however
small)
8. Our model won an innovation award. Sales never really took off. (despite)
Q.4 Here are some useful phrases for writing business letters. In each sentence, put
the verb in brackets into the correct form. You may have to put it into a tense,
active or passive, an infinitive, verb + -ing form or + -ed form, or add a modal
verb (may, could, might, etc).
Starting a letter
1) Thank you for your letter of 28th January, in which you ____________
(enquire) about our insurance rates.
3) With reference to our telephone call this morning, I am writing to confirm the
schedule of meetings we ______________________ (arrange) for you during
your visit.
Bad news
5) We regret to inform you that the goods were ___________ (delay) owing to
the air-traffic controllers’ strike.
6) I am sorry to inform you that we are unable to offer you the position of
economist which you ____________ (apply) for.
7) I am afraid that we are unable to grant you the 10 percent discount you
____________ (request).
Enclosures
Good news
10) We are writing ___________ (inform) you that your order no. 234 for 15
laptop computers has been dispatched.
8. Anna So, you see, Niels, the new system will actually be an improvement.
Niels Hm, well, on reflection, I suppose you’re right.
Jon So do I take it we’re now in agreement on this?
(issue/finally/resolve)
1 acid test
2 drop a line
3 for a song
4 get cracking
5 go by the book
6 pull strings
7 rat race
8 pigeon holes
10 nest egg
Q.7 Assuming you are the Finance Manager of a leading Manufacturing Company,
write a Fax message to your Bank Manager informing him of all the documents
you are sending, required to process your loan application.
Q.8 Assuming you are the Chief Information Officer, write a memo to all members of
the staff, informing about the permissible and inappropriate use of information
resources.
Q.9 The following letter is too long, rewrite the letter by omitting redundant words
and sentences:
Dear Sami:Thank you so very much for meeting with Jaleel, Saima and myself
yesterday at our office. Between the three of us, we learned a great deal per your
product which we feel is truly practicable and may be used by us here at FBL.
We believe that your the one that has the true facts re this matter based on your
past experience. Before we proceed to sign a contract with you, we’d like to
pursue further some of the innumerable opportunities which you presented to us.
We hope you will be able to come up with an ingenuous solution to solve our
quality control problem which needs immediate fixing.
Per the above, if you have any questions, please feel free to call me here at my
office, or if you’d rather, we could meet again in the near future to discuss the
matter in person. Thank you again for meeting with us.
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