Loan Originator

2nd Party
UCC Article 3 Paper Promissory Note
Texas Business Commerce Code

UCC Article 9
Deed of Trust
Conversion From Texas Business Commerce Code

Paper to Electronic Step X

Lacks Supporting Law Scan Deed of Trust
ESIGN & UETA Copy
Destroy Filed of Record
Excludes Vault
Perfected Lien
Article 3 & 9
Electronic Note Tx Local Gov Code
192.001
Paper Destroyed
Assignments/Transfers Electronic Deed of Trust
Deed of Trust
Electronically Executed
Registered
Reference:
MERS System
IN THE SUPREME COURT OF
FLORIDA
CASE NO.: 09‐1460 MERS as Nominee/
Beneficiary Under
Deed of Trust
Paper Promissory Note
Invalid Perfection

Deed of Trust

Loan Originator 2nd Party

Assigns/Transfers
ESIGN & UETA Electronic Note
Excludes Article 3 To 3rd Party
ESIGN & UETA
Electronic Note Excludes Article 9
Electronic Note
Can Not Be Electronic Deed of Trust
Negotiated Can not Be Perfected
Under UCC Article 3 Electronic Deed of Trust

Continuous Perfection
Tx Local Gov Code
Electronic Note 192.007
Transfer of Beneficial
Ownership
Electronic Deed of Trust
MERS Registry Update
Transfer of Lien Rights
MERS Registry Update
(Non Valid Transfer)

3rd Party
Assigns/Transfers
Electronic Note
To 4th Party

© Copyrighted j.mcguire P O Box 1352, Bedford, Texas, 76095-1352

 3rd Party
Assigns/Transfers
ESIGN & UETA Electronic Note
Excludes To 4th Party ESIGN & UETA
Article 3 Excludes
Electronic Note Electronic Note Article 9
Can Not Be Electronic
Negotiated Deed of Trust
Electronic Deed of Trust
Under UCC Article 3 Lacks Perfection

Continuous Perfection
Electronic Note
Tx Local Gov Code
Transfer of Beneficial
192.007
Ownership
MERS Registry Update
When a purchase party swaps the Electronic Notes and Deed of
Electronic Deed of Trust
Trust for Security Certificates that are issued on Wall Street as a Transfer of Lien Rights
Security Investment Trust, Federal Securitiy Laws have been MERS Registry Update
violated.

4th Party
Assigns/Transfers
ESIGN & UETA Electronic Note
Excludes To 5th Party ESIGN & UETA
Article 3 Excludes
Electronic Note Electronic Note Article 9
Can Not Be Electronic
Negotiated Deed of Trust
Electronic Deed of Trust
Under UCC Article 3 Lacks Perfection

Continuous Perfection
Electronic Note Tx Local Gov Code
Transfer of Beneficial 192.007
Ownership
MERS Registry Update
Electronic Deed of Trust
Transfer of Lien Rights
MERS Registry Update

ESIGN & UETA 5th Party

Excludes Alleges Default
Article 3 ESIGN & UETA
Electronic Note Excludes
Electronic Note Article 9
Printed Copy of Electronic
Electronic Note Offered Deed of Trust
Electronic Deed of Trust
Up As Proof of Lacks Perfection
Indebtedness
Continuous Perfection
If Paper Note was vaulted then it Tx Local Gov Code
is retrieved, if destroyed, a Lost 192.007
Note Affidavit based on Hearsay
Computer Records with Printed Electronic Deed of Trust
Copy of the Electronic Note Transfer of Lien Rights
offered up as proof of MERS Registry Update
indebtedness

Deed of Trust
5th Party Loss of Continuous Perfection
Executes Legal Actions Invalid Security Instrument
Power of Sale Clause
Law Firm or Foreclosing Party Out of Reach
 Law Firm
Or
Foreclosing Party
Deed of Trust
Filing a fraudulent “Notice of Assignment” in Public Records is an attempt to transfer lost
perfected lien rights from the 2nd Party to the 5th Party suggesting a negotiation of the Paper
Note from the 2nd Party to the 5th Party, which never happens. This would be a fraudulent
filing in Public Records.

In actuality, there has been a number of assigns/transfer of the unlawfully supported

electronic note from the 2nd Party to the 5th Party, these assigns/transfers of the electronic
note does not assign/transfer the “Holder in Due Course” rights to enforce the paper note
which was at one time secured by a valid “Deed of Trust”.

Under the Texas Business and Commerce Code as well as the UCC willful intentional
destruction of the paper note is discharge of the indebtedness.

So, we have a discharged indebtedness, if the note was destroyed, and at minimum, an
invalid “Deed of Trust” as lien rights where never continuously perfected in Public Records.
This “Deed of Trust” is the only document that entitles the Trustee named on that document
to sell the property if the indebtedness is valid. If Such “Deed of Trust” has lost it’s legal
perfection then any action taking by anyone to attempt to take the real estate named in the
“Deed of Trust” by using this invalid “Deed of Trust” is violating several Texas Laws.

For any entity to create any documents and file within Public Records to try to reinstate the
lost continuous perfection has filed a “Fraudulent” document.

If the paper note and security instrument neither exists then no collection actions could be
executed.

If the paper note still exists and the “Deed of Trust” is invalid then a suit of equity could be
brought in court of competent jurisdiction for a money judgment on the note once the note
has proved up it’s negotiation endorsements.

Both instruments are needed and valid to enforce the “Power of Sale” clause within the “Deed
of Trust”.

Banks went after the House, they should have gone after the money instead…

If MERS is involved on the “Deed of Trust” then perfection has been lost at the moment MERS
was named.

Filing the “Notice of Substitute Trustee Sale” based on invalid documents would also be a
fraudulent filing in Public Records...