Adjustable Rate Mortgage (ARM) Calculator

https://www.vertex42.com/ExcelTemplates/arm-calculator.html 2005-2017 Vertex42 LLC

$160,000 Loan Balance

Loan Information Cumulative Principal Borrower:
$140,000 [Address, City, ST ZIP]
Cumulative Interest
Loan amount 150,000.00 $120,000 Phone: [Phone]
Term (years) 20 $100,000
Starting interest rate 6.500%
$80,000
First payment date 1/1/2017 Lender:
$60,000 [Address, City, ST ZIP]
Starting monthly payment 1,118.36 $40,000 Phone: [Phone]
. $20,000
Month
$-
Summary 0 100 200 300 400 500 600 Notes

In te re s t R a te
Total Payments 268,191.10
Total Interest 118,191.10
Total Principal 150,000.00 8% Interest Rate History
Internal Rate of Return 6.49% {42}
6%
4%
2%
Month
0%
0 100 200 300 400 500 600

Amortization Schedule [42]

Payment Tracking
Payment Interest Extra Cumulative Cumulative Date Actual PI
No. Payment Due Interest Principal Balance Notes
Date Rate Payment Interest Principal Received Payment
6.500% ($150,000.00) $ 150,000
#NAME? #NAME? 6.500% #NAME? 81.64 #NAME? #NAME? #NAME? 812.50 387.50 1/5/2017 1,200.00
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 1,622.90 695.46
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 2,431.63 1,005.09
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 3,238.69 1,316.39
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 4,044.06 1,629.38
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 4,847.73 1,944.07
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 5,649.70 2,260.46
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 6,449.96 2,578.56
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 7,248.49 2,898.39
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 8,045.29 3,219.95
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 8,840.35 3,543.25
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 9,633.66 3,868.30
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 10,425.21 4,195.11
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 11,214.99 4,523.69
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 12,002.99 4,854.05
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 12,789.20 5,186.20
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 13,573.61 5,520.15
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 14,356.21 5,855.91
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 15,136.99 6,193.49
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 15,915.94 6,532.90

Page 1 of 15
 Payment Interest Extra Cumulative Cumulative Date Actual PI
No. Payment Due Interest Principal Balance Notes
Date Rate Payment Interest Principal Received Payment
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 16,693.05 6,874.15
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 17,468.32 7,217.24
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 18,241.73 7,562.19
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 19,013.27 7,909.01
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 19,782.93 8,257.71
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 20,550.70 8,608.30
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 21,316.57 8,960.79
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 22,080.53 9,315.19
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 22,842.57 9,671.51
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 23,602.68 10,029.76
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 24,360.85 10,389.95
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 25,117.07 10,752.09
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 25,871.33 11,116.19
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 26,623.62 11,482.26
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 27,373.92 11,850.32
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 28,122.23 12,220.37
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 28,868.54 12,592.42
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 29,612.83 12,966.49
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 30,355.09 13,342.59
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 31,095.32 13,720.72
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 31,833.50 14,100.90
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 32,569.62 14,483.14
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 33,303.67 14,867.45
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 34,035.64 15,253.84
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 34,765.52 15,642.32
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 35,493.29 16,032.91
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 36,218.95 16,425.61
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 36,942.48 16,820.44
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 37,663.87 17,217.41
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 38,383.11 17,616.53
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 39,100.19 18,017.81
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 39,815.09 18,421.27
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 40,527.81 18,826.91
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 41,238.33 19,234.75
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 41,946.64 19,644.80
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 42,652.73 20,057.07
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 43,356.59 20,471.57
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 44,058.20 20,888.32
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 44,757.55 21,307.33
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 45,454.64 21,728.60
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 46,149.44 22,152.16
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 46,841.95 22,578.01
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 47,532.15 23,006.17
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 48,220.03 23,436.65
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 48,905.58 23,869.46
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 49,588.79 24,304.61
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 50,269.64 24,742.12
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 50,948.12 25,182.00

Page 2 of 15
 Payment Interest Extra Cumulative Cumulative Date Actual PI
No. Payment Due Interest Principal Balance Notes
Date Rate Payment Interest Principal Received Payment
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 51,624.22 25,624.26
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 52,297.92 26,068.92
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 52,969.21 26,515.99
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 53,638.08 26,965.48
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 54,304.52 27,417.40
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 54,968.51 27,871.77
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 55,630.04 28,328.60
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 56,289.09 28,787.91
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 56,945.66 29,249.70
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 57,599.72 29,714.00
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 58,251.27 30,180.81
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 58,900.29 30,650.15
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 59,546.77 31,122.03
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 60,190.69 31,596.47
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 60,832.04 32,073.48
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 61,470.81 32,553.07
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 62,106.98 33,035.26
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 62,740.54 33,520.06
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 63,371.47 34,007.49
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 63,999.76 34,497.56
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 64,625.40 34,990.28
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 65,248.37 35,485.67
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 65,868.66 35,983.74
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 66,486.25 36,484.51
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 67,101.13 36,987.99
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 67,713.28 37,494.20
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 68,322.69 38,003.15
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 68,929.34 38,514.86
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 69,533.22 39,029.34
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 70,134.31 39,546.61
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 70,732.60 40,066.68
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 71,328.07 40,589.57
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 71,920.71 41,115.29
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 72,510.50 41,643.86
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 73,097.43 42,175.29
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 73,681.48 42,709.60
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 74,262.64 43,246.80
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 74,840.89 43,786.91
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 75,416.21 44,329.95
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 75,988.59 44,875.93
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 76,558.01 45,424.87
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 77,124.46 45,976.78
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 77,687.92 46,531.68
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 78,248.37 47,089.59
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 78,805.80 47,650.52
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 79,360.19 48,214.49
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 79,911.53 48,781.51
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 80,459.80 49,351.60

Page 3 of 15
 Payment Interest Extra Cumulative Cumulative Date Actual PI
No. Payment Due Interest Principal Balance Notes
Date Rate Payment Interest Principal Received Payment
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 81,004.98 49,924.78
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 81,547.05 50,501.07
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 82,086.00 51,080.48
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 82,621.81 51,663.03
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 83,154.47 52,248.73
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 83,683.96 52,837.60
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 84,210.26 53,429.66
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 84,733.35 54,024.93
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 85,253.21 54,623.43
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 85,769.83 55,225.17
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 86,283.19 55,830.17
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 86,793.28 56,438.44
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 87,300.07 57,050.01
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 87,803.55 57,664.89
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 88,303.70 58,283.10
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 88,800.50 58,904.66
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 89,293.93 59,529.59
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 89,783.98 60,157.90
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 90,270.62 60,789.62
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 90,753.84 61,424.76
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 91,233.62 62,063.34
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 91,709.94 62,705.38
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 92,182.79 63,350.89
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 92,652.14 63,999.90
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 93,117.97 64,652.43
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 93,580.27 65,308.49
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 94,039.02 65,968.10
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 94,494.19 66,631.29
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 94,945.77 67,298.07
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 95,393.74 67,968.46
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 95,838.08 68,642.48
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 96,278.77 69,320.15
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 96,715.79 70,001.49
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 97,149.12 70,686.52
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 97,578.73 71,375.27
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 98,004.61 72,067.75
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 98,426.74 72,763.98
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 98,845.10 73,463.98
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 99,259.67 74,167.77
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 99,670.43 74,875.37
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 100,077.36 75,586.80
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 100,480.43 76,302.09
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 100,879.63 77,021.25
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 101,274.93 77,744.31
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 101,666.31 78,471.29
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 102,053.76 79,202.20
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 102,437.25 79,937.07
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 102,816.76 80,675.92

Page 4 of 15
 Payment Interest Extra Cumulative Cumulative Date Actual PI
No. Payment Due Interest Principal Balance Notes
Date Rate Payment Interest Principal Received Payment
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 103,192.27 81,418.77
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 103,563.75 82,165.65
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 103,931.19 82,916.57
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 104,294.56 83,671.56
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 104,653.84 84,430.64
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 105,009.01 85,193.83
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 105,360.04 85,961.16
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 105,706.92 86,732.64
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 106,049.62 87,508.30
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 106,388.12 88,288.16
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 106,722.39 89,072.25
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 107,052.42 89,860.58
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 107,378.18 90,653.18
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 107,699.64 91,450.08
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 108,016.79 92,251.29
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 108,329.60 93,056.84
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 108,638.04 93,866.76
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 108,942.10 94,681.06
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 109,241.74 95,499.78
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 109,536.95 96,322.93
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 109,827.70 97,150.54
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 110,113.97 97,982.63
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 110,395.73 98,819.23
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 110,672.96 99,660.36
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 110,945.63 100,506.05
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 111,213.72 101,356.32
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 111,477.21 102,211.19
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 111,736.07 103,070.69
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 111,990.27 103,934.85
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 112,239.79 104,803.69
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 112,484.60 105,677.24
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 112,724.68 106,555.52
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 112,960.00 107,438.56
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 113,190.54 108,326.38
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 113,416.27 109,219.01
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 113,637.17 110,116.47
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 113,853.21 111,018.79
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 114,064.36 111,926.00
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 114,270.59 112,838.13
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 114,471.88 113,755.20
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 114,668.21 114,677.23
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 114,859.54 115,604.26
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 115,045.85 116,536.31
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 115,227.11 117,473.41
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 115,403.30 118,415.58
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 115,574.38 119,362.86
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 115,740.33 120,315.27
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 115,901.12 121,272.84

Page 5 of 15
 Payment Interest Extra Cumulative Cumulative Date Actual PI
No. Payment Due Interest Principal Balance Notes
Date Rate Payment Interest Principal Received Payment
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 116,056.73 122,235.59
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 116,207.12 123,203.56
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 116,352.27 124,176.77
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 116,492.15 125,155.25
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 116,626.73 126,139.03
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 116,755.98 127,128.14
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 116,879.87 128,122.61
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 116,998.37 129,122.47
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 117,111.46 130,127.74
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 117,219.10 131,138.46
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 117,321.27 132,154.65
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 117,417.93 133,176.35
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 117,509.06 134,203.58
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 117,594.62 135,236.38
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 117,674.59 136,274.77
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 117,748.93 137,318.79
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 117,817.62 138,368.46
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 117,880.62 139,423.82
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 117,937.91 140,484.89
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 117,989.45 141,551.71
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 118,035.21 142,624.31
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 118,075.16 143,702.72
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 118,109.27 144,786.97
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 118,137.51 145,877.09
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 118,159.84 146,973.12
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 118,176.24 148,075.08
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 118,186.67 149,183.01
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? 118,191.10 150,000.00
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?

Page 6 of 15
 Payment Interest Extra Cumulative Cumulative Date Actual PI
No. Payment Due Interest Principal Balance Notes
Date Rate Payment Interest Principal Received Payment
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?

Page 7 of 15
 Payment Interest Extra Cumulative Cumulative Date Actual PI
No. Payment Due Interest Principal Balance Notes
Date Rate Payment Interest Principal Received Payment
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?

Page 8 of 15
 Payment Interest Extra Cumulative Cumulative Date Actual PI
No. Payment Due Interest Principal Balance Notes
Date Rate Payment Interest Principal Received Payment
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?

Page 9 of 15
 Payment Interest Extra Cumulative Cumulative Date Actual PI
No. Payment Due Interest Principal Balance Notes
Date Rate Payment Interest Principal Received Payment
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?

Page 10 of 15
 Payment Interest Extra Cumulative Cumulative Date Actual PI
No. Payment Due Interest Principal Balance Notes
Date Rate Payment Interest Principal Received Payment
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
#NAME? #NAME? #NAME? #NAME? 0.00 #NAME? #NAME? #NAME? #NAME? #NAME?
- - -

Page 11 of 15
HELP
https://www.vertex42.com/ExcelTemplates/arm-calculator.html 2005-2017 Vertex42 LLC

About This Template

This spreadsheet creates an amortization table and graph for an adjustable rate
mortgage (ARM) loan, with optional extra payments. Results may differ from other
calculators due to rounding or how payments are processed.

Payment Tracking
In this version of the spreadsheet, a Payment Tracking table is included that allows you
to list when payments are received and the actual payment amount.

Actual Payment: This is the principal+interest amount. It does not include fees, escrow,
etc. The Extra Payment is calculated as the Actual Payment minus the Payment Due.

If a payment is missed, enter an Actual Payment of 0 (zero). If the Actual Payment is

zero or not enough to cover the interest charged, the unpaid interest is added to the
principal balance (resulting in negative amortization).

Date Received: The date entered in the Date Received column is for reference only
and has no effect on the calculations in the spreadsheet.

Interest Rates: For each payment, enter the interest rate to be used in the calculation
of interest for that row (overwriting the formula currently in the Interest Rate column).

Some Notes and Assumptions

The calculator is designed to handle monthly payments only.
Payment and interest calculations are rounded to the nearest cent (2 decimal places)

The Payment Due is adjusted after each payment, so extra payments lower future
monthly payments rather than resulting in paying off the loan early.
The calculator does not take into account fees, insurance, taxes, etc.
Read cell comments (cells with red triangles) for more information.

Additional Help
The link at the top of this worksheet will take you to the web page on vertex42.com that
talks about this template.

REFERENCES

SEE ALSO Vertex42.com: Money Management Template

SEE ALSO Vertex42.com: Home Mortgage Calculator

TIPS Vertex42.com: Spreadsheet Tips Workbook
05-2017 Vertex42 LLC
Adjustable Rate Mortgage (ARM) Calculator

By Vertex42.com
https://www.vertex42.com/ExcelTemplates/arm-calculator.html

2005-2017 Vertex42 LLC

This spreadsheet, including all worksheets and associated content is a

copyrighted work under the United States and other copyright laws.

Do not submit copies or modifications of this template to any website or online

template gallery.

Please review the following license agreement to learn how you may or may not
use this template. Thank you.

https://www.vertex42.com/licensing/EULA_personaluse.html

Do not delete this worksheet