Exam on CBS General Banking

1 Points

Question 1: Multiple Choice

From which report can we find out if there are any un-authorized/pending transactions at our branch in CBS-
Reports?

 General Ledger-Unauthorized Transaction List

 General Ledger- User Wise Transaction List

 Both a & b

 None of the above

 Leave blank
1 Points

Question 2: Multiple Choice

Transaction alert SMS will reach to which of the following customer category only if the transaction amount
exceeds or equals 5000/-.

 Corporate

 SME

 Individual

 Both b & c

 Leave blank
1 Points

Question 3: Multiple Choice

In Fixed Assets module, depreciation charged on—

 Monthly

 Quarterly

 Half Yearly

 Yearly

 Leave blank
1 Points

Question 4: Multiple Choice

Which of the following an asset GL in FCUBS?

 125909001- Cash in transit

 215950139-Intra Branch Transfer GB

 310409001- Retail Online Transaction Fee

 405050101- Rent_office

 Leave blank
1 Points

Question 5: Multiple Choice

Suppose Branch XYZ has to stop their branch operation for one hour for power shortage. In that case online
transaction by other branch on branch XYZ—

 Will be stopped immediately.

 Can operate their online transaction as usual.

 Leave blank
1 Points

Question 6: Multiple Choice

A customer opens a TD for one month on 01/02/2015. When the instrument will be matured?

 01/03/2015

 03/03/2015

 02/03/2015

 28/02/2015

 Leave blank
1 Points

Question 7: Multiple Choice

Which one is true?

 A Flexcube branch can upload Salary directly from Flexcube

 A Flexcube branch upload Salary only in U-nex

 A Flexcube branch upload Salary with the help of U-nex and Flexcube

 None of the above

  Leave blank
1 Points

Question 8: True or False

Teller can deposit cash directly to RD account in FCUBS.

True

False

Leave blank
1 Points

Question 9: Multiple Choice

In user wise transaction list you have found a user id as FACTOP. For what sorts of transaction it arrival?

 For Cash transaction

 For online transaction

 For internet transaction

 Leave blank
1 Points

Question 10: Multiple Choice

Who is the vendor of Flexcube Universal Banking System?

 Leads

 Flora

 Oracle Financial Software Services

 None of the above

 Leave blank
1 Points

Question 11: Multiple Choice

Which of the following is an Expense GL in FCUBS?

 125270575-TD Pay in Cash

 405450307- Miscellaneous Customer Debit

 315050190- SME Income from Others

  Leave blank
1 Points

Question 12: Multiple Choice

Dormant Account List of a Branch can be seen from which of the following report?

 CASA Account Balance List

 Customer Balance Inquiry

 Customer wise Liability Account List

 None of the above

 Leave blank
1 Points

Question 13: Multiple Choice

Statement Affairs of Branch XYZ shows Retail SB account has no. of accounts 490. What does it means?

 Branch XYZ has 490 retail SB accounts up to to-days closing of business activities.

 Branch XYZ has 490 retail SB accounts up to last working days.

 Leave blank
1 Points

Question 14: Multiple Choice

In case of division of UCBL, what does BOD mean?

 Beginning of Day

 Business Operation Department

 Business Operation Division

 Branch Operation Division

 Leave blank
1 Points

Question 15: True or False

Without tagging KYC Reference with the CIF, user can’t save/open a new CIF.

True

False
 Leave blank
1 Points

Question 16: Multiple Choice

Your User ID will be locked if you enter Password wrongly

 Two times

 Three times

 Five times

 None of the above

 Leave blank
1 Points

Question 17: Multiple Choice

Accrual basis for Deposit Product?

 30/360

 30/365

 Actual/360

 Actual/365

 Leave blank
1 Points

Question 18: Multiple Choice

What does FCUBS stand for?

 Flexcube Uniform Banking System

 Flexcube Universal Bankers’ System

 Flexcube Universal Banking System

 None of the above

 Leave blank
1 Points

Question 19: Multiple Choice

What should be checked before closing the vault in FCUBS?
  Physical cash must match with system’s vault cash

 Physical cash must match with the closing balance of Daily Cash position generate from CBS
report

 Both a & b

 None of the above

 Leave blank
1 Points

Question 20: Multiple Choice

Which of the following user have more than one User ID in FCUBS?

 Manager

 Operation Manager

 BSA

 Head Teller

 Leave blank
1 Points

Question 21: Multiple Choice

For opening a Savings Account-Staff which account class user will use?

 SSNDAC

 RSBSTF

 CCDACC

 None of the above

 Leave blank
1 Points

Question 22: Multiple Choice

Can we debit an expenditure account directly to pay cash?

 Yes

 No

 Leave blank
 1 Points

Question 23: Multiple Choice

What tool can we use to find the FCUBS customer account number if customer submits the PC Bank account
number?

 By logging into UNEX, then going to UBS inquiry, then clicking on OLD account query

 By logging into UCBS report, then going to client account statement, then selecting PC Bank
Account in drop down menu

 Both a & b

 None of the above

 Leave blank
1 Points

Question 24: Multiple Choice

Which is Node 3 for GL No 205103501?

 200000000

 205000000

 205100000

 205103500

 Leave blank
1 Points

Question 25: Multiple Choice

From which of the following report we can see the number of overdue installments of a RD Account?

 TD/RD Account Maturity List

 TD/RD Account Statement

 Scheme Deposit Overdue (Unpaid) Listing

 All of the above

 Leave blank
1 Points

Question 26: Multiple Choice

Number of Head Office General Account in FCUBS?
  1

 2

 3

 4

 Leave blank
1 Points

Question 27: Multiple Choice

Which of the following hot keys will be required to inquire the balance of an account?

 F11

 F1

 F12

 None of the above

 Leave blank
1 Points

Question 28: Multiple Choice

To open an Individual type of CIF what is/are the mandatory fields/s user needs to input?

 Short name

 National ID Number

 Date of Birth

 None of the above

 Leave blank
1 Points

Question 29: Multiple Choice

Fixed Asset Depreciation method in FCUBS?

 Straight Line Method

 Written Down Value

 Leave blank
1 Points
Question 30: Multiple Choice
From which report we can check if there are any unauthorized CIF or account in branch?

 Unauthorized transaction list

 Unauthorized transaction summary

 Unauthorized CIF and Account

 All of the above

 Leave blank
1 Points

Question 31: Multiple Choice

EOD mark by branch XYZ means—

 Branch is not allowed to do any transaction.

 Branch can do transaction other than RT module.

 Any branch is not allowed to do online transaction on XYZ branch.

 Leave blank
1 Points

Question 32: Multiple Choice

A customer opens a DPS account for five years on 01/05/2015 @ 12%. But the rate of interest reduces at 15-
08-2015 to 10%. Now what will happen?

 Rate will remain @12% up-to maturity.

 Rate will change @10% and will be effective for up-coming changes also.

 Leave blank
1 Points

Question 33: True or False

Branch must check projected profit in Mock month end report before every month end.***

True

False

Leave blank
1 Points

Question 34: Multiple Choice

Balance of a Savings General Account in the month of January 2016 is as follows: Day 1 balance is Tk.
100000/- Day 7 balance is Tk. 500000/- Day 21 balance is Tk. 1000000/- Day 28 balance is Tk. 800000/- What
will be the Base Balance for Interest Calculation?

 Tk. 100000/-

 Tk. 500000/-

 Tk. 1000000/-

 Tk. 800000/-

 Leave blank
1 Points

Question 35: Multiple Choice

Which of the following must be the pay-out GL in case of RD account opening?

 TD Pay in Cash

 CASA/TD Pay out

 Intra Branch Transfer RD

 Intra Branch Transfer GB

 Leave blank
1 Points

Question 36: Multiple Choice

How branch get their HO General Account interest.

 Branch calculates interest on day wise outstanding and issue an IBDA.

 Head Office calculates interest on day wise outstanding and credits their interest account.

 Leave blank
1 Points

Question 37: Multiple Choice

Transaction made in which of the following function ID cannot be reversed?

 LOCH

 ICDRDPMT

 ICDREDMN
  Leave blank
1 Points

Question 38: True or False

Reversed Pay Order number can be issued again.

True

False

Leave blank
1 Points

Question 39: Multiple Choice

Which one of the following should be used for marking of the tracer number for any cash voucher?

 External Reference Number

 Tracer Number

 Transaction Sequence Number

 Any of the above

 Leave blank
1 Points

Question 40: Multiple Answer

To open a joint account of two persons how many CIFs do we require?
-1

 One Joint CIF

 Two Individual CIF

 Two Individual & One Joint CIF

 None of the above

1 Points

Question 41: Multiple Choice

Account number 0723202000000565 will fall under which of the following category?

 Corporate

 SME
  Retail

 Leave blank
1 Points

Question 42: Multiple Choice

If foreign currency transaction happen by DE or account to account transfer, in that case exchange gain will
happen—

 On real time

 On EOD

 Leave blank
1 Points

Question 43: Multiple Choice

From which of the following function ID BRANCH user can change the status of a CASA Account?

 STDSTCHN

 Branch user don’t have the access, Liability OPS will perform this now as per instruction circular-
1342, dated July 13,2016

 STDSTMNT

 Leave blank
1 Points

Question 44: Multiple Choice

Which of the following statement is true

 All parking GL balance must be zero at the end of day

 ALL parking CASA settlement accounts except UCBL Clearing parking settlement account
balance must be zero at the end of the day

 All parking CASA settlement account balance must be zero at the end of the day

 Both a & b

 Leave blank
1 Points

Question 45: Multiple Choice

Which of the following receipt can be printed from the U-CBS Report?
  TD Receipt

 RD Receipt

 Both a & b

 None of the above

 Leave blank
1 Points

Question 46: Multiple Choice

The minimum & maximum characters for a password in CBS is

 1&8

 6 & 12

 4 & 14

 8 & 15

 Leave blank
1 Points

Question 47: Multiple Choice

For Flexcube Branches Fixed Assets related activities are conducted by

 Branch

 Head Office

 Both

 None of the above

 Leave blank
1 Points

Question 48: Multiple Choice

From where you can compare profit & loss for different month.

 Profit & Loss Statement

 Month wise Profit & Loss (Value Dated)

 Profit & Loss Fin

  Balance Sheet

 Leave blank
1 Points

Question 49: Multiple Choice

Which one is true?

 For Flexcube Branch EOD is conducted by branch

 For Flexcube Branch EOD is conducted Head Office

 For PcBank Branch EOD is conducted by branch

 Both b & c

 Leave blank
1 Points

Question 50: Multiple Choice

Flexcube allows to save any Maintenance or Operations

 If it gives “Override Messages”

 If it gives “Information Messages”

 If it gives “Error Messages”

 Both a & b

 Leave blank