STP Quick Guide USD MT202 Customer Transfer

SWIFT Field and Name Description and Format

20 Sender’s Reference No. M Sending bank’s reference. Also referred to as TRN.

21 Related Reference M Contains identifying information related to another message. If this payment order is
cover of an MT103, this field will contain the TRN (Field 20) of the MT103.

32A Value Date, Currency, M Follows standard SWIFT formats.

Amount

52 Ordering Bank O Identifies the bank that is ordering the transaction, when different from the sending bank.

53 Sender’s Correspondent Bank O Identifies the debit account, when different from the sending bank.

If the Sender has no direct relationship with Deutsche Bank, use the SWIFT BIC of a
Branch that does have a direct account (Option A). If the Sender has another account
directly with Deutsche Bank, state the account number preceded by a single / (Option B).
* Use only one identifier per field

56 Intermediary Bank O Identifies the bank through which funds must pass if the Account With Bank (57) or the
Beneficiary Bank (58) does not maintain a direct account relationship with Deutsche Bank
NY.
If Field 57 is present and if the bank stated in Field 57 is not a direct US Dollar clearing
bank, their USD correspondent must be stated in Field 56. Banks can be identified in
this field by any of the following:
OPTION A: SWIFT BIC (8-11 alpha-numeric characters)
OPTION D: //CP (4 digit CHIPS Participant Number). For example //CP0103
//FW (9 digit Fedwire Routing Number). For example //FW021001033
/ Deutsche Bank Account Number. For example /12345678
* To identify the appropriate intermediary bank, use the Payment Services Guide located
at http://www.db.com/gcm/services/psg

If Field 56 is present, Field 57 must also be present and must contain a bank identified by
* Use only one identifier per field SWIFT BIC or CHIPS Universal Identifier (UID).

57 ‘Account With’ Bank O Identifies the bank where the beneficiary bank has an account. Depending upon its
clearing and correspondent relationships, the bank stated in this field can be identified by
any of the following:
If BBK is a direct USD Clearing participant (Field 56 will NOT be present):
OPTION A: SWIFT BIC (8-11 alpha-numeric characters)
OPTION D: //CP (4 digit CHIPS Participant Number). For example //CP0103
//FW (9 digit Fedwire Routing Number). For example //FW021001033

If BBK does not maintain an account with DB, NY and is not a direct USD clearing
bank, BBK maintains an account with USD clearing bank (Field 56 WILL be present in
this case ):
OPTION A: SWIFT BIC (8-11 alpha-numeric characters)
OPTION D: //CH (6 digit CHIPS Universal Identifier). For example //CH090400

If BBK has a direct account relationship with DB, NY (Field 56 will NOT be present):
OPTION A: SWIFT BIC (8-11 alpha-numeric characters)
* Use only one identifier per field OPTION D: / Deutsche Bank Account Number (8 digits) with name and location

58 Beneficiary Bank M Identifies the ultimate beneficiary bank to whose account funds are being transferred.
OPTION A: SWIFT BIC (8-11 alpha-numeric characters)
OPTION D: / Account Number with name and location

If Field 56 and/or Field 57 are NOT used, then the BBK must have an account with DB,
NY and an account number (8 digits) must be used preceded by a single /.
* Use only one identifier per field

72 Bank to Bank Information O SWIFT Code words within single slashes must precede the information in this field. See
below for list of acceptable code words. Double slashes are required to indicate the
continuation on a new line. Use up to 4 lines of 35 characters.

[M = mandatory field O = optional field]

 STP Quick Guide USD MT202 Customer Transfer

BANK TO BANK INFORMATION FIELD (72) CODE WORDS

CODEWORD DESCRIPTION

/INT/ Instructions are for the Intermediary in Field 56 of your message.

/ACC/ Instructions are for the Account With Bank in Field 57 of your message. If the beneficiary bank maintains an account with a
Branch of the Account With Bank (indicated in Field 57), that does not have a direct clearing account with a US Dollar
Correspondent (indicated in Field 56), that Branch should be stated in this field preceded by the code word /ACC/.

/BNF/ Instructions are for the Beneficiary Bank in Field 58 of your message.

/INS/ Used to identify the Instructing Institution. If different from the sender, this party would usually be found in Field 52. This code
word should be used to identify a third instructing institution. Commonly used for four party payments.

/IBK/ Identifies the intermediary bank and is followed by a SWIFT BIC. Used when 56 is not available or possibly in four party
payments.

/DFP/ or If you are registered for our Deduct from Proceeds product, by stating the term /DEDUCT/ or /DFP/ in this field, our charges
/DEDUCT/ will be deducted from the proceeds paid to the final beneficiary bank. Use only if you are registered for this service.

Deutsche Bank NY honors the above highlighted code words, others may be ignored or rejected.

EXAMPLES OF BANK to BANK TRANSFERS – change examples

BOOK TRANSFER CHIPS PAYMENT FEDWIRE PAYMENT

Bank Olympic instructs Deutsche Bank NY to Bank Olympic instructs Deutsche Bank NY to Bank Olympic instructs Deutsche Bank NY
pay USD10, 000 to Deutsche Bank London via pay USD10, 000 to Bank Worldcup NY for to pay USD10, 000 to Bank Worldcup NY
their USD account. further credit to Bank Worldcup London. for further credit to Bank Worldcup San
Francisco.
:20:123456789
:20:123456789 :21: CP120155 :20:123456789
:21: CP120155 :32A:000601USD10000, :21: CP120155
:32A:000601USD10000, :57A:BKWCUS33 :32A:000601USD10000,
:58A: DEUTGB2L :58A: BKWCGB2L :57A:BKWCUS33
:72:/BNF/PROCEEDS DATED :72:/BNF/REFUND OF CHARGES :58A: BKWCGB2L
6/21/02 :72:/BNF/REFUND OF CHARGES
:57D://CP0008
BANK WORLDCUP :57D://FW021000089
:58D:/12345678 NEW YORK BANK WORLDCUP
DEUTSCHE BANK :58D://CH029715 NEW YORK
LONDON BANK WORLDCUP :58D:/12345678
LONDON ENGLAND BANK WORLDCUP
SAN FRANCISCO

To access the Payment Services Guide, go to http://www.db.com/gcm/services/psg

[M = mandatory field O = optional field]