1400 ORMSBY PL - CROFTON, MD 21114

4 Bedrooms, 2 Full & 1 Half Baths

MLS: AA10114139

Impeccably maintained rancher on a 1/3 acre landscaped corner lot in a serene

cul-de-sac location in the much desired Crofton Triangle backing to Golf
Course. Open floor plan formal living & dining room; separate family room with
brick fireplace leading to a huge 20x15 additional sun-lit living space leading to
a beautiful deck. Large eat-in-kitchen, master bed with en suite & 3 additional
beds.

Purchase Price: $475,000

Annual Taxes $4,889
Lisa Robinson
Annual Insurance (Estimated): $950 Lic.#: ID#670423
1997 Annapolis Exchange Pkwy 500, Annapolis, MD 21401
(305) 799-4919 mobile
(410) 224-2200 office
lisa_robinson@comcast.net
Additional Details:
MLS #: AA10114139
Bedrooms: 4
Bathrooms: 2 Full & 1 Half
Type: Residential-Detached
County: ANNE ARUNDEL
Elem. School: CROFTON WOODS
Middle School: CROFTON
High School: SOUTH RIVER
Sub Div.: CROFTON PARK
Year Built: 1972
Lot Dims.: 14200
Square Footage: 2479

For informational purposes only: Keller Williams Select Realtors is not a mortgage lender. Direct Mortgage Loans is not licensed to sell real estate.
Contact Direct Mortgage Loans directly for questions regarding mortgage products and your eligibility.
Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
Housing Payment Information For more information, please contact:
Payment Details FHA 30 yr 30 yr 30 yr
Down Payment 3.50 % 5.00 % 20.00 %
Loan Amount $466,397 $451,250 $380,000
Interest Rate 4.500% 4.500% 4.500%
APR 5.530% 4.751% 4.516% Miles Lamborne
Points 0.000 0.000 0.000 NMLS 460617
2201 Main Street, Suite 2
Principal & Interest $2,363.16 $2,286.42 $1,925.40 Chester, MD 21619
(443) 541-4147 x155 office
Taxes / Insurance $486.55 $486.55 $486.55 (410) 703-9690 mobile
mlamborne@directmortgageloans.com
Mtg. Insurance (MI) $322.30 $135.38 $0

Total Est Monthly Pmt.* $3,172.01 $2,908.35 $2,411.95

Flyer Generated on: 1/18/2018. Payments are estimates. Actual Payments may be greater. See page 2 for additional Minimum/Maximum
Payment information. APR= Annual Percentage Rate. *Terms of Monthly Repayment: FHA 30 yr (with MI): 360 payments between
$2,685 to $2,374 at 4.500% (5.530% APR) 30 yr (with MI): 111 payments of $2,422 at 4.500% and 249 payments of $2,286 at 4.500%
(4.751% APR) 30 yr: 360 payments of $1,925 at 4.500% (4.516% APR) Rates as of: 1/17/2018
This offer is made by Direct Mortgage Loans, LLC which is not an agency of the government. This is not a Loan Approval. Eligibility
and approval is subject to completion of an application and verification of home-ownership, occupancy, title, income, employment,
credit, home value, collateral and underwriting requirements. Not all programs are available in all areas.Offer is subject to change
based on market conditions and borrower eligibility.Direct Mortgage Loans, LLC is a FHA-Approved Non-Supervised Lender
Mortgagee(31099-00001) and a U.S.Department of Veteran Affairs Automatic Lender Authority License Number 65020-00-00.
Direct Mortgage Loans, LLC NMLS ID# is 832799 (www.nmlsconsumeraccess.org).Direct Mortgage Loans, LLC office is located at 11011 McCormick Road Suite
400 Hunt Valley, MD 21031. Direct Mortgage Loans, LLC is licensed in the District of Columbia (MLB832799). Direct Mortgage Loans, LLC is licensed in
Maryland (19807) Direct Mortgage Loans, LLC is licensed in Pennsylvania (36266). Direct Mortgage Loans, LLC is licensed in Virginia (MC-5596).
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Projected Payment Schedules for Loan Programs Created on: 1/18/2018
Purchase Price: $475,000 Direct Mortgage Loans
Property Address: 1400 ORMSBY PL - Miles Lamborne NMLS 460617
CROFTON, MD 21114 2201 Main Street, Suite 2
Chester, MD 21619
MLS Number: MRIS AA10114139 (443) 541-4147 x155
mlamborne@directmortgageloans.com
FHA 30 Year Fixed: Principal & Interest payment is fixed for 30 years.

Projected Payments Loan Amount: $466,397 Down Payment: $16,625

Payment Calculation Years 1-30
Interest Rate / APR 4.500% / 5.530% APR
Principal & Interest $2,363
Estimated monthly Taxes,
+ $487
Insurance & HOA/Dues
Mortgage Insurance + $322
Estimated Total Monthly
$3,172
Payment

30 Year Fixed: Principal & Interest payment is fixed for 30 years.

Mortgage Insurance will end in 9 Years and 3 Months.

Projected Payments Loan Amount: $451,250 Down Payment: $23,750

Payment Calculation Years 1-30
Interest Rate / APR 4.500% / 4.751% APR
Principal & Interest $2,286
Estimated monthly Taxes,
+ $487
Insurance & HOA/Dues
Mortgage Insurance + $135
Estimated Total Monthly
$2,908
Payment

30 Year Fixed: Principal & Interest payment is fixed for 30 years.

Projected Payments Loan Amount: $380,000 Down Payment: $95,000

Payment Calculation Years 1-30
Interest Rate / APR 4.500% / 4.516% APR
Principal & Interest $1,925
Estimated monthly Taxes,
+ $487
Insurance & HOA/Dues
Mortgage Insurance + $0
Estimated Total Monthly
$2,412
Payment

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