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CONCEPT OF
CONSUMPTION IN ISLAM
CONCEPT OF
CONSUMPTION IN ISLAM
• THE ATTITUDE OF MUSLIM MAN AS
CONSUMER
• PRINCIPLES OF CONSUMPTION
• CONCEPT OF PRODUCT
• DEVELOPING CONSUMER DEMAND
PATTERN
• DEVELOPING EXPENSES (WORLD
AND HEREAFTER)
DEFINITION
• Consumers are people who have a
variety of requirements to be met so
that they get satisfaction.
• Islamic consumers are special, different
from other users of the terms of the will,
the type and quantity of goods to be
used and the goal of its use so that its
use gives blessings in the world and
well-being in the hereafter.
The Attitude of Muslim Man
as Consumer
How, why and where should a Muslim man
spend his money? How should he behave as a
Muslim man?
As we know, there are four possibilities in
economic life:
(a) A man spends at first for his consumption to
satisfy his needs,
(b) If his income is excess of his needs, he makes
saving
(c) He may hoard his savings as gold, silver and as
other jewelleries, or
(d) He may invest his saving into production, either
having a new establishment or joining a company,
etc.
Basic Islamic principles related
to the consumption
According to Kahf
Concept of success
Concept of wealth
The concept of success in Islam
• From the point of view of Islam, success does not lie in
amassing the wealth, but in achieving the favor of Allah.
• So Muslim consumer uses his income in two ways.
1 Spending for his personal needs
2 Spending in the way of Allah
And (these) are the people who are neither extravagant nor
miserly when they spend. And their spending is (based on) a
balance between the two extremes (of extravagance and
miserliness). [ Al-Furqan 25; 67]
The concept of life hereafter
• In concept of life hereafter
The utility has two aspects; WORLDLY & ETERNAL, this
can be shown in the following equation
U= U1+U2
where U = total utility,
U1= Worldly utility
U2= Eternal utility
The concept of wealth in Islam
• The concept of wealth in Islam is quite different from the
concept of wealth in capitalism.
• In Islamic perspective the consumer is a trustee of the
wealth given to him by Allah. So he is bound to spend it
according to the laws promulgated by Him.
• Believe in Allah and His Messenger (blessings and peace be upon
him) and spend (in His cause) out of that (wealth) in which He
has made you His vicegerents (and trustees). So those of you who
believe and spend (in His Way) for them is mighty reward. [ Al-
Hadeed 57 ; 7]
PRINCIPLES OF CONSUMPTION
Principles of righteousness
Principles of cleanliness
Principle of moderation
Principle of beneficence
Principle of morality
CONCEPT OF PRODUCT
• The Islamic Concept of Goods
– Two terms used in the Qur’an for concept of goods
are (1) al-tayyibat and (2) al-rizq.
Al-rizq
Al-tayyibat
comforts
luxuries
Priority of consumption
Afzal Ur
Rahman
classifies necessaries of life
under four
headings
necessaries of efficiency
comforts
luxuries
Priority of consumption
Sadeq
classifies survival necessities
under five
headings:
basic needs
headings
comforts
luxuries
harmful items
Conclusion for priority of
consumption
Necessaries of life: those wants which are absolutely
necessary for human life and without which man cannot
survive, for example food, clothing and shelter.
Tabthir/ Profligacy
means spending in the Israf/ Extravagance
wrong way, e.g. on means overspending
prohibited activities on lawful matters such
such as a bribery, on as a food, clothes,
illegal things, or in a shelter or even charity.
reckless manner.
Developing Consumer Demand
Pattern
The demand for alcoholic drinks and other prohibited
goods and services would fall to zero.
• Hard drinks and pork
• The institution or practice of prostitution,
professional dancing and all immoral
entertainments
• The use of gold and pure silk is prohibited for men
Developing Consumer
Demand Pattern
The trend of the luxury goods to multiple would be checked and
their demand as a whole would decrease, certain luxury goods
may even go out of demand.
• If the general standard is very low, it would be sufficient to
make the consumption of certain luxuries morally
reprehensible.
• Besides this fact, false luxuries which contribute nothing
to our efficiency or well-being are discouraged, whatever
the social standard.
Developing Consumer
Demand Pattern
The demand for necessaries and some of the
comforts would increase other things being same
due to the more equitable distribution of wealth and
income.
The redistributive function of zakah and ‘ushr,
supplemented by the declared policy of the Islamic
state to see that every individual is supplied with the
primary needs of life, are sufficient to effect this
change.
Developing Consumer
Demand Pattern
Social needs e.g. defence ,
education etc. would be reflected in
the demand in the form of a
decrease in the demand of luxuries
and an increase in the demand for
services and goods associated with
these social needs.