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5 th
October
if a deal is done, there are signs that the trend
towards inter-national regulation that gathered
pace after the financial crisis may be going into
______(4)_____(adverse). “Post-crisis, there was a
consensus for a global set of rules,” says Huw
van Steenis of Schroders, a British fund-
Double Fillers
management firm. “That consensus has now
broken.” The crisis revealed that many banks
1. Jatin’s ______ solution to the problem __________ had too little capital to
that he did not spend much time considering the _________(5)_____(address) losses, were funded
consequences. with too much debt and not enough equity, and
a. Facile, revealed were prone to illiquidity. Basel 2, the previous
b. Obsolete, stated set of standards, completed in 2004, had
required banks to maintain a minimum ratio of
c. Resilient, defined
“tier-1” capital (equity plusqualifying debt) to
d. Pristine, found risk-weighted assets (RWAs), with the weights
e. Ardent, promoted determined either by banks’ own models or by a
standardised approach. This had proved
2. The events of the evening ______ without inadequate. Moreover, though Europe had
difficulty __________ the lack of planning on the adopted Basel 2 wholesale, American
part of the host. supervisors had applied it to just a dozen
internationally active banks, fearing (with good
a. Expired, notwithstanding
cause) that Basel 2 would allow lenders to
b. Transpired, despite maintain dangerously low levels of equity. For
c. Retired, however the rest, they preferred to watch a simple
d. Ensured, inspite leverage ratio, of equity to unweighted assets.
e. Extorted, instead
1. (a) to agree (b) to be agreed
3. It is every Indian person’s ______ to live the life (c) to have agreed (d) to have been agreed
(e) No Change
he or she ____________. 2. (a) should (b) would (c) may
a. Composite, finds (d) could (e) No Change
b. Eloquence, gets 3. (a) chalked (b) talked (c) walked
c. prerogative, chooses (d) balked (e) No Change
d. allusion, creates 4. (a) effect (b) force (c) reverse
e. demise, loves (d) diverse (e) No Change
5. (a) redress (b) progress (c) absorb
(d) enhance (e) No Change
New Pattern Cloze Test –
The Economist Magazine (6th May)

By the end of last year bank supervisors were


supposed ___________(1)_____(to be agreeing) on
revisions to Basel 3, the international capital
and liquidity standards devised after the
financial crisis, which
________(2)_________(might) then be all but
complete. That did not happen, chiefly because
some European authorities
______(3)_____(rocked) at the prospect of yet
higher capital demands for the banks in their
charge. Officials close to discussions at the
Basel Committee on Banking Supervision, which
draws up the standards, are still confident that
agreement will eventually be reached. But
further delay seems inevitable, if only because
Donald Trump has yet to choose the American
officials needed to complete the talks. And even

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Parajumble – SE377 147. Vitamin D is essential ______ the growth of
bones and teeth and is found _____ fish, liver, oil
and milk.
A. This is the world’s nerve-centre for A) to / at B) of / in
highlights. C) on / with D) for / in

B. The feeds show almost every sporting event 148. They stood _____ silence for a while.
that might be of interest, from cricket tests in A) on B) off
India to football matches in Brazil to baseball C) with D) in
games in Florida.
149. Exposure _____ radiation may result _____
C. In an industrial workspace connected by an sickness and even death.
array of cables and satellite dishes to live A) to / in B) with / in
feeds from all over the world, employees of C) of / with D) to / from
the channel crowd around monitors at 80
desks and watch games. 150. Robert was _____ a brother to me.
A) as B) of
D. For a sports addict, a visit to ESPN’s 123- C) to D) like
acre campus is like mainlining the product.

E. ESPN’s staff watch everything so that viewers


don’t have to, digitally tagging more than Daily New Common Error Questions For IBPS
1,000 of the day’s best plays to turn them PO Pre 2017
into consumable clips on TVs, browsers and Source – The Hindu, Business Standard,
smartphones. Business line, Mint, The Economist

Preposition 1. Guidelines to regulate (a)/ the ‘nutraceutical’


(b)/ industry has (c)/ led to mixed reactions.
141. We walked along _____ silence. (d)/ No Error (e)
A) in B) in spite of
C) without D) for the sake of 2. Reports of patients experiencing adverse
events (a)/ during the course of medical
142. They are taught to respect everyone_____
race. treatment, (b)/ accompanied by samples for
A) regardless of B) regarding testing, (c)/ often lend at the NIN’s doorstep.
C) pending D) owing to (d)/ No Error (e)

143.Mike’s completely cured _____ smoking now. 3. The new rules are formulated (a)/ by FSSAI
A) from B) of are set to (b)/ become effective (c)/ in
C) with D) without
January next year. (d)/ No Error (e)
144. _____ the first sign of illness, see your
doctor. 4. Scientists at the IPC cautions (a)/ that the
A) With B) On NIN’s role (b)/ should not be interpreted as
C) In D) At (c)/ an assault on an industry. (d)/ No Error
(e)
145. We are looking forward _____ your visit
_____ pleasure.
5. Mir Babar Ali Anees was (a)/ born in (b)/
A) for / with B) to / in
C) at / by D) to / with Faizabad in 1803(c)/ to Mir Khaleeq. (d)/ No
Error (e)
146. Darwin said that people were related _____
monkeys.
A) to B) with
C) in D) of

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Answers:
Double Fillers – ABC
Cloze Test 1. C 2. B 3. D 4. C 5. C
Parajumble – DCABE
Preposition 141-A 142-A 143-B 144-D
145-D 146-A 147-D 148-D 149-A 150-D
New Common Error
1. C. Have
2. D. Land
3. A. Remove are
4. B. Caution
5. E. No Error

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Awestruck: on the models of relativity that could be fed into the


computer and solved were needed. He roped in

Nobel Prize for Physics groups from the U.S. and Germany to develop
numerical gravity. In addition to two detectors of
The 2017 Nobel Prize for physics has been
LIGO, the Advanced VIRGO came online on
awarded to the LIGO-VIRGO collaboration for
August 1 this year. The advantage of having
their detection of gravitational waves arising
three detectors is that the location of the source
from the merger of two black holes. Gravitational
can be determined more accurately. With the
waves are ripples in the fabric of spacetime
Japanese KAGRA detector set to go online in
caused by cataclysmic events in the universe
2019 and LIGO India set to join in 2024, the
such as colliding black holes or neutron stars.
possibility of using gravitational wave astronomy
Though extremely violent, when these
to look back in time, at the very origin of the
disturbances reach far-off regions in space and
universe, becomes a real possibility. When
time the signals are weak and require extremely
realised, this operation would owe, in no small
sensitive detectors to sense them. The very first
measure, to the time spent in organising and
detection of gravitational waves was made in
focussing, even directing, the efforts of the large
September 2015, a signal of a black hole merger
group of researchers, numbering over a
1.3 billion years ago. In other words, the signals
thousand.
took that long to travel to Earth. Hence the
observatory offers a way of looking back in time Daily Vocab – The Hindu Editorial – 5th oct
to unravel mysteries pertaining to the early days Nobel Prize for physics
of the universe’s existence. Since then, the
Collaboration – the act of working with another
LIGO-VIRGO collaboration has detected such
signals four times. Just as astronomy offers a group or person - सहयोग
way of mapping the visible objects in the Detection – to discover or notice पता लगाना
universe, gravitational wave astronomy is now a Arise – occur उ पन होना
science of the near future whereby black holes,
Merger – to act of joining जोड़ना
neutron stars and more such objects may be
mapped. Rainer Weiss, who identified sources of Ripples – a thing that move like a wave लहर जैसा
noise that could drown the signal, gets one-half Cataclysmic – disaster लय
of the prize. Barry C. Barish’s main contribution Collide – crash टकराना
in scaling up the project and Kip Thorne’s vision Unravel – explain प ट करना
in guiding the large group of researchers are no
Mystery – difficult to understand रह य
less important, and in fact are aspects that
capture the marvel of coordination in the LIGO- Pertain to sth – to be connected with sth/sb जुड़ा
VIRGO collaboration. होना
Marvel – wonder
An example was the effort made to bring some
coherence into the source modelling. Even Rope in – to persuade sb to join कसी को मनाना
though the detector had been built and was Owe – to be successful because of the help or
functional, the theory had to be developed. In influence of sb/sth कसी को मनाना
order to coordinate this, Dr. Thorne invited
researchers from around the globe to Caltech in
the United States, and over a year and a half
Article link:-
thought about the models of the source that had http://www.thehindu.com/opinion/editorial/aw
to be calculated. An ensuing paper published estruck-on-the-nobel-prize-for-
in Physical Review Letters, titled “The Last Three physics/article19797660.ece
Minutes”, described issues of source modelling.
Several Indians, including Bala Iyer and Sanjeev
Dhurandhar, were involved in this work. It was
then that Dr. Thorne realised that numerical

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