Florida Consumer Files Class Action Lawsuit Against Webcollex, LLC d/b/a

CKS Financial Alleging Violations of the Fair Debt Collection Practices Act

A Florida consumer has filed a Class Action Lawsuit against Webcollex, LLC d/b/a CKS Financial
alleging violations of the Fair Debt Collection Practices Act (FDCPA). Specifically, the Complaint
alleges that Webcollex did not provide the Congressionally mandated notice to the Plaintiff and the
Class that a portion of the debt being collected by Webcollex could be disputed, which would then
invoke certain protections under the FDCPA.

West Palm Beach, FL, March 27, 2018 --(PR.com)-- The Desmond Law Firm announces that it has filed
a class action lawsuit on behalf of a Florida consumer against Webcollex, LLC d/b/a CKS Financial
(“Webcollex”). The lawsuit alleges Webcollex violated the Fair Debt Collection Practices Act by sending
to the Plaintiff a letter that did not give the Plaintiff and the proposed Class the proper notice required
under the Fair Debt collection Practices Act, namely that letter did not inform the Plaintiff and the Class
that they could dispute a portion of the debt to gain the protections given to consumers by Congress
pursuant to 15 USC §§ 1692g(a)(4) and 1692g(b). The lawsuit was filed in the United States District
Court in and for the Southern District of Florida on February 16, 2018 and bears Case No.
2:18-cv-14060-KAM.

The Plaintiff is a resident of Florida who seeks to represent all natural persons with addresses in the State
of Florida to whom initial communication letters that contained the language “If you notify this office in
writing within 30 days after receiving this notice that you dispute the validity of this debt, this office will
obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or
verification” were mailed, or caused to be mailed, by Webcollex and were not returned undeliverable by
the U.S. Post Office in an attempt to collect a debt incurred for personal, family, or household purposes
during the one-year period prior to the filing of the original Complaint in this action.

Damages recoverable in a class action under the Fair Debt Collection Practices Act are limited to 1% of
the net worth of the debt collector or $500,000.00, whichever is less.

No class is currently certified. If you received a similar letter and a class is certified, you may be entitled
to monetary damages.

Leo W. Desmond, Esquire, founder of the Desmond Law Firm, who frequently represents victims of debt
collector abuse, stated: The Fair Debt Collection Practices Act was enacted by Congress in an attempt to
regulate the ways debt collectors interact with the public and to attempt to curb abusive and deceptive
debt collection practices. A debt collector must give proper notice to a consumer debtor of their right to
dispute the debt, or any portion of the debt. It appears that the letter sent to the Plaintiff and the Class
members did not fully and accurately describe how they may dispute the debt.

If a consumer has received a similar communication from Webcollex, LLC d/b/a CKS Financial and
would like more information about the lawsuit, they may contact the Desmond Law Firm at
1-888-DESMOND (337-6663) or email Info@DesmondLawFirm.com.

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Contact: Leo W. Desmond, Esquire at the Desmond Law Firm whose address is 319 Clematis Street,
Suite 401, West Palm Beach, Florida 33401 or by phone at 561-712-8000 or by email at
Desmond@DesmondLawFirm.com.

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Contact Information:
Desmond Law Firm PC
Leo W. Desmond
561-712-8000
Contact via Email
www.desmondlawfirm.com

Online Version of Press Release:

You can read the online version of this press release at: https://www.pr.com/press-release/748861

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