SPECIAL POWER OF ATTORNEY

(Loan w/ mortgage – HDMF)

KNOWN ALL MEN BY THESE PRESENTS:

I, ______________________________, Filipino, of legal age,

single/married, presently working in Taiwan with address at
______________________________________ and with residence at (Philippine
address), do hereby name, constitute and appoint (name of Attorney – in-Fact)
with postal address at __________________________________________,
Philippines to be my true and lawful Attorney-in-Fact for me and in my
name, place and stead, to do any or all of the following acts, to wit:

1. To file, sign and execute housing loan application and mortgage

contract in connection with my loan application from the HOME
DEVELOPMENT MUTUAL FUND for a loan in any amount that
may be approved by the said institution, offering as security for the
payment of said loan the property covered by ( descriptiion of property)
under such terms and conditions as my said ATTORNEY-IN-FACT
may deem proper and convenient;

2. To sign, execute, and deliver promissory note(s) in favor of the

HOME DEVELOPMENT MUTUAL FUND, as well as other
documents that may be required by the said institution in
connection with the said loan;

3. To receive the proceeds of the promissory note(s) which my said

ATTORNEY-IN-FACT may execute in connection with the mortgage
contract relative thereto;

4. To encash, endorse or negotiate the check(s) that may be issued by

the HOME DEVELOPMENT MUTUAL FUND in connection with
said loan;

HEREBY GIVING AND GRANTING unto my said ATTORNEY-IN-

FACT full power and authority to do and perform all and every act and
deed whatsoever requisite and necessary to be done in and about the
premises, as fully as to all intents and purposes as I may or could
lawfully do if personally present with all the power of substitution and
revocation and HEREBY RATIFYING AND CONFIRMING all that my
ATTORNEY-IN-FACT or his/her substitute can lawfully do or cause to be
done by virtue thereof.
Page 2 – SPA of ___________
in favor of ________________

IN WITNESS WHEREOF, I have hereunto affixed my hand this

______ day of _____________, at Taipei, Taiwan.

(signature over printed name)

Principal

(signature over printed name) (If principal is married)

Attorney–in-Fact

(signature over printed name)

Husband/Wife

Signed in the Presence of:

_______________________ ___________________