Village Knowledge Centres (VKC)

A pioneering initiative of Union Bank of India

Rural India is the backbone of the country's economy and for development of this
sector we have to empower rural people. Agriculture in our country is the vocation
of majority of our population. However, Indian agriculture needs radical changes to
cope up with increasing demand for quality products in domestic as well as world
market. In most pockets of the country, farmers are mainly doing traditional
agriculture. Information technology and communication is developing at a very fast
pace and is out of reach of many sections of the rural population even today.

The advent and fast development of Information Technology and Communication has
narrowed down the distance through faster communication and the world has
become a global village. This has brought a sea change in all walks of life especially
in rural areas wherein majority of India lives. In order to make headway in this
direction, it is of prime importance to sensitize the farmers about various aspects
related to agriculture/market information.

Rural business is increasingly under the cloud of competition from all quarters, and
to combat this, it was felt that our Bank has to step up to make its presence felt
amongst the rural community.

Keeping in view these requirements, a need was felt by our Bank to sensitize the
farmers/to enrich their knowledge to meet the challenges of today. It is in this
background, our Bank has set up Village Knowledge Centres throughout the country
at potential rural/semi urban branches for the benefit of the rural population in
general and farmers in particular. Village Knowledge Centres are the core centres
for rural development activities and serve as a focal point for implementation of
several developmental programmes of social interest.
Farmers mainly use information from other farmers, input dealers, programmes on
radio and television to improve on cultivation practices, inputs etc. Now, Village
Knowledge Centres will provide them with latest know-how on developments.

Village Knowledge Centres serve as information dissemination centre providing

instant access to farmers to latest information/knowledge available in the field of
agriculture, starting from crop production to marketing. In-Charge, Village
Knowledge Centre works as a relationship manager between the Bank and the
farmers.

Our Bank has opened 198 Village Knowledge Centres throughout the country and
following activities are undertaken/services offered free of cost :

Imparting knowledge on new developments in improved methods of

cultivation/technologies, proper use of fertilizers, pesticides, etc. to farmers.
Dissemination of weather data and agro climatic conditions, latest information on
price of inputs and agriculture produce to farmers.
Giving inputs on skill development, micro enterprises and formation of Self Help
Groups to farmers, landless labourers and other artisans and establishment of
Farmers Club.
Guiding farmers about our Bank’s loan products/various schemes and rendering
assistance for completion of loan applications and other formalities to avail loan
from the Bank.
Making efforts for making command area villages as “100% Banking Habit
Villages”.
Subscribing local newspapers at Gram Panchayat Office at Bank's cost for
improving dissemination of information to farmers.
Magazines, periodicals giving useful information to the farmers about modern
ways of cultivation, prices of agriculture produce etc. are made available at the
VKC.
Encouraging villagers to send their children particularly the girl child to school.
Establishing at least 3-5 farmers clubs in every village under their command area.
As an added attraction to the rural people, downloading employment news for
use of farmers and their wards.
Providing financial knowledge and credit counseling not only to the customers of
the Bank but the benefit is ushered equally on all those who seek help under
Union Mitr Scheme.
Educating the rural folk of the benefits of our Debt Swapping products viz. Union
General Credit Card Scheme, Debt Swapping Scheme and Union Sahay Scheme for
SHGs free of cost especially to those who avail loan from local moneylenders at
exorbitant rate of interest.
Extending proper guidance and counseling to all the borrowers especially NPA
borrowers for enabling them to revive their business activities/upgrade their
account.
Bringing about financial inclusion by canvassing products such as Union General
Credit Card, Bhumiheen Green Card, Joint Liability Groups, No Frills Accounts.
Educating the rural masses about the Right to Information Act (RTI) 2005.

As part of commitment to the nation, our Bank has adopted 101 villages across the
country through selected Village Knowledge Centres under "Union Adarsh Gram" for
their all round socio economic development.
 ØãÆã½ã —ãã¶ã ‡ãòŠ³ [Ìããè‡ãñŠÔããè]
¾ãîãä¶ã¾ã¶ã ºãö‡ãŠ ‚ããù¹ãŠ ƒâã䡾ãã ‡ãŠãè ‚ãØãÆ¥ããè ¹ãÖÊã

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•ã¶ã¦ãã ‡ãŠãñ Íããä‡ã‹¦ãÍããÊããè ºã¶ãã¶ãã Öõ. Ö½ããÀñ ªñÍã ½ãò ‚ããä£ã‡ãŠãâÍã •ã¶ãÔã⌾ãã •ããèÌã¶ã ãä¶ãÌããÃÖ ‡ãñŠ ãäÊㆠ‡ãðŠãäÓã ̾ãÌãÔãã¾ã ¹ãÀ
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¼ããØããò ½ãò ãä‡ãŠÔãã¶ã ½ã쌾ã¦ã:¹ãìÀã¶ãñ ¦ããõÀ-¦ãÀãè‡ãñŠ Ôãñ Œãñ¦ããè ‡ãŠÀ ÀÖñ Öö. ÔãîÞã¶ãã ¹ãÆãõ²ããñãäØã‡ãŠãè †Ìãâ Ôãâ¹ãÆñÓã¥ã ½ãò ¦ããèÌãÆ Øããä¦ã Ôãñ
ãäÌã‡ãŠãÔã Öãñ ÀÖã Öõ ‚ããõÀ ‚ãã•ã ¼ããè ‚ããä£ã‡ãŠãâÍã ØãÆã½ããè¥ã •ã¶ãÔã⌾ãã ƒÔãÔãñ ªîÀ Öõ.

ÔãîÞã¶ãã ¹ãÆãõ²ããñãäØã‡ãŠãè †Ìãâ Ôãâ¹ãÆñÓã¥ã ‡ãñŠ ‚ããØã½ã¶ã †Ìãâ ¦ããèÌãÆ ãäÌã‡ãŠãÔã ¶ãñ Ôãâ¹ãÆñÓã¥ã ‡ãñŠ ½ã㣾ã½ã Ôãñ ‚ãâ¦ãÀ ‡ãŠãñ ‡ãŠ½ã ‡ãŠÀ ã䪾ãã Öõ
‚ããõÀ ãäÌãÍÌã ÌãõãäÍÌã‡ãŠ ØãÆã½ã Öãñ Øã¾ãã Öõ. ƒÔãÔãñ Ôã¼ããè ‡ãñŠ •ããèÌã¶ã ½ãò ãäÌãÍãñÓã¦ã: ØãÆã½ããè¥ã àãñ¨ããò ½ãò •ãÖãú ¼ããÀ¦ã ‡ãŠãè
‚ããä£ã‡ãŠãâÍã •ã¶ãÔã⌾ãã •ããèÌã¶ã ãä¶ãÌããÃÖ ‡ãŠÀ¦ããè Öõ, ¹ããäÀÌã¦ãö㠂ãã¾ãã Öõ. ƒÔã ‚ããñÀ ãäÌã‡ãŠãÔã Öñ¦ãì ‡ãðŠÓã‡ãŠãò ‡ãŠãñ ‡ãðŠãäÓã/ºãã•ããÀ
ÔãîÞã¶ãã Ôãñ Ôãâºãâãä£ã¦ã ãäÌããä¼ã¸ã ¹ãÖÊãì‚ããò ¹ãÀ •ãã¶ã‡ãŠãÀãè ªãè •ãã¶ããè ‚ããÌã;ã‡ãŠ Öõ.

ØãÆã½ããè¥ã ̾ãÌãÔãã¾ã ½ãò Ôã¼ããè ‚ããñÀ Ôãñ Ô¹ã£ããæ½ã‡ãŠ¦ãã ºãü¤ ÀÖãè Öõ ‚ããõÀ ƒÔã Ô¹ã£ããà ‡ãŠã Ôãã½ã¶ãã ‡ãŠÀ¶ãñ ‡ãñŠ ãäÊㆠ¾ãÖ ½ãÖÔãîÔã
ãä‡ãŠ¾ãã Øã¾ãã ãä‡ãŠ ØãÆã½ããè¥ã Ôã½ãìªã¾ã ‡ãñŠ ºããèÞã ‚ã¹ã¶ããè „¹ããäÔ©ããä¦ã Öñ¦ãì Ö½ããÀñ ºãö‡ãŠ ¶ãñ ‚ããÌã;ã‡ãŠ ‡ãŠª½ã „Ÿã¶ãñ ÞãããäÖ†.

ƒ¶ã ‚ããÌã;ã‡ãŠ¦ãã‚ããò ‡ãŠãñ £¾ãã¶ã ½ãò ÀŒã¦ãñ Öì† Ö½ããÀñ ºãö‡ãŠ ´ãÀã, ‚ãã•ã ‡ãŠãè Þãì¶ããõãä¦ã¾ããò ‡ãŠã Ôãã½ã¶ãã ‡ãŠÀ¶ãñ ‡ãñŠ ãäÊㆠ‡ãðŠÓã‡ãŠãò
‡ãŠãñ •ãã¶ã‡ãŠãÀãè ªñ¶ãñ / „¶ã‡ãñŠ —ãã¶ã ‡ãŠãñ ºãü¤ã¶ãñ ‡ãŠãè ‚ããÌã;ã‡ãŠ¦ãã ½ãÖÔãîÔã ‡ãŠãè Øã¾ããè. ƒÔããè ¹ãðÓŸ¼ãîãä½ã ½ãò Ö½ããÀñ ºãö‡ãŠ ¶ãñ ªñÍã-
¼ãÀ ½ãò Ôãã½ã㶾ã¦ã: ØãÆã½ããè¥ã •ã¶ãÔã⌾ãã ‚ããõÀ ãäÌãÍãñÓã¦ã: ‡ãðŠÓã‡ãŠãò ‡ãñŠ Êãã¼ãã©ãà Ôãâ¼ãã̾ã ØãÆã½ããè¥ã/‚ã£ãà ÍãÖÀãè ÍããŒãã‚ããò ½ãò
ØãÆã½ã —ãã¶ã ‡ãòŠ³ãò ‡ãŠãè Ô©ãã¹ã¶ãã ‡ãŠãè. ØãÆã½ã —ãã¶ã ‡ãòŠ³ ØãÆã½ããè¥ã ãäÌã‡ãŠãÔã Øããä¦ããäÌããä£ã¾ããò ‡ãñŠ ãäÊㆠ¹ãƽãìŒã ‡ãòŠ³ Öõ ‚ããõÀ
Ôãã½ãããä•ã‡ãŠ ãä֦㠇ãñŠ ‡ãŠƒÃ ãäÌã‡ãŠãÔã ‡ãŠã¾ãÉ㊽ããò ‡ãñŠ ‡ãŠã¾ããöÌã¾ã¶ã ‡ãñŠ ãäÊㆠ‡ãòŠ³ ãäºãâªì ‡ãñŠ Á¹ã ½ãò ‡ãŠã¾ãà ‡ãŠÀ¦ãñ Öö.
 2

‡ãðŠÓã‡ãŠ Œãñ¦ããè ‡ãŠã¾ãÃ, ãä¶ããäÌãÓ›¾ããò ‚ãããäª ½ãò Ôãì£ããÀ Öñ¦ãì ½ã쌾ã¦ã: ‚㶾㠇ãðŠÓã‡ãŠãò Ôãñ, ãä¶ããäÌãÓ› ̾ãã¹ãããäÀ¾ããò Ôãñ, Àñã䡾ããñ ‚ããõÀ
›ãèÌããè ¹ãÀ ‡ãŠã¾ãÉ㊽ããò Ôãñ •ãã¶ã‡ãŠãÀãè „¹ã¾ããñØã ½ãò Êãã¦ãñ Öö. ‚ãºã ØãÆã½ã —ãã¶ã ‡ãòŠ³, ãäÌã‡ãŠãÔã Ôãñ Ôãâºãâãä£ã¦ã ¶ãÌããè¶ã¦ã½ã •ãã¶ã‡ãŠãÀãè
„¶Öò ¹ãƪã¶ã ‡ãŠÀñØãã.

ØãÆã½ã —ãã¶ã ‡ãòŠ³, ‡ãðŠãäÓã àãñ¨ã ½ãò „¹ãÊ㺣㠹ãŠÔãÊã „¦¹ã㪶ã Ôãñ Êãñ‡ãŠÀ „Ôã‡ãñŠ ãäÌã¹ã¥ã¶ã ¦ã‡ãŠ ‡ãŠãè ¶ãÌããè¶ã¦ã½ã •ãã¶ã‡ãŠãÀãè/—ãã¶ã
‡ãðŠÓã‡ãŠãò ‡ãŠãñ ¦ãìÀâ¦ã ¹ãƪã¶ã ‡ãŠÀ¦ãñ Öì† ÔãîÞã¶ãã ¹ãÆÔããÀ¥ã ‡ãòŠ³ ‡ãñŠ Á¹ã ½ãò ‡ãŠã¾ãà ‡ãŠÀ¦ãñ Öö. ‡ãòŠ³ ½ãò ¦ãõ¶ãã¦ã ‚ããä£ã‡ãŠãÀãè ºãö‡ãŠ †Ìãâ
‡ãðŠÓã‡ãŠãò ‡ãñŠ ºããèÞã Ôãâ¹ã‡ãÊ ¹ãƺãâ£ã‡ãŠ ‡ãñŠ Á¹ã ½ãò ‡ãŠã¾ãà ‡ãŠÀ¦ãñ Öö..

Ö½ããÀñ ºãö‡ãŠ ¶ãñ ªñÍã-¼ãÀ ½ãò 198 ØãÆã½ã —ãã¶ã ‡ãòŠ³ ŒããñÊãñ Öö ãä•ãÔã½ãò ãä¶ã½¶ããäÊããäŒã¦ã Øããä¦ããäÌããä£ã¾ããú/ãä¶ã½¶ããäÊããäŒã¦ã ÔãñÌãã†ú
ãä¶ã:Íãìʇ㊠¹ãƪã¶ã ‡ãŠãè •ãã¦ããè Öõ:

Œãñ¦ããè ‡ãŠãè ‚ãã£ãìãä¶ã‡ãŠ ¹ã®ãä¦ã / ¦ã‡ãŠ¶ããè‡ãŠãè ½ãò Ôãì£ããÀ, Œããª, ‡ãŠã蛶ããÍã‡ãŠ ªÌãヾããò ‡ãŠã „ãäÞã¦ã „¹ã¾ããñØã ‚ãããäª Ôãñ
Ôãâºãâãä£ã¦ã •ãã¶ã‡ãŠãÀãè ‡ãðŠÓã‡ãŠãò ‡ãŠãñ ¹ãƪã¶ã ‡ãŠÀ¶ãã.
‡ãðŠÓã‡ãŠãò ‡ãŠãñ ½ããõÔã½ã Ôãâºãâ£ããè ¡ã›ã ‚ããõÀ ‡ãðŠãäÓã ½ããõÔã½ã ‡ãŠãè ãäÔ©ããä¦ã, ãä¶ããäÌãÓ›¾ããò ‡ãŠãè ‡ãŠãè½ã¦ã ¦ã©ãã ‡ãðŠãäÓã „¦¹ã㪶ã Ôãñ
Ôãâºãâãä£ã¦ã ‚ã²ã¦ã¶ã •ãã¶ã‡ãŠãÀãè ¹ãƪã¶ã ‡ãŠÀ¶ãã.
‡ãŠãõÍãʾã ãäÌã‡ãŠãÔã, ½ãドãŠãñ „²ã½ã ¹ãÀ ãä¶ããäÌããäÓ›¾ããú †Ìãâ ‡ãðŠÓã‡ãŠãò, ¼ãîãä½ãÖãè¶ã ½ã•ãªîÀãò ¦ã©ã㠂㶾㠇ãŠãÀãèØãÀãò ‡ãŠãñ ÔÌã¾ãâ
ÔãÖã¾ã¦ãã Ôã½ãîÖ ‡ãŠã Ø㟶ã, ¦ã©ãã ¹ãŠãù½ãÃÔãà ‡ã‹Êãºã ‡ãŠãè Ô©ãã¹ã¶ãã, ‡ãŠãè •ãã¶ã‡ãŠãÀãè ªñ¶ãã.
‡ãðŠÓã‡ãŠãò ‡ãŠãñ Ö½ããÀñ ºãö‡ãŠ ‡ãñŠ ¨ãɥ㠄¦¹ããª/ãäÌããä¼ã¸ã ¾ããñ•ã¶ãã‚ããò ‡ãñŠ ºããÀñ ½ãò ½ããØãêÍãö㠹ãƪã¶ã ‡ãŠÀ¶ãã ‚ããõÀ ¨ãɥ㠂ããÌãñª¶ã
¹ãîÀã ‡ãŠÀ¶ãñ ¦ã©ãã ºãö‡ãŠ Ôãñ ¨ãɥ㠹ãÆ㹦㠇ãŠÀ¶ãñ ‡ãñŠ ãäÊㆠ‚㶾㠂ããõ¹ãÞãããäÀ‡ãŠ¦ãã†ú ¹ãîÀãè ‡ãŠÀ¶ãñ ½ãò ÔãÖã¾ã¦ãã ‡ãŠÀ¶ãã.
ãä¶ã¾ãâ¨ã¥ã àãñ¨ã ‡ãñŠ ØããúÌããò ‡ãŠãñ ``Íã¦ã-¹ãÆãä¦ãÍã¦ã ºãöãä‡ãâŠØã ‚ã㪦ã ÌããÊãñ ØããúÌã`` ‡ãñŠ Á¹ã ½ãò ¹ããäÀÌãÃãä¦ã¦ã ‡ãŠÀ¶ãñ ‡ãñŠ ãäÊㆠ¹ãƾããÔã
‡ãŠÀ¶ãã.
‡ãðŠÓã‡ãŠãò ‡ãŠãñ •ãã¶ã‡ãŠãÀãè ¹ãÆ㹦ã Öãñ¶ãñ ‡ãñŠ ãäÊㆠºãö‡ãŠ ‡ãŠãè ÊããØã¦ã ¹ãÀ ØãÆã½ã ¹ãâÞãã¾ã¦ã ‡ãŠã¾ããÃÊã¾ã ½ãò Ô©ãã¶ããè¾ã Ôã½ããÞããÀ ¹ã¨ã
„¹ãÊ㺣㠇ãŠÀã¶ãã.
‚ãã£ãìãä¶ã‡ãŠ ¦ãÀãè‡ãñŠ Ôãñ Œãñ¦ããè ‡ãŠãè •ãã¶ã‡ãŠãÀãè, ‡ãðŠãäÓã „¦¹ã㪶ããò ‡ãŠãè ‡ãŠãè½ã¦ãò ‚ãããäª ‡ãŠãè „¹ã¾ããñØããè ÔãîÞã¶ãã ªñ¶ãñÌããÊããè
¹ããä¨ã‡ãŠã†ú, ‚ããÌããä£ã‡ãŠ ¹ããä¨ã‡ãŠã†ú ØãÆã½ã —ãã¶ã ‡ãòŠ³ ½ãò „¹ãÊ㺣㠇ãŠÀã¶ãã.
ØãÆã½ããè¥ããò ‡ãŠãñ ‚ã¹ã¶ãñ ºãÞÞãñ ãäÌãÍãñÓã¦ã: Êãü¡‡ãŠãè ‡ãŠãñ Ô‡ãîŠÊã ¼ãñ•ã¶ãñ ‡ãñŠ ãäÊㆠ¹ãÆãñ¦Ôãããä֦㠇ãŠÀ¶ãã.
‚ã¹ã¶ãñ ¹ããäÀÞããÊã¶ã àãñ¨ã ‡ãñŠ ¹ãƦ¾ãñ‡ãŠ ØããúÌã ½ãò ‡ãŠ½ã Ôãñ ‡ãŠ½ã 3-5 ¹ãŠãù½ãÃÔãà ‡ã‹Êãºã Ô©ãããä¹ã¦ã ‡ãŠÀ¶ãã.
ØãÆã½ããè¥ã •ã¶ã¦ãã ‡ãñŠ ‚ãã‡ãŠÓãÃ¥ã Öñ¦ãì ‡ãðŠÓã‡ãŠãò ‡ãñŠ „¹ã¾ããñØã ‡ãñŠ ãäÊㆠƒâ›À¶ãñ› ¹ãÀ Àãñ•ãØããÀ Ôã½ããÞããÀ „¹ãÊ㺣㠇ãŠÀã¶ãã.
¶ã ‡ãñŠÌãÊã ºãö‡ãŠ ‡ãñŠ ØãÆãÖ‡ãŠãò ‡ãŠãñ ºããäʇ㊠„¶ã Ôã¼ããè ‡ãŠãñ •ããñ ¾ãîãä¶ã¾ã¶ã ãä½ã¨ã ¾ããñ•ã¶ãã ‡ãñŠ ‚ãâ¦ãØãæã ÔãÖã¾ã¦ãã ¹ãÆ㹦㠇ãŠÀ¦ãñ Öö
Ôã½ãã¶ã Á¹ã Ôãñ ãäÌ㦦ããè¾ã —ãã¶ã †Ìãâ ¨ãɥ㠹ãÀã½ãÍãà ¹ãƪã¶ã ‡ãŠÀ¶ãã.
ÔÌã¾ãâ ÔãÖã¾ã¦ãã Ôã½ãîÖãò, ãäÌãÍãñÓã¦ã: „¶ã ÊããñØããò ‡ãŠãñ ãä•ã¶Öãò¶ãñ „ÞÞã º¾ãã•ã ªÀ ¹ãÀ Ô©ãã¶ããè¾ã ÔããÖî‡ãŠãÀãò Ôãñ ¨ãÉ¥ã ãäÊã¾ãã
Öõ ØãÆã½ããè¥ã •ã¶ã¦ãã ‡ãŠãñ ¡ñ› ÔÌãõãä¹ãâØã „¦¹ã㪠‚ã©ããæãá ¾ãîãä¶ã¾ã¶ã •ã¶ãÀÊã ‰ãñŠãä¡› ‡ãŠã¡Ã ¾ããñ•ã¶ãã, ¡ñ› ÔÌãõãä¹ãâØã ¾ãñã•ã¶ãã
‚ããõÀ ¾ãîãä¶ã¾ã¶ã ÔãÖã¾ã ¾ããñ•ã¶ãã Ôãñ Ôãâºãâãä£ã¦ã Êãã¼ã Ôãñ ãä¶ã:Íãìʇ㊠ãäÍããäàã¦ã ‡ãŠÀ¶ãã.
Ôã¼ããè „£ããÀ‡ãŠ¦ããÂããò ãäÌãÍãñÓã¦ã: †¶ã¹ããè† „£ããÀ‡ãŠ¦ããÂããò ‡ãŠãñ „¶ã‡ãñŠ ‡ãŠãÀãñºããÀ Øããä¦ããäÌããä£ã¾ããò ‡ãŠãñ ¹ãì¶ã: ¹ãÆÌããä¦ãæ㠇ãŠÀ¶ãñ /
„¶ã‡ãñŠ Œãã¦ãñ ‡ãŠãñ ‚ã¹ãØãÆñ¡ ‡ãŠÀ¶ãñ ‡ãñŠ ãäÊㆠ„ãäÞã¦ã ½ããØãêÍãö㠂ããõÀ ¹ãÀã½ãÍãà ¹ãƪã¶ã ‡ãŠÀ¶ãã.
„¦¹ããªãò •ãõÔãñ ¾ãîãä¶ã¾ã¶ã •ã¶ãÀÊã ‰ãñŠãä¡› ‡ãŠã¡Ã, ¼ãîãä½ãÖãè¶ã ØãÆãè¶ã ‡ãŠã¡Ã, Ôãâ¾ãì‡ã‹¦ã ªñ¾ã¦ãã Ôã½ãîÖ, ¶ããñ ãä¹ãÆŠÊÔã Œãã¦ãñ ‡ãŠã
¹ãÆÞããÀ ‡ãŠÀ¦ãñ Öì† ãäÌ㦦ããè¾ã Ôã½ããÌãñÍã¶ã Êãã¶ãã.
ÔãîÞã¶ãã ‚ããä£ã‡ãŠãÀ ‚ããä£ããä¶ã¾ã½ã [‚ããÀ›ãè‚ããƒ] 2005 ‡ãñŠ ºããÀñ ½ãò ØãÆã½ããè¥ã •ã¶ã¦ãã ‡ãŠãñ ãäÍããäàã¦ã ‡ãŠÀ¶ãã.

ÀãÓ›È ‡ãñŠ ¹ãÆãä¦ã ‡ãŠ¦ãÃ̾㠇ãñŠ Á¹ã ½ãò Ö½ããÀñ ºãö‡ãŠ ¶ãñ ªñÍã-¼ãÀ ½ãò Þã¾ããä¶ã¦ã ØãÆã½ã —ãã¶ã ‡ãòŠ³ãò ‡ãñŠ ½ã㣾ã½ã Ôãñ ``¾ãîãä¶ã¾ã¶ã ‚ããªÍãÃ
ØãÆã½ã`` ‡ãñŠ ‚ãâ¦ãØãæã 101 ØããúÌããò ‡ãŠãñ „¶ã‡ãñŠ ÔãÌããÄØããè¥ã Ôã½ãã•ãããä©ãÇ㊠ãäÌã‡ãŠãÔã ‡ãñŠ ãäÊㆠ‚ãâØããè‡ãðŠ¦ã ãä‡ãŠ¾ãã Öõ.
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