Budget Worksheet

Use this worksheet to identify areas where you could cut costs in order to reduce your overall expenses.
Housing Current Future Leisure Current Future
Rent $ $ Vacations $ $
Home Phone $ $ Hobbies $ $
Mobile Phone $ $ Club Memberships $ $
Cable / Satellite $ $ Restaurants $ $
Electricity / Gas $ $ Movie Theaters / Rentals $ $
Water / Waste Mgmt. $ $ Entertainment $ $
Maintenance & Repair $ $ Books & Magazines $ $
Home Improvements $ $ Other $ $
Household Help $ $ Other $ $
Lawn Service $ $ Subtotal (e) $ $
Association Dues $ $ Debt Payments
Other $ $ Mortgage $ $
Other $ $ Consumer Debt $ $
Other $ $ Subtotal (f) $ $
Subtotal (a) $ $ Insurance Premiums
Family Life Insurance $ $
Food & Grocery $ $ Auto Insurance $ $
Clothing $ $ Homeowners Insurance $ $
Medical / Dental / Prescriptions $ $
(not covered by insurance) Long Term Care / Disability $ $
Legal Protection $ $
Laundry & Dry Cleaning $ $
Other $ $
Child Care $ $
Educational Expenses $ $
Subtotal (g) $ $
Alimony / Child Support $ $
Savings
Baby Sitters $ $
Retirement $ $
Non-Retirement $ $
Other $ $
Education $ $
Other $ $
Other Goals & Dreams $ $
Other $ $
Emergency Fund $ $
Subtotal (b) $ $
Subtotal (h) $ $
Giving
Taxes
Charitable $ $ Income Taxes $ $
Non-Charitable $ $ Property Taxes $ $

Gifts (birthday, holiday, etc.) $ $ Subtotal (i) $ $

Other $ $
Worksheet Totals Current Future
Other $ $
Monthly Income $ 3,500 $
Subtotal (c) $ $
Living Expenses $ $
Transportation (a + b + c + d + e)
Gas & Oil $ $ Other Expenses $ $
Maintenance & Repairs (f + g + h + i)
$ $
Other $ $ Surplus / (Shortfall) = $3,500
Other $ $
Subtotal (d) $ $

6 January 15, 2018