Important Schemes Launched by Government of India between 2014-2017

Pradhan Mantri Vaya Vandana Yojana – 21 July, 2017

Union Finance Minister Arun Jaitley on 21 July 2017 formally launched the Pradhan Mantri Vaya Vandana Yojana (PMVVY).

PMVVY is a pension scheme announced by the Union Government exclusively for the senior citizens aged 60 years and
above. The scheme is available from 4 May 2017 to 3 May 2018.

Highlights of the Pradhan Mantri Vaya Vandana Yojana

The Scheme can be purchased offline as well as online through Life Insurance Corporation of India which has been given
the sole privilege to operate this scheme.

The scheme provides an assured return of 8 per cent per annum and is payable monthly for 10 years.

The pension is payable at the end of each period during the policy term of 10 years, as per the frequency of monthly/
quarterly/ half-yearly/ yearly as chosen by the pensioner.

The scheme is exempted from Service Tax or GST.

In case of the survival of the pensioner till the end of the policy term of 10 years, the purchase price along with final
pension instalment will be payable.

Loan up to 75 per cent of Purchase Price will be allowed after 3 policy years to meet the liquidity needs. Loan interest will
be recovered from the pension instalments and claim proceeds.

It allows for premature exit for the treatment of any critical illness of self or spouse.

On premature exit due to medical emergency, 98 per cent of the Purchase Price will be refunded.

In case of the death of the pensioner during the policy term of 10 years, the Purchase Price will be paid to the beneficiary.

Minimum and Maximum Purchase Price and Pension Amount

Mode of Minimum Purchase Maximum Minimum Pension Maximum Pension

Pension Price amount amount
Purchase
Price

Yearly Rs 144578 Rs 722892 Rs 12000 Rs 60000

Half-yearly Rs 147601 Rs 738007 Rs 6000 Rs 30000

Quarterly Rs 149068 Rs 745342 Rs 3000 Rs 15000

Monthly Rs 150000 Rs 750000 Rs 1000 Rs 5000

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Aajeevika Grameen Express Yojana for poors – to be launched
The Union Ministry of Rural Development on 20 July 2017 announced that it will launch a new sub-scheme Aajeevika
Grameen Express Yojana (AGEY) under the Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM).

The Aajeevika Grameen Express Yojana aims to provide an alternative source of livelihoods to members of Self Help
Groups (SHGs) under DAY-NRLM by facilitating them to operate public transport services in backward rural areas.

The sub-scheme will provide safe, affordable and community monitored rural transport services like e-rickshaws, 3 and 4
wheeler motorised transport vehicles to connect remote villages with key services and amenities including access to
markets, education and health for the overall economic development of the area.

Key highlights of the scheme

The Aajeevika Grameen Express Yojana will be implemented in 250 blocks in India on a pilot basis for a period of 3 years
from 2017-18 to 2019-20.

The States have been informed about the number of blocks allocated to them to take up this sub-scheme in the pilot
phases.

One of the options proposed to be given under the sub-scheme is that the Community Based Organisation (CBO) will
provide interest free loan from its own corpus to Self Help Group member for purchase of the vehicle.

The Government is implementing DAY-NRLM across the country in all States and Union Territories (except Delhi and
Chandigarh).

Under DAY-NRLM, till date, 34.4 lakh women Self Help Groups have been promoted under the programme.

KHELE INDIA – To be launched

In lines with Gujarat Government's successful initiative 'Khel Mahakumbh', the Central Government will start 'Khele India'
in which crores of players would participate from across the country in near future, said Prime Minister Narendra Modi in
Ahmedabad evening before boarding flight to New Delhi.

Addressing a function to mark launch of the Rs 500 crore state-of-the-art stadium near historic Kankaria Lake situated in
Maninagar constituency from where he used to get elected as MLA, Modi said that he wanted India to win gold medals in
Olympics.

He also launched Khel Mahakumbh - 2017 in which more than 30 lakh players in more than 20 sports are expected to
participate. Khel Mahakumbh is the brainchild of Modi when he was Gujarat Chief Minister to promote sports culture in
Gujarat. First edition of Khel Mahakumbh started in 2010 which received overwhelming response.

He insisted that there was need to begin a movement in India to make sports an integral part of people's lives.

He remarked that sportspersons required encouragement from family and society coupled with basic infrastructure.

PM Modi who had night halt at Governor's House in the State Capital Gandhinagar began his second day of his 2-day visit
to Gujarat by inaugurating Rs 550 crore Narmada project based water supply scheme for over 600 villages in North Gujarat
at Modasa town of Aravalli district.

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SAMPADA Scheme - May, 2017
The Cabinet Committee on Economic Affairs (CCEA), chaired by the Prime Minister Narendra Modi, on 3 May 2017
approval the re-structuring the schemes of Union Ministry of Food Processing Industries (MoFPI) under Central Sector
Scheme SAMPADA.

SAMPADA stands for 'Scheme for Agro-Marine Processing and Development of Agro-Processing Clusters'. The objective
of SAMPADA is to supplement agriculture, modernize processing and decrease agri-waste.

The scheme was approved for the period 2016- 2020.

Inclusions under SAMPADA

• Integrated Cold Chain and Value Addition Infrastructure

• Infrastructure for Agro-processing Clusters
• Creation of Backward and Forward Linkages
• Food Safety and Quality Assurance Infrastructure
• Expansion of Food Processing & Preservation Capacities

Highlights of SAMPADA

• SAMPADA, with an allocation of Rs 6000 crore, is expected to leverage investment of Rs 31400 crore and will
handle 334 lakh MT agro-produce valuing Rs 104125 crore.
• It will benefit 20 lakh farmers and will generate 530500 direct/ indirect employment in the country by the year
2019-20.
• SAMPADA is an umbrella scheme incorporating ongoing schemes of the Ministry like Mega Food Parks, Integrated
Cold Chain and Value Addition Infrastructure, Food Safety, Quality Assurance Infrastructure, Infrastructure for
Agro-processing Clusters and Creation of Backward and Forward Linkages.
• These schemes aim at development of modern infrastructure to encourage entrepreneurs to set up food
processing units based on cluster approach, provide effective and seamless backward and forward integration for
processed food industry.
• It will result in creation of modern infrastructure with efficient supply chain management from farm gate to retail
outlet.
• It will not only provide a big boost to the growth of food processing sector in the country but also help in providing
better prices to farmers.
• It will also help in reducing wastage of agricultural produce, increasing the processing level, availability of safe and
convenient processed foods at affordable price to consumers.
• It will enhance the export of the processed foods.

UDAN (Ude Desh ka Aam Naagrik) - 24 April, 2017

UDAN (Ude Desh ka Aam Naagrik) is a regional airport development and "Regional Connectivity Scheme (RCS)" of the
Government of India, with the objective of "उड़े द़े श का नागरिक" (let the common citizen of the country fly), aimed at
making air travel affordable and widespread, enabling inclusive job growth and infrastructure development of all regions
and states of India.

It has two components, the development and operationalisation of 100 regional airports with regular scheduled flights by
2018-2019, for which initial funding of INR4500 crore for the redevelopment of 50 airports was approved in May 2017,
and the new regional flight routes component, which will cap and subsidise the airfares, to connect hundreds of new
subsidised commercially viable routes among more than 100 underserved and unserved airports in smaller towns with
each other and with well served airports in bigger well connected cities as well.
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UDAN RCS will connect unspecified number of new regional routes, by operationalising 100 regional airports by the end
of 2018-2019 financial year, with a target of 13 lakh (1.3 million) annual passenger seats, requiring annual INR200 crore
Value Gap Funding (VGF).

Indian prime minister Narendra Modi launched the scheme on 27th May 2017 by flagging off the inaugural regional flights
between Delhi and Shimla, and also between Kadapa (Hyderabad)-Nanded.

Under the scheme there is a cap of maximum fare of INR2,500 per hour of flight for the 50% of the seats, connecting
unserved and under-served regional airports airports, remaining 50% seats will be priced at market rate.

RCS subsidywill be raised by levying a cess, which will be revised periodically, on the flight between main trunk routes
connecting major cities. Starting from 1st June 2017, it is initially at a flat rate of INR5,000 per flight, translating into
roughly INR30 per passenger.

Pradhan Mantri Garib Kalyan Yojana, 2016 (PMGKY)

Pradhan Mantri Garib Kalyan Yojana, 2016 (PMGKY) is an amnesty scheme launched by the Narendra Modi led
Government of India in December 2016 on the lines of the Income declaration scheme, 2016 (IDS) launched earlier in the
year. A part of the Taxation Laws (Second Amendment) Act, 2016, the scheme provides an opportunity to declare
unaccounted wealth and black money in a confidential manner and avoid prosecution after paying a fine of 50% on the
undisclosed income. An additional 25% of the undisclosed income is invested in the scheme which can be refunded after
four years, without any interest.

Mission Indradhanush - 2014

Mission Indradhanush is a health mission of the government of India. It was launched by Union Health Minister J. P. Nadda
on 25 December 2014.

It aims to immunize all children under the age of 2 years, as well as all pregnant women, against seven vaccine
preventable diseases. The diseases being targeted are diphtheria, whooping cough, tetanus, poliomyelitis, tuberculosis,
measles and Hepatitis B. In addition to these, vaccines for Japanese Encephalitis and Haemophilus influenzae type B are
also being provided in selected states. In 2016, four new additions have been made namely Rubella, Japanese Encephalitis,
Injectable Polio Vaccine Bivalent and Rotavirus 201 districts will be covered in the first phase. Of these, 82 districts are in
the states of Uttar Pradesh, Bihar, Rajasthan, and Madhya Pradesh. The 201 districts selected have nearly 50% of all
unvaccinated children in the country.

The mission follow planning and administration like PPI (Pulse Polio Immunization).

Atal Mission for Rejuvenation and Urban Transformation - 2015

The scheme was launched by Prime Minister Narendra Modi in June 2015 with the focus of the urban renewal projects is
to establish infrastructure that could ensure adequate robust sewage networks and water supply for urban
transformation. Rajasthan was the first state in the country to submit State Annual Action Plan under Atal Mission for
Rejuvenation and Urban Transformation (AMRUT). The scheme Housing for All by 2022 and Atal Mission for Rejuvenation
and Urban Transformation (AMRUT) were launched on the same day. The scheme is dependent with public private
partnership model(PPP) model. If required, various other schemes like Swachh Bharat Mission, Housing for All 2022, along
with the local state schemes like that related to water supply and sewerage and other infrastructure related schemes can
be linked to AMRUT.
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About ₹1 lakh crore (US$16 billion) investment on urban development under Smart Cities Mission and the Atal Mission
for Rejuvenation and Urban Transformation of 500 cities has already been approved by the government.

Income declaration scheme, 2016

Income declaration scheme, 2016 was an amnesty scheme introduced by Narendra Modi led Government of India as a
part of the 2016 Union budget to unearth black money and bring it back into the system. Lasting from 1 June to 30
September, the scheme provided an opportunity to income tax and wealth tax defaulters to avoid litigation and become
compliant by declaring their assets, paying the tax on them and a penalty of 45% thereafter.

The scheme guaranteed immunity from prosecution under the Income Tax Act, Wealth Tax Act, 1957, and the Benami
Transactions (Prohibition) Act, 1988 and also ensured that declarations under it would not be subjected to any scrutinies
or inquiries.

JAM Yojana - 2016

JAM (short for Jan Dhan-Aadhaar-Mobile) trinity refers to the government of India initiative to link Jan Dhan accounts,
Mobile numbers and Aadhar cards of Indians to plug the leakages of government subsidies.

The JAM (short for Jan Dhan-Aadhaar-Mobile) trinity was first proposed in the Economic Survey 2014-15.

Delivering the K.R. Narayanan Memorial Lecture at the Australian National University, Canberra, Jaitley said the database
of 1.2 billion bank accounts, when linked with 900 million mobile phones and about 1 billion Aadhaar numbers, would
effectively ensure the subsidies reach only those who actually need them.

Economic Survey 2015-16 pointed out that in rural areas, the level of preparedness for implementation of the JAM trinity
for effective delivery of the government’s social security schemes is low. With last-mile financial inclusion lagging, the
survey stressed the need for improving the business correspondent (BC) network to ensure that the exclusion risk is
satisfactorily addressed.

In this regard, Jaitley said the government was developing PayGov India, which will be developed as a “single unified
portal” across central, state governments and their public sector undertakings for collection purposes.

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Pradhan Mantri Mudra Yojana - 2015

Pradhan Mantri Mudra Yojana under the Micro Units Development and Refinance Agency (MUDRA) Bank is a new
institution being set up by Government of India for development and refinancing activities relating to micro units. It was
announced by the Finance Minister while presenting the Union Budget for FY 2016. The purpose of MUDRA is to provide
funding to the non corporate small business sector. Loans worth about Rs 1 lakh crore have been sanctioned to small
entrepreneurs under the Pradhan Mantri MUDRA Yojana, Prime Minister Narendra Modi said today, emphasising that the
government wants youth to be job creators and not job seekers.

Under the scheme, Pradhaan Mantri Mudra Yojana three categories of interventions has been named which includes

 Shishu :- Loan up to ₹50,000 (US$780)

 Kishore :- Loan ranging from ₹50,000 (US$780) to ₹5 lakh (US$7,800)
 Tarun :- Loan above ₹5 lakh (US$7,800) and below ₹10 lakh (US$16,000)

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These three categories will signify the growth, development and funding needs of the beneficiaries as well as it will assure
the loan amount to be allotted by Micro Units Development and Refinance Agency Bank.

MUDRA BANK
The bank will have an initial capital of ₹200 billion (US$3.1 billion) and a credit guarantee fund of ₹30 billion (US$470
million). The bank will initially function as a non-banking financial company and a subsidiary of the Small Industries
Development Bank of India (SIDBI). Later, it will be made into a separate company. However, it will not regulate Micro
Finance institutions.

Under the aegis of Pradhan Mantri Mudra Yojana (PMMY), MUDRA has created products / schemes. The interventions
have been named 'Shishu', 'Kishor' and 'Tarun' to signify the stage of growth / development and funding needs of the
beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth to look
forward to :

 Shishu : covering loans upto 50,000/-

 Kishor : covering loans above 50,000/- and upto 5 lakh
 Tarun : covering loans above 5 lakh and upto 10 lakh

It would be ensured that more focus is given to Shishu Category Units and then Kishor and Tarun Categories.

Within the framework and overall objective of development and growth of micro enterprises sector under Shishu, Kishor
and Tarun, the products being offered by MUDRA are so designed, to meet requirements of different sectors / business
activities as well as business / entrepreneur segments.

The funding support from MUDRA are of four types :

 Micro Credit Scheme (MCS) for loans upto 1 lakh finance through MFIs.
 Refinance Scheme for Commercial Banks / Regional Rural Banks (RRBs) / Scheduled Co-operative Banks
 Women Enterprise programme
 Securitization of loan portfolio

Government has decided to provide an additional fund of ₹1 trillion (US$16 billion) to the market and will be allocated as

 40% to shishu
 35% to kishor
 25% to Tarun

Ujwal DISCOM Assurance Yojana - 2015

Ujwal DISCOM Assurance Yojana (UDAY) is the financial turnaround and revival package for electricity distribution
companies of India (DISCOMs) initiated by the Government of India with the intent to find a permanent solution to the
financial mess that the power distribution is in. It allows state governments, which own the discoms, to take over 75
percent of their debt as of September 30, 2015, and pay back lenders by selling bonds. Discoms are expected to issue
bonds for the remaining 25 percent of their debt.

The scheme was announced by Piyush Goyal, Minister of State (IC) for Power, Coal & New and Renewable Energy in
November 2015. Till now 27 states/UT have joined this scheme with Mizoram being 27th state to join. The scheme is
optional for the states to join. Jharkhand was the first state to join.

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Pradhan Mantri Krishi Sinchai Yojana - 2015
Pradhan Mantri Krishi Sinchai Yojana is a national mission to improve farm productivity and ensure better utilization of
the resources in the country. The budget of ₹500 billion (US$7.8 billion) in a time span of five years has been allocated to
this scheme. The decision was taken on 1 July 2015 at the meeting of Cabinet Committee on Economic Affairs (CCEA),
which in turn was headed by the Prime Minister, Narendra Modi.

Digital India - 2015

Digital India is a campaign launched by the Government of India to ensure that Government services are made available
to citizens electronically by improved online infrastructure and by increasing Internet connectivity or by making the
country digitally empowered in the field of technology.

It was launched on 2 July 2015 by Prime Minister Narendra Modi. The initiative includes plans to connect rural areas with
high-speed internet networks. Digital India consists of three core components.

The Government of India hopes to achieve growth on multiple fronts with the Digital India Programme. Specifically, the
government aims to target nine 'Pillars of the Digital India' that they identify as being:

1. Broadband Highway
2. Universal access to Internet
3. Public Internet Access Programme
4. e-Governance – Reforming Government through Technology
5. e-Kranti - Electronic delivery of services
6. Information for All
7. Electronics Manufacturing
8. IT for Jobs
9. Early Harvest Programmes

Startup India - 2016

Startup India campaign is based on an action plan aimed at promoting bank financing for start-up ventures to boost
entrepreneurship and encourage start ups with jobs creation. The campaign was first announced by Prime Minister
Narendra Modi in his 15 August 2015 address from the Red Fort. It is focused on to restrict role of States in policy domain
and to get rid of "license raj" and hindrances like in land permissions, foreign investment proposal, environmental
clearances. It was organized by Department of Industrial Policy and Promotion (DIPP). A startup is an entity that is
headquartered in India which was opened less than seven years ago and has an annual turnover less than ₹25 crore
(US$3.9 million). The government has already launched iMADE, an app development platform aimed at producing
1,000,000 apps and PMMY, the MUDRA Bank, a new institution set up for development and refinancing activities relating
to micro units with a refinance Fund of ₹200 billion (US$3.1 billion).

Key points

 Single Window Clearance even with the help of a mobile application

 1000 crore fund of funds
 reduction in patent registration fee
 Modified and more friendly Bankruptcy Code to ensure 90-day exit window
 Freedom from mystifying inspections for 3 years
 Freedom from Capital Gain Tax for 3 years
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  Freedom from tax in profits for 3 years
 Self-certification compliance
 Innovation hub under Atal Innovation Mission
 Starting with 5 lakh schools to target 10 lakh children for innovation programme
 new schemes to provide IPR protection to start-ups and new firms
 encourage entrepreneurship.
 Stand India across the world as a start-up hub.

Standup India - 2016

Standup India was launched by Prime Minister Narendra Modi on 5 April 2016 to support entrepreneurship among women
and SC & ST communities.

Prime Minister Narendra Modi launched the ‘Stand up India’ scheme on 5 April 2016 as part of the government's efforts
to support entrepreneurship among women and SC & ST communities.

The scheme offers bank loans of between ₹10 lakh (US$16,000) and ₹1 crore (US$160,000) for scheduled castes and
scheduled tribes and women setting up new enterprises outside of the farm sector.

Unnat Jyoti by Affordable LEDs for All (UJALA) - 2015

The scheme was announced as "Domestic Efficient Lighting Programme (DELP)" on 5 January 2015, urging the people to
use LED bulbs in place of incandescent bulbs, tube lights and CFL bulbs as they are more efficient, long lasting and
economical in their life cycle duration.

The government's target is to replace 77 crore incandescent bulbs in India with LEDs by 2019 leading to an expected
reduction in installed load of 20,000 MW with an annual estimated savings of over 100 million kwh and an annual
reduction of ₹400 billion (US$6.2 billion) in electricity bills. And as of 31st March 2017, 33.29 crores of LED bulbs have
been sold across the country.

National Heritage City Development and Augmentation Yojana (HRIDAY) - 2015

National Heritage City Development and Augmentation Yojana (HRIDAY) was launched on 21 January 2015 with the aim
of bringing together urban planning, economic growth and heritage conservation in an inclusive manner to preserve the
heritage character of each Heritage City.

The Scheme shall support development of core heritage infrastructure projects including revitalization of linked urban
infrastructure for heritage assets such as monuments, Ghats, temples etc. along with reviving certain intangible assets.
These initiatives shall include development of sanitation facilities, roads, public transportation & parking, citizen services,
information kiosks etc.

With a duration of 4 years (completing in November 2018) and a total outlay of ₹500 crore (US$78 million), the Scheme is
set to be implemented in 12 identified Cities namely, Ajmer, Amaravati, Amritsar, Badami, Dwarka, Gaya, Kanchipuram,
Mathura, Puri, Varanasi, Velankanni and Warangal.

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Housing for All - 2015
Pradhan Mantri Awas Yojana (Urban) is an iniative by Prime Minister Narendra Modi of India in which affordable housing
will be provided to the urban poor. The government has identified 305 cities and towns have been identified in 9 states
for beginning construction of houses for urban poor.

Pradhan Mantri Awaas Yojana was launched in June 2015 with an aim to provide affordable housing to urban poor.

Under PMAY, it is proposed to build 2 crore houses for urban poor including Economically Weaker Sections and Low
Income Groups in urban areas by the year 2022 through a financial assistance of ₹2 trillion (US$31 billion) from central
government.

This Mission has four components viz., In-situ Slum Redevelopment with private sector participation using land as
resource, Affordable Housing through Credit Linked Subsidy, Affordable Housing in Partnership with private and public
sector and Beneficiary led house construction/enhancement. Under these components, central assistance will be in the
range of ₹1 lakh (US$1,600) to ₹2.30 lakh (US$3,600).

The houses given under this scheme will be owned by females or jointly with males.

Condition for PMAY: Beneficiary max age 70 years. EWS(Economic Weaker Section) annual income Less than Rupees 3
Lac. LIG(Lower Income Group) Annual Income 3,00,001 to 6,00,000 Lac INR The beneficiary should not have an own
dwelling unit on the name of any family member in any part of India.

PaHaL – Direct Benefit Transfer Scheme for LPG

PaHaL (Pratyaksha Hastaantarit Laabh) is the abbreviated alternate Hindi name for the Direct Benefit Transfer (DBT)
Scheme existing in India for the direct cash transfer of subsidy for Liquefied Petroleum Gas (LPG) used in household
cooking. As the name suggests, LPG consumers who join the PaHaL scheme will get their LPG cylinders at market price
and receive LPG subsidy, as per their entitlement, directly into their bank accounts.

Prior to the introduction of direct benefit transfer or direct cash transfer, LPG was sold at subsidised prices to all
households through public sector oil marketing companies (private sector refiners were not allowed to distribute the
subsidised LPG), leading to black marketing and diversion of subsidised/low priced cylinders for industrial or
auto/transport uses. Cash transfer is an alternate form of giving subsidy wherein the amount contributed by the
Government to suppress the price of the product is given directly to the consumer, leaving the price of the product to be
determined by market forces. Thus, contrary to general perception, DBT is not elimination or substitution of subsidy, but
an alternate way of giving subsidy.

DBT is designed to ensure that the benefit meant for the genuine domestic customers reaches them directly and is not
diverted. By this process public money is saved, just as fake and duplicate connections cease to exist. Under DBT, subsidy
is available only to those who opt for it, thus ensuring self-selection and avoiding universal coverage. Capping the price of
LPG for household consumption had also led to production distortions and stress on distribution infrastructure. DBT
intends to correct such distortions in the industry.

The PaHal scheme has been acknowledged by the Guinness Book of World Records for being the largest cash transfer
program (households) with 12.57 crore households receiving cash transfer as of 30 June, 2015

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Deen Dayal Upadhyaya Antyodaya Yojana - 2014
Deen Dayal Antyodaya Yojana or DAY is a Government of India scheme for the helping the poor by providing skill training.
It replaces Aajeevika. The Government of India has provisioned ₹500 crore (US$78 million) for the scheme. The objective
of the scheme is to train 0.5 million people in urban areas per annum from 2016. In rural areas the objective is to train 1
million people by 2017. Further, in urban areas, services like SHG promotion, training centres, vendors markets, and
permanent shelters for homeless will be provided for. The aim of the scheme is skill development of both rural and urban
India as per requisite international standards.

A loan of ₹2 lakh (US$3,100) each will be provided to individuals and ₹10 lakh (US$16,000) each to groups for setting up
micro-enterprises.

Sugamya Bharat Abhiyan - 2015

Nation-wide Campaign for achieving universal accessibility for Persons with Disabilities (PwDs).

Unnat Bharat Abhiyan – 2014

The Ministry of Human Resource Development (MHRD) has launched a programme called Unnat Bharat Abhiyan with an
aim to connect institutions of higher education, including Indian Institutes of Technology (IITs), National Institutes of
Technology (NITs) and Indian Institutes of Science Education & Research (IISERs) etc. with local communities to address
the development challenges through appropriate technologies.

The objectives of Unnat Bharat Abhiyan are broadly two-fold:

i) Building institutional capacity in Institutes of higher education in research & training relevant to the needs of rural India.

ii) Provide rural India with professional resource support from institutes of higher education ,especially those which have
acquired academic excellence in the field of Science, Engineering & Technology and Management

Under this programme, 132 villages have been identified for intervention by the following 16 institutes of higher education
so far.

TB-Mission 2020 – 2014

TB-Mission 2020 is Government of India's mission to eliminate tuberculosis from India by 2020.

It was announced by Dr. Harsh Vardhan, Minister of Health and Family Welfare on 28 October 2014 at Barcelona while
speaking at WHO's Global TB Symposium titled 'Moving out of the box to end global TB epidemic: with post-2015 strategy'.

Urja Ganga Gas Pipeline Project – 2016

Urja Ganga gas pipeline project was inaugurated by Prime Minister Narendra Modi in his constituency Varanasi, Uttar
Pradesh. A pipeline of length 2540-km is planned to be laid across the states from Uttar Pradesh to Odisha. A paper
titled Subsidies for Whom in The Economic and Political Weekly (EPW), published in 2012, shows that only 18 percent
households conume LPG as cooking fuel and the rest use other ways of cooking like wood, kerosene, dung cakes etc which
is harmful to their health.
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The allocated budget for laying the 1,500 km covered long cooking gas pipelines is about Rs. 51,000-crore along with gas
stations at various areas. The length of pipeline will be extended to 2540-km in second stage of the project.

Pradhan Mantri Ujjwala Yojana – 2016

The Pradhan Mantri Ujjwala Yojana (PMUY) is a welfare program of the government of India, launched by Indian Prime
Minister Narendra Modi in 2016. The stated objective of the program is providing 50,000,000 LPG connections to women
from families below the poverty line. As of 3 April 2017, twenty million LPG connections had been completed. It is guided
by a strong commitment to bring in changes in lives of poor women.

Pradhan Mantri Ujjwala Yojana (PMUY)(English = Prime Minister's Brightness Program) was launched by PM Narendra
Modi on 1 May 2016 at Ballia, Uttar Pradesh. The scheme was launched with a target of providing LPG connections to 50
million below-poverty-line families in three years.

It is an ambitious social welfare scheme which aims to provide free LPG connections to BPL households in the country.
The scheme is aimed at replacing the unclean cooking fuels mostly used in the rural India with the clean and more efficient
LPG (Liquefied Petroleum Gas).

India has become world’s second largest LPG importer, a position that was previously occupied by Japan.

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Atal Pension Yojana – 2015

Atal Pension Yojana (previously known as Swavalamban Yojana) is a government-backed pension scheme in India targeted
at the unorganised sector. It was originally mentioned in the 2015 Budget speech by Finance Minister Arun Jaitley in
February 2015.

In Atal Pension Yojana, for every contribution made to the pension fund, The Central Government would also co-
contribute 50% of the total contribution or ₹1,000 (US$16) per annum, whichever is lower, to each eligible subscriber
account, for a period of 5 years. The minimum age of joining APY is 18 years and maximum age is 40 years. The age of exit
and start of pension would be 60 years. Therefore, minimum period of contribution by the subscriber under APY would
be 20 years or more.

Aadhaar would be the primary KYC document for identification of beneficiaries, spouse and nominees to avoid pension
rights and entitlement related disputes in the long-term. For Address proof, you may submit copy of ration card, copy of
bank passbook is also accepted.

The subscribers are required to opt for a monthly pension from Rs. 1000 – Rs. 5000 and ensure payment of stipulated
monthly contribution regularly. The subscribers can opt to decrease or increase pension amount during the course of
accumulation phase, as per the available monthly pension amounts. However, the switching option shall be provided once
in year during the month of April.

This scheme will be linked to the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana scheme and the
contributions will be deducted automatically. Most of these accounts had zero balance initially. The government aims to
reduce the number of such zero balance accounts by using this and related schemes.

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Pradhan Mantri Suraksha Bima Yojana – 2015
Pradhan Mantri Suraksha Bima Yojana is a government-backed accident insurance scheme in India. It was originally
mentioned in the 2015 Budget speech by Finance Minister Arun Jaitley in February 2015. It was formally launched by
Prime Minister Narendra Modi on 9 May in Kolkata. As of May 2015, only 20% of India's population has any kind of
insurance, this scheme aims to increase the number.

Pradhan Mantri Suraksha Bima Yojana is available to people between 18 and 70 years of age with bank accounts. It has an
annual premium of ₹12 (19¢ US) exclusive of taxes. The Service tax is exempted on Pradhan Mantri Suraksha Bima Yojana.
The amount will be automatically debited from the account. The accident insurance scheme will have one year cover from
June 1 to May 31 and would be offered through banks and administered through public sector general insurance
companies.

In case of accidental death or full disability, the payment to the nominee will be ₹2 lakh (US$3,100) and in case of partial
Permanent disability ₹1 lakh (US$1,600). Full disability has been defined as loss of use in both eyes, hands or feet. Partial
Permanent disability has been defined as loss of use in one eye, hand or foot.

This scheme will be linked to the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana scheme. Most of these
account had zero balance initially. The government aims to reduce the number of such zero balance accounts by using
this and related schemes. Now all Bank account holders can avail this facility through their net-banking service facility at
any time of the year.

As of 24th April 2017, 10 crore people have already enrolled for this scheme. 9,705 claims have been disbursed against
12,975 claims received.

In April 2017, Haryana Government has announced that all Haryana residents in the age group of 18-70 years will be
covered by PMSBY, wherein the state government would reimburse the premium to the beneficiary.

Pradhan Mantri Jeevan Jyoti Bima Yojana – 2015

Pradhan Mantri Jeevan Jyoti Bima Yojana is a government-backed Life insurance scheme in India. It was originally
mentioned in the 2015 Budget speech by Finance Minister Arun Jaitley in February 2015. It was formally launched by
Prime Minister Narendra Modi on 9 May in Kolkata. As of May 2015, only 20% of India's population has any kind of
insurance, this scheme aims to increase the number.

Pradhan Mantri Jeevan Jyoti Bima Yojana is available to people between 18 and 50 years of age with bank accounts. It has
an annual premium of ₹330 (US$5.10). The Service tax is exempted on Pradhan Mantri Jeevan Jyoti Bima Yojana. The
amount will be automatically debited from the account. In case of death due to any cause, the payment to the nominee
will be ₹2 lakh (US$3,100).

As of 24 April 2017, 3.11 crore people have already enrolled for this scheme. 60,422 claims have been disbursed against
63,767 claims received.

Sukanya Samriddhi Account – 2015

Sukanya Samriddhi Account (literally Girl Child Prosperity Account) is a Government of India backed saving scheme
targeted at the parents of girl children. The scheme encourages parents to build a fund for the future education and
marriage expenses for their female child.

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The scheme was launched by Prime Minister Narendra modi on 22 January 2015 as a part of the Beti Bachao, Beti Padhao
campaign. The scheme currently provides an interest rate of 8.3% (for July 2017 to October 2017 ) and tax benefits. The
account can be opened at any India Post office or branch of authorised commercial banks.

The account can be opened anytime between the birth of a girl child and the time she attains 10 years age by the guardian.
Only one account is allowed per child. Parents can open a maximum of two accounts for each of their children (exception
allowed for twins and triplets). The account can be transferred to anywhere in India.

A minimum of ₹1,000 must be deposited in the account annually. The maximum deposit limit is ₹150,000. If the minimum
deposit is not made in a year, a fine of ₹50 will be levied.

The girl can operate her account after she reaches the age of 10. The account allows 50% withdrawal at the age of 18 for
higher education purposes. The account reaches maturity after time period of 21 years from date of opening it. Deposits
are made for first 14 years, after this period the account will earn only applicable rate of interest.If the account is not
closed, then it will not earn interest at the prevailing rate. If the girl is over 18 and married, normal closure is allowed.

SSY Closure on maturity Rules 2016

(1) The Account shall mature on completion of a period of twenty-one years from the date of its opening: Provided that
the final closure in the Account may be permitted before completion of such period of twenty one years, if the account
holder, on an application, makes a request for such premature closure for reasons of intended marriage of the Account
holder and on furnishing of age proof confirming that the applicant will not be less than eighteen years of age on the date
of marriage:

Provided that no such premature closure shall be made before one month preceding the date of the marriage or after
three months from the date of such marriage.

(2) On maturity, the balance including interest outstanding in the Account shall be payable to the Account holder, on an
application by the Account holder for closure of the Account, and on furnishing documentary proof of her identity,
residence and citizenship.

(3) No interest shall be payable once the Account completes twenty-one years from the date of its opening.

Beti Bachao, Beti Padhao Yojana - 2015

Beti Bachao, Beti Padhao is a social campaign of the Government of India that aims to generate awareness and improve
the efficiency of welfare services intended for girls. The scheme was launched with an initial funding of ₹100 crore (US$16
million).

In 26 August 2016, Olympics 2016 bronze medallist Sakshi Malik was made brand ambassador for BBBP.

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