THE INSTANT MILLIONAIRE

A Millionaire Reveals How To Achieve

Spectacular Financial Success
MARK FISHER
Main Theme
Life delivers exactly what you demand of it.
Attaining wealth is surprisingly straightforward - set specific written goals with deadlines and channel all thoughts and actions
towards that goal. In the long run, the only limits placed on your own achievements are those you set for yourself.
You don’t become a millionaire when you have a million dollars. You become a millionaire the instant you commit yourself to that
goal in writing with a specific deadline and then consistently concentrate all your faculties towards the objective.

Principle #1. Principle #4.

Written Goals Hold The Key To Obtaining Wealth
The secret of wealth building is to write down the specific
amount of money you desire and to set a deadline by which
to accomplish that target. Your written goal will then become
your own magnificent obsession and guiding principle.
External circumstances are unimportant - the key is what
you think about all day long. Where you head financially is a
direct reflection of your thoughts.
Written goals channel thoughts in desired directions.
Tranquillity Is The Greatest Manifestation Of Power
Concentration is the key to success in all facets of life. The
better you are able to concentrate, the more clearly you see
things as they really are.
As you increase your power of concentration, your ability to
solve problems increases and you are literally able to
achieve anything. You then become the true master of your
own destiny.

Principle #2. Principle # 5.

Character Equals Destiny
The stronger a person’s character is, the more powerful his
thoughts will be and the more quickly these thoughts will
become reality, thus shaping the circumstances of his life.
The greatest secret of all successful achievement is
believing. Through self-repetition, you can take control of
your thoughts thereby directly affecting your financial
circumstances for the better. Every great (and every
not-so-great) accomplishment begins with the correct mental
preparation.
The Order Of The Rose
The rose has been a symbol of life since time began. The
thorns are the trials and tribulations encountered on the
road of experience towards the true beauty of existence. All
of life is basically an exercise in concentration.
When your mind has become strong, you come to realize
that life’s problems no longer hold any sway over you. Then,
dreams and reality literally coincide.

Principle #3. Principle # 6.

True Happiness
The key to leading a truly successful life is to live each day
to the fullest by doing exactly what you would be doing if this
was your last day on earth.
Find something that you love doing, that you would do even
if you were a millionaire many times over, and put your
whole body and soul into excelling at that endeavor. In this
way, there is no such thing as work to be done. You’ll love
every single minute of your life.
Money Only Equals Freedom
When you have achieved the freedom wealth gives, many
illusions vanish. You realize that what really counts is your
mental attitude, and the channeling of your power of desire
towards a specific monetary objective.
You literally achieve the amount of freedom you believe you
can achieve.
 The Instant Millionaire - Page 2 -

Principle #1.
Written Goals Hold The
Key To Your Wealth
Main Idea
The mysterious secret of wealth building is so simple many
people don’t accept it. It is to write down the amount of money you
want to earn, to set a deadline by which you’ll achieve that goal
and to remind yourself of your goal so frequently that it begins to
become your own personal magnificent obsession.
Supporting Ideas
Most people are afraid to come out and ask for the things they
want. They prefer to hint at their intentions, or when they do ask
for things, they don’t insist enough.
Wealth builders, however, know and express exactly what they
are shooting for. They have written goals stating succinctly and
exactly what they are aiming at. They realize there is a direct
correlation between what they think about and what they do.
Anybody who doesn’t think he can grow rich rarely does. You
have to start by believing that you can, and then craving it
passionately.
Some of the most common excuses people give for failing to
achieve their financial goals are;
Not enough time
----
If one person earns $500 for 40 hours of work, does that mean
someone earning $500,000 is working 400 hours per week?
Every one has the same 168 hours per week - they alone hold
the key to the value put on their own efforts. No-one can set
the value of your time without your permission. If you want to
earn more, simply put a higher self value on your work.
No money
----
Since time immemorial, the rich have been amassing fortunes
using other people’s money. Anyone really serious about
making money has never failed to somehow find the money
to get started.
Waiting for the perfect conditions
----
External circumstances, whether emotional, social or
professional, are a mirror image of your thoughts. Everything
in life is basically a matter of attitude. Only those with
uninformed minds will accept the common belief that external
factors play any part in your life’s events.
It sounds too easy to be true
----
The Technique
The mysterious secret of wealth building is to write down the
amount of money you want and how much time you allow yourself
to make it. All the millionaires in the world agree they became rich
the moment they set themselves a deadline for acquiring a set
amount. If you don’t know where you are heading, you’ll never get
anywhere at all.
Most people are unaware that we get out of life exactly what we
expect. If our target is vague, whatever you get will be just as
muddled. If you ask for the minimum, you’ll get the minimum.
All targets must be formulated the same way - precisely stated
with a set time limit. The amount of money you set as a goal to
earn represents almost to a cent your own self image of your
worth. If you want to earn more, you need to change how your self
image is formed and projected. Everything that happens to us is
brought on by our thoughts. Life is exactly as we picture it to be.
All those who have accomplished significant success in life,
regardless of their field, have always ignored the objections
raised by the rational thinkers and intellectuals. No matter what
anyone else says, all that counts for you is what your thoughts
lead to. Others can influence your thoughts only to the degree that
you allow them to.
Reasoning and logic are necessary in order to achieve success,
but they are only instruments and faithful servants. They can
become roadblocks in the way of great achievements which are
created by those who have faith in the power of the mind.
All achievers started by firmly believing they would be successful.
They can then tap their inner creative powers.
You will earn more simply by expanding your self image. The
greatest limitation man can impose on himself, and thus the
greatest obstacle to his success, is mental. Expand your mental
limits and you expand your life. Explode your limitations and you
explode the limitations on your life.
You translate your self image into concrete terms by the goals
you set. Life will bow before the limits you set for yourself -
whether you are aware of this or not.
You have to start by setting yourself an objective that is bold but
at the same time reasonable.
To get started today;
Write down the following on a piece of paper
In six years from today, I will be a millionaire.

True genius resides in simplicity. The non-achievers like

complexity because it gives them an excuse to fail. It shifts the Sign it and date it with today’s date. Now put this piece of paper
blame away from where it really lies - themselves. Successful somewhere where you will see it frequently.
people attract wealth to themselves almost miraculously.
---- What about caution?

If you want to make sure you succeed in life, make sure you
have no choice in the matter. You have to put your back to the
wall. When you cut off all your exits, you mobilize all your inner
In six years from today, I will be a millionaire.
powers. At that point, when you want something to happen
with every fiber of your being, you will be unleashing
tremendous inner powers of creativity. Caution may help you Signed: _________________
avoid mistakes, but it can also cause you to miss out on some
good opportunities.
Date : _______
 The Instant Millionaire - Page 3 -
Principle #2.
Character Equals Destiny
Main Idea
The speed with which goals are accomplished is proportional to
character. The more powerful your thoughts, the stronger your
character and the more speedily you will achieve any goal.
Taking control of your thought process, with self-repetition, will
directly improve your financial situation.
Supporting Ideas
Desire sustains your thoughts. The more passionate your desires
are, the more rapidly your goals will be achieved. The way to
become rich is to desire it fervently. In every facet of life, sincerity
and fervor are necessary ingredients of success.
The Technique
When imagination and logic are in conflict with each other, the
imagination almost invariably takes over. In other words, a
thought, even when false, can have an affect if you believe it to
be true. The way to gain faith to achieve anything is by repetition
of words. The best part is that this formula will work even if you
don’t yet believe it’s effectiveness.
The technique involves self suggestion - harnessing the inner
monologue everyone continually hold with themselves. A thought
introduced into this level of consciousness will work for you
whether it is already true or not.
Follow these steps;
1. Write your goal down on a piece of paper. It should be
detailed, especially including a date by which that goal will be
accomplished.
2. Repeat your goal aloud day and night at least fifty times, and
more if you can. Saying it aloud affects your mind even more
deeply.
At first, it won’t be easy to repeat your goal fifty times. After ten or
so repetitions, your mind may wander. Bring your mind back onto
the subject and start at zero again until you manage to reach fifty.
If you can’t stick with this elementary form of discipline, you must
give up your dream of becoming rich.
As you keep repeating the formula, little by little you will notice a
difference creeping into your life. Your goal will seem more and
more natural. It’ll become part of your life in just the same way
that the narrow image you had of yourself until now was accepted.
Correctly programmed in this manner, your subconscious will
work wonders for you. If you issue it the order to make you into a
millionaire, it will definitely execute it. Remind it daily that this is
it’s mission until your goal becomes your own personal
magnificent obsession. Your only job is to arrange the details
correctly.
It is vitally important to be specific. Set plans and chart your
course. Work out your projections until you find a plan that suits
you. You have to start by dreaming to get rich. You must be able
to quantify your dream, translating it into sums of money and
dates. You will soon see that this little game will quickly reveal
what you consider to be your real worth.
The greatest secret of all successful achievement is believing. If
you have faith that you will accomplish something, you will. Like
everyone else, your self image is so powerful that it unwittingly
becomes your destiny. Outer circumstances end up matching the
inner image you have of yourself with amazing precision. To
become rich, create a new self-image for yourself.
Man is quite simply the reflection of the thoughts stored in his
subconscious. Your subconscious will accept a new self image in
exactly the same way as it accepts your current image. Repetition
is the key to resolving any conflicts between your unconscious
and conscious minds. If you pretend that something is true, your
subconscious cannot discriminate between truth and falsehood.
The power of your self image projects to other people and brings
about the kind of circumstances that make things come together.
This may appear too easy for you to accept at first, but you must
base your judgment on the results you get rather than on an
arbitrary intellectual criteria.
Life unerringly delivers exactly what you expect from it. No more,
no less. We tend to forget that life is generally ready to give us
much more than we realize or are used to asking for. The
problems that face us have little to do with us. Never let a problem
acquire so much importance that it traumatizes you.
Life can be a bed of roses or hell on earth. The world is but a
reflection of your inner self. The conditions you have in life are a
mirror image of your inner thoughts. Anyone who understands
this principle obtains power. Knowing it will bring freedom. It is
now only a matter of time until you become a millionaire in reality.
When imagination and logic are in conflict with each
other, the imagination invariably takes over.
The greatest secret of all successful achievement is
believing.
If you pretend that something is true, your subconscious
cannot discriminate between truth & falsehood.
Correctly programmed, your subconscious will work
wonders for you.
Your self image is so powerful that it unwittingly becomes
your destiny.
To become rich, all you need do is to create a new self
image.
 The Instant Millionaire - Page 4 -

Principle #3.
True Happiness
Main Idea
What occupation would you follow even if you were a
multi-millionaire? What would you spend your time doing if this
were your last day on earth? Get involved in whatever area is the
answer to both these questions and put your whole body and soul
into your work. Be involved in something that you passionately
love doing. Then work becomes the most exciting thing in your
life, and an all embracing preoccupation.
Supporting Ideas
During your search for wealth, don’t lose sight of the fact that if
you lose happiness you lose everything. Money is an excellent
servant but a tyrannical master.
The key to happiness is to honestly answer the question;
"If I were to die tomorrow, could I tell myself at the instant of my
death that I have accomplished everything I set out to do today?"
The Technique
Ask yourself two questions;
If I had a million dollars in the bank right now, what would I spend
today doing?
If I were to die tomorrow, what would I do with my time today?
The answer to these questions will identify the field you must be
working in to make your fortune. Find a career you passionately
love, and that you would do even if you were absolutely rich, or
your time was extremely limited. And then throw your entire
energies into your chosen field. Excel at your work.
Remember that character equals destiny. Strengthen your mind
and circumstances will yield to your desires. You will be in the
driving seat to control your own life.
And finally, repeat aloud the following saying 50 times per day;
Every day, in every way, I am getting better and better.

When you have done exactly what your inner self feels you
should do each day, you’ll feel free to leave the world each day.
You must live life with passion, doing whatever it is you love.
Those who never do what they really enjoy doing have given up
their dreams and already belong to the living dead.
If you knew you were going to die tomorrow, what would you do
today? Unhappy people would do something totally different to
what they now do. The truly happy would do exactly what they
normally do every day of their lives.
Millionaires are absolutely passionate about their careers. For
them, working becomes as agreeable as a hobby. That’s why
most of the rich rarely take holidays. Why should they deprive
themselves of what they enjoy so much? It is also why they
continue to work even after becoming millionaires many times
over.
To be a genius simply means to do what you enjoy doing. That is
the true genius of life. Mediocrity is never daring to do what you
love, either for fear of what others will say or for fear of losing
security.
Live with this thought in mind;
"I refuse to die without having had the courage to do what I
wanted to do. I do not want to die because society tricked me, that
it had got the better of me and annihilated my dreams."
To become a millionaire, you must enjoy your occupation. Those
who stay in a job they hate are doubly penalized. Not only does
their work weigh them down but, worse still, it doesn’t even make
them wealthy. Most people spend their entire lives in this strange
paradox. Why? Because they are unaware of the genuine laws of
success and because of fear. They waste their lives and their
chances of success by clinging to a type of security that is
mediocre at best. Their minds are not strong enough to see
reality.
 The Instant Millionaire - Page 5 -
Principle #4.
Tranquillity Is The Greatest
Manifestation Of Power
Main Idea
Tranquillity comes as a direct result of directed concentration.
When your mind reaches the level of concentration where you
become totally absorbed in whatever you’re doing, then you have
obtained the inner peace that is tranquillity.
Supporting Ideas
The harder your mind is concentrating on something, the more
you live in the present. You then become absorbed with whatever
you are doing, instead of seeing life through a hazy film of dreams
found in the majority of people.
Concentration is the key to success in all facets of life. By
increasing your powers of observation, you will be able to become
realistic in the truest sense of the word. You won’t become
negligent, just realistic. Instead of wasting your nervous energy
biting your nails over your worries, you’ll apply yourself to solving
them.
The better you are able to concentrate, the more quickly and
efficiently you’ll be able to work. You can spot details that others
overlook. You become realistic in the deepest sense of the word.
You’ll see things as they really are.
When your mind reaches a proper level of concentration, your
ability to solve problems will become formidable. The image you
have of yourself will change as you understand why you’ve been
placed in the exact spot where you are in the world. You’ll
experience what could be called a feeling of destiny. And a feeling
of acceptance will seep into your mind.
You’ll also come to recognize your own personal starting point
which will guide your future career and enable you to take the
reins of your personal destiny firmly in your hands.
The Technique
Repeat the following thoughts whenever you repeat aloud your
goals;
Be still then, and know that I am God.
I can do anything, nothing is impossible, as soon as I become
master of my own destiny.
Principle # 5.
The Order Of The Rose
Main Idea
The rose has been a symbol of life throughout all recorded
history. When you gain control over your mind and a deepened
ability to concentrate, you will understand why. When your mind
becomes strong enough, dreams and reality will literally coincide
for you.
Supporting Ideas
Each time life seems too difficult to bear, or each time you have
doubts about yourself or your abilities, ponder the rose and
remember what it represents. Every ordeal, problem or mistake
are like the thorns that will one day be transformed into a
magnificent petals. Like a stem full of thorns, suffering leads to
light and will make you attain beauty. Thorns are the road of
experience, the trials and tribulations you must undergo to
understand the true beauty of existence.
All of life is basically an exercise in concentration. When your
mind reaches it’s highest level of concentration, you enter that
singular state where dreams and reality literally coincide.
At a certain height above the earth, clouds never exist. If the
clouds in your life are blocking your light, it is simply because your
soul hasn’t soared high enough.
It is commonly believed that money is hard to come by and that
you have to work hard to get it. In reality, the value of work is that
it strengthens the fiber of your mind and forces you to think more.
When you’ve earned a lot of money, you realize that what counts
is your mental attitude, the power of your desire and the fact of
having been able to channel this desire by means of a specific
monetary target.
Most people fail because they neglect to do these things. This is
why many are seemingly forced to do hard or unappealing work
to earn their living. Don’t forget that outside circumstances always
end up reflecting the state of your mind and the nature of your
innermost convictions.
When you need money, if you’re positive that you can get it easily
and quickly, you will. If you are convinced that you will get what
you ask for at the very moment you ask, and if you pretend that
you already have it, then you will get it. Our deepest convictions
always come true.
Get rid of doubts by repeating positive thoughts. Turn your words
into royal decrees. When your mind has become powerful
enough, each thought will become a command. The time it will
take to accomplish your desires will become briefer and briefer,
and finally instantaneous. By then, you will have learned to truly
master yourself.
 The Instant Millionaire - Page 6 -
The Technique
Each day, set aside some time to concentrate on a rose. Stare at
this flower for longer and longer periods of time. When you are
able to do this for twenty minutes, your concentration will be
excellent. If your heart becomes like a rose, your life will be
transformed.
The secret lies in mental concentration. When your mind has
become strong and self assured through concentration, you’ll
come to realize that life’s problems no longer have any hold. You
then understand that circumstances are only as important as the
mind believes them to be. A problem is a problem only if you think
it is. The stronger your mind is, the more insignificant your
problems will be.
Principle #6.
Money Only Equals Freedom
Main Idea
Money is only a means to an end, not an end in and of itself. It
gives you freedom to achieve your goals and targets. You literally
achieve the amount of freedom through financial means that you
believe you can achieve.
Supporting Ideas
Money obeys the law of abundance. It must flow freely to be able
to multiply.
Man’s greatest possession is freedom. Wealth gives freedom.
With it, you’ll see many illusions vanish. You’ll also understand
that true freedom is found in detachment, which is the highest
form of freedom.
Never lose sight of the true nature of wealth. Don’t let the pursuit
of wealth become an overwhelming desire. Strive instead for the
freedom to achieve your goals that wealth will bring.
 The Instant Millionaire - Page 7 -
Key Quotes
Where you head financially is a direct reflection of what you think
about all day long. There is a direct correlation between what you
think about and what you do.
True genius resides in simplicity. Non-achievers like complexity
because it gives tham an excuse to fail.
If you want to ensure you succeed in life, get into a situation where
you have no choice in the matter.
Most people are unaware we get out of life exactly what we
expect. If our target is vague and muddled, whatever you achieve
will similarly be vague and muddled.
All those who have accomplished significant success in life have
always ignored the objections raised by the rational thinkers and
intellectuals.
The greatest limitation man can impose on himself, and thus the
greatest obstacle to his success, is mental. Expand your mental
limits and you expand your life.
When imagination and logic are in conflict with each other, the
imagination almost invariably takes over. In other words, a
thought, even when false, can have an effect if you believe it to
be true.
Mn is quite simply the reflection of the thoughts stored in his
subconscious. Your subconscious will accept a new self image in
exactly the same way as it accepts your current image. Your self
image is so powerful that it unwittingly becomes your destiny. To
become rich, all you need to do is to create a new self image.
The greatest secret of all successful achievement is believing. If
you pretend that something is true, your subconscious cannot
discriminate between truth and falsehood. Correctly
programmed, your subconscious will work wonders for you.
During your search for wealth, don’t lose sight of the fact that if
you lose happiness, you lose everything. Money is an excellent
servant but a tyrannical master.
What occupation would you follow even if you were a
multimillionaire? What would you spend your time doing if this
were your last day on earth? Get involved in whatever area is the
answer to both these questions and put your whole body and soul
into your work.
To be a genius means to do what you enjoy doing. Mediocrity is
never daring to do what you love, either for fear of what others will
say or for fear of losing security.
Live with this thought in mind;
‘‘I refuse to die without having had the courage to do what I
wanted to do. I d not want to die because society tricked me, that
it had got the better of me and annihilated my dreams.’’
When your mind reaches the level of concentration where you
become totally absorbed in whatever you’re doing, then you have
obtained the inner peace that is tranquillity.
Concentration is the key to success in all facets of life. The better
you are able to concentrate, the more quickly and efficiently you’ll
be able to work. When your mind reaches a proper level of
cncentration, your ability to solve problems will become
formidable.
Each time life seems too difficult to bear, or each time you have
doubts about yourself or your abilities, ponder the rose and
remember what it represents. Every ordeal, problem or mistake
are like the thorns that will one day be transformed into
magnificent petals. Like a stem full of thorns, suffering leads to
light and will help you attain beauty. Thorns are the road of
experience, the trials and tribulations you must undergo to
understand the true beauty of existence.
 The Instant Millionaire - Page 8 -

4. TRANQUILLITY
EXERCISES
Repeat aloud the following thoughts fifty times each
morning and fifty times each night;
1. WRITTEN GOALS
Have a specific, written goal or goals with a deadline for ---- Be still then, and know that I am God.
accomplishment.
Example; ---- I can do anything, nothing is impossible, as soon as I
become master of my own destiny.

GOAL
5. THE ROSE
In six years from today, I will be a Each day, set aside some time to concentrate on a rose.
millionaire.
Increase your period of concentration until you can study
a rose for 20 minutes at a time.
Signed:__________________
This exercise will increase your powers of concentration
and strengthen your mind’s sharpness.
Once written, put your goal somewhere where you will
see it frequently.
6. FREEDOM
Remind yourself often that the greatest possesion of all
2. VOCAL REPETITION is the freedom to achieve your goals and targets.
Repeat you goal or goals aloud fifty times each morning Never lose sight of the fact that the only benefit of wealth
and fifty times each night. is increased freedom to achieve your goals.
This will focus your thoughts and ultimately your actions
on achieving your goal or goals.
Saying it aloud affects your mind even more deeply.

3. TRUE HAPPINESS
Work in whatever field you consider best answers the
following questions;

---- If I had a million dollars in the bank right now, what would
I spend today doing?

---- If I were to die tomorrow, what would I do with my time

today?

Repeat aloud the following fifty times each morning and

fifty times each night;

---- Every day and in every way I am getting better and

better.