1.

𝐶 = 180000
𝑡 = 160/365
𝑖 = 15% = 0.15 𝑎𝑛𝑢𝑎𝑙
160
𝐼 = 180000 × 0.15 × 365 = 11,835.62

R/. Cantidad a pagar = 𝐶 + 𝐼 = 180,000 + 11,835.62 = 191,835.62

2.
𝐶 = 40,000
𝑡 = 1 𝑚𝑒𝑠
13
𝑖= % = 0.0108 𝑚𝑒𝑛𝑠𝑢𝑎𝑙
12
𝐼 = 40,000 × 0.0108 × 1 = 433.33
R/. Produce $ 433.33 mensuales.
3.
𝐶 = 50,000
𝑡 = 3 𝑚𝑒𝑠𝑒𝑠
𝑖 = 2.20% = 0.022 𝑚𝑒𝑛𝑠𝑢𝑎𝑙
𝑀 = 𝐶(1 + 𝑖𝑡) = 50,000(1 + 0.022 ∗ 3) = 53,300

4.
𝐶 = 220,000
𝑡 = 2 𝑚𝑒𝑠𝑒𝑠
𝑖 = 0.2% = 0.002 𝑚𝑒𝑛𝑠𝑢𝑎𝑙
𝑀 = 𝐶(1 + 𝑖𝑡) = 220,000(1 + 0.002 ∗ 2) = 220,880

5.
𝐶 =?
𝑡 = 2 𝑎ñ𝑜𝑠
𝑖 = 0.8% ∗ 12 = 0.008 ∗ 12 = 0.096 𝑎𝑛𝑢𝑎𝑙
𝑀 = 60000
𝑀
𝐶=
1+𝑖∗𝑡
60000
𝐶= = 50,335.57
1 + 0.096 ∗ 2

6.
𝐶 =?
𝑡 = 2 𝑚𝑒𝑠𝑒𝑠
𝑖 = 1.8% = 0.018 𝑚𝑒𝑛𝑠𝑢𝑎𝑙
𝑀 = 20000
𝑀
𝐶=
1+𝑖∗𝑡
20000
𝐶= = 19,305.02
1 + 0.018 ∗ 2

7.

𝐶 =?
66
𝑡= = 0.1808 𝑎ñ𝑜𝑠
365
𝑖 = 5% = 0.05 𝑎𝑛𝑢𝑎𝑙
𝑀 = 5000
𝑀
𝐶=
1+𝑖∗𝑡
5,000
𝐶 = 1+0.05∗0.1808 = 4,955.20

8.
𝐶 =?
124
𝑡= = 0.3397 𝑎ñ𝑜𝑠
365
𝑖 = 6% = 0.06 𝑎𝑛𝑢𝑎𝑙
𝑀 = 3500
𝑀
𝐶=
1+𝑖∗𝑡
3,500
𝐶= = 3,430.09
1 + 0.06 ∗ 0.3397
9.
𝐶 =?
𝑡 = 1 𝑚𝑒𝑠
18
𝑖= % = 1.5% = 0.015 𝑚𝑒𝑛𝑠𝑢𝑎𝑙
12
𝑀 = 850
𝑀
𝐶=
1+𝑖∗𝑡
850 850
𝐶= = = 837.44
1 + 0.015 ∗ 1 1.015

10.
𝐶 =?
60
𝑡= = 0.1643 𝑎ñ𝑜𝑠
365
𝑖 = 17% = 0.17 𝑎𝑛𝑢𝑎𝑙
𝑀 = 9,000
𝑀
𝐶=
1+𝑖∗𝑡
9,000 9,000 9,000
𝐶= = = = 8,755.45
1 + 0.17 ∗ 0.1643 1 + 0.027931 1.027931

11.
𝐶 = 45,000
𝑡 = = 1 𝑚𝑒𝑠
18%
𝑖= = 1.5% = 0.015 𝑚𝑒𝑛𝑠𝑢𝑎𝑙
12
𝐼 = 45,000 × 0.015 × 1 = 675
Ingreso mensual por el interés: $675
 12.
𝐶 =?
𝑡 = = 1 𝑎ñ𝑜
𝑖 = 10% = 0.1 𝑎𝑛𝑢𝑎𝑙
𝐼 = 450 ∗ 12 = 5,400 𝑎𝑛𝑢𝑎𝑙
𝐼 =𝐶∗𝑖∗𝑡
𝐼 5400
𝐶= = = 54,000
𝑖 ∗ 𝑡 0.1 ∗ 1
R/. $ 54,000

13.
𝐶 = 22,000
6
𝑡= = 0.5 𝑎ñ𝑜𝑠
12
𝑖 = 16% = 0.16 𝑎𝑛𝑢𝑎𝑙
𝐼 = 22,000 ∗ 0.16 ∗ 0.5 = 1,760
R/. Debe pagar $1,760 en intereses.

14.
𝐶 = 7,500
𝑡 = 1 𝑚𝑒𝑠
8
𝑖 = % = 1.33333% = 0.0133333 𝑚𝑒𝑛𝑠𝑢𝑎𝑙
6
𝐼 = 7500 ∗ 0.0133333 ∗ 1 = 99.99
R/. Deberá pagar $100 de interés mensual.
 15.

Deuda A) Deuda B)
𝐶 = 80,000 𝐶 = 125,000
𝑡 = 6 𝑚𝑒𝑠es 𝑡 = 6 𝑚𝑒𝑠𝑒𝑠
𝑖 = 1.5% = 0.015 𝑚𝑒𝑛𝑠𝑢𝑎𝑙 12
𝑖= % = 1% = 0.01 𝑚𝑒𝑛𝑠𝑢𝑎𝑙
𝐼 = 80,000 ∗ 0.015 ∗ 6 = 7,200 12
𝐼 = 125,000 ∗ 0.01 ∗ 6 = 7,500

Interés que pagar en los próximos 6 meses: 7, 200 + 7,500 = $14,700