 Cover Sheet: Name of Business, name of principals, address and phone number

 Business Goals
 Strategies
 Table of Contents

Section 1: The Business

 Description of Business
 Product /Service
 Market
 Location of Business
 Competition
 Management
 Personnel
 Application and Expected Effect of Loan (If needed)
 Summary

Section 2: Financial Business

 Sources and Applications of Funding

 Capital Equipment List
 Balance Sheet
 Break Even Analysis
 Income Projections (Profit and Loss Statements)
a. Five – year summary
b. Detail by months for first year
c. Detail by quarter for 2nd, 3rd, 4th & 5th Year
d. Notes of explanation
 Cash Flow
a. Detail by month for first year
b. Detail by quarter for 2nd, 3rd, 4th & 5th Year
c. Notes of explanation
 Deviation Analysis
 Historical Financial Reports for Existing Business
a. Balance sheet for the past five years
b. Income statement for the past five years
c. Tax returns

Section 3: Supporting Documents

Credit reports, references, contacts, job descriptions, letter of intent, copies of leases, contracts, legal
documents, and anything else relevant to the plan.