- ingon jud siya ug BP 22? wala siya muingon lang ug fraud????

- kay ang fraud baya pwede baya ma independent civil action diba.
- case cited talks about reservation and its non-necessity.
- wala man siay nag file ug bp 22 diba?
- diba iya manang discretion if bp22 or civil case iya ifile? in this ccase she
chose to file
civil ( damages, attorneys fees)
- it is not a separate civil action because there is no other action in the first
place
- the case here talks about a separate independent civil action -- nga makaproceed
even if naay pending criminal action for bp 22.
- ani na case ni lim kay wala man - IT IS THE ONLY ACTION
- kay kung estafa ni - pwede baya ang ICC. fraud.
-

The CAs reliance on DMPI Employees Credit Association v. Velez[25] to give due
course to the civil action of Chan independently and separately of Criminal Case
No. 275381 was unwarranted. DMPI Employees, which involved a prosecution for
estafa, is not on all fours with this case, which is a prosecution for a violation
of BP 22. Although the Court has ruled that the issuance of a bouncing check may
result in two separate and distinct crimes of estafa and violation of BP 22,[26]
the procedures for the recovery of the civil liabilities arising from these two
distinct crimes are different and non-interchangeable. In prosecutions of estafa,
the offended party may opt to reserve his right to file a separate civil action, or
may institute an independent action based on fraud pursuant to Article 33 of the
Civil Code,[27] as DMPI Employees has allowed. In prosecutions of violations of BP
22, however, the Court has adopted a policy to prohibit the reservation or
institution of a separate civil action to claim the civil l

so naa bay proof sa checks na ni bounce? naa bay proof sa purchases using the
credit cars? and

nanagyo siyag moral, (bad faith), exemplary damages.

Non-verbal communication: How students communicate differently using body language

and why does it

iability arising from the issuance of the bouncing check upon the reasons
delineated in Hyatt Industrial Manufacturing Corporation, supra