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SCHEME CATEGORIZATION
CATEGORISATION OF MUTUAL FUND SCHEMES
B R OA D SC H EM E C LAS S IF ICAT ION
Equity
12 Schemes
Hybrid
Schemes 2
Solution Oriented
4 Schemes
Debt
Schemes
9
Index Funds
2 Schemes
EQUITY SCHEMES – MARKET CAP / STRATEGY BASED
Old Scheme New Scheme Category Of Schemes Key Changes
Name Name
Old Scheme Name New Scheme Name Category of Schemes Key Changes
Tata Regular Saving Tata Equity Equity Asset Allocation: Removal of application of
Equity Fund Savings Fund Savings net long equity exposure based on Market
P/E (i.e Valuation Overlay).
SOLUTION ORIENTED SCHEMES
Old Scheme Name New Scheme Name Category of Schemes Key Changes
Old Scheme Name New Scheme Name Category of Schemes Key Changes
Tata Money Asset Allocation: Debt & Money Market Inst. With residual
Tata Liquid Fund Liquid Fund
Market Fund maturity up to 91 days maturity - upto 100%
Tata Ultra Short Tata Treasury Portfolio Macaulay Duration between 6 - 12 months
Term Fund Advantage Fund Low Duration Fund Change in Benchmark: CRISIL Low Duration Debt Index
Tata Long Term Medium to Long Portfolio Macaulay Duration between 4 - 7 years
Tata Income Fund
Debt Fund Duration Fund Change in Benchmark: CRISIL Medium to Long Term Debt Index
Asset Allocation: AA+ and above rated Corporate Debt
Tata Corporate Tata Corporate Corporate Bond Instruments - 80% to 100%, Other Debt & Money Market
Bond Fund Bond Fund Fund inst. - 0% to 20%.
Change in Benchmark: CRISIL Corporate Bond Fund Index
(An
(Anopen-endFed
open-ended equity
equity (An open ended equity (An open-ended equity Risk-O-Meter
scheme predominantly scheme investing in both scheme predominantly
investing in large cap large cap and mid cap investing in mid cap
Moderate M
stocks) stocks) stocks) ly od
te
e ra Hi erat
od ow gh el
y
M L
High
Low
Predominant Investment in Investment
investment in equity and equity predominantly in
equity & equity related instruments equity & equity LOW HIGH
related securities of well researched related instruments Investors understand that their principal
of large cap value and growth of growth oriented will be at Moderately High Risk
companies oriented Large & mid cap companies
Mid Cap Companies
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling
Tata Equity Tata India Tata Retirement Tata Retirement Tata Retirement
P/E Fund Tax Saving Fund Savings Fund - Savings Fund - Savings Fund -
Moderate Plan Progressive Plan Conservative Plan
(An open ended equity (An open ended equity (An open ended retirement (An open ended retirement (An open ended retirement
scheme following a linked savings scheme solution oriented scheme solution oriented scheme solution oriented scheme Risk-O-Meter
value investment with a statutory lock-in having a lock-in of 5 years or having a lock-in of 5 years having a lock-in of 5 years
till retirement age or till retirement age or till retirement age Moderate M
strategy) of 3 years & tax te
ly od
benefits) (whichever is earlier) (whichever is earlier) (whichever is earlier) e ra Hi erat
od ow gh el
y
M L
Long Term Long Term TRSF Moderate Plan: TRSF Progressive TRSF Conservative
High
Low
Capital Appreciation Capital Appreciation Long Term Capital Plan: Long Term Plan:
Appreciation & Capital Appreciation. Long Term Capital
Investment An equity linked LOW HIGH
Current Income. An equity oriented Appreciation &
(minimum 70%) in savings scheme Investors understand that their principal
A predominantly (between 85% - Current Income. will be at Moderately High Risk
equity & equity (ELSS) Investing equity oriented 100%) savings A debt oriented
related instruments predominantly in (between 65%-85%) scheme which (between 70%-
of companies whose Equity & Equity savings scheme provides tool for 100%) savings
rolling P/E is lower related instruments which provides tool retirement planning scheme which
than rolling P/E of for retirement to individual provides tool for
S&P BSE Sensex planning to investors retirement planning
individual investors to individual
investors
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling
Tata Banking And Tata Digital Tata India Tata India Pharma Tata Resources
Financial Services India Fund Consumer Fund And & Energy Fund
Fund Healthcare Fund
(An open ended equity (An open ended equity (An open ended equity (An open ended equity (An open ended equity
scheme investing in scheme investing in scheme investing in scheme investing in scheme investing in Risk-O-Meter
Banking & Fund Information Technology Consumption Oriented Pharma & Healthcare Resources & Energy
Moderate M
Financial Services Sector) Sector) Services Sector) Sector) te
ly od
Sector) e ra Hi erat
od ow gh el
y
M L
Long Term Capital Long Term Capital Long Term Capital Long Term Capital Long Term Capital
High
Low
Appreciation & Appreciation & Appreciation & Appreciation & Appreciation &
investment in equity/ investment in equity/ investment in equity/ investment in equity/ investment in equity/ LOW HIGH
equity related equity related equity related equity related equity related
Investors understand that their principal
instruments of the instruments of the instruments of the instruments of the instruments of the will be at High Risk
companies in companies in companies in companies in companies in
Banking & Financial Information Consumption Pharma & Healthcare Resources & Energy
Services sector in Technology Sector in Oriented sectors in sectors in India sectors in India
India through Tata India through Tata India through Tata through Tata India through Tata
Banking & Digital India Fund India Consumer Pharma & Healthcare Resources & Energy
Financial Services Fund Fund Fund
Fund
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling
High
Low
Appreciation Appreciation
To reflect/mirror the To reflect/mirror the
Nifty 50 returns by S&P BSE Sensex LOW HIGH
investing in the returns by investing
Investors understand that their principal
same stocks which in the same stocks
will be at Moderately High Risk
comprises of Nifty which comprises of
50 through Tata S&P BSE Sensex
Index Fund - Nifty through Tata Index
Fund - SENSEX
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling
(An open-ended scheme (An open ended hybrid (An open ended fund for Risk-O-Meter
investing in equity, scheme investing investment for children
arbitrage and debt) predominantly in equity having a lock-in for at least
5 years or till the child Moderate M
& equity related ely od
attains age of majority r at Hi erat
instruments) e
(whichever is earlier) od Low gh el
y
M
High
Appreciation by
Low
Appreciation Appreciation by
investing in equity investing
and equity related Investment
predominantly in
instruments predominantly in LOW HIGH
equity & equity
Income distribution equity & equity
related instruments Investors understand that their principal
by investing in related instruments
will be at Moderately High Risk
equity arbitrage (65% - 80%) &
opportunities and some portion
debt & money (between 20% to
market instruments 35%) in fixed
income instruments
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling
High
Low
Appreciation Appreciation
Investment Investment
predominantly in predominantly in LOW HIGH
equity /equity equity & equity
related instruments related instruments Investors understand that their principal
of the companies in of shariah principles will be at High Risk
the infrastructure compliant
sector in India companies and in
other instruments
allowed under
shariah principles
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling
(An open ended dynamic (An open-ended debt (An open-ended debt Risk-O-Meter
debt scheme investing scheme predominantly scheme investing
across duration) investing in AA+ and predominantly in Moderate M
above rated corporate government securities ely od
r at Hi erat
bonds) across maturity) e
od Low gh el
y
M
High
Medium Capital medium term Appreciation &
Low
Appreciation Regular Income
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling
High
High
Low
Low
over Short Term for Short Term
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling
High
Low
Regular Fixed Income Long Term Capital
for short term Appreciation & Regular
Income
LOW HIGH
Investment in Debt / Investment in Debt &
Money Market Money Market Investors understand that their principal
Instruments / Instruments / will be at Moderate Risk
Government Securities.
Government Securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Labelling
High
Low
Regular Fixed Income Regular Fixed Income
for short term for short term
LOW HIGH
Investment in Debt / Investment in Debt & Investors understand that their principal
Money Marke Money Market will be at Moderately Low Risk
Instruments / Instruments
Government
Securities
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Note: The effective date of the changes in the Schemes mentioned in this presentation has been/ will be
communicated by AMC through public notice.
Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.
Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.