Documente Academic
Documente Profesional
Documente Cultură
opasdfghjklzxcvbnmqwertyuiopasdfgh
jklzxcvbnmqwertyuiopasdfghjklzxcvb
nmqwertyuiopasdfghjklzxcvbnmqwer
tyuiopasdfghjklzxcvbnmqwertyuiopas
GENERAL KNOWLEDGE ON BANKING
AND FINANCE
dfghjklzxcvbnmqwertyuiopasdfghjklzx
Presented by : Farzana Islam Anisha
cvbnmqwertyuiopasdfghjklzxcvbnmq
wertyuiopasdfghjklzxcvbnmqwertyuio
pasdfghjklzxcvbnmqwertyuiopasdfghj
klzxcvbnmqwertyuiopasdfghjklzxcvbn
mqwertyuiopasdfghjklzxcvbnmqwerty
uiopasdfghjklzxcvbnmqwertyuiopasdf
ghjklzxcvbnmqwertyuiopasdfghjklzxc
vbnmqwertyuiopasdfghjklzxcvbnmrty
uiopasdfghjklzxcvbnmqwertyuiopasdf
ghjklzxcvbnmqwertyuiopasdfghjklzxc
Banking and Finance
Q1) Fazle Kabir is the __ governor of Bangladesh Bank ? Ans : 11th
Q2) The Central Bank of UK is/ the First Certified Central Bank of the World is-
The Bank of England (BoE)
Q8) Which is the first Organized central bank of the world? The Bank of England
Q 10) Which of the following is the function of the central bank ? – Credit
Control
Q 11) Which is the Bank of government of the Bangladesh? – Bangladesh Bank
Q 12) Which is the last lending source of other Bank or institutions? Bangladesh
Bank
Q 15) How much foreign currency has to reserve Bangladesh Bank to issue new
note or currency? 30%
Q 16) Which currencies are called to the ordered money? Note of 1 Taka and 2
Taka
Q 17 ) What is the name of central Bank of China? People's Bank of China
Q 24) What is the main work of the Bangladesh Bank? Note Issue and Credit
Control
Bangladesh Bank
Q 36) Which notes are called to the Bangladesh Bank notes? Note of 5 Taka to
1000 Taka
Secheduled Banks are licensed under the Bank Company Act, 1991
1. AB Bank Limited
2. Bangladesh Commerce Bank Limited
3. Bank Asia Limited
4. BRAC Bank Limited
5. City Bank Limited
6. Dhaka Bank Limited
7. Dutch-Bangla Bank Limited
8. Eastern Bank Limited
9. IFIC Bank Limited
10.Jamuna Bank Limited
11.Meghna Bank Limited
12.Mercantile Bank Limited
13.Midland Bank Limited
14.Modhumoti Bank Limited
15.Mutual Trust Bank Limited
16.National Bank Limited
17.National Credit & Commerce Bank Limited
18.NRB Bank Limited
19.NRB Commercial Bank Limited
20.NRB Global Bank Limited
21.One Bank Limited
22.Premier Bank Limited
23.Prime Bank Limited
24.Pubali Bank Limited
25.South Bangla Agriculture & Commerce Bank Limited
26.Southeast Bank Limited
27.Standard Bank Limited
28.The Farmers Bank Limited
29.Trust Bank Limited
30.United Commercial Bank Limited
31.Uttara Bank Limited
32.Shimanto Bank Ltd
Q 41) Dhaka Bank Ltd. started to provide Islamic banking services in the year—
2006
Q 46) The first private sector bank in bangladesh is-- AB Bank LTD.
Q 50) Money can be easily acquired and disposed of without high costs and with
relative certainty as to its value. – Liquidity
Q 51) What will result in an increase in the transaction demand for money? an
increase in the proportion of workers paid monthly, rather than weekly
Q 52) Other things remaining unchanged, what is likely to be a consequence of an
increase in net cash withdrawals from the commercial banks? a restriction in the
ability of the commercial banks to lend
Q 55) In which circumstance will an increase in the public sector deficit not lead to
an increase in the money supply other things being equal? The deficit is financed
by an increase in government borrowing from private individuals
Q 56) Which of the following banks has recently been declared to be a Public Ltd.
Co.? Sonali Bank
Q 59) What is the former name of the Sonali Bank Limited? National Bank of
Pakistan
Q 60) An/a -- payment is made out of gratitude moral obligation, kindness rather
than to fulfill a legal obligation. Ex garation
Q 65) When was the London Banker's clearing house, the first clearing house of
the world established? in 1845
Q 71) Who had earlier offered to buy out the majority shares of Rupali Bank?
Prince Bandar Bin Mohammed
Q 73) National Bank Limited starts its operation in Bangladesh? 23 March 1983
Q 74) Jamuna Bank Ltd. started formal operation in Bangladesh in the year-- 2001
Q 82) What will be consequence of a rise in the supply of money, if the money
value of national income and the general level of prices both stay constant? a fall
in the income velocity of circulation of money
Q 83) In Islamic Banking the customers are considered as -- and thus entitled to
profit sharing. Partners
Q 86) In 2004 SouthEast Bank received an award from SEDF and BASIS for--Best
IT use
Q 87) According to liquidity preference theory, what will be the result of a
reduction in the price of bonds? a reduction in the quality of money demanded
Q 88) Which one of the following institutions provides long term loan?
Bangladesh Bank
Q 89) Which of the following is government issued currencies? One and Two
Taka notes and coins
Q 91) Other things being equal, what will cause a reduction in the stock of money?
an increase in the public's desired of cash to bank deposits
Q 94) Tele Banking' was first introduced in Bangladesh by- Standard Chartered
Bank
Q 95) Which of the following will be likely to result from an open market purchase
of securities by the central bank? a fall in short-term capital inflows
Q 96) Over a given period, the nominal value of national income increased by 4%.
Over the same period the money supply declined by 2%. Which of the following is
correct? The income velocity of circulation increased by approximately 6%
Q 97) The proposed name of The Oriental Bank Ltd. After its purchase by
Switzerland based ICB Financial Group Holdings AG will be-- ICB Islamic Bank
Limited
Q 101) Bangladesh development Bank Ltd. a new bank in Bangladesh has been
created through merging of which of the following banks? BCB and BSRS
Q 108) IFC is a(n) Private sector development wing of the World Bank
Q 110) Stock exchanges of Bangladesh operate under the direct control of--
Security Exchange Commission
Q 111) The name of President of the World Bank is: Dr. Jim Yong Kim
Q 113) The act adopted for prevention of use and transfer of money illegally is
called— Money Laundering Act
Q 114) BO in BO Account stands for--Beneficiary Owner's
Q 116) The central regulatory body for the banks in Bangladesh is: Bangladesh
Bank
Q 118) The difference between a bank’s rate of interest on lending to its prime
customers and the rate of interest that it pays to others on borrowings (demand,
time or savings deposits) is called—Interest spread
Q 119 ) If nominal interest rate is 10% and inflation rate is 4% what is the real
interest rate? 6%
Q 122) Which of the following issues is included in the revenue policy? Tax and
subsidy
Q 123) In which year did Bangladesh become a member of the IMF? 1972
Q 124) Bank rate means--Interest rate at which Bangladesh Bank lend money to
other Banks
Q 125) Apart from DSE, which is the other stock Exchange of Bangladesh?
Chittagong Stock Exchange
Q 128) Where is the headquarters of the world bank group located? Washington
DC
Q 129) Which of the following deposit accounts provides the lowest interest?
Current deposit
Q 130) The MFA that regulated world trade in textile and clothing phased out in--
Dec 2004
1. a.
Islamic bank Bangladesh Ltd.
2. b.
Rajshahi Krishi Unnayan Bank
3. c.
Bangladesh commerce Bank Ltd.
4. d.
Mutual Trust Bank Ltd.
Q 133) Annual inflation rate of four or more than four digits is called--Hyper
inflation
Q 134) The term 'Book Building Method' is related to--Price discovery method of
IPO
Q 136) Business of banking started first in which of the following country? Italy
Q 137) The first NCB to register in the stock market is--Rupali Bank
Q 143) Inflation that results from only the increase in demand of commodities is
called-- Demand-pull inflation
Q 145) What is the name of the company in power sector that was listed with the
stock exchange in June 2006? DESCO
Q 146) The exchange rate of British Pound against Taka is close to: 120
Q 148) Which of the following is the major stock market index in England? FTSE
Q 152) The maximum lending rate for the commercial banks to tackle the fallout
of global recession. Which sector has been kept outside this regulation? Credit
Card and Customer Loan
Q 155) Who regulates the Indian Stock Market? Security and Exchange Board of
India
Q 156) Sadharan Bima Corporation has a market share of over -- % of the total
premium income of the insurance market of Bangladesh.20
Q 157) Which of the following is not an instrument—
1. a.
Treasury Bill
2. b.
Fixed Deposit
3. c.
Wage Earners Bond
4. d.
Defense Saving Certificate
1. a.
Deposit mobilization
2. b.
Credit control
3. c.
Providing credit
4. d.
Discounting bills
5. e.
Providing agency service
Q 163)Which of the following is known as 'Twin of Bertton Woods'? IMF, IBRD
Credit control
Q 165) Taka 10 polymer note was first introduced in Bangladesh in-- 2000
Q 166) The bank rate means---The rate at which central banks lends money to
commercial bank
Q 170)DES (Dhaka Stock Exchange) operates under the direct control of—SEC
Q 172) Share market of the country is regulated by: Securities & Exchange
Commission
Q 173) Too much money chasing too few goods - is a definition of what? Inflation
Q 176) How many development banks are there in Bangladesh for the
development of agriculture sector? 2
Q 177) Floating exchange rate means conversion rate between Dollar and Taka
will be determined by--Market
Q 178) East Pakistan Stock Exchange Association Ltd. Previous name of Dhaka
Stock Exchange, was incorporated in the year ?.1954
Q 187) ------ insurance is the oldest form of insurance that was introduced in the
12th/13th century in the northern part of Italy. Marine
Q 189) When Company offers its share to public for the first time, it is known as--
Initial Public Offering
Q 190)Which of the following is the soft loan window of the World Bank(WB)?
IDA
Q 191)Who has offered to buy out the majority shares of Rupali Bank? Prince
Badar Bin Mohammed
Q 195) The insurance policy that covers risk of robbery or theft for cash on
Counter which may also be provided for Stamps securities, money orders, postal
orders etc is called--
1. a.
Cash on Transit Insurance Policy
2. b.
Cash on Counter Insurance Policy
3. c.
Cash in Safe Insurance Policy
4. d.
All of these
Q 196) The policy by which government determines revenue expenditure, tax and
subsidy is called--Revenue policy
Q 197) Which type of bank account does not pay interest to the depositors?
Current account
Q 198) The system of exchanging one commodity for another commodity is
called--Barter system
Q 199) Which authoritative body regulates the stock markets of our country?
Securities & Exchange Commission
Q 200) Who issues Five Taka and Ten Taka note? Central Bank
Q 203) Which of the following insurance products is not offered by Sadharan Bima
Corporation? Health
Q 204) The disadvantage of dividing one commodity into pieces in barter system is
called--Indivisibility
Q 205) The current inflation rate of Bangladesh is close to which of the following?
1. a.
5%
2. b.
6%
3. c.
7%
4. d.
8%
Q 206) Which of the following account (s) can the customers open with Dhaka
Bank's Islamic Banking Branches?
1. a.
Mudaraba Term Deposit Account
2. b.
Mudaraba Special Notice Account
3. c.
Mudaraba Hajj Savings Account
4. d.
All of these
1. a.
inflation
2. b.
the business cycle
3. c.
interest rates
4. d.
all of these
Q 215) What do you understand by the term 'Call Money'? Inter-bank short-term
lending and borrowing
Q 216) Which of the following is the main source of revenue for the insurance
companies in Bangladesh? Premium
Q 219) Reduction in the price of the most of the commodities and expenditure is
called--Deflation
Q 220) Inflation that results from the increase in production cost is called--Cost
pull inflation
1. a.
Sell Assets
2. b.
Buy Assets
3. c.
Lend Money
4. d.
Rent Assets
5. e.
All of these
Q 224) When you purchase shares of corporate stock, then-- You own part of the
corporation
GOVERNORS LIST :