D R

P 7,500 11,000 10%

CAO 3,000 1,800
VS 2,000 2,000
N 3 10

0 1 2 3
P - 7,500
CAO - 3,000 - 3,000 - 3,000
VS 2,000

FC - 7,500 - 3,000 - 3,000 - 1,000

VAN -$ 13,457.93
CAUE -$ 5,411.63

0 1 2 3 4 5 6
P - 11,000
CAO - 1,800 - 1,800 - 1,800 - 1,800 - 1,800 - 1,800
VS

FC - 11,000 - 1,800 - 1,800 - 1,800 - 1,800 - 1,800 - 1,800

VAN -$ 21,289.13
CAUE -$ 3,464.71

Por CAUE, conviene optar por el Retador

 7 8 9 10

- 1,800 - 1,800 - 1,800 - 1,800

2,000

- 1,800 - 1,800 - 1,800 200

 D R1 R2
costo inicial 10000 18000
valor de encaje 3500 2500
costo anual 3000 1500 1200
vs 500 1000 500
vida util 5 5 5
DEFENSOR Y R1
DEFENSOR
0 1 2 3 4 5
P -3500
CAO -3000 -3000 -3000 -3000 -3000
VS 500

FC -3500 -3000 -3000 -3000 -3000 -2500

VAN -$ 12,662.96
CAUE -$ 4,049.33
TMAR 18%

RETADOR 1
0 1 2 3 4 5
P -10000
CAO -1500 -1500 -1500 -1500 -1500
VS 1000

FC -10000 -1500 -1500 -1500 -1500 -500

VAN -$ 14,253.65
CAUE -$ 4,558.00
TMAR 18%
NOS QUEDAMOS CON EL DEFENSOR
DEFENSOR Y R2
DEFENSOR
0 1 2 3 4 5
P -2500
CAO -3000 -3000 -3000 -3000 -3000
VS 500

FC -2500 -3000 -3000 -3000 -3000 -2500

VAN -$ 11,662.96
CAUE -$ 3,729.56
TMAR 18%

RETADOR 1
0 1 2 3 4 5
P -18000
CAO -1200 -1200 -1200 -1200 -1200
VS 500

FC -18000 -1200 -1200 -1200 -1200 -700

VAN -$ 21,534.05
CAUE -$ 6,886.11
TMAR 18%

Nos quedamos finalmente con el defensor

 CALDERA A CALDERA B
CI (P) 2,500 3,500
CAO 900 700
VS 200 350
N 10 10

CALDERA "A" 0 1 2 3 4 5 6
P - 2,500
CAO - 900 - 900 - 900 - 900 - 900 - 900
VS

FC - 2,500 - 900 - 900 - 900 - 900 - 900 - 900

TMAR 5%
VAN -$ 9,326.78
CAUE -$ 1,207.86

CALDERA "B" 0 1 2 3 4 5 6
P - 3,500
CAO - 700 - 700 - 700 - 700 - 700 - 700
VS

FC - 3,500 - 700 - 700 - 700 - 700 - 700 - 700

TMAR 5%
VAN -$ 8,690.34
CAUE -$ 1,125.44
 7 8 9 10

- 900 - 900 - 900 - 900

200

- 900 - 900 - 900 - 700

7 8 9 10

- 700 - 700 - 700 - 700

350

- 700 - 700 - 700 - 350

Yeguas 6,890,500 275,620

normal acelerad 𝐷 𝑙𝑖𝑛𝑒𝑎𝑙= (𝑃 −𝑉𝑆)/𝑛 𝐷 𝑎𝑐𝑒𝑙𝑒𝑟𝑎𝑑𝑎= 𝑃/𝑛

12 4

Depreciacion lineal

P 6,890,500 Dlineal 551,240

VS 275,620
N 12

1 2 3 4 5 6 7
YEGUAS 551,240 551,240 551,240 551,240 551,240 551,240 551,240

Depreciacion acelerada
N 4
1 2 3 4
yeguas 1,722,625 1,722,625 1,722,625 1,722,625

valor libro

Depreciacion lineal 1 2 3 4 5 6
6,339,260 5,788,020 5,236,780 4,685,540 4,134,300 3,583,060

depreciacion acelerada 1 2 3 4
5,167,875 3,445,250 1,722,625 1
𝐷 𝑎𝑐𝑒𝑙𝑒𝑟𝑎𝑑𝑎= 𝑃/𝑛

8 9 10 11 12
551,240 551,240 551,240 551,240 551,240

7 8 9 10 11 12
3,031,820 2,480,580 1,929,340 1,378,100 826,860 275,620
prestamo 223,624,735
interes 7%
n 10
financiamiento 80% 178,899,788
Cuota $ 25,471,305

1 2 3 4 5
Saldo insoluto 178,899,788 165,951,468 152,096,766 137,272,234 121,409,986
Interés 12,522,985 11,616,603 10,646,774 9,609,056 8,498,699
Cuota $ 25,471,305 $ 25,471,305 $ 25,471,305 $ 25,471,305 $ 25,471,305
Amortización 12,948,320 13,854,702 14,824,531 15,862,249 16,972,606
Saldo insoluto final 165,951,468 152,096,766 137,272,234 121,409,986 104,437,380
 6 7 8 9 10
104,437,380 86,276,691 66,844,755 46,052,582 23,804,958
7,310,617 6,039,368 4,679,133 3,223,681 1,666,347
$ 25,471,305 ### ### ### ###
18,160,688 19,431,937 20,792,172 22,247,624 23,804,958
86,276,691 66,844,755 46,052,582 23,804,958 -