Personal Monthly Budget

https://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html © 2008-2014 Vertex42 LLC

INCOME Budget Actual Difference [42]BUDGET SUMMARY Budget Actual Difference

Salary 1 8,000.00 8,000.00 - Total Income 18,500.00 18,500.00 0.00
Salary 2 10,500.00 10,500.00 - Total Expenses Err:511 17,049.00 462.50
Dividends - NET 988.50 1,451.00 462.50
Gifts Received -
Refunds/Reimbursements -
Transfer from Savings - DAILY LIVING Budget Actual Difference
Other - Groceries -
Other - Personal Supplies -
Total INCOME 18,500.00 18,500.00 - Clothing -
Cleaning -
HOME EXPENSES Budget Actual Difference Education/Lessons -
Mortgage/Rent 3,333.00 3,333.00 - Dining/Eating Out -
DEWA 950.00 950.00 - Salon/Barber -
Internet 310.00 310.00 - Pet Food -
Grocery 800.00 800.00 - Other -
Eshan Fee 950.00 950.00 - Total DAILY LIVING 0.00 0.00 -
Nihan Fee 1,170.00 1,170.00 -
Curri 3,000.00 3,000.00 - ENTERTAINMENT Budget Actual Difference
Staff Loan 2,000.00 2,000.00 - Videos/DVDs -
Gold Curri 250.00 250.00 - Music -
Baby Sitting 700.00 700.00 - Games -
- Rentals -
- Movies/Theater -
- Concerts/Plays -
Total HOME EXPENSES 13,463.00 13,463.00 - Books -
Hobbies -
TRANSPORTATION Budget Actual Difference Film/Photos -
Vehicle Payments 1,280.00 1,280.00 - Sports -
Auto Insurance 1,106.00 1,106.00 - Outdoor Recreation 100.00 100.00 -
Fuel 750.00 750.00 - Toys/Gadgets -
Parking Fee 200.00 200.00 - Vacation/Travel -
Corolla Exp 150.00 150.00 - Other -
Registration/License - Total ENTERTAINMENT 100.00 100.00 -
Other -
Total TRANSPORTATION 3,486.00 3,486.00 - SAVINGS Budget Actual Difference
Emergency Fund -
HEALTH Budget Actual Difference Transfer to Savings -
Health Insurance - Retirement (401k, IRA) -
Doctor/Dentist - Investments -
Medicine/Drugs - Education -
Health Club Dues - Other -
Life Insurance - Total SAVINGS 0.00 0.00 -
Veterinarian/Pet Care -
Other - OBLIGATIONS Budget Actual Difference
Total HEALTH 0.00 0.00 - Student Loan -
Other Loan -
CHARITY/GIFTS Budget Actual Difference Credit Cards -
Gifts Given 462.50 462.50 Alimony/Child Support -
Charitable Donations - Federal Taxes -
Religious Donations - State/Local Taxes -
Other - Other -
Total CHARITY/GIFTS 462.50 0.00 462.50 Total OBLIGATIONS 0.00 0.00 -

SUBSCRIPTIONS Budget Actual Difference MISCELLANEOUS Budget Actual Difference

Newspaper - Bank Fees -
Magazines - Postage -
Dues/Memberships - Other -
Other - Other -
Total SUBSCRIPTIONS 0.00 0.00 - Total MISCELLANEOUS 0.00 0.00 -
Personal Monthly Budget
https://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html © 2008-2014 Vertex42 LLC

INCOME Budget Actual Difference [42]BUDGET SUMMARY Budget Actual Difference

Salary 1 8,000.00 8,000.00 - Total Income 18,500.00 18,500.00 0.00
Salary 2 10,500.00 10,500.00 - Total Expenses Err:511 17,261.50 0.00
Dividends - NET 1,238.50 1,238.50 0.00
Gifts Received -
Refunds/Reimbursements -
Transfer from Savings - DAILY LIVING Budget Actual Difference
Other - Groceries -
Other - Personal Supplies -
Total INCOME 18,500.00 18,500.00 - Clothing -
Cleaning -
HOME EXPENSES Budget Actual Difference Education/Lessons -
Mortgage/Rent 3,333.00 3,333.00 - Dining/Eating Out -
DEWA 950.00 950.00 - Salon/Barber -
Internet 310.00 310.00 - Pet Food -
Grocery 800.00 800.00 - Other -
Eshan Fee 950.00 950.00 - Total DAILY LIVING 0.00 0.00 -
Nihan Fee 1,170.00 1,170.00 -
Curri 3,000.00 3,000.00 - ENTERTAINMENT Budget Actual Difference
Staff Loan 2,000.00 2,000.00 - Videos/DVDs -
Baby Sitting 700.00 700.00 - Music -
Gold curri 250.00 250.00 - Games -
- Rentals -
- Movies/Theater -
- Concerts/Plays -
Total HOME EXPENSES 13,463.00 13,463.00 - Books -
Hobbies -
TRANSPORTATION Budget Actual Difference Film/Photos -
Vehicle Payments 1,280.00 1,280.00 - Sports -
Auto Insurance 1,106.00 1,106.00 - Outdoor Recreation -
Fuel 750.00 750.00 - Toys/Gadgets -
Parking Fee 200.00 200.00 - Vacation/Travel -
Repairs - Other -
Registration/License - Total ENTERTAINMENT 0.00 0.00 -
Other -
Total TRANSPORTATION 3,336.00 3,336.00 - SAVINGS Budget Actual Difference
Emergency Fund -
HEALTH Budget Actual Difference Transfer to Savings -
Health Insurance - Retirement (401k, IRA) -
Doctor/Dentist - Investments -
Medicine/Drugs - Education -
Health Club Dues - Other -
Life Insurance - Total SAVINGS 0.00 0.00 -
Veterinarian/Pet Care -
Other - OBLIGATIONS Budget Actual Difference
Total HEALTH 0.00 0.00 - Student Loan -
Other Loan -
CHARITY/GIFTS Budget Actual Difference Credit Cards -
Gifts Given - Alimony/Child Support -
Charitable Donations - Federal Taxes -
Religious Donations 462.50 462.50 - State/Local Taxes -
Other - Other -
Total CHARITY/GIFTS 462.50 462.50 - Total OBLIGATIONS 0.00 0.00 -

SUBSCRIPTIONS Budget Actual Difference MISCELLANEOUS Budget Actual Difference

Newspaper - Bank Fees -
Magazines - Postage -
Dues/Memberships - Other -
Other - Other -
Total SUBSCRIPTIONS 0.00 0.00 - Total MISCELLANEOUS 0.00 0.00 -
HELP
https://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html © 2014 Vertex42 LLC

Intro
The purpose of this template is to help you define a monthly budget and
compare your budget to your actual income and expenses.

This worksheet uses a separate Excel Table for each major Budget
category. This allows you to insert and delete sub-categories easily.

Step 1 Update Budget Categories

You can modify the sub-categories within each table, but if you remove
an entire major category, then you will need to modify the formulas in
the Budget Summary table.

Step 2 Enter Budget Amounts

Enter values in the Budget column within each table.

If you are not sure how to set up your budget, read the article "How to
Make a Budget with a Spreadsheet" listed below.

Step 3 Enter Actual Amounts

You can either update the worksheet throughout the month, or wait until
the end of the month to enter the actual income and expenses.

Difference Column
The cells in the Difference column use conditional formatting to make
negative numbers red. If you spend more than you budgeted, the
Difference between the Projected and Actual values will be negative,
and if your Actual income is less than your Projected income, the
Difference will be a negative number.

Budget Summary
The Monthly Budget Summary table totals up all your income and
expenses and calculates the Net as Income minus Expenses. If your
Net is negative, that means you have overspent your monthly budget.

Taking the Next Step

This worksheet is a simple way to create a monthly budget, but when
you are ready to move on to a more advanced budgeting tool, try our
Money Management Template listed below.
 REFERENCES & RESOURCES

TEMPLATE Vertex42.com: Money Management Template

TIPS Vertex42.com: Spreadsheet Tips Workbook

ARTICLE Vertex42.com: How to Make a Budget with a Spreadsheet

ARTICLE Vertex42.com: Budgeting Tips

© 2014 Vertex42 LLC
Personal Monthly Budget
By Vertex42.com
https://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html

© 2008-2014 Vertex42 LLC

This spreadsheet, including all worksheets and associated content is a

copyrighted work under the United States and other copyright laws.

Do not submit copies or modifications of this template to any website or

online template gallery.

Please review the following license agreement to learn how you may or
may not use this template. Thank you.

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Do not delete this worksheet