Dealing

withmoney~
(!J) Choosethe correctwords.
3 a) I hope she arrives 4 a) If only I didn't have to
soon. get up.
b) I hope she'll arrive b) If only I don't have to
soon. get up.
c) I hope she arrived c) If only I wouldn't have
soon. to get up.

Jane,a first year economics student, said,"I'd put most

of my winnings into a 'current/ ~ accountso I
could get a high interest 2rate/rating.Then I'd saveup to
go on holiday. I'd love to visit Australia."
5 a)It's time you go. 6 a) I wish you took him.
Her friend Claudia,who studies chemistry,was keen to
b) It's time to go. b) I wish you take him.
3invest/repaythe 4Loan/crediton her car before she did
c)It's time you would c)I wish you'd take him.
anything else so that she could stop worrying about
how she would pay for it. Then, she added,"I'd spend go.
the rest Sfor/on my family for once becauseI'm always
borrowing from them when I'm short 6from/of money." 18 Find five more mistakes in this email and correct
~ them. Sometimesmore than one answeris correct.
Law student Rob told us, "It would be lovely to pay
7money/cashfor something instead of always buying
8in/on credit."

And, Jason,in his final year of a computer science

degree,said "If I were well 90ff/in,the first thing I'd do
is to invest money ,oon/in an online business." Hi Jo,

I've been at college a month now, but it feels like

I've been here all my life!
tA Wishes
Choose(1): the
I hope
correct ...; It's time
sentences. Sometimes more
had
Hard work, but I'm enjoying it. I just wish I have

~ thanoneanswer
is correct. more money. I always seem to be overdrawn.
At the moment I'm broke, but luckily it's nearly
time for my parents sending me my monthly
cheque. If only they send one every week!

how are you? How's the new job? I wish

1 a) I wish you came.
b) I wish you would
come.
c) I wish you could
come.
2 a) If only I was well off.
b) If only I would be
well off.
c)If only I were well off.
you be here instead. It would be much more fun!
If only there was a direct train service, you could
come down more often. Anyway, it's about time
I do some work. I haven't done any for two days.
hope you'd email me soon.

Sx

-
Anyway,
 8A and 88

Fill in thegapsin theconversation

withthecorrectformoftheverbs.
TOMI'm really fed up with this town. The transport situation BILL I'm sick of living at my parents' house, that's my
is getting worse and worse. main problem. I'd love a place of my own.
BILL Yes,if only there 1 w~[~lw~$..(be) a decentbus service. TOMSOwould I. It's about time we 4..

TOMYou really need to have a car,living here, don't you? (have) more independence,now we're 26!
But I can't even afford a second-handone at the BILL My mother's OK, I suppose.But she will insist on
moment. treating me like a child.
BILL It's time we both 2 (find) jobs that TOMThat's mums for you! Oh, well! Shall we go?

paid better. I always seemto be in debt thesedays. I wish I s (buy) you another
TOMMe too. I'm hoping someone at work 3 drink, but I'm broke!

(leave) soon, then I can apply for a promotion.

verbs(2):money~~
Phrasal Wishes
(2):shouldhave~(!/J
Complete
the
con:~~~~,:~epositiOns. Choosethe correctverbforms.

SAM Apparently, Jane's aunt has died and she's come 1 il1tQ some

money.
BOB Really? What's she going to do with it?
SAM Well, she's been saving Z to go to Australia so maybe she'll
DANI Dh no, look at all this traffic. We
do that, but first she wants to pay 3 the mortgage on her flat.
should 1knew~~~~the
BOB Oh, good. Maybe she can pay 4 what she owes me, too! motorway would be busy at this
time of day!
SAM Or maybe she'll buy another property. Did you hear that house
RICK Well it's too late now! What time's
prices are set to go 5 at last? the flight?
BOB a
Great.
mortgage
I've been
myself.
waiting for that to happen before I took 6 DANI In two hours. I wish I 2'dset/set
my alarm an hour earlier.
RICK We should 3booked/havebooked
SAM You do realise you have to put 7 a 10 per cent deposit on a an earlier flight really! The
traffic's always bad at this time.
house, don't you? DANI The early one was fully booked.
BOB Oh, I'll borrow that from my mum. - Dh, dear. I wish we4'd gone/went
to the airport by train instead.
SAM By the way; did you go to that new restaurant you were talking about?
RICK But you said we had too much
BOB Yes, I did. I think they tried to rip me 8 , actually. luggage,remember?
DANI I know, but we're going to miss it
SAM You're joking! What happened?
if it stayslike this..
BOB Well the bill came 9 far more than we'd expected and it
RICK Well, frankly I wish we 5didn't
turned out they'd charged us for two bottles of wine instead of decide/hadn'tdecidedto go abroad
at all. Airports are always
one. Having said that, they did take the extra money 1° the a pain in August!
bill when we complained. And they gave us a free drink too, DANI Well you should 6havetold/told
me earlier. You can organise it
which wasn't bad!
yourself next time!

~
 88 "

/A Completethe article about past regretswith the~ 1ft a) Match the beginningsof sentences1-6 to
correct form of the verbs in the boxes. ~ endingsa)-f).
1 I wish I'd -(;J.-

45
62a)
3 did
IShouldn't
It's
They
Don'twish time
something
shouldn't
you
I you hewish about
you finding a job.

give up not listen

know wait

b) have offered to pay back the deposit he borrowed

I was an only child and I always
from Amanda?
wished I 1 :g_h_~d a sister or
c) known you were broke.

brother to play with. My parents d) had paid off your loan straight away?

e) didn't have to work.

bought me a puppy instead, but it

f) have taken out such a huge mortgage.

wasn't the same! Then soon after I left drama school I

b) Match thesesentencesto 1-6 in 4a).
married my husband. I wish I 2 a bit
a) They can't afford to pay it.

longer -he was a ski instructor, twenty years older than b) You've been living off your parents long enough.

me, and I should 3 it wasn't going to c) I'd have lent you some money:

d) I'm sure she would like it back.

singing
work out.and Actually,
dancing, I should
either. Inever
used 4to love appearing in
e) You must be paying so much interest on it.

f) I'd love to retire early.

musicals at drama school, but my tutor encouraged me

to do more serious acting instead, so I joined the Royal

Shakespeare Company. I do enjoy it, but thinking back,

I wish I 5 to her and just followed my

own instinct. But we all make mistakes!

spend become
learn

Looking back, I definitely wish I

II'
6 harder at science .F
,
at school, because,although I like
my job, I should really
-, a vet- Animals are my pass~on-I also
wish I 8 to play the saxophone at school.
1 wish I / learn to dance
I'd love to have been in a jazz band.
I should also 9 a year off before university
2 You shouldn't / park here
to travel abroad, becauseI think that's a really valuable
experience that I missed out on. But more than anything 3 I wish I / not buy so much
I wish I 1° more time with my children

when they were young, because they grow up so fast. 4 / look at the weather forecast

.,
CD
~
should
.ba"I'e-
w orktake
 Reading
IA Readthe articlequickly.According
~ to the article,whatdo most
employees
prefer?
a) flexible working hours
b) a company car
~
c) a free holiday

Whichparagraph
in thearticle:
1 says that different kinds of people
should be offered different kinds
2 suggests
of perks? how( smaller companies

can afford to reward their

3 mentions
employees? the current popularity

of relaxation therapies at work?

4 says how one company provides

an exotic holiday as a work

5 benefit? examples
gives of the different

ways that employees can take a

6 talks
break about
from work?
the growing

priorities of
importance placed on a shorter

7 lists
workingthe most
day? common ways of
C Surveys show that 3 pay isn't 4 the be-all and end-all once a person is
8 rewarding
suggests thatemployees?
people value material settled in a job. Job satisfaction and persona! achievement were named
as the top motivators by almost 77 per centof managers recently, and
9 says
perks which
less these
factors days?
are most
recognition of their contribution was thought to be twice as important
as financial reward. Christine Garner,who is head of organisational
important to keep people in a
development at the Industrial Society, believes that giving staff a choice
.b7
Jo of benefits showed that a firm was 'forward thinking: "Parents may want
to take 5extra holidays to be with their children. Older people may want

/8
Synonyms
..
Look at the words/phrasesin bold
more medical benefits and younger staff may prefer additignal money."
D Richard Prior, spokespersonfor the publishing house Redwood, thinks it's
~ in the article. Match them to their the little things that count and which are most 6 appreciated by staff.
underlined synonymsin the article. Last year he announced that all staff could take the day off on their
1 b_~n.~tit,s:_=p_~[k,s: birthday, as well as leave early on Fridays in the summer. "We haven't got
huge amounts of mon~y to invest in perks, but little gestures can make a
2 big difference." These'may also include the chance to work at home
3 sometimes, extra leave after a child is born, and US-style 'duvet days',
when 7employees might decide to have a day's ~ without prior
4
notice. Other companies let workers trade in some of their salary for
extra 8 leave or give them the opportunity to take time off to study or
5
travel with the guarantee of a job when they return.
6
E Recent research has found that twice as many UK professionals would
7
rather work fewer hours than win the lottery. Being able to choose when
8 they work and what benefits are most appropriate allows employees to
balance work and home life. It's fast becoming the number one perk.

is
 Apologising
I~ Review:relativeclauses
Put the conversationin the correctorder. Sasha .Rewrite the informationin 1-6 as onesentence,using
givesan apologyand a reason,andJill responds. ~ relativeclauses.Make any otherchangesyouneed.
a) No she hadn't, but it doesn't matter.
b) And I'm also sorry for not inviting Andrea to
dinner last week.
c) Forget about it. I borrowed Jim's.
d) I had no idea you'd need the car.
e) I'm I:~all~'591'17-
~ftft~I did.:t 5"t b k hUll1t:~uuner. .".."...", ,

f) I thought Pam had done it, for some reason. .JODI

SASHA 1 ~J 2
PICOUtT
JILL

1 Jodi Picoult is an American author. She has written

JILL
more than 15 books in 16 years.
Fill in gaps 1-4 with the phrasesin box A. Then fill jQ.d i. ei(Q.«I.t_i~. an Am _ed(a n. a Y.thQ r. wbQ_bg~-
in gaps a)-d) with the phrasesin box B.
writt~ .11.mQ.r.e..t.bil.QJ s: -b-QQk~ -in .1.9.;y.e.ar.~,
A
"~"-""~ """-
2 She grew up in Long Island. It's an hour away from
Uoit tRa~ pe" yvu I~rll me what I said yesterday
New York.
I'm so late returning your call

B
-_cccc ccc_~~~-

to upset you have put it down for some reason 3 She is a best-selling writer. Her books are read all
you'd phoned until a few minutes ago over the world.

PAULA I'm sorry. I'm afraid 1l.lQ.$_t_th_atp_~fJ.YQ_I,!__lefJ.t_me,

4 Her books have been described as 'soap operas'.
GilLIE Oh, that's alright. They deal with topics such as teenageissuesand
PAULA I shouldn't aJ family problems.
2

ANDY I'm sorry for not

5 She gets a lot of ideas for her books from her
SIMONIt doesn't matter.
friends. They tell her all the gossip in the small
ANDY I had no idea bJ town they live in.
3

LUCY I'm sorry that

BECKYDon't worry about it. 6 She spends more than 100 days a year giving
readings. Shebelieves this helps .to sell her book5
LUCY thought you lived nearer,cJ.
4

JOSH Omsorry about

NICK There'sno need to apologise.

I didn't mean dJ Readingand WritingPortfolio8 p78
JOSH

I
~