LIST OF ABBREVIATIONS

Abbreviations Full Form

RBI Reserve Bank of India
SCBs Scheduled Commercial Banks
UCBs Urban Cooperative Banks
RRBs Regional Rural Banks
SEBI Securities Exchange Board of India
NI Net Income
NII Net Interest Income
NIM Net Interest Margin
BPE Business Per Employee
PPE Profit Per Employee
CAR Capital Adequacy Ratios
CRAR Capital to Risk Adjusted Ratio
NBFCs Non Banking Financial Companies
ABM Activity Based Management
MIS Management Information System
CRR Cash Reserve Ratio
SLR Statutory Reserve Ratio
ROA Return on Assets
OPR Operating Ratio
OCR Operating Cost Ratio
CAGR Compounded Annual Growth Rate
GDP Gross Domestic Product
FDI Foreign Direct Investment
ADRs American Depository Receipts
SCBs Scheduled Commercial Banks
DCCBs District Credit Co-operative Banks
UCBs Urban Co-operative Banks
SCARDBs State Co-operative Agriculture and Rural Development Banks
PACS Primary Agricultural Credit Societies

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Abbreviations Full Form
NPA Non Performing Assets
RBS Royal Bank of Scotland
CV Coefficient of Variation
SD Standard Deviation
KCCs Kissan Credit Cards
EXIM Export Import Bank

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