Sistema SAC e Sistema PRICE

Nº Amortização
Sistema PRICE Juros
Sistema SAC
Prestação Saldo Nº Amortização Juros Prestação Saldo
0 -R$ -  - 0 R$ 0.00 -R$ 10,000.00- 0 -R$ -  - -R$ -  - -R$ -  - -R$ 10,000.00-
1 R$ 913.27 -R$ 200.00- R$ 1,113.27 -R$ 9,086.73- 1 -R$ 1,000.00- -R$ 200.00- -R$ 1,200.00- -R$ 9,000.00-
2 R$ 931.53 -R$ 181.73- R$ 1,113.27 -R$ 8,155.20- 2 -R$ 1,000.00- -R$ 180.00- -R$ 1,180.00- -R$ 8,000.00-
3 R$ 950.16 -R$ 163.10- R$ 1,113.27 -R$ 7,205.04- 3 -R$ 1,000.00- -R$ 160.00- -R$ 1,160.00- -R$ 7,000.00-
4 R$ 969.16 -R$ 144.10- R$ 1,113.27 -R$ 6,235.88- 4 -R$ 1,000.00- -R$ 140.00- -R$ 1,140.00- -R$ 6,000.00-
5 R$ 988.55 -R$ 124.72- R$ 1,113.27 -R$ 5,247.33- 5 -R$ 1,000.00- -R$ 120.00- -R$ 1,120.00- -R$ 5,000.00-
6 R$ 1,008.32 -R$ 104.95- R$ 1,113.27 -R$ 4,239.01- 6 -R$ 1,000.00- -R$ 100.00- -R$ 1,100.00- -R$ 4,000.00-
7 R$ 1,028.49 -R$ 84.78- R$ 1,113.27 -R$ 3,210.53- 7 -R$ 1,000.00- -R$ 80.00- -R$ 1,080.00- -R$ 3,000.00-
8 R$ 1,049.05 -R$ 64.21- R$ 1,113.27 -R$ 2,161.47- 8 -R$ 1,000.00- -R$ 60.00- -R$ 1,060.00- -R$ 2,000.00-
9 R$ 1,070.04 -R$ 43.23- R$ 1,113.27 -R$ 1,091.44- 9 -R$ 1,000.00- -R$ 40.00- -R$ 1,040.00- -R$ 1,000.00-
10 R$ 1,091.44 -R$ 21.83- R$ 1,113.27 -R$ 0.00- 10 -R$ 1,000.00- -R$ 20.00- -R$ 1,020.00- -R$ -  -

PRICE CONSTANTE A PRESTAÇÃO MONT= CAPITAL + JUROS

SAC AMORTIZAÇÃO AMORT = PREST - JUROS 1 parcela 1000+2%*10000 -R$ 1,200.00-
SALDO = MONT - AMORT
M= C(1+i)*n juros
R$ 12,189.94 2%
R$ 1,218.99 -R$ 10,000.00-
10