ST.

THERESE MTC-COLLEGES
SENIOR HIGH SCHOOL DEPARTMENT
Magdalo Site/La Paz, Iloilo City

CHAPTER I

Background of the Study

“Poverty must not a hindrance to learn, but learning must be an escape to

poverty”

In today’s generation money plays an important role in our lives. Finances

affects a student’s academic activity. In an educational institutions, a student’s
academic performance defines a student’s success. Academic performance tells
how well a student do in school that meets the standard set by the school. Most
people believed that one’s intelligence is defined by grades however, there are
many factors affecting a student’s grades. One of the factors is the financial
support.

In an academic institution, a student’s basic needs covers school fees such

as subject requirements. As a student, being unstable financially is one of the
biggest problems to face. Some are being deprived in going to school because of
poverty, while there are also some who can go to school but have low grades
because they fail to pass their school requirements due to lack of financial
support. Financial difficulty is among the top factors that causes low grades and
sometimes dropping out of the student.

Many students, especially those who are taking TVL strand, have
difficulties towards their studies. They are the one who provide the ingredients
for their cookery class.
 Assumption of the Study

In their study we assumed the disadvantages of being a stable financially.

Financial problems among student is the serious problem so they must take
some solution such as spending their money to avoid financial problem from
occurring.

While the advantages of the students who are not stable financially are
striving hard to finish their studies. In order for them to success.
 ST. THERESE MTC-COLLEGES
SENIOR HIGH SCHOOL DEPARTMENT
Magdalo Site/La Paz, Iloilo City

Statement of the Problem

This study aims to determine the effects of financial support on student’s

performance toward their studies of St. Therese MTC – Colleges specifically.

1. How to determine the effects of financial support on student’s of St. Therese

MTC-Colleges specifically?
2. How does experiencing financial support influence student’s engagement among
TVL students?
3. In what way can financial support affects TVL student’s performance?

Conceptual Framework

INDEPENDENT VARIABLE DEPENDENT VARIABLE

Financial Support Academic Performance

The independent variable of the study, which is the financial support influences
the dependent variable which is the academic performance.

In order to determine the effect of financial support on TVL student’s

performance towards their studies we needed and independent variable for TVL
students.
 ST. THERESE MTC-COLLEGES
SENIOR HIGH SCHOOL DEPARTMENT
Magdalo Site/La Paz, Iloilo City

Definition of Terms

Tvl track – It is the strand taken up by the equipped students with job
ready skills. Technical Vocational Livelihood is one of the tracks offered in Senior
High School. It focuses on technical skills development in any area.

www.pressreader.com

In this study TVL track refers to the chosen track of our respondents.

Student – One who studies: an attentive and systematic observer: one

who attends a school.

www.merriam.com

In this study students refers to the students of St. Therese MTC-Colleges

who took the TVL strand.

Financial Support – Financial resources provided to make some project

possible. The foundation provided support for the experiment.

www.thefreedictionary.com

. In this study financial support refers to the factor that affects TVL student’s
school performance
 ST. THERESE MTC-COLLEGES
SENIOR HIGH SCHOOL DEPARTMENT
Magdalo Site/La Paz, Iloilo City

Chapter II

Review of Related Literature

Financial Support

Many students rely on loans to get them through college. Yet, sometimes
students borrow too much money while in school. Excess loan money leads to
dept that students must pay back after graduation delaying other financial goals.
With the proper educational support about living independently, students can
reduce their chance of obtaining unnecessary dept from educational loans.
Young adults generally learn their skills from parents and teachers as children.
However, parents often overlook teaching financial skills, such as budgeting and
investing, while their children are still living at home. Instead, children are forced
to learn how to handle their money when entering college and sometimes they
make mistakes that will cost them several years of repayment of loans. This
study examines what kinds of financial problems student face. By knowing what
problems students encounter, it is possible for educators to offer a course that
teachers the financial skills necessary to overcome these problems. The
participants were asked to indicate what financial education they would be
interested in if offered. Nearly all of the students expressed an interest in
learning about financial management.

http://www.researchgate.net/publication/228404924_Financial_behavior_and_pr
oblems_among_university_students_Need_for_financial_education
 ST. THERESE MTC-COLLEGES
SENIOR HIGH SCHOOL DEPARTMENT
Magdalo Site/La Paz, Iloilo City

Review of Related Study

The recession may be over, but as tuition and dept continue to rise, many
students are still under extreme pressure to make ends meet and for some, it’s
at the expense of academic pursuits.

In part responding to critics who wondered why they hadn’t explored this
earlier, the creators of the National Survey of Student Engagement this year
asked how finances were affecting student’s academic activity. The results, NSSE
director Alexander C. McCormik said, are “not too surprising, but worrisome.”

About 60 percent of full time Seniors who work more than 2 hours per
week said they frequently looked into working more hours to cover costs. Further
32 percent of Senior said financial concerns interfered with their academic
performance.

“You have to wonder what the impact is” said McCormick, who is also an
associate professor of educational leadership and policy studies at Indiana
University at Bloomington. One’s hopes that students are renting textbooks or
borrowing from a friend rather than simply going without but even then, he said,
if a student can’t open a textbook whenever needed, it’s not ideal.
 ST. THERESE MTC-COLLEGES
SENIOR HIGH SCHOOL DEPARTMENT
Magdalo Site/La Paz, Iloilo City

Chapter III
RESEARCH DESIGN
This studies concern was to find out the effect of financial support on the
students performance towards their studies. The method of investigating was
use Martinez (1988) cited by Espada and Pasigue (2006) explains that discripted
research will be an used to study the student with financial support and it will
help analyze the effect of financial support on the student performance.

Respondents of the study- the respondents of the study are the technical
vocational livelihood 11 students of St.Therese MTC-Colleges there were 30
students who served us respondents to this study, random sampling. The
researcher uses a sample chosen randomly that is meant to be unbiased
representation of the total population

Instrument

This study used the questionnaire constructed by the researcher. The

questionnaire was composed by 2 parts first part will be the background of the
questionnaire. The second part will be 30 items questions about financial support
it is designed to obtain information about the effects of financial support to the
performance towards their studies the resporalan where asked to answer the
following question

Data gathering procedure- after the questionnaire was answered, it was

gathered, the data were tabulated, analyze and inter pretend . The researcher
use frequency count was used to determine how important financial support to
the student’s performance toward their studies. Percentage was used to show
the number of respondents who responded to a particular item in the
questionnaire.
https://www.academia.edu/16591981/Financial_Status_and_Academic_Performa
nce

http://krex.k-state.edu/dspace/handle/2097/32940

http://www.frqsc.gouv.qc.ca/en/partenariat/nos-resultats-de-
recherche/histoire/the-impact-of-financial-difficulties-and-student-financial-
assistance-on-university-studies-kpb7iqu41428414630202

https://www.insidehighered.com/news/2012/11/15/finances-affect-students-
academically-nsse-2012-finds

https://thespians2011.wordpress.com/2013/06/28/financial-problems-facing-the-
education-of-students/

https://www.researchgate.net/publication/216035869_Impact_of_Parental_Supp
ort_on_the_Academic_Performance_and_Self_Concept_of_the_Student

http://theconversation.com/financial-stress-distracts-university-students-from-
academic-success-49818

https://www.educationnext.org/how-family-background-influences-student-
achievement/

https://www.researchgate.net/publication/284551946_THE_IMPACT_OF_FINANC
E_ON_THE_ACADEMIC_PERFORMANCE_OF_SECONDARY_SCHOOL_STUDENTS_I
N_AKWANGA_LOCAL_GOVERNMENT_OF_NASSARAWA_STATE_NIGERIA