HAND BOOK

ON SERVICE CONDITIONS
AND
OTHER BENEFITS TO OFFICERS

ALL INDIA BANK OF BARODA OFFICERS' ASSOCIATION

BIHAR, ORISSA AND JHARKHAND ZONE
PATNA
 PREFACE
It imparts us immense satisfaction to bring out an updated handbook on service conditions and other
benefits available to officers in Bank of Baroda. The consistent endeavour of ALL INDIA BANK OF
BARODA OFFICERS' ASSOCIATION at the Bank level and through Indian National Bank Officers'
Congress, our parent organization at the industry level for improvement of officers' service condition
and welfare measures under the leadership of our General Secretary, Sri K.K. Nair is
unparalleled in the Bank Officers' Trade Union Movement.

Our Association having the distinction of being oldest Association of officers in the entire Banking
Industry has throughout its glorious existence of 51 years made sincere efforts to improve service
conditions of officers.

In the recent past bank with our consultation has revised transfer policy, Promotion Policy, Housing
loan limit has been revised significantly with improvement in 2nd Housing loan, rental ceilings
improved to the expected level so that no officer is out of pocket, furniture scheme is revised to suit the
needs of officers, introduced Branch Head Role perquisite. A great solace that ESCORT scheme has
been revived and implemented to help family members of deceased officer.

This book will be very much useful to enlighten our officers particularly the newly recruited officers to
know about their service conditions, Basic Pay, Dearness Allowance, Other allowances and benefits
including perquisites, New Pension Scheme, Retirement Benefits, Leave Rules, Welfare Measures,
Loan Schemes, Disciplinary matters and other rights and privileges of officers. One can refer to
provision so that they are not deprived of their rightful entitlements.

This book is published to commemorate 52nd Foundation Day of our beloved organization.

PATNA
12th September, 2015
R. K. CHATTERJEE
ZONAL SECRETARY
 ALL INDIA BANK OF BARODA OFFICERS' ASSOCIATION

The All India Bank of Baroda Officers' Association was founded on 12th September 1964 and is
the oldest Association of officers in the entire banking industry. The Association is affiliated to Indian
National Trade Union Congress (INTUC) and in turn to the Indian National Bank Officers'
Congress (INBOC). It is an important constituent of United Forum of Bank Unions(UFBU). AIBOBOA
is recognised by the Bank as the collective negotiating organisation and is a constructive Body of
Officers committed to the twin objectives – progress and prosperity of Bank and Welfare of officers.
AIBOBOA through its momentous journey of 51 years with a brilliant record of service to members
and constructive approach to the wider issues has played a pivotal and unparalleled role on the
Bank's Business Growth. As an enlightened organization, the Association has always supported the
policies of the Government and helped the management to translate them into action. It has
invariably stood up against victimisation, exploitation and attack on the dignity of officers'
community.

The Central Office of the Association is located in Mumbai at the following address:
All India Bank of Baroda Officers' Association
C/o Bank of Baroda
3, Walchand Hirachand Marg,
Ballard Pier, Mumbai – 400001
Telephone – 022- 226102058
Tele Fax – 022 2261 8484
Email Address : aiboboa@yahoo.com; aiboboa@rediffmail.com.
Web Site : www.aiboboa.org

Cardinal Objectives
Protecting and promoting interests, rights and privileges of members including emoluments, service
conditions, welfare measures and redressal of their genuine grievances.

Principal Office Bearers

-Central Level General Secretary
-Zonal Level Zonal Secretary
-Regional Level Regional Secretary

Activities carried out through :

-Central Committee
-Zonal Committee
-Regional Committee
Structure for Redressal of Grievances :
-STRUCTURE MEETING WITH CORPORATE MANAGEMENT AT SIX MONTHS INTERVAL
-STRUCTURE MEETING WITH ZONAL MANAGEMENT/ REGIONAL MANAGEMENT AT SIX
MONTHS INTERVAL
-TAKING UP GRIEVANCES WITH THE CONCERNED AUTHORITIES AS AND WHEN IT ARISES.

Communication :
(a) THROUGH CIRCULARS ISSUED BY
(i) General Secretary informing about developments at Bank level and industry level. It is
widely circulated and is available on the Association's Website – www.aiboboa.org.
(ii) Issued by the Zonal Secretary covering local developments and issues.

(b) GENERAL MEETINGS :

At periodical intervals – Local, Regional and Zonal levels.

SCHEMES LAUNCHED BY THE ASSOCIATION :

-“ALL INDIA BANK OF BARODA OFFICERS' WELFARE FUND”
-“EMPLOYEES SCHEME FOR CONTRIBUTION OF RUPEES TEN PER OFFICER”(ESCORT FOR
OFFICERS)

OUR ROLE :
a) Protecting and promoting Service Conditions and Welfare measures for officers.
b) Bank's Business Development and overall growth.
c) Assisting members in the case of disciplinary actions by providing Defence representatives.
d) Equipping and Coaching candidates aspiring for promotions through conducting Coaching
classes, publishing Coaching Class Notes and arranging Mock interviews.

PARTICIPATIVE MANAGEMENT:-
I. At Board Levels
Nominee of the Association appointed as DIRECTOR representing officers on the Board of the Bank.
II. At the other Levels
Nominee of our representative on
1. Provident Fund Trust
2. Gratuity Fund Trust
3. Pension Fund Trust

“ONE FOR ALL, ALL FOR ONE”

BE A MEMBER OF THE ASSOCIATION
JOIN ALL INDIA BANK OF BARODA OFFICERS' ASSOCIATION
 INDEX
Sr. No. Content Page No.
1. SCALE OF PAY/FITMENT /STAGNATION 1
2. DEARNESS ALLOWANCE 2
3. HOUSE RENT ALLOWANCE 2
4. CITY COMPENSATORY ALLOWANCE 2
5. FPP 3
6. PQP 3
7. MID ACADEMIC YEAR TRANSFER ALLOWANCE 4
8. DEPUTATION ALLOWANCE 4
9. HILL AND FUEL ALLOWANCE 4
10. SPECIAL AREA ALLOWANCE 4
11. PROJECT AREA ALLOWANCE 4
12. SPLIT DUTY ALLOWANCE 4
13. PROVIDENT FUND 4
14. NON REFUNDABLE WITHDRAWAL FROM PROVIDENT FUND 5
15. NEW PENSION SCHEME 5
16. MEDICAL AID 7
17. MEDICAL INSURANCE SCHEME 7
18. MEDICAL CHECK UP SCHEME 8
19. HOUSING ACCOMMODATION 8
20. FURNITURE TO OFFICERS AT RESIDENCE 8
21. RECOVERY OF HOUSE / FURNITURE RENT 8
22. ENTERTAINMENT EXPENSES 9
23. REIMBURSEMENT OF CLUB MEMBERSHIP FEES 9
24. REIMBURSEMENT OF CONVEYANCE EXPENSES 10
Sr. No. Content Page No.
25. HALTING ALLOWANCE 11
26. LODGING EXPENSES 11
27. TRAVELLING EXPENSES FOR TRAVEL IN OWN VEHICLE 12
FOR OFFICIAL DUTY
28. REIMBURSEMENT OF CONVEYANCE ON TRAINING 12
29. DISCOMFORT ALLOWANCE 12
30. HOUSE MAINTENANCE ALLOWANCE 13
31. KIT ALLOWANCE 13
32. PROVISION OF NEWS PAPER & BOOK FACILITY TO OFFICERS 14
33. BRIEF CASE TO OFFICER 14
34. COMPENSATION ON TRANSFER 15
35. EXPENSES ON TRANSFER 15
36. HALTING ALLOWANCE 16
37. MODE OF TRAVEL AND EXPENSES ON TRAVEL 16
38. JOINING TIME ON TRANSFER 16
39. LEAVE TRAVEL CONCESSION 17
40. FESTIVAL ADVANCE TO OFFICERS 18
41. VARIOUS STAFF LOANS / CONVEYANCE LOAN 18
42. CLEAN OVERDRAFT FACILITY FOR STAFF MEMBERS 19
43. STAFF HOUSING LOAN 19
44. AVAILMENT OF LOANS FORM OUTSIDE SOURCES 20
45. SCHEME FOR ENCOURAGING EMPLOYEES TO PURSUE 20
PROFESSIONAL AND COMPUTER EDUCATION
46. PREFERENTIAL INTEREST RATES ON DEPOSITS 20
Sr. No. Content Page No.
47. ISSUANCE OF BOBCARD 21
48. ONLINE TRADING FACILITY 21
49. REIMBURSEMENT OF KIT ALLOWANCE FOR OVERSEAS VISITS 21
50. PAYMENT OF HALTING /DIEM ALLOWANCES TO EXPATRIATE 22
OFFICER/OFFICERS
51. SILVER SALVER SCHEME 22
52. LEAVE 22
53. UNAUTHORISED ABSENCE 25
54. SANCTION OF LEAVE AND PERMISSION TO GO ABROAD AND ISSUE OF 25
“NO OBJECTION CERTIFICATE” FOR OBTAINING/RENEWING PASSPORT
55. COMPENSATORY LEAVE 25
56. SCHEME FOR GRANT OF SABBATICAL LEAVE TO EMPLOYEES 25
57. GUIDELINE FOR PROMOTION 26
58. ASSETS LIABILITY RETURN 28
59. TERMINAL BENEFITS 29
60. ENCASHMENT OF PRIVILEGE LEAVE ON RETIREMENT 30
61. ADDITIONAL RETIREMENT BENEFIT 31
62. PRE-MATURE RETIREMENT OF OFFICER 31
63. SCHEME FOR COMPASSIONATE APPOINTMENT 31
64. ISSUANCE OF SERVICE CERTIFICATES TO RETIRED EMPLOYEES 32
65. STAFF WELFARE 32
66. HELP DESK FOR RETIRED EMPLOYEES 33
67. SEXUAL HARASSMENT AT WORK PLACE 33
68. CAREER PATH POLICY GENERALIST AND SPECIALIST OFFICERS 34
Sr. No. Content Page No.
69. DISCIPLINARY MATTERS 34
70. TRANSFER POLICY 36
71. ANNUAL PERFORMANCE APPRAISAL REPORT 37
72. SCHEME FOR LEGAL & FINANCIAL SUPPORT 38
73. OBTAINING PASSPORT BY EXECUTIVES/OFFICERS 38
74. PERSONAL ACCIDENT INSURANCE POLICY 38
75. ENHANCING PRODUCT KNOWLEDGE AMONG OFFICERS 39
76. PERFORMANCE LINKED INCENTIVES FOR EMPLOYEES 39
77. INTRODUCTION OF BRANCH HEAD ROLE PERQUISITE 39
78. LIST OF BANK DISPENSARIES 39
79. HOLIDAY HOMES 40
80. SCHEMES MANAGED BY ASSOCIATION 47
 OFFICERS' SERVICE CONDITION IN BANK OF BARODA

Service Conditions of officers in BANK OF BARODA is governed by “BANK OF BARODA

(OFFICERS') SERVICE REGULATION 1979”

(Refer Book of Instruction volume No. 13)

Officers Employees conduct, Discipline and Appeal are regulated by BANK OF BARODA
OFFICER EMPLOYEES' (Conduct) REGULATIONS 1976 & BANK OF BARODA OFFICER
EMPLOYEES' (Discipline and Appeal) REGULATION 1976.

Our Association Central Office has handed over to officers an exclusive publication on
SALARY REVISION & REIMBURSEMENT OF MEDICAL EXPENSES FOR OFFICERS ON 25TH
May 2015.

The details of above are recorded as per circular BCC:BR:107:312 dated 26/06/2015

1. SCALE OF PAY (w.e.f 01/06/2015) BCC/BR/107/312 Dated 26.06.2015 :

Scale I = 23700 980(7) 30560 1145(2) 32850 1310(7) 42020
Scale II = 31705 1145(1) 32850 1310(10)45950
Scale III= 42020 1310(5) 48750 1460(2) 51490
Scale IV= 50030 1460(4) 55870 1650(2) 59170
Scale V = 59170 1650(2) 62470 1800(2) 66070
Scale VI= 68680 1960(4) 76520
Scale VII=76520 2120(4) 85000

Fitment shall be stage to stage i.e. on corresponding stages form Ist stage onwards and the
increments shall fall on the anniversary date as usual.

For details refer Salary revision circular No. BCC:BR:107/312 Dated 26.06.2015.

Stagnation :
a) Officers in JM Grade Scale I who have moved to scale of pay for MMG Scale II in terms of
regulation 5(b) after reaching maximum of the higher scale shall be eligible for four stagnation
increments for every three completed years of service of which first two shall be Rs.1310 each
and next two Rs.1460/ each.

b) Officers in MMG/S II who have moved to scale of pay for MMG/S III in Terms of Regulation 5(b)
after reaching maximum of higher scale shall be eligible for three stagnation increments of
Rs.1460/- each for every three completed years of service and a fourth stagnation increment
of Rs 1460/- two years after receipt of third stagnation increment.

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 Provided that officers who have completed two years or more after receipt of the third
stagnation increment will get the fourth stagnation increment with effect from 01.05.2015.
c) Officers in substantive MMG Scale III i.e those who are recruited in or promoted to MMG scale
III shall be eligible for four stagnation increments of Rs1460/- each for every three completed
years of service and a fifth stagnation increment of Rs 1460/- two years after receipt of fourth
stagnation increment provided that the officers who have completed two years after receipt of
the fourth stagnation increment will get the fifth stagnation increment w.e.f 01.05.2015

d) Officers in SMGS-IV shall be eligible for one stagnation increment of Rs 1650/- three years
after reaching the maximum of scale w.e.f 01.05.2015

2. Dearness Allowance:

On and from 01.11.2012,, Dearness Allowance shall be payable for every rise or fall of 4 points over
4440 points in the quarterly average of the All India Average Working Class Consumer Price Index
(General) Base 1960 = 100 at 0.10 % of Pay.

3. House Rent Allowance (w.e.f 01/11/2012)

i) Major “A” Class Cities and Project Area Centres 9 % of Pay

in Group A
ii) Other places in Area I and Project Area centres 8 % of Pay
in Group B
iii) Other Places 7 % of Pay

Provided that if an officer produces a rent receipt, the House Rent Allowance payable to him / her shall
be the actual rent paid by him/her for the residential accommodation in excess over 0.75 % of pay in
the first stage of the Scale of Pay in which he / she is placed with a maximum of 150 % of the House
Rent Allowance payable as per aforesaid rates mentioned in Column II above.

Note : The claims of officer employees for House Rent Allowance linked to the cost of their ownership
accommodation shall also be restricted to 150 % of House Rent Allowances as hitherto.

4. City Compensatory Allowance (w.e.f 01.11.2012):

Area Rate Maximum

Amount
i Places in Area I and in the State of Goa 4 % of Basic Pay Rs. 870 /-
p.m.
ii Places with population of five lakhs and over 3 % of Basic Pay Rs. 600/- p.m.
and State Capitals and Chandigarh,
Pondicherry and Port Blair

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5. FPP: (w.e.f. 01.11.2012)

On and from 1st November 2012 FPP together with HRA shall be at the following rates and shall
remain frozen for the entire period of service.

Increment component D.A. As on 01.11.20 12 Total FPP payable where

bank’s accommodation is
provided
(A) (B) (C)
1310/- 143/- 1453/-
1460/- 159/- 1619/-
1650/- 180/- 1830/-
1800/- 196/- 1996/-
1960/- 214/- 2174/-
2120/- 231/- 2351/-

Note :
(i) FPP as indicated in “C” above shall be payable to those officer employees who are provided
with bank's accommodation.

(ii) FPP for officers eligible for HRA shall be “A” + “B” plus HRA payable on the last increment of
the relevant scale of pay..

(iii) The increment component of FPP shall rank for superannuation benefits.

(iv) only Officers who were in the service of the bank on or before 01.11.93 will be eligible for F.P.P
one year after reaching the maximum scale of pay they are placed.

6. PQP (w.e.f 01/11/12) :

(A) Officers shall be eligible for professional qualification pay as under :

(i) Those who have passed only CAIIB - Part I / JAIIB

Rs. 670/- p.m. one year after reaching top of the scale

(ii) Those who have passed both parts of CAIIB -

(a) Rs. 670/- p.m. one year after reaching top of the scale
(b) Rs. 1680/- p.m. two years after reaching top of the scale

(B) An officer employee acquiring JAIIB/CAIIB (either or both parts) qualifications after reaching
the maximum of the scale of pay, shall be granted from the date of acquiring such qualification
the first installment or PQP and the release of subsequent installments of PQP shall be with
reference to the date of release of first installment of PQP.

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7. Mid Academic year transfer allowance:

W.e.f 01.06.2015 it is payable @ Rs.1100/- per month subject to other conditions.

8. Deputation Allowance:

On and from 1st June 2015, Deputation Allowance shall be at the following rates
A) An officer deputed to serve outside the bank - 7.75% of pay with a maximum of Rs4000/- p.m.
B) An officer deputed to an organization at the same place or to the training establishment of the
bank - 4% of Pay with a maximum of Rs 2000/- p.m.

9. Hill and Fuel Allowance (w.e.f. 01/11/2012):

Place Rate
a Place with an altitude of 1000 meters and above but 2% of Pay subject to a
less than 1500 meters and Mercara Town maximum of Rs 750/- p.m.
b Place with an altitude of 1500 meters and above but 2.5% of Pay subject to a
less than 3000 meters maximum of Rs 1000/-
p.m.
c Places with an altitude of 3000 meters and above 5% of Pay subject of a
maximum o Rs 2000/- p.m.

10. Special Area Allowance (w.e.f. 01/11/2012):

At places where special area allowance is payable in terms of regulation 23(ii) of Officers' Service
Regulations, 1979/1982, the said allowance shall be payable at rates as specified in Annexure V of
BCC:BR:107:312 dated 26/06/2015.

11. Project Area Allowance (01.11.2012)

Project Area Compensatory Allowance shall be payable at the following rates:

Project Areas falling in Group A - Rs 400/- p.m.
Project Areas falling in Group B - Rs 350/- p.m.
12. Split Duty Allowance (01.11.2012)

Split Duty Allowance shall be payable at Rs 200/- p.m.

13. Provident Fund (w.e.f. 01/11/2012):

(a) While the officers who are presently covered under the Bank Employees'
Pension Regulations,1995/96 shall continue to contribute 10% of the pay towards
Provident Fund and there shall be no matching contribution.
(b) Officers who are presently covered under Contributory Provident Fund Scheme who

Page 4
 th
do not opt for Pension Scheme being made available under Joint Note dated 27
April,2010 shall continue under the contributory Provident Fund Scheme as hitherto.

(c) There shall be no Provident Fund to officers joining the services of banks on or after 1st
April,2010. They shall be covered by a Defined Contributory Pension Scheme, where
the officer will contribute 10% of pay plus Dearness Allowance and the Bank of Baroda
will make a matching contribution. The scheme shall be Governed by the provisions of
the Contributory Pension Scheme as introduced for employees of Central
st
Government w.e.f. 1 January 2004 and modified from time to time.

14. Non refundable withdrawal from Provident fund :

All confirmed employees and regular member of PF Trust of the Bank who have Completed 10 years
of Service and against whom no disciplinary action has been initiated /pending as on date of
application. Purpose and quantum of non-refundable withdrawal are

Purpose Limit for non refundable withdrawal of Provident Fund

For meeting the expenses in
connection with the marriage
of children
For meeting the cost of
Higher Education of
dependent children
-6- months grow salary subject to maximum of 50% of
Member’s own contribution towards PF/VPF
Estimated expenses for complete course or 50% of
Member’s own contribution towards PF/VPF(which is
less)

Reference Circular No.HO:BR:100/130 dated 26.08.2008

15. NEW PENSION SCHEME (BCC:BR:104/6 dated 04.01.2012) :

In terms of Joint Note dated 27.04.2010 between IBA & Officers Organisations on extending
another option for pension, Officers joining the services of the Bank on or after 01.04.2010
are eligible for the Defined Contributory Pension Scheme, which is similar to the one
governed by the provisions of New Pension Scheme introduced for the employees of Central
Government w.e.f. 01.01.2004 and as modified from time to time. Hence they are not eligible
for becoming members of Bank's Provident Fund Scheme and Pension Scheme.

In view of the above, in respect of officers of the Bank who have joined the service of the Bank
on or after 01.04.2010, deduction towards New Pension Scheme at the rate of 10% of Pay
and Dearness Allowance from the salary with a matching contribution from Bank is being
made and kept separately till the New Pension Scheme is implemented and operationalised.

Indian Bank's Association has advised that Bank's may choose the Government Sector
Pension Fund Model Scheme(PFMS) as the Joint Note and signed at industry level provides
for a scheme which will be as governed by the provisions of the New Pension Scheme
introduced for Central Government Employees.

Page 5
 Bank has decided to implement and make New Pension Scheme (NPS) operational who have
joined the Bank's service on or after 01.04.2010 under Government Sector Model through
Bank of Baroda as Point of Presence (POP).

Accordingly, the Board of Directors has authorised the Bank to implement and make NPS
Scheme operational for employees who have joined the Bank's service on or after
01.04.2010, under Government Sector Model through Bank of Baroda as Point of
Presence(POP)

Bank has already enlisted itself as a Point of Presence (POP) in order to enable the Bank for
opening of Permanent Retirement Account and obtaining Permanent Retirement Account
Number (PRAN) for every staff member joining the Scheme. Head Office Baroda is arranging
to forward the APPLICATION FORM for SUBSCRIBER REGISTRATIION for filling the same
by the employees who have joined on or after 01.04.2010 and who are still in service. Bank
has chosen Government Sector Pension Fund Model Scheme (PFMS). Details guidelines
for submission of application form are given in the circular. Last date 31.01.2012.

BRIEF SALIENT FEATURES OF THE NEW PENSION SCHEME (GOVERNMENT SECTOR

MODEL)

• The new Pension Scheme will work on defined contribution basis and will have two Tiers i.e.
Tier I & II.

• The contribution to Tier I will be mandatory for all the members of the scheme whereas
contribution to Tier II will be optional and at the discretion of the employee.

• At present Tier II Fund is not operational as the modalities of the same are yet not finalized by
the Government. All members of the scheme will be advised suitable, as and when the
modalities of Tier II Fund are finalized.

• In Tier I Fund, the members of the scheme are required to make contribution of 10% of his/her
Basic Pay and Dearness Allowance which are being deducted from their Salary and Bank is
making an equal matching contribution towards the said fund.

• Contribution in Tier I will be kept in non-withdraw able Pension Account.

• There will be a Central Record Keeping Agency.

• There will be three Pension Fund Managers namely :

a) LIC Pension Fund Limited
b) SBI Pension Fund Limited
c) UTI Retirement Solutions Limited

• The deployment of Funds will be done by NPS Trustees among LIC Pension Fund Limited,

Page 6
 SBI Pension Fund Limited and UTI Retirement Solutions Limited. The current allocation of
the fund is in proportion of 35%, 33%, and 32% respectively. The maximum equity exposure is
restricted to 15%.

• Employees can exit at or after 60 years of age from Tier I Fund. 40% of Pension Wealth Fund
mandatory for investment on exit. This will provide for pension for lifetime and his/her
dependent..

• To leave the scheme before 60 years of age, 80% of the Pension Wealth Fund is mandatory
for investment.

16. Medical Aid ( w.e.f. 01.11.2012)

On and from Ist Nov. 2012, reimbursement of medical expenses shall be as under:
A) Officers in JMG & MMG Scales - Rs. 8000/-p.a.
B) Officers in SMG & TEG Scales - Rs. 9050/- p.a.

17. Medical Insurance Scheme for Officers in lieu of the Existing Hospitalisation Scheme.

Details Guideline in respect of the implementation of Medical Insurance Scheme is awaited

particularly regarding lodgement of claim under this policy.

The scheme covers Employees+Spouse+Dependent children+any two of the dependent

Parents/Parents-in-law.

• No age limit for dependent children (including step children and legally adopted children).

• A child would be considered dependent if his/her monthly income does not exceed Rs.
10000/- per month;

• Widowed Daughter and dependent divorced/separated daughters, sisters including

unmarried/divorced/abandoned or separated from husband/widowed sisters and Crippled
Child shall be considered as dependent for the purpose of this policy.

• Physically challenged Brother/Sister with 40% or more disability shall also be covered as
Dependent.

• No age limits for dependent parents. Any two, i.e., either dependent parents or parents-in-law
will be covered as dependent.
• Parents would be considered dependent if their monthly income does not exceed Rs. 10000/-
per month or as revised by Indian Banks Association in due course, and wholly dependent on
the employee as defined in this scheme.

Sum Assured under this scheme is Rs. 4,00,000/- (Rupees Four Lacs).
(Details of the scheme is available in Annexure IV of circular dated BCC :BR:107:312 Dated
26/06/2015.)
Page 7
18. Medical Check up scheme for the employees of 45 years of age and above.

Full time confirmed employees of 45 years of age and above with their spouse are eligible for medical
check up once in 2 years in the approved diagnostic centre. Maximum amount payable for medial
check up is Rs.3000/-.

In Bihar Region following 2 centres are identified.

(i) M/s Harsh Advance Diagnosis and Research Centre, Patna.
(ii) M/s Apollo Clinic, Patna.

19. Housing Accommodation :

Housing Accommodation is provided to officers on lease basis with following ceiling w.e.f
01.03.2015 (BCC/BR/107/90 Dated 27/02/2015):

City Class Delhi Mumbai Major “A” Area I Area II Other Centers
Scale I 19000 20000 17000 13000 10000 7500
Scale II 20000 22000 18000 14000 11000 8500
Scale III 20000 22000 18000 14000 11000 8500

20. Furniture to Officers at Residence :

All officers who live in accommodation owned by the bank, leased to the bank or leased in the name of
the officer and reimbursement by the bank are eligible to avail this facility subject to revised limits as
under.

Grade/Scale Revised Cost Ceiling

JMG/S I Rs.125000/-
MMG/S II Rs.150000/-
MMG/S III Rs.175000/-
SMG/S IV Rs.200000/-

The above ceilings are inclusive of all taxes ,transportation & other charges incurred for delivery of the
furniture provided not paid/reimbursed.For details refer to BCC/BR/107/55 dated 05-02-2015

21. Recovery of House / Furniture Rent :

I. House Rent recovery shall be @ 0.75% of the first stage of the scale of pay in which officer is
placed or the standard rent for the accommodation, whichever is less. Reference
BCC/BR/107/312 dated 26.06.2015

Rates for Standard Rent applicable as on date are as under :

Page 8
 S. No Range of Living Area ( in sq. mt.) Standard Rent (Rs.)
1 Up to 50 183
2 51 to 60 241
3 61 to 75 279
4 76 to 90 387
5 91 to 105 520
6 106 to 120 632
7 121 to 150 773
8 151 to 180 924
9 181 to 225 1087
10 226 to 300 1557
11 301 to 400 1924
12 401 to 550 2290
13 Beyond 551 2672
( 1 sq. mt. = 10.76 sq. ft.)

II. Furniture rent recovery shall be @ 0.15% of the first stage of the scale of pay in which officer is
placed.

22. Entertainment Expenses (BCC:BR/102/169 dated 22.06.2010)

The revised rate as under is payable from financial year 2010-11 :

Scale Officers at Administrative Office Branch Head

(Rupees per annum)
JMG/S I 4600 5200
MMG/S II 5200 5800
MMG/S III 5800 6400
6400*
SMG/S IV & V 7300 7300
TMG/S VI & VII 16500 16500

The reimbursement is to be made to the officers proportionately on quarterly basis, on submission of

declaration.

• At very large and exceptionally large branches.

23. Reimbursement of Club membership fees:

Following amount is reimbursable:

Admission fees Entitlement (Rs)

All Officers 3000/-

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 Subscription fee Annual Ceiling (Rs)

(A) Branch Managers

Exceptionally Large Branches 2700/-
Very Large Branches 2400
Large Branches 2100
Medium Branches 1800
Small Branches 1500

(B) Others
TEG/S VI & VII 3000
SMG/S V 2400
SMG/S IV 2100
MMG/S III 1800
MMG/S II 1500
JMG/S I 1200

24. Reimbursement of Conveyance Expenses:

All officers are entitled to get reimbursement of conveyance expenses. Reimbursement of

conveyance expenses is made to officers as per actual expenses incurred by them and so declared
while claiming reimbursement or the monthly limits as specified under the scheme whichever is lower
(Refer BCC:BR:101/57 dated 20.02.2009.

Claim can be made within 3 months from the month it become due on declaration basis. The limit to
the monetary entitlement of the officers calculated on the basis of the high octane petrol rate
(premium, power etc) prevailing on the last day of the month for the eligible litres of petrol.

(A) Scheme I

This scheme would be applicable to the officers who do not own a vehicle –
Sl.No. Scale Amount for all areas (Rs.)
1 SMG/S IV 600
2 MMG/S III 500
3 MMG/S II 400
4 JMG/S I 350
(B) Scheme II

This Scheme would be applicable to the officers who own a vehicle –

Page 10
 Scale Major A class Area I Area II Area III
cities
2-wheeler Car 2-wheeler Car 2-wheeler Car 2-wheeler Car
I* 35 35 30 30 25 25 20 20
II 35 35 30 30 25 25 20 20
III 35 70 30 60 25 50 20 40

25. Halting Allowance ( w.e.f. 01/06/2015 ):

Grade / Scale Metro Major “A” class cities Area I (Rs) Other places (Rs)
(Rs) (Rs)
Scale I, II and III 1300 1100/- 950/- 800/-
Scale IV 1500 1300/- 1100/- 950/-
Boarding Expenses:

An Officer is entitled to per 'diem' boarding expenses at the same rates for Halting allowance as given
in the table above. The Officers' eligibility for Halting allowance in the event of different boarding and
lodging arrangements are given below:

Type of arrangement Eligibility for Halting Allowance

Lodging arranged by the Bank 3/4th of Halting Allowance
Boarding arranged by the Bank ½ of Halting Allowance
Both Boarding and Lodging arranged by the 1/4th of Halting Allowance
Bank

26. Lodging Expenses: (BCC: BR: 100/248 Dated 11.09.2008 w.e.f.01.09.08)

Maximum room tariff permissible (excluding
taxes)
Eligibility to stay Major A class cities Area I Other places
Scale IV 3* Hotel 5000 3400 3000
Scale II & III 2*Hotel (Non-Ac) 3400 2600 2200
Scale I 1* Hotel (Non-Ac) 2600 2200 1800
As per BR: HRM: M-35/3795 Dated 19.11.2004 Area Classification for halting allowances is as under:
Major A Class Cities : Greater Mumbai, Kolkatta, Delhi, Chennai, Ahmedabad, Bangalore,
Hyderabad.

Area I Cities : Places with population of 12 lacs & above - Patna, Pune, Nagpur, Kanpur, Surat,
Jaipur, Lucknow, Visakhapattnam, Baroda, Kochi, Indore, Bhopal, Ludhiana, Coimbatore, Madurai,
Agra, Varanasi.

Other Places: Places other than Major A Class & Area I cities.

Page 11
Other conditions

When food bill and Hotel bill both produced: ¼ Diem Allowance

When only Hotel bill produced: ¾ of Diem Allowance

When only food bill produced: ½ of Diem Allowance

When no food bill / Hotel bill produced: Full Diem Allowance

For major A class cities executives may be reimbursed actual lodging expenses maximum to the
extent of 150% of the applicable ceiling.

27. Traveling Expenses for Travel in Own Vehicle for Official Duty (Circular
No.BCC:BR:104/2 dated 02.01.2012

The following rates are applicable for reimbursement of traveling expenses for travel in own vehicle
for official duty, shifting of own vehicles by road on transfer & for availing LTC

Sr. No. Type of Vehicle Reimbursement Rate per K.M.

1 Four wheeler - Engine capacity of 1000 Rs 9.00
cc or more
2 Four wheeler - Engine capacity of less Rs 7.00
than 1000 cc
3 Motor cycle and scooter Rs 4.50
4 Mopeds Rs 3.00
Th
Above is effective from 30 Sept.2011.
For use of own vehicle, prior permission of competent authority is required.

28. Reimbursement of conveyance on Training : Non residential training programme

(Circular No.BCC:BR:102/168 dated 22.06.2010) w.e.f. 01.07.2010

Reimbursement of conveyance on training to non residential training programmes are as under :

Centre Rate
Mumbai,Delhi,Kolkata,Chennai Actual expenses subject to
Bangalore,Hyderabad,Ahmedabad Rs.125 per working day
At all other centres Actual expenses Subject to
Rs.75 per working day
29. Discomfort Allowance

Officers working in 8 a.m. to 8 p.m. branches and attending office in shifts only are eligible to get
Discomfort Allowance w.e.f 08.01.08 @ Rs. 75/- per day as per administrative guidelines.

Page 12
30. House Maintenance Allowance

Officers who have occupied Bank's house or leased house of Bank, are entitled to get House
Maintenance Allowance as under for the Financial Year 2007-08, w.e.f 01.02.2008 on self declaration
basis (BCC/BR/100/26 Dated 30.01.2008):
S.No Grade/Scale Amount (Rs)
1. Officer in scale JMG/S-I 500/- p.m.
2. Officer in scale MMG/S-II 600/- p.m.
3. Officer in scale MMG/S-III 700/- p.m.
Officers who have acquired house on leased in personal name as per Bank's Scheme, are entitled to
get House Maintenance Facility as under for the Financial year 2008-09 w.e.f. 01.02.09 on self
declaration basis (BCC/BR/101/53 dated 13.02.2009
Sl.NO. Grade / Scale Amount (Rs.)
1 Officers in Scale JMG/S I 300/- p.m.
2 Officers in Scale MMG/s II & III 400/- p.m.
3 Officers in Scale SMG/S IV 500/- p.m
Bank has also decided to extend the facility of reimbursement of House Maintenance expenses to all
Executives and Officers who are staying in their own accomodation as under (BCC:BR:103/366
dated 30.12.2011)
Grade/Scale JMG/S I MMG/S II & SMG/S IV SMG/S V & TEG/S VII
III TEG/S VI
Amount 200 300 400 500 600
(Rs.per
month)
The above facility shall be extended to officers on Bank of Baroda achieving net profit of rs.1000/-
crore or more. Facilities are on annual basis and subject to review every year after finalization of
Annual Results. Bank has since decided to dispense with the above stipulation and continue to
reimburse.

31. Kit Allowance

Branch heads are entitled to get Kit Allowance as under for the Financial Year 2007-08, w.e.f
01.02.2008 on self declaration basis (BCC/BR/100/26 Dated 30.01.2008):
S.No Grade/Scale Amount (Rs)
1. Branch Heads at Metro Centres 5000/- p.a.
2. Branch Heads at Urban Centres 3500/- p.a.
3. Branch Heads at Rural/Semi Urban Centres 2000/- p.a.
The above facility shall be extended to officers on Bank of Baroda achieving net profit of rs.1000/-
crore or more. Facilities are on annual basis and subject to review every year after finalization of

Page 13
Annual Results. Bank has since decided to dispense with the above stipulation and continue to
reimburse.

Revision in kit Allowance and Allowance for unaccompanied Baggage for Officers/Executives
selected for overseas posting:The Quantum of kit Allowance to be made uniform across countries
w.e.f. 01/04/2012 as under instead of giving separate allowance for warm & cold countries:Refer
Circular No BCC:BR:104/252 dated 10/07/2012

Category Amount in US $

1) Officer who is single 900

2) Officer accompanied by spouse 1800

3) Officer accompanied by spouse & a child 2400

4) Officer accompanied by spouse & two children 3000

32. Provision of News Paper & Book Facility to officers BCC:BR:101/129 dated 29.04.2009.

Following annual ceilings are now stipulated for officers/executives for reimbursement under this
head.
Scale of Existing Entitlement Approved monetary ceilings
officers/Exe Books(p.a) Newspapers/ Yearly Combined
cutives Periodicals Entitlement entitlement
(p.m) (News Papers/ of Books + News
Periodicals) papers/periodical
(p.a)
JMGS I 1000 1 daily news paper 1800 2800
MMG/S II 1500 1 daily news paper 1800 3300
MMG/S III 2000 1 daily news paper 1800 3800
SMG/S IV 2500 3 daily news papers 9000 11500
+ 3 periodicals
SMG/S V 2500 3 daily news papers 9000 11500
+ 3 periodicals
TEG/S VI 3000 3 daily news papers 9000 12000
+ 3 periodicals
TEG/S VII 5000 3 daily news papers 9000 14000
+ 3 periodicals
33. Brief case to Officer:

One brief case with a cost ceiling of Rs. 1500/- (including tax) can be claimed by every officer in Scale
I, II and III, once in two years on declaration basis w.e.f. 01.03.08 (Reference BCC:BR:100/67 dated
10.04.2008).

Page 14
Executive in Scale IV can claim one brief case with a cost ceiling of rs.2000/- once in two years and
one executive attache with a cost ceiling of Rs.4000/- once in three years.
Perquisites to Chief Manager SMG/S IV :
Following perquisites are available to Chief Managers
Sl.No. Perquisites Amount Periodicity
1 Crockery 2000 Once in 2 years
2 House Maintenance 1200 Per month
3 Furniture Maintenance 250 Per month
(Furniture in Bank’s house)
4 Garden Maintenance 250 Per month
(In Bank of Baroda’s house)
34. Compensation on Transfer ( BCC:BR:107/312 dated 26.06.2015) :
With effect from 01-06-2015 an officer on transfer will be eligible to draw a lump sum amount, as
indicated below, for the expenses connected with packaging, local transport, insurance etc.
S. No Grade / Scale Amount (Rs)
1. Junior & Middle Management. 15000/-
2. Senior & Top Management 20000/-
35. Expenses on Transfer :
An officer on transfer will be reimbursed his expenses for transporting his baggage by goods train up
to the following limits: -
Pay Range Where an officer has family When an officer has no family
Rs 23700/-pm to Rs 3000 Kgs. 1500 Kgs.
31705/-pm (3 tonnes) (1.5 tonnes)
Rs 31706/- pm and Full Wagon(12 2500 Kgs.
above tonnes/120 quintals) (2.5 tonnes)
Where an officer on transfer transports his baggage by Lorry, for the purpose of reimbursement of
actual charges, the maximum Limit in cases where 'full wagon' is applicable shall normally be 60
quintals by goods train. However, where the expenses incurred are beyond such maximum, the bank
may, keeping in mind the hardship involved to the officer concerned, reimburse the actual expenses
incurred on the basis that the maximum charges for transport of goods in an -8- wheeler wagon would
be 120 quintals provided the baggage is transported through approved transport operators.
Reimbursement of expenses would be made at following rates :
S No. Distance in Kilometers Rates per tonne*, per Km.
1. Up to 2000 Kms. Rs 2.80
2. Beyond 2000 Kms. Rs 1.40

Note: The above rates do not apply on a slab basis.

One Tonne = 1000 Kgs
Reference BCC:BR:101/129 dated 29.04.2009.
Page 15
36. Halting Allowance :

In terms of the guidelines from the Govt. Of India, reimbursement of maximum 15 days halting
allowance is permissible in case no residential accommodation is made available by the bank to
officer at the new place of posting.

37. Mode of Travel and Expenses on Travel ( w.e.f. 01.06.2015)

The following provisions shall apply wherever an officer is required to travel on duty:

I. An officer in JMG is entitled to travel by Ist class or AC 2 - tier sleeper by train. He may,
however, travel by air (economy class) if so permitted by competent authority, having
regard to the exigencies of business or public interest.

II. An officer in MMG is entitled to travel by Ist class or AC 2 - tier sleeper by train. He may,
however, travel by air (economy class) if the distance to be covered is more than 1000
kms. May travel for shorter distance if so permitted by competent authority.

III. An officer in Senior management is entitled to travel by AC Ist class by train or air
(economy class).

IV. The Competent Authority, having regard to the exigencies of business, may authorize
any other officer to travel by his own vehicle or by taxi or by the Bank of Baroda's
vehicle.

Vide BCC/BR/106/444 Dated 14/11/2014,TE/DA Bills, medical Bills & LTC Bills of Branch/unit heads
are to be processed and passed at HR shared services CPC & sanction for payment will be issued by
the HRCPC.

38. Joining Time on Transfer :

I. An officer shall be eligible for joining time on one occasion, not exceeding seven days,
excluding the number of days spent on travel.

II. An officer may be permitted to avail joining time in maximum two installments provided
he avails the same within 12 months from the date of his reporting to the new place of
posting and the total joining time does not exceed 7 days. On both the occasion the
joining time should be for the purpose of shifting family / goods and other incidental
activities connected with shifting / transfer and not any other purpose.

III. Officer is eligible for diem allowance for the period of days spent on travel when he is
reporting for the first time to the new place of posting.

IV. No joining time is admissible when an officer on transfer does not shift their residence
to the new place of posting. Refer to circular CO/BR/95/145 dated 21.04.2003.

Page 16
39. Leave Travel Concession (w.e.f. 01.06.2015)

During each block of 4 years an officer shall be eligible for leave travel concession for travel to his
place of domicile once in each block of two years. Alternatively, he may travel in one block of two years
to his place of domicile and in another block of two years to any place in India by the shortest route.

I. The mode and class by which an officer may avail LTC shall be same as the officer is
normally entitled to travel on transfer and other terms and conditions subject to which
the LTC may be availed of by an officer, shall be as decided by the Board from time to
time. Provided that w.e.f. 01.05.2010 an officer in JMG/S I while availing LTC will be
entitled to travel by air in the lowest fare of economy class in which case the
reimbursement will be the actual fare or the fare applicable to AC 1st Class fare by train
for the distance traveled whichever is less. The same rules shall apply when an officer
in MMG/S II and MMG/S III while availing LTC where the distance is less than 1000
kms.

BCC:BR:106/326 dated 27/08/2014-Availment of leave travel concession(LTC) by

officers.

II. LTC encashment -- An officer by exercising option any time during a 4 year block or
two year block surrender and encash his LTC (other than travel to place of domicile)
upon which he shall be entitled to receive an amount equivalent to 100% of the eligible
fare for the class of travel by train to which he is entitled up to a distance of 4500 kms
(one way) to and fro journey total 9000 kms for officers in JMG Scale I and MMG Scale
II & III and 5500 kms (one way) to and fro journey total 11000 kms for SMG IV and
above. For encashment of LTC facility the entitled class of travel by train by officers in
JMG and MMG may be taken as AC II Tier sleeper.

III. An officer in Senior Management or Top Executive Grade is entitled to travel by AC Ist
class by train or by Air (economy class).

IV. The facility of encashment of privilege leave while availing of Leave Fare Concession
is also available while encashing the facility of LFC/LTC.

V. Definition of family: For the purpose of LTC concession “Family” of an officer shall
mean an officer's spouse, wholly dependent unmarried children (including dependent
step children and legally adopted children), physically challenged brother/sister with
40% or more disability, and wholly dependent parents ordinarily residing with and
wholly dependent on the officer.

The term wholly dependent child/parent shall mean such member of family having a
monthly income not exceeding of Rs. 10000/ p.m.If the income of one of the parents
exceeds Rs.10000/- p.m. or the aggregate income of both the parents exceeds
Rs.10000/- p.m, both the parents shall not be considered as wholly dependent on the
officer.

Page 17
 VI. Please note that LTC for travel to the place of domicile (Home Town) is not
encashable. Railway grant concessional fare to Senior Citizens of 60 year of age and
above, hence encashment will be considered on the basis of concessional fare only.

VII. If an officer eligible to travel by air on LTC traveled by Air) economy class), the
economy air fare should be taken into account for reckoning the entitlement,
irrespective of the fact whether the airline allowed any complimentary facility,
including visit to an overseas place, within the economy class fare. However, on
traveling by apex /concessional fare, which is normally less than the economy fare,
the eligibility would be actual fare.(Refer Circular No.BCC:BR:101/133 dated
05.05.2009).

VIII. Overseas travel is not allowed to be undertaken by eligible officers while

availing LTC facility.For details Refer BCC:BR:106/133 dt 01/04/2014.

40. Festival Advance to officers :

A confirmed officer is eligible for Festival advance up to one month emoluments or maximum
Rs.30000/- in one calendar year w.e.f 28.01.2009. Refer BCC/BR/10/38 dated 04.02.2009.

41. Various Staff Loans :

Refer to Master circular No BCC/BR/97/103 dated 20.04.2005 for all Staff Loans excluding Staff
Housing Loan and Clean Overdraft facility for staff.

a) Take over of educational loan availed by Campus Recruitees :

Bank of Baroda has decided to offer to take over educational loan of officers recruited
from campus on or after 01.01.2009.(Refer Circular No.BCC:BR:101/285 dated
16.09.2009. and subsequent circular No BCC:BR:102/310 dated 8.11.2010 with
revised guidelines.

b) Revision of scheme of Conveyance loan to officers :

For -4- wheelers :

Eligibility All confirmed officers with continuous Circular No.BCC/BR/102/38
service of 3 years and drawing basic dated 04.02.2010
pay of not less than Rs31705/-
Limit 80% of control price of car or Rs.7.00
lacs which ever is less.
R.O.I 8.50% simple interest
Period 120 installments (Principle 90 and
interest 30) in the ratio of 3:1

Page 18
New Vehicle Loan Scheme for Officers-“Baroda Vehicle Loan For Young Officers”

Eligibility All confirmed Officers whose basic pay Circular No

is less than Rs 31705/-per month-Age BCC:BR:105:149 dated
min-21 Years 10/04/2013
Limit Rs 3.50 lacs
R.O.I Base Rate
Repayment 60 months
Baroda Vehicle Loan for Young Officers-Clarifications-Vide BCC:BR:105/382 Dated 02/09/2013

Eligibility :- Newly Recruited Officers in Scale II/Scale III drawing Basic pay of Rs 19400/- per month or
more, but not eligible to avail staff Vehicle Loan because of eligibility requirement of -3-years of
confirmed service under staff Vehicle Loan scheme are also eligible for loan under the scheme.

For -2- Wheelers :

Eligibility The officer should be confirmed in Bank’s service
Limit 90% of the control price or Rs.90000/- whichever is less.
ROI 8.50% (Simple)
Repayment 84 equated installments (70 towards principal and 14 towards Interest)
42. Clean Overdraft facility for Staff Members:

Refer to Master circular No BCC:BR:96:48 dated 28.01.2004 and BCC:BR:98:61 dated 07.03.2006
for Clean Overdraft facility available to Confirmed Staff Members with minimum service of 3 years.
Length of Service Eligibility Amount (Rs in Lacs)
3 to 5 Years 1.25
5 to 10 Years 3.10
10 years & Above 5.00

Rate of Interest w.e.f. 01.07.2010(Circular No.BCC:BR102/167 dated 22.06.2010

9% p.a. on compounding basis with monthly rests.

43. Staff Housing Loan : Revised scheme

(a) Regular Housing Loan : (:(circular No.BCC:BR:106/484 dated08/12/2014.)

Eligibility Confirmed in Bank of Baroda’s service
Loan limit 90% of total cost or 95 times of gross salary, which ever is
lower ,Upto S-IV-Rs 60lacs, S-V to VII-Rs 80lacs
Rate of Interest Upto Rs 40 lacs - 7%(simple), more than Rs 40lacs - 8% (simple)
Margin 10% of the cost
Repayment 360 installments 270 installment towards principal and 90
installments towards interest.

Page 19
The above revisions shall be applicable w.e.f 01.12.2014 Group Life Insurance cover shall be made
applicable for all staff Housing loan a/cs being sanctioned under this revised scheme .The premium
for the same shall be borne by the employees & the one time premium amount may be included as
part of the overall loan component, at the option of the borrower.

Retail Asset Product “ Baroda Additional assured Advance (AAA)-Modified Guidelines-All Existing
Home Loan Borrowers including Staff & Ex-staff Members (availed home loan under public scheme
as well as Staff Housing Loans)whose asset classification is standard are eligible for availing further
housing loan to the tune of 90% of the amount already repaid. Please refer to BCC:BR:104:289 dated
14/08/2012

(b) Additional Housing Loan : ( For Repairs, Maintenance, Enlargement, Renovation) -

Revised Scheme - BCC:BR:107/117 09/03/2015
Eligibility Confirmed in Bank of Baroda’s Service
Loan limit Rs.10 lacs
Rate of interest 7% p.a.(Simple)
Repayment 120 monthly installments – 90 equal installment towards
principal and 30 equal installments towards interest.
Margin 25% of the estimated cost.
(c) Permission to acquire a 2nd house within the overall loan ceilings under staff housing
loan
nd
Bank has permitted to avail staff Housing loan for purchase of a 2 house within the overall
max. revised limit stipulated for the staff housing loan

44. Availment of Loans from Outside Sources :

It is mandatory for all employees to take prior permission of the Bank for availing of any loans from
outside sources.

45. Scheme for Encouraging Employees to Pursue Professional and Computer Education,
through Correspondence, Part-time & Distance Learning:

Refer to Master Circular No BCC:BR:96:208 dated 01.06.2004 for above scheme.

Bank has introduced HRnes-HRMS-Online Application for permission to pursue Professional/IT

courses-BCC BR/106/140 04/04/2014

46. Preferential Interest Rates on Deposits:

The Bank may allow one per cent additional rate of interest over its ruling rate of interest on fixed
deposits, saving deposits and recurring deposits in the name of an officer, individually or jointly with
any member of his family.

Page 20
Bank has issued fresh guidelines for providing staff rates & senior citizen rate on term deposits vide
circular No HO:BR:106:36 dated 12/02/2014.
S No. Description Rate of Interest applicable
1 Primary holder-General Staff Rate
Joint Holder-Staff
2 Primary holder-General Staff Rate
Joint Holder- Senior Citizen Staff
3 Primary holder-Senior Citizen Staff Rate
Joint holder-Staff
4 Primary holder-Staff Staff Rate
Joint holder-Senior Citizen
5 Primary Holder-Senior Citizen Staff Senior Citizen Rate+Staff
Joint Holder-General Rate
Vide HO:BR:106:143 Dated 28/07/2014 , additional rate of Interest to staff members or retired staff
members is available only in case the a/c is held singly or jointly with family members where the staff
member/retired staff member is the Principal account Holder.

47. Issuance of Bob Card:

For the officers in Scale I to IV BOBCARD Exclusive or BOBCARD Gold is issued free of cost.

48. Online Trading Facility- “ Baroda e-Trading”-Special Rates for Staff:

For concessions refer to circular no BCC:BR:99/261 dated 31.08.2007.

49. Reimbursement of Kit Allowance for Overseas Visits

Officers/Executives identified for overseas postings on regular basis are reimbursed Kit Allowance in
equivalent Rupees on self declaration basis as under (Reference BCC: BR: 100/322 Dated
th
10.11.2008 & Revised guidelines as per Circular No. BCC: BR:103/189 dated 5
July,2011.(w.e.f. 01.04.2011)
Category Amount in US$
Area I Area II
Officer(if single) 900 675
Only officer & Spouse 1800 1350
Officer, Spouse & 1 child 2400 1800
Officer, Spouse & 2 child 3000 2250

Area I – US, Japan, Canada & Europe

Area II – All countries other than Area I countries.

Page 21
50. Payment of Halting /Diem Allowances to Expatriate Officer/Officers in India and visiting
Foreign Countries for official Purpose :

Please refer Master Circular No.BCC:BR:100/341 dated 25.11.2008 with reference to above matters.

Revision of payment of Halting/Diem allowance to expatriate officers/Officers in India & visiting

foreign countries for official purposes-BCC:BR:106/49-08/02/14.

51. Silver Salver Scheme :

On completion of 25 years of service bank of Baroda provides Silver Salver to the staff on immediate
succeeding Bank of Baroda's Foundation day to the value of Rs.2500/-

52. Leave :

An officer is eligible for the following kinds of leave, subject to the grant of such leave being
determined by the exigencies of service :

1. CASUAL LEAVE

• Eligibility 12 days with full emoluments in a year

• May be availed not more than 4 days at a time

• Casual leave not availed of in any year may be availed as sick leave in the following year with
full pay. It is not necessary that the unavailed casual leave is to be prefixed or suffixed to sick
leave.

• On and from 01.04.1997, Casual leave not availed of in any year may be suffixed or prefixed to
sick leave in the following three years. Further w.e.f. 04.07.2001, an officer can avail
unavailed casual leave not exceeding a day on grounds of sickness, without production of
Medical Certificate.

II. PRIVILEGE LEAVE

• For every 11 days of service on duty, an officer is eligible for one day privilege leave.

• No privilege leave may be availed of before completion of 11 months of service on duty.

• Full emoluments are paid during the privilege leave period.

• W.e.f. 01.06.2015 privilege leave may be accumulated up to not more than 270 days except
where leave has been applied for and it has been refused by the competent authority.

• An officer desiring to avail of privilege leave shall ordinarily give not less than 15 days' notice of
his intention to avail of such leave.

Page 22
III. SICK LEAVE

• W.e.f. 01.01.1990 an officer is eligible for 30 days of sick leave for each completed year of
service subject to a maximum of 18 months during the entire service.

• Accumulation is allowed upto 540 days during the entire service.

• Sick leave can be availed only on production of medical certificate acceptable to Bank.
Fitness certificate is required for resumption of duty after sick leave.

• During the sick leave period an officer shall be eligible to receive one half of the full
emoluments.

• Full emoluments may be paid during the sick leave period after debiting twice the number of
such leave period if the officer requests so.

• The sick leave credited and earned upto appointed date under terms and conditions of service
obtaining in the Bank prior to the appointed date shall be protected notwithstanding that such
accumulated sick leave may exceed the ceiling of 360 days.

• Unavailed Casual Leave as Sick Leave : Regulation 32(i)

Casual leave not availed off in any year may be suffixed or prefixed to sick leave in the following three
years. The availment of such unavailed casual leave in the following years is permitted on medical
grounds not exceeding a day without production of medical certificate.

IV. ADDITIONAL SICK LEAVE :

W.e.f. 01.01.1989 additional sick leave at the rate of one month for each year of service in excess of
24 years of service subject of maximum of three months of additional sick leave is allowed to an officer
who has put in a service of 24 years. For this purpose, service means the service spent on duty as well
as on leave including loss of pay. The benefit of commutation of additional sick leave on full pay and
allowances is allowed on or after 29.06.1999 in terms of Regulation 35.

V. MATERNITY LEAVE (w.e.f. 01.05.2010)

(a) Maternity leave, which shall be on substantive pay, shall be granted to a female
employee for a period not exceeding 6 months on any one occasion and 12 months
during the entire period of her service.

(b) Within the overall period of 12 months, leave may also be granted in case of
miscarriage/abortion/MTP

(c) Within the overall period of 12 months, leave may also be granted in case of
hysterectomy up to a maximum of 45 days.

Page 23
VI. PATERNITY LEAVE ( w.e.f 01.06.2015)

A male officer employee with less than two surviving children is eligible for -15- days paternity leave
during his wife's confinement. This leave may be combined with any kind of leave except casual
leave. This leave shall be applied upto 15 days before or upto -6- months from the date of delivery of
the child.

EXTRA-ORDINARY LEAVE ;

During entire period of service an officer shall be eligible for 360 days extraordinary leave on loss of
pay. Such leave may not be availed of except for sufficient reasons on more than 90 days at a time. It
should be duly sanctioned by the Competent Authority.

The Board may in very special cases grant leave on loss of pay upto a total period of 720 days.

VIII. SPECIAL CASUAL LEAVE AND SPECIAL LEAVE

As per Government guidelines special casual leave and special leave are granted to officers by the
Board.

LAPSE OF LEAVE

All leave shall lapse on the death of an officer or if he ceases to be in the service of the Bank.

Emoluments on account of the accumulated privilege leave at the time of death of an officer shall be
payable to his legal heirs.

An officer who retires from the Bank's service is permitted to encash his privilege leave accumulation
at the rate of last emoluments drawn.

RECALL FOR DUTY

Competent Authority may recall an officer on leave to duty wherever the Bank deems fit to do so. An
officer recalled for duty is eligible for actual expenses incurred for himself and his family members for
the onward and return journey for coming back to the station.

FURNISHING LEAVE ADDRESS

An officer who has been sanctioned leave and leaves his place of duty shall furnish the address at
which he can be contacted while out of station.

Refer to Master circular No. BCC:BR:96/284 dated 05.08.2004 on leave, special leave, leave for
going abroad, unauthorized absence.

Page 24
53. Unauthorized Absence:

For details refer to circular no CO/BR/94/133 dated 30.05.2002, BCC:BR:96/284 dated 05.08.2004
Annexure 3 & BCC/BR/98/63 dated 08.03.2006.

54. Sanction of Leave and Permission to go abroad and issue of “No Objection Certificate”
for obtaining/renewing Passport:

Refer to circular No. BCC:BR:99/265 dated 03.09.2007

55. Compensatory Leave :

A. In case of working on exigencies officers may be sanctioned Compensatory Leave

subject to sanction by an executive. Reference BCC/BR/97/352 dated 14.12.2005.

B. Reimbursement of Incidental Out of Pocket Expenses to Officers:

Reimbursement of Incidental Out of Pocket Expenses to Officers who are required to attend
duty on Sundays & Holidays:-Reference BCC:BR:104/342 dated 22/10/2012

Metro/Urban Centres Semi-urban/Rural centres

RS 250/- per day Rs 200/- per day

The ceiling of above reimbursement of incidental out of pocket expenses be allowed as under :

• Officers/Executives posted in Metro/Urban Branches/Officers – 10 days in calendar year.

• Officers/Executives posted in rural/Semi-urban branches/officers – 20 days in calendar year.

Notification on Bank Holidays on Second and Fourth Saturday of every month as Public
Holidays for Banks in India and other Saturdays of the month will be full working day w.e.f. 1st
September, 2015.

56. Scheme for grant of Sabbatical Leave to Employees:

The Bank introduced Sabbtical leave and issued circular No. BCC: BR: 98/113 dated 02.05.2006 for
sabbatical leave to employees. The scheme is kept under abeyance with immediate effect vide
circular No.BCC: BR: 101/54 dated 10.02.2009.

Page 25
Scheme for grant of Sabbatical Leave to Women employees :

Presently Bank has introduced scheme for grant of Sabbatical Leave to Women employees of the
Bank for purposes like medical grounds, care of family members, higher studies, visiting spouse etc-
Refer to circular No BCC:BR:104/132 dated 19/04/2012.

Eligibility-All full time confirmed staff members(both Award staff and Officers)working in India with
minimum 5 years of service in the Bank shall be eligible to apply for Sabbatical leave.

Sabbatical leave before completion of 5yrs of service shall be sanctioned to confirmed women
employees only in exceptional circumstances by the Authority next above the leave Sanctioning
Authority.

Mandatory Leave Policy for staff members :

All employees who have not availed leave, are required to avail Mandatory Leave for a period of
minimum -10-days continuously in the remaining period during the year. Please refer to Circular No
BCC :BR:107:179 dated 21/04/2015

57. PROMOTION POLICY FOR OFFICERS : Our Association Central Office has handed
th
over a separate publication exclusively on promotion on 16 Feb 2015.

The promotion Policy for officers, Ban's Board has approved the proposed amendments and
th
reviewed the Promotion Policy at the meeting held on 29 January, 2015. Bank has circulated the
details through Circular No. BCC:BR:107/53 dated 03.02.2015.

The government of India vide Circular No. F.No. 4/11/1/2011-R dated 14th March, 2012 has issued
guidelines for eligibility and methods of promotions in Public Sector Banks.

1. The channel of promotion and minimum experience requirements at various levels shall be as
follows:
Scale Promotion Channel Minimum Maximum Minimum
experience permissible length of
requirement relaxation by service in
Board in years years
I to II Normal/Seniority 5 1 N.A.
Channel 3 1 N.A.
Merit/Fast Track Channel
II to III Normal/Seniority 5 1 N.A.
Channel 3 1 N.A.
Merit/Fast Track Channel
III to IV Merit/Fast Track Channel 3 1 N.A.
IV to V Merit Channel 3 1 12
V to VI Merit Channel 3 1 15
VI to VII Merit Channel 3 1 18
Page 26
Selection Process :
a. No interviews or assessment of potential for promotion from Scale I to II.
b. The weightage for the different factors of promotion are as under:
Scale Written Performance Computer Literacy Group Discussion potential
Test Test
I to II 40 40 - - 20
II to III 30 50 - - 20
III to - 50 Qualify 10 40
IV
Cut off date for eligibility:

The cut off date for determining eligibility as well as completed years of service will be as on 1st of April
of the financial year (April-March) in which vacancies arise.

RURAL/SEMI URBAN SERVICE – PROMOTION FROM SCALE I TO II AND SCALE II TO III.

1. There shall be mandatory requirement of having completed two years of continuous service in
rural areas for promotion from Scale I to II, and a total of three years in rural/semi urban areas,
including the rural service in Scale I, for promotion from Scale II to III.

2. For the normal/seniority channel, officers who have put in more than the aforesaid service in
rural areas will get an advantage of further relaxation of 50%.Weightage in minimum
experience for each additional completed year service while assessing their eligibility.

Exemption/Relaxations – Rural/Semi-urban service: Officers (including Promotee Officers) recruited

under Physically Challenged Category will be exempted from rural/semi-urban posting.

EXPOSURE REQUIREMENT : PROMOTION FROM SCALE IV TO V AND FROM SCALE AND

SCALE VI TO VII

BRANCH HEAD : For being eligible for promotion to SMG/S-V, the candidates should have
Branch Head exposure for at least THREE years. For this purpose, exposure as Head of
SMELF, RLF, CSO, RBO, CBO, LDM, RMs of Regional Rural bank and Branch Head at Overseas
Territories will be included under this criteria.

ADMINISTRATIVE OFFICE : For being promoted to TEG/S-VII, the officer should have worked
as Regional/Zonal Head or must have worked, in MMG/S-III to SMG/S-V, in the Regional/Zonal
Office/Head Office/Baroda Corporate Centre for TWO years. For this purpose, exposure
Baroda Apex Academy and other Baroda Academies, Call Centres, Zonal Inspection Centres,
Regional rural Banks, BSVS, Cheque Truncation Cells & Overseas Officers will be included as

Page 27
experience of Administrative Office. Further, the experience as Chairman of Regional Rural
Banks/Associate Bank, Managing Directors of Subsidiaries and Overseas Territory Heads
would be treated as equivalent to experience as Regional/Zonal Head.

i) For promotion from Scale III to IV and IV to V,it will be mandatory to pass an examination for
Computer literacy and Computer Knowledge.

iii) It shall be mandatory to have a Group Discussion to assess Communication, Conceptual and
leadership capabilities for promotion to Scale IV and V.

Rigour Policy in Promotion for Officer Employees-Vide BCC:BR:105/383 Dated 02/09/2013

implemented in Bank of Baroda

i) In case of punishment under Minor Penalty ,No rigour of punishment is prescribed for the
purpose of promotion. However wherever punishment of “withholding of promotion” under
Regulation 4 © of BoB Officer Employees'( Discipline & Appeal) Regulations,1976 is
imposed, the period ordered by the Disciplinary Authority for withholding the promotion shall
be the rigour period. By this Officer concerned shall not be considered eligible for promotion
exercise during the relevant 12 months as on the cut-off date,i.e 1st of April every year.

ii) In case an Officer is imposed with the punishment of major penalty under Regulation 4 ( f) of
BOB Officer Employees'( Discipline & Appeal) Regulations,1976,the rigour of punishment for
the purpose of promotion shall be one year from the date of the punishment. By this Officer
concerned shall not be considered eligible for promotion exercise during the relevant 12
st
months as on the cut-off date,i.e 1 of April every year

iii) In case an Officer is imposed with the punishment of reduction in Grade or post under
Regulation 4 ( g) of BOB Officer Employees'( Discipline & Appeal) Regulations,1976, the
rigour of punishment for the purpose of promotion shall be two years from the date of the
punishment. By this Officer concerned shall not be considered eligible for promotion exercise
st
during the relevant 12 months as on the cut-off date,i.e 1 of April every year.

58. Assets Liability Return (Submission is Mandatory)

Submission of Assets and Liabilities Statement as on March every year is mandatory to be

submitted by all officers latest by 30th June of every year under Regulation 20 of Bank Of Baroda
Officers Employees (Conduct) Regulations 1976.

CARE : Non submission will be treated as Misconduct.

All Officers are required to submit their return of Assets & Liabilities Statement through HRnes-HRMS
w.e.f 31/03/2014 & a hard copy of the statement filed in HRnes-HRMS duly signed by the respective
officer employee should be to Regional office. Vide circular No-BCC/BR/106/106 14/03/2014.

Page 28
Inclusion of Lokpal Bill (BCC:BR:107:202 Dated 02/05/2015)

Declaration of Assets and liabilities by public servants under section 44 of the lokpal and lokayuktas
Act,2013 has been implemented. Presently bank has informed by circular No BCC/BR/107/404
Dated 24/08/2015 that the annual return as on 31/03/2015, which was initially required to be filed by
31/07/2015, has now been extended to 15/10/2015.

59. Terminal Benefits:

Refer to following master circular on terminal benefits like P.F, Pension and Gratuity etc:

HO/BR/96/91 dated 16.04.2004 for Provident Fund

HO: BR:96/83 dated 05.04.2004 for pension
HO/BR/96/82 dated 05.04.2004 for Gratuity

Gratuity (HO:BR:102/96 dated 26.06.2010)

Calculation of Gratuity :

One month pay for each completed year of service – Max.15 months pay plus : ½ month pay for each
year beyond 30 years of service. Pay means : average of Basic Pay + Special Pay + Officiating Pay +
PQP + Increment portion of FPP of last 12 months.

Ex: 10 years = 10 months pay, 15 years =15 months pay, 20yrs./30yrs.= 15 months pay.

32 yrs = 15 +1/2+1/2= 16 months pay.

40 yrs = 15 +1/2X10 = 20 months pay.

Service of 6 months and above will be reckoned as one year cannot be forfeited even in case of
dismissals. But if any loss to the bank on account of misconduct, it can be recovered. Employee has
right to receive Gratuity under the Act or under any award/settlement which is higher.
Payable under Gratuity Act 01.11.1997

Basic Pay / PQP

Special Pay / DA
FPP (Increment Portion)

Under Bipartite Settlement 01.11.1997

Basic Pay / PQP

Special Pay / DA = Not eligible

FPP (Increment Portion)

Page 29
As per Gratuity Act :

The ceiling on amount of Gratuity payable under Sec 4 of Gratuity Act has been raised from
Rs.3,50,000/- to Rs.10,00,000/- w.e.f. 24.05.2010… SC No.5680 dt.07/07/2010. Max. amount of
Gratuity entitled to exemption under sub-clause (iii) of clause (10) of section 10 of Income Tax Act
1961 is Rs.10,00,000/-.

In case of Officers :

Last drawn Basic + FPP + PQA + Officiating Allowance, if any + DAX15X no. Of years of
service*/26(no. of days in a month, excl. Sundays) * (If 32 years 7 months), then considered as 33
years.

Presently limited to Rs.10.00 lacs. Ex. Basic Rs.30000/- FPP Rs.600/- PQA Rs.750/- DA Rs.15000/-.
No of years of service : 3 examples :
a) 12 years service B) 26 yrs service C) 36 yrs service

Gratuity as per act :

Case A) = {(30000+600+750+15000)x15x12} / 26= 320885

Case B) = {(30000+600+750+15000)x15x26 }/ 26= 695250
Case C) = {(30000+600+750+15000)x15x36}/ 26 = 962654
(Maximum limit is Rs.10,00,000/-).

As per Bank Rule :

= Last drawn Basic + FPP + PQA + Officiating Allowance, if any x no. of years of service)/ 2

Example :
Case A) = (30000+600+750) x 12 = 376200. Because up to 15 years full months pay is eligible.

Case B) = (30000/-+600+750) x15=470250. Because service from 15 & above up to 30years, 15

months pay is payable.

Case C) = (3000+600+750) x 36/2 = 564300

Final gratuity amount payable : case A) 376200, Case B) 695250, Case C) 962654.

60. Encashment of Privilege leave on retirement :

When an officer retires/expired while in service, he shall be eligible to be paid a sum equivalent to the
emoluments of any period, not exceeding 240 days, of privilege leave that he/she had
accumulated/credit as on date of retirement/death.

Page 30
Officers' Service Regulations-Encashment of PL to Officers-HRA Component-Clarification-Vide-
BCC:BR:105/281 Dated 06/07/2013

In terms of Regulation 44(ii) of OSR , encashment of PL on LTC is calculated reckoning all the
emoluments payable for the month during which the availment of LTC commences. The same
analogy be applied while computing encashment of leave on retirement / death in terms of Regulation
38.However ,Officers who are provided with residential accommodation , a notional HRA will be
included.

61. Additional Retirement Benefit :

An officer who was in Bank's service as on 01.07.1979, on retirement/voluntary retirement will get –6-
months emoluments as additional retirement benefit if he has rendered at least –25- years of service.

62. Pre-mature Retirement of Officer:

The Bank can consider per-mature retirement of an officer under Reg.19(1) of BOBOSR, 1979. The
guidelines were given in circular BCC:BR:98/243 dated 29.08.2006. The process has been reviewed
by the Board of Directors and new guidelines are issued vide circular no. BCC: BR: 102/354 dated 28th
December, 2010.

1. To review the officers in SMG/S IV and above for premature retirement under Reg.19 (1) of
BOBOSR, 1979, once in service period, upon completing 30 years of service or reaching 55
years age, which ever is earlier, instead of reviewing every year.

2. To continue the review of the officers in JMG/S I to MMG/S III for premature retirement under
Reg.19 (1) of BOBOSR, 1979, once in service period, upon completing 30 years of service or
reaching 55 years age, which ever is earlier.

63. Scheme for Compassionate Appointment or payment of Ex-gratia financial Relief to

dependents of deceased employees on Compassionate Grounds.
Government of India has advised through IBA to revise the existing Scheme for
appointment on compassionate grounds in our Bank applicable w.e.f. 05.08.2014.
The scheme for compassionate appointment or payment of ex-gratia financial relief
will be applicable to a dependent family member of a permanent employee of the Bank
who:

a) Dies while in service (including death by suicide)

b) Is retired on medical grounds due to incapacitation.

The revised scheme is effective from 05.08.2014 and all the cases of death/retirement
on medical grounds occurring w.e.f. 05.08.2014 shall be covered under the ambit of
this revised scheme.

Page 31
 Compassionate recruitment may be granted to the dependent of such employees who
dies/medically retires, before reaching the age of 50 years, subject to meeting income
and other eligibility criteria that are specified.

Ex-gratia financial relief may be granted to the dependent of such employees who
dies/medically retires after reaching the age of 50 years, subject to meeting income
and other criteria that are specified.

INCOME ELIGIBILITY

The compassionate recruitment of financial relief is to be granted only if the monthly income
of the family from all sources is less than 60% of the last drawn monthly salary (net of taxes) of
the employees.

The ex-gratia amount payable to officer is Rs. 8.00 lacs maximum.

(Details is circulated vide BCC:BR:107:178 dated 17.04.2015)

64. Issuance of Service Certificates to Retired Employees:

On receipt of application from the retired employee along with the photograph, the Competent
Authority prescribed in the circular No CO/BR/92/40 dated 21.03.2000 may issue such Service
Certificate cum Identity Card to employees who have retired on super annuation or have opted for any
type of voluntary retirement from the Bank's services. For details refer to HO/BR/94/157 dated
13.08.2002 and HO:BR:100/180 dated 24.06.2008.

Reducing the stipulated period for taking up commercial employment by Retired employees:

Amendment to Regulation 4(1) of the Bank of Baroda Officer Employees' Acceptance of jobs in
private sector concerns after retirement)Regulations,1980/2001-Notified in Government Gazette on
07.01.2014.

Amendment to Regulation 50(1) & 50(6) of Bank of Baroda (Employees') Pension Regulations,1995-
Notified in Government Gazette on 12/03/2014 ( Reducing the stipulated period for taking up
commercial employment from 02 Years to 01 year)-Vide circular No-BCC:BR:106:119 -25/03/2014

65. Staff Welfare :

Refer to Master circular No BCC/BR/96/265 dated 08.07.2004 for the various facilities provided by
the bank under Staff Welfare funds: -

I. Establishment of Holiday homes

II. Providing scholarships to the children of employees

Page 32
III. Handicapped children/spastic children

IV. Provide financial aid to the family members of the employees who die in harness

V. Providing incentives to employees for promoting small family norms

VI. Extending financial assistance to the employees who are on loss of pay on account of major
and special operations/major diseases

VII. Presentation of mementos to retiring employees (Abhinandan Yojana)

VIII. Canteen subsidy

IX. Financial assistance for purchase of artificial limbs to physically handicapped staff members
and/or their handicapped children

X. Financial assistance for purchase of hearing aid to physically handicapped staff members
and/or their handicapped children.

XI. Health check up for full time confirmed employees above the age of -45- years.

Staff Welfare –Scheme for Extending Financial assistance to employees, who are on loss of pay on
account of Major & special operations/diseases-.The Amount of Financial assistance per month has
been increased to Rs 8000/- per month subject to maximum of Rs 1,00,000/- -Reference Circular No
BCC:BR:104/385 dated 27/10/2012.

66. Help desk for Retired Employees :

Bank has established a help desk for retired employees at Head Office, Baroda for their benefit at
following address (HO:BR:100/52 dated 12.04.2008)

The Chief Manager (HRM)

Bank of Baroda
HRM Division, Head Office,
nd
2 Floor, Baroda House, Mandvi,Baroda 390006
Tel. no. 0265-2517326
Email : retdmp.helpdesk@bankofbaroda.com.

67. Sexual Harassment at the work place:

Guidelines are issued for protection of lady officers/employees at workplace against sexual
harassment vide circular No BCC:BR:102/284 dt 06/10/2010.

The text of the Regulation 24(A) of Bank of Baroda Office Employees'(conduct)

Regulations,1976 states that Prohibition of Sexual Harassment of Working Women.

Page 33
(1) No officer employee shall indulge in any act of sexual harassment of any women at her
work place.

(2) Every officer employee who is incharge of workplace shall take appropriate steps to
prevent sexual harassment to any women at such work place.

68. Career Path Policy for Generalist & Specialist officers :

Bank has introduced 'Career Paths' Policy for Generalist and Specialist Officers for capturing self
preferences- Comprehensive career path policy governing the career progression of officers for their
all round grooming .to meet the promotion policy, for career progression-Refer Circular No
BCC:BR:104:445 dated 11/12/2012 Under Project 'SPARSH' Bank has initiated HR shared services
pilot back-office at Baroda and launched Bank's career portal with the theme 'FIRST' which is
focused on employees.-Reference –Circular No BCC:BR:105:56 dated14/02/2013

69. DISCIPLINARY MATTERS

Officers' conduct and disciplinary matters are governed by BANK OF BARODA OFFICER
EMPLOYEES' (CONDUCT) REGULATIONS, 1976 & BANK OF BARODA OFFICER EMPLOYEES'
(DISCIPLINE AND APPEAL) REGULATIONS, 1976.

Officers working in the pay scale from JMG/S-I to MMG/S-III in the matter of Vigilance & Non-
Vigilance cases Disciplinary Authority is concerned Zonal Head (not lower than the rank of Deputy
General Manager), Appellate Authority is Executive Director and Reviewing Authority is CMD.

AUTHORITY TO INSTITUTE DISCIPLINARY PROCEEDING AND IMPOSE PENALTIES

(1) The Chairman cum Managing Director or any other authority empowered by him by general or
special order may institute or direct the Disciplinary Authority to institute disciplinary
proceedings against an officer employee of the bank.

(2) The disciplinary authority may himself institute disciplinary proceedings.

(3) The disciplinary authority or any authority higher than it, may impose any of the penalties
specified in regulation 4 on any officer employee.

APPEAL

(i) An officer employee may appeal against order imposing upon him any of the penalties
specified in regulation 4 or against the order of suspension referred to in regulation 12. The
appeal shall lie to the Appellate Authority.
(ii) An appeal shall be preferred within 45 days from the date of receipt of the order appealed
against. The appeal shall be addressed to the Appellate Authority and submitted to the
authority whose order is appealed against. The authority whose order is appealed against
Page 34
 shall forward the appeal together with its comments and the records of the case to the
Appellate Authority.

REVIEW : The Reviewing Authority may at any time within six months of the date of the final
order, either on his own motion or otherwise review the said order, when any new material or
evidence which could not be produced or was not available at the time of passing the order
under review and which has the effect of changing the nature of the case, has come or has
been brought to his notice and pass such orders thereon as it may deem fit.

Amendment in schedule of Disciplinary Authorities of Bank Vide BCC:BR:106:135 Dated

11/04/2014-Amendment in schedule of Disciplinary Authorities under Bank of Baroda Officer
Employees'(Discipline & Appeal) Regulations 1976, it has been decided to delegate the powers of
Disciplinary Authority. In case of all Officers in MMG/S-III ,which were earlier with Deputy Zonal Head
not below the rank of Dy General Manager in the scale of TEG/S-VI to Zonal Heads not below the
rank of General Manager s in the scale of TEG/S-VII. The powers of Disciplinary authority in respect
of Officers in SMG/S-IV in India, which was with General Manager(HRM) , is now delegated to all
Zonal Heads not below the rank of General Managers in the Scale of TEG/S-VII to whom they are
either reporting, or working under their jurisdiction. The powers of Disciplinary Authority in case of all
Officers in SMG/S-IV, posted at overseas territories, which was hitherto with General Manager(HRM)
shall be delegated to General Manager (International Operations) in the scale of TEG/S-VII who is the
controlling authority for them.

According to the revised Disciplinary Authority for Scale III & IV Officers in India working in the Zones
& either reporting or functioning under the jurisdiction of the Zonal Head /General Manager & for
officers in Scale IV working at Overseas territories shall be as under.
Name of the Branch/Offices Revised Disciplinary Authority
category/post
For all officers in At all the branches/offices Zonal Head not below the rank of
MMG/S-III situated in the Zone General Manager in the Scale-TEG/S-VII
For all officers in RRBs/subsidiaries/associate Zonal Head not below the rank of
MMG/S-III who are Banks situated in the zone General Manager in the Scale-TEG/S-VII,
on deputation to Where the HO of RRB/Subs/asso Banks
RRBs/Subs/asso. are located
For all officers in RRBs/subsidiaries/associate Zonal Head not below the rank of
SMG/S-IV who are General Manager in the Scale-TEG/S-VII,
on deputation to Where the HO of RRB/Subs/asso
RRBs/Subs/asso. Banks are located
For all officers in At all branches/offices situated Zonal Head not below the Rank of
scale-IV in the zone General Manager in the Grade /scale
TEG/S-VII
For all officers in Posted at overseas General Manager (International
scale-IV branches/offices Operations), BCC Mumbai

Page 35
BANK OF BARODA OFFICER EMPLOYEES' (DISCIPLINE & APPEAL) REGULATIONS, 1976
SCHEDULE OF AUTHORITIES
Name of the Branch/ Office Disciplinary Appellate Reviewing
Category/ Authority Authority Authority
Post (1) (2) (3) (4) (5)
All officers in Br/office RTC / Zonal Head not below Executive Chairman &
JMG/S I & CBB situated in the the rank of Dy. Director Managing
MMG/S. II &III Zone Gen. Manager Director
- do - ZIC Functional Head of Executive Chairman &
CID not below the Director Managing
rank of Dy. Gen. Director
Manager
- do - Staff College Principal, Staff College Executive Chairman &
A’bad, BOBETC not below the rank of Director Managing
Gandhinagar, Dy. Gen. Manager Director
BOBIT College,
Baroda
- do - Baroda Corporate Functional Head of Executive Chairman &
Centre inclusive Of Office Administration Director Managing
CID/ IT/ IBO/ at BCC not below the Director
Treasury branch rank of Dy. Gen.
Manager
- do - Head Office, Functional Head of Executive Chairman &
Baroda operations at Head Director Managing
Office, Baroda not Director
below the rank of Dy.
Gen. Manager
All officers in RRBs/Subsidiarie / Zonal Head not below Executive Chairman &
JMG/S I, Associate Ban ks in the rank of Dy. Director Managing
MMG/S II & the Zone Gen.Manager, where Director
III & who are the RRBs/Subsidiaries
on deputation / Associate Banks are
to RRBs/Subs / located
Asso. Banks
70. Transfer Policy :
nd
Board of Directors at its meeting held on 2 March 2013 approved the proposed amendments
and reviewed the Transfer Policy for officers in Scale I, II and III.

Our Association Central Office has handed over to officers a separate publication through
Circular to Members No. 6 of 2013 dated 25th March 2013 exclusively on Transfer Policy.

For details of reviewed Transfer Policy for Officers in Scale –I,II,III- please refer Circular No
BCC/BR/105/113 dated 18/03/2013.

Page 36
Officer transfer policy mainly covers following areas :

a) Inter Zonal Transfer

b) Pan-India Transferability of certain officers
c) Inter Regional Transfers
d) Intra Regional Transfers
e) Provision for lady officers
f) Exemption on Special grounds
g) Criteria for transfers
h) Request Transfers
i) Retention of Residential Accommodation at previous place of posting
j) Competent Authority

71. Introduction of Annual Performance Appraisal Report as per guidelines of

Government of India:

Govt. of India, MOF has advised all Banks to adopt the revised Annual Performance Appraisal Report
( APAR) for different categories of Officers with a view to bring in uniformity in the in the performance
assessment of officers at various levels with regard to evaluation of different parameters and marking
systems. Bank has approved the same & using the system since end term assessment for the year
2011-12.

For details refer to circular No. BCC:BR:104:129 dated 16/04/2012 Employee Performance
Management : Launch of Online PMS module for Officers-“GO LIVE” for the Goal Setting Phase foe
assessment year 2013-14.

Bank in collaboration with our system integrator, HP has now configured the APAR system in online
mode, which is now available through the Bank's HRNES system. This Online Employee
performance management system is fully applicable from the current year i.e 2013-14.

For Details please refer circular No BCC :BR :105:317 Dated 30/07/2013.

APAR Modifications : Budgetary Format to include relevant KRAs/Parameters and guidelines on

the role of accepting authority. Please refer Circular No. BCC:BR:105/17 dated 16.01.2013.

Annual Performance appraisal reports ( APAR)-Implementation of Govt guidelines on

communication of ratings and representation against APAR scores-Please refer circular No-
BCC:BR:105/285 dated 28/06/2013.
Annual Performance Appraisal Reports (APAR)-Appeals Mechanism Process-
BCC/BR/106/310 Dated 19/08/2014-constitution of representation mechanism /appeals

Page 37
committee for addressing the representations of officers against the APAR scores from the
assessment period 2012-13 onwards.

Vide BCC:BR:106:492 Dated 16/12/2014-Inclusion of additional provisions under the clause

of “ Period Worked”

Once the different Reporting authorities review the performance of the reviewee (for period
not less than 90days) on separate forms , the simple average of the marks allotted by the two
Reporting authorities need to be calculated & placed before the Reviewing & accepting
authority.

72. Scheme for legal & Financial Support :( Circular No.BCC:BR:101/370 dated 12.12.2009)

Draft formulated by IBA to extend legal and financial support to officers of Banks against whom
motivated false complaint has been made by people/agencies outside the Bank of Baroda, has been
approved by the Board of Directors.

Objective : To enable officer to initiate legal action against outsiders/private parties who with a
malafide intention make baseless allegation, pass derogatory remarks, lodge motivated complaints
on matters arising out of bonafide execution of Bank's work. The scheme shall not be applicable in
case of complaint/allegation made by an employee of the Bank of Baroda.

Applicability : This scheme shall cover all officers in the regular rolls of the Bank including officers
who are on deputation to joint ventures, subsidiaries and other institutions and officers retired from
the Bank of Baroda.

For retired officers, the scheme will be applicable only in respect of bonafide execution of bank work
while in service.

73. Obtaining Passport by Executives/officers ( BCC:BR:103/63 dated 11.06.2011)

As per the extant guidelines, only those officers who get selected for overseas posting are reimbursed
expenses for obtaining passport.

74. Personal Accident Insurance Policy for a period 12 months :

Bank has Introduced in the year 2011 Personal Accident Insurance Policy, which has been renewed
for further period of 12 months from 01.12.2014 to 30.11.2015 with the National insurance Co Ltd
Coverage for Directors/employees on 24x7 basis for death and total permanent disability (TPD),
WORLD WIDE COVERAGE. Coverage available –

For officers of Scale I, II and II – Rs.12 lacs.

Chief Managers – Rs.15 lacs.
For details, please refer to Circular No. HO:BR:106/239 dated 03/12/2014

Page 38
75. Enhancing product knowledge among Officers

In knowledge Management portal bank has uploaded e-learning material & Steps to access the
same are mentioned as per BCC/BR/106/65 -25/02/14. All the Scale-I & Scale–II officers are
required to make use of this e-learning.Module.Officers will be required to take on-line test for this
module in OLM.For details refer to Circular No. BCC/BR/106/65 Dt 25/02/2014.

76. PERFORMANCE LINKED INCENTIVE FOR EMPLOYEES

Bank has come out with various performance linked incentive schemes for its Employees. This
scheme is a comprehensive scheme covering various types of incentives and all categories. It covers
all types of units and employees under its ambit through group incentives as well as leadership roles
in the Bank like GMs/DGMs and also the business leaders of the units which become eligible for
incentives under the group incentives qualify for role based incentives on account of leadership role
exhibited by them in their Unit/function's performance and additional responsibilities undertaken by
them. For details refer to Circular no.BCC:BR:106/131 dt 01-04-2014.

Presently Bank has initiated the exercise for payment of incentives to eligible employees in terms of
the above scheme for the year 2013-14 with modifications vide circular No BCC:BR:107:174 dated
14/04/2015.

77. INTRODUCTION OF BRANCH HEAD ROLE PERQUISITE :

Vide circular no BCC:BR:107:283 Dated 15/06/2015 Bank has introduced Branch Head perquisite
as follows :

JMG S-I-Rs 5000/-, MMG/S-II Rs 6000/-, MMG/S-III Rs 7000/-, SMG/S-IV Rs 8000/-

This is effective from 01.06.2015.

78. List of Bank Dispensaries with Part Time Medical Consultant at Various Centres.

1 Mumbai 2 New Delhi

3 Kolkata 4 Chennai
5 Patna 6 Baroda
7 Jaipur 8 Lucknow
9 Bhopal 10 Ahmedabad
11 Bareilly 12 Gandhinagar

Bank has informed vide BCC:BR:107:346 Dated 21/07/2015 that the holiday home module is made
live from 20/07/2015. The employees will use the payroll module to register the booking for holiday
home after seeing the availability for the respective Holiday home.

Page 39
79. BANK OF BARODA LIST OF HOLIDAY HOMES
HOLIDAY HOMES CONTROLLING BRANCH
A RAJASTHAN ZONE:
UDAIPUR REGION:
1. MOUNT ABU Bank of Baroda,
“Ambu Shri Kunj”, Abbr. Code: “ABU”
1,Janta Colony, MOUNT ABU-307 501 4 ROOMS
Behind Hotel Hilltone, Dist. Si rohi
Mount Abu – 307 501 (Dist.- Sirohi) Rajasthan
Rajasthan Ph: (02974) 235166
Ph: Mobile – 09427600696. CBS A/c. No.10500400000121
2. UDAIPUR Bank of Baroda,
Hotel Kanchan Palace, Abbr. Code: “UDAIPU”
60, Panchsheel Marg, Udaipur Main Branch 4 ROOMS
Town Hall Road,Delhi Gate Opp: Town Hall,
Near Shramjivi College UDAIPUR - 313 001
UDAIPUR-313001 Ph: (0294) - 2421673, 2420671 [F] 2413245
Ph : 0294-2420162/2425145/5101579 CBS A/c. No. 01370400000455
3. NATHDWARA Bank of Baroda.
Hotel Shahi Palace Abbr. Code: “NATHDW” 2 ROOMS
Opp. Vandana Talkies, Nathdwara Branch
Bus Stand, NATHDWARA, Dist: Rajsamand
NATHDWARA Ph: (02953) - 232914, 234108.
Dist. Rajsamand, Rajasthan-313301. CBS A/c. No. 10300400011970
Ph. 02953-230899, Mob:09660634091
JAIPUR REGION:
4. JAIPUR Bank of Baroda
Hotel Ratnavali, M.I. Road, Abbr. Code: “MULJAI” 6 ROOMS
138, New Colony, Nr. Panch Batti Park Street Branch
JAIPUR - 302 001(Rajasthan), 7, M.I. Road, JAIPUR - 302 001(Rajasthan)
Ph: (0141) 2363217 / 2377487 Ph: (0141) 2370366 / 2379812.
FAX (0141) 2367530. FAX : (0141) 2378364
CBS A/c. No. 14360400000235
B NORTHERN ZONE:
DELHI METRO II REGION
5. NEW DELHI Bank of Baroda
Hotel Swarana Palace Abbr. Code: “KAROLB” 10 ROOMS
15-A/33, W.E.A. Ajmal Khan Road Karol Baug Branch
KAROL BAUG, `5-A/14, Amjal Khan Road
NEW DELHI - 110 005 NEW DELHI - 110 005
Ph : (011) 25761110 / 25713815 Ph: (011)-25751650 / 25723585 / 25720425
Ph : (011) 25748727 / 25814285 FAX : (011) 25752442
CBS A/c. No. 00970200000171

Page 40
 CHANDIGARH REGION:
6. SIMLA
Hotel Dreamland
The Ridge,
SIMLA
Ph: (0177) 2653005 / 2806897
7. MANALI
Hotel Anupam Palace
The Mall,
MANALI - 175 131
Ph: (01902) 252181
PUNJAB, JAMMU & KASHMIR REGION:
8. KATRA
Hotel Malti Palace
Panthal Road,
KATRA, Jammu.
Ph: (01991) 233500 / 233501
9. DALHOUSIE
Hotel Surya Resort
Baloon Church Road,
Bathri View Estate,
DALHOUSIE (H.P.)
Ph: (01899) – 242158
C U.P. & UTTARAKHAND ZONE:
AGRA REGION:
10. AGRA
Hotel Jyoti Continental,
Off. Fatehabad Road,
AGRA – 282 001
Ph. 09358039920/21/22
11. MATHURA
Hotel Heera Celebration
(Hotel Heera Residency P.Ltd)
Opp.Kaila Devi Mandir
Junction Road , Sonkth Adda,
MATHURA.
Ph : (0565) 2406000/6543222
Bank of Baroda Abbr. Code: “SIMLA”
Simla Branch 4 ROOMS
Shri Guru Singh Sabha, Cart Road
SIMLA.
Ph: (0177) 2653153 / 2653010
CBS A/c. No. 10580200000151
Bank of Baroda
Manali Branch, The Mall 4 ROOMS
MANALI - 175 131 (HP) Dist. Kullu.
Ph: (01902) 250052
CBS A/c. No. 32080200000010
Bank of Baroda
Abbr. Code:“GANJAM” 4 ROOMS
Gandhinagar Branch, Gole Market,
Gandhinagar. JAMMU - 180004
Ph: (0191) 2451481 / 2437572
CBS A/c. No. 18750200000045
Bank of Baroda
Abbr. Code: “PATHAN” 2 ROOMS
Pathankot Branch
Dalhousie Road, PATHANKOT -145 001
Dist: Gurdaspur (Punjab)
Ph: (0186) 2221150/2232235
CBS A/c. No. 07690200000039
Bank of Baroda, Abbr. Code: “AGRA”
Main Branch, 13, M.G. Road,
AGRA 2 ROOMS
Ph : (0562) 2461202 / 2464362
FAX: (0562) 2250016
CBS A/c. No. 00780400000180
Bank of Baroda, Abbr. Code :”MATHUR”
Kotwali Road,
MATHURA. 281 001. 2 ROOMS
Ph : (0565)2505969 / 2901183
FAX : (0565)2403694
CBS A/c. No. 07470200000581
Page 41
 DEHRADUN REGION:
12. HARDWAR Bank of Baroda,
Hotel Kailash Abbr. Code: “HARDWA” 2 ROOMS
Shivmurthy, Opp. Railway Station Upper Road,
Railway Station Road HARDWAR - 249 401 ( Dist: Hardware)
HARDWAR Ph: (01334)-227535/226671
Ph: (01334) 227789 CBS A/c. No. 09260200000396
13 MUSSOORIE Bank of Baroda, Abbr. Code:”MUSSOO”
Hotel Deep Mussorie Branch, Pooranchad Estate
Camel Back Road, Kulri The Mall, Kulri, 4 ROOMS
MUSSORRIE. MUSSOORIE - 248 179
Ph : (0135) 2632470 Ph : (0135) 2632356 / 2630670
FAX : (0135) 2630470 CBS A/c No 12320200003958
HALDWANI REGION
14. NAINITAL Bank of Baroda, Abbr. Code: “NAINIT”
Hotel Abhiruchi Mallital, Mall Road 5 ROOMS
The Mall, Tallital NAINITAL - 263 001 ( Dist: Nainital)
NAINITAL Ph: (05942) 236285 / 236841
Ph : (05942) 232512 CBS A/c. No/ 06090200000167
LUCKNOW REGION:
15. LUCKNOW Bank of Baroda Abbr. Code: “NARHI”
Grand Hotel Regional Office, Lucknow
Nr. Novelty Theatre 2nd Floor, 23, Vibhutikhand,
4, Lalbaug, 226 Gomti nagar,
LUCKNOW. LUCKNOW 3 ROOMS
Ph: (0522) 2619661 / 2624229 Ph.: (0522) 6677656
Mobile No. 09935092176 FAX : (05220 6677667
CBS A/c No 08700200000481
VARANASI REGION
16. VARANASI Bank of Baroda Abbr. Code : NADEBS
Hotel Siddharth Nadesar Branch
D/58/9 Sigara VARANASI. 2 ROOMS
VARANASI. Ph : (0542) 2361820
Ph : (0542) 2221961/2220861/2223301 CBS A/c No. 28620200000369
D SOUTH ZONE:
TAMILNADU REGION:
17. OOTY Bank of Baroda,
Sri Vigneswara Nilayam Abbr. Code: “COONOO” 5 ROOMS
421, H2 Victoria Hill, 2nd Floor, Coonoor Branch, P.B.No.22, 57,
Beside Hotel Vidya Delight, Grays Hill, COONOOR - 643 101.
Ettines Road, Ph : (0423) 2231721,
OOTY - 643 001 FAX : (0423) 2236721
Ph : (0423) 2450196 CBS A/c. No. 10490200000082

Page 42
18. KANYAKUMARI Bank of Baroda,
Laxmi Tourist Home Abbr. Code: “NAGCOI” 2 ROOMS
East Car Street, Nr. Sea Shore Nagarcoil Branch, DDJ Centre,
KANYAKUMARI-629 702 Opp: Vadasheri Bus Stand,
Ph: (04652) 246333 NAGARCOIL - 629 001
Ph: (04652) 232445
CBS A/c. No. 24420200001683
19. KODAIKANAL Bank of Baroda,
C/o M/s. Sornam Apartments Abbr. Code: “MADURA”
Fern Hill Road, Opp: Hotel Tamilnadu, Madurai Main Branch, PB No. 142
KODAIKANAL 624 001 5, East Avani Moola Street
Ph: (04542) 240562 MADURAI - 625 001. 4 ROOMS
Ph: (0452) 2622938
FAX : (0452) 2622038
CHENNAI METRO REGION:
20. CHENNAI Bank of Baroda,
Bank Of Baroda Holiday Home Abbr. Code: “MYLAPO” 4 ROOMS
New No. 30/60, Old No. Home 60/1, Z.O. Southern Zone,CHENNAI - 600 018
Barkit Road ,T. Nagar Ph : (044) 23454371, 23454305
CHENNAI - 600 017 , FAX (044) 23454331
Ph : (044) 23454349 CBS A/c. No. 05270100008700
KARNATAKA REGION:
21. BANGALORE Bank of Baroda
Hotel Anand Regency K.G. Road Branch P.O. Box No. 2
No.10, 2nd Cross Road, 6th Lane, Prithvi Building, Kempa Gowda Road
Near Syndicate Bank Zonal Office BANGALORE. 560 009.
Gandhi Nagger, Ph : (080) 22268106/107/108 2 ROOMS
BANGALORE. 560 009 FAX (080) 22253526
Ph : (080) 41241050/41241051/ CBS A/c. No. 05190200000049
41241052 FAX : (080) 41241155
ANDHRA PRADESH REGION:
22. TIRUPATI Bank of Baroda, Abbr. Code: “TIRUPA”
Hotel Bhimas Paradise Tirupati branch,15/3/481 B,
33-37 Renigunta Road, V. V. Mahal Road ,TIRUPATI - 517501
TIRUPATI - 517501 Ph : 0877-2222242 5 ROOMS
Ph: (0877)-2237271 / 2237272 FAX : 0877-2227651
Fax: (0877)- 2237277 CBS A/C. NO. 15300100006118

Page 43
E MAHARASHTRA & GOA ZONE:
PUNE REGION:
23 LONAVALA Bank of Baroda,
Harnam Shree Housing Complex, Row Abbr. Code: “LONAVA” 4 ROOMS
House No. 2, Tungarliward, Lonavala Branch,Prabhu Niwas,
Plot No. 11, Opp. Biji’s Hill Retreat, Nr.S.T. Bus Stand Gawali Wada,
LONAVALA. Mumbai-Pune Highway,
(Dist. – Pune) LONAVALA - 410 401 (Dist.-Pune)
Ph: (02114) 273861 Ph : (02114) 273726 / 272119
FAX (02114) 273450
CBS A/c. No. 09440200000490
24. MAHABALESHSWAR Bank of Baroda, Abbr. Code: “SATARA”
Hotel Shreyas 355/A, Shanivar Peth,
Opp: S.T. Bus Station SATARA 415 002. 3 ROOMS
MAHABALESHWAR - 412 806 Ph : 02162 234184
(Dist: Satara) Maharashtra FAX 02162 227594
Ph: (02168) - 260365, 260603 CBS A/c. No. 04420200000004
AURANGABAD REGION:
25. SHIRDI Bank of Baroda,
Nisarg Cottage Resorts Abbr. Code: “KOPERG” 3 ROOMS
Shirdi - Ahmednagar Road Kopergaon Branch
SHIRDI - 423 109, Kopergaon People’s Bldg., Bank Road,
Maharashtra KOPERGAON - 423 601,
Ph: (02423) 255115 / 255633 Dist: Ahmednagar (Maharashtra)
Mobile No. 09822599263 Ph : (02423) 222301, FAX (02423) 225581
CBS A/c. No. 04560200000297
26 NASIK Bank of Baroda,
“Trimbak”, Bank of Baroda Holiday Abbr. Code: “GANNAS” 3 ROOMS
Home, Duplex Flat, Thakkar’s Retreat, Gangapur Branch
Old Gangpur Naka, 7-B, Torna Palace, Maniknagar Soc.
NASIK Gangapur Road Br.
Ph: (0253) 2582881 NASIK - 422 013
Ph : (0253) 2570722 FAX (0253) 2316428
CBS A/c. No. 27850200000025
27 AURANGABAD Bank of Baroda,
Hotel Kartiki, Opp: Siddharth Garden Abbr. Code: “SAMRAT” 2 ROOMS
Lal Bahadur Shastri Marg Samarthnagar Branch
AURANGABAD - 431 001 AURANGABAD - 431 001
Ph: (0240)-2339060/61/ 62 Ph: (0240)-2334208, 2362276
CBS A/c. No. 18880200000338

Page 44
 GOA & W. MAH. REGION:
28. GANPATIPULE Bank of Baroda
Abhisek Beach Resort Abbr. Code : MAHRAT 2 ROOMS
GANPATIPULE. Ratnagiri Branch
Ph : (02357) 264264 / 235555 Pras Plaza, C Wing, K.C.Jain Nagar,
Mobile 093738 48184 Maruti Mandir.
RATNAGIRI
Ph : (02352) 222539.
FAX : (02352) 221631
CBS A/c. No. 10130200000187
29. PANAJI Bank of Baroda,
Bank of Baroda Holiday Home Abbr. Code: “PANAJI”
F-1, La Campala Colony, Regional Office ; Goa & W. Maha Reg.
Meera Marg 4Th Floor, Plaza Chamber,
PANAJI - 403 001. Dr, A.B.Road, 12 ROOMS
(GOA) PANAJI - 403 712, (GOA)
Ph:(0832) 2464361 Ph: (0832)- 2426213/2224565/2235338
FAX : (0832)-2228367
CBS A/c. No. 04820400000076
F EASTERN ZONE:
WEST BENGAL AND SIKKIM REGION:
30. DARJEELING Bank of Baroda,
Hotel Sagarika Abbr. Code: “DARJEE” 3 ROOMS
1, J.P. Shama Road, 14, H.D.Lama Road,
DARJEELING 734 001 12/11,Rovertson Road,
Ph: (0354) 2253885 DARJEELING -734 101
Ph / FAX : (0354)-2254644
CBS A/c. No. 13440400000027
31. GANGTOK Bank of Baroda,
Hotel Travel Tarayana Abbr. Code: “GANGTO” 3 ROOMS
Tibet Road Gangtok Branch,
Gangtok-737101 New Market.M.G. Marg,
East Sikkim GANGTOK - 737 101.
PH-03592-203858 Ph: (03592)-203216
HO/BR/106/69 25/03/2014 CBS A/c. No. 24950400000022
KOLKATTA METRO REGION :

32 KOLKATA Bank of Baroda,

Hotel Swagat, Abbr. Code: “LANSDO” 3 ROOMS
37,Hazara Road, Lansdowne Market Branch
KOLKATA - 730 029. 3/1- B, Mahendra Road
Ph. : (033) 24766161/6262/6464 KOLKATA - 700 025.
(033) 24748566 Ph: (033) 24759649 / 24860332.
FAX : (033) 24758324 FAX : (033) 24860332
CBS A/c. No. 00310100002342

Page 45
G BIHAR, JHARKHAND & ORISSA ZONE:
ORISSA REGION:
33 BHUBNESHWAR Bank of Baroda,
Hotel Priya Abbr. Code: “BHUBAN” 2 ROOMS
A-30/1, Unit-3, Kharvelnagar, 91/92,Bapuji Nagar,
J.N. Marg, BHUBNESHWAR - 751 009
BHUBNESHWAR - 751 001 Ph: (0674) 2597214 / 2597910
Ph: (0674) 2395357/2395358/2395359 FAX: (0674) 2597108
CBS A/c. No. 06880200000743
34. PURI Bank of Baroda Abbr. Code SWARGD
Hotel Lee Garden, V I P Road, Swargdwar Branch
PURI – 752 001 (Orissa) PURI. 752 001. 8 ROOMS
Ph: (06752) 229986/223647 Ph : (06752) 223051
CBS A/C. NO. 24290200000207
H GUJARAT ZONE:
BULSAR REGION:
35. SAPUTARA Bank of Baroda, Abbr. Code: “TITHAL”
Hotel Chitrakut Guest House & Rest.Regional Office, Bulsar Region
SAPUTARA Mahalaxmi Aptt., Tithal Road,
Dist: Dang, BULSAR-396 001 4 ROOMS
Gujarat. Ph: (02632) 241453/241486/240277 /244210
Ph: (02631)-237261/237237 Fax: (02632)-248321,243112
CBS A/c. No. 17410200000481
JAMNAGAR, JUNAGADH & KUTCH REGION:
36. DIU Bank of Baroda, Abbr. Code: “DIU”
Royal Hotel, Diu Branch, Nr. Jumma Masjid,
Near Old Fish Market, Behind Diu Dr. Kelkar Road, 2 ROOMS
Municipal Complex DIU (Union Territory) 362 520
DIU (Union Territory) – 362 520 Ph. - (02875) 252302
Ph: (02875)-253786 Mob.09714313130 CBS A/c. No. 40610200000042
J GREATER MUMBAI ZONE:
MUMBAI METRO EAST REGION:
37. MUMBAI Bank of Baroda, Prabhadevi Branch
‘Nugget” Abbr. Code –‘ PRABHA’
Opp. Samna Press, Near Parel Bus Kamna Co-op. Housing Society
Depot, Nagu Sayajiwadi, New S.K. Bole Road, Prabhadevi
Prabhadevi Road, MUMBAI – 400 028, 5 ROOMS
MUMBAI – 400 025 Ph : (022) 24229440/24227381,
Ph : (022) 24386098 FAX : (022) 24302940
CBS A/c. No. 12530200000270

Page 46
80. SCHEMES MANAGED BY THE ASSOCIATION:

1. Employees Scheme Of Contribution Of Rupees Ten ( ESCORT ) :

“The greater consolation for the loss of the dead is found in the thinking of the living left behind”. With
this noble philosophy our association has introduced this scheme w.e.f. 01.01.95. Under the scheme
every participating officer is called upon to contribute Rupees 10/- when an officer dies while in
service. Members can participate in the scheme by submission of irrevocable Letter of authority
which authorizes the bank for necessary deduction from salary.

Vide BCC:BR:105:408 19/09/2013, Bank has started providing administrative support for Scheme
for Voluntary contribution towards compensation to the family of an officer who dies in harness by
facilitating recovery of contribution from each officer who wish to become member of the scheme. A
link ESCORT scheme has been opened in HRnes-HRMS. Officer desirous of joining the scheme can
submit their irrevocable option for subscription on this page. Any option exercised in HRMS-HRnes
upto the date of integration of data from HRMS to payroll can be implemented in the same month in
payroll.

Bank has implemented ESCORT vide HO:BR:106/247 Dated 10/12/2014

2. All India Bank of Baroda Officers Welfare Fund ( AIBOBOWF ) :

Our Association has launched a Welfare Fund in the year 1986 with the objective of undertaking
welfare measures for the officers and their family members who joins the scheme with a one time
membership fee of Rs. 1000/- (Rupees One thousand). It is named as “ALL INDIA BANK OF
BARODA OFFICERS' WELFARE FUND”. It undertakes following activities .

I. Financial help of Rs. 30000/- to the family of the officer who dies while in service.

II. Merit award of Rs. 500/- to children of members who secure highest percentage of marks in
S.S.C, H.S.C., Graduation and Post-Graduation including Engineering and Medicine in the
annual examination. Each zone is given 18 awards, SSC - 6, HSC - 6 and Degree – 6.

III. After retirement benefits in the form of 50% of members' own contribution.

IV. Establishment of Holiday home at Daman-Inaugurated on 14/04/2014.Refer to General

Secretary 'circular No 12 of 2014 dated 15/04/2014.

V. Association have plans to enlarge scope of the activities such as providing relief measures to
members who are victims of natural calamities, establishment of Holiday Home etc.

Page 47
IMPORTANT CIRCULARS