Terms of Use

or call 1-800-347-7000By accessing this Web site, you agree to the following Ter
ms of Use. If you do not agree to these Terms of Use, do not access this Web sit
e. Discover Bank ("the Bank") reserves the right to change these Terms of Use, a
nd your continued use of this Web site constitutes agreement to all such changes
. The Bank means Discover Bank and its subsidiaries.
Uses of this Web Site
This Web site is intended for personal, non-commercial use. You may print, copy
and download any information or portion of this Web site for your personal use o
nly. You may not modify, copy, distribute, transmit, display, perform, reproduce
, publish, license, frame, create derivative works from, transfer, or otherwise
use in any other way for commercial or public purposes in whole or in part any i
nformation, software, products or services obtained from this Web site, except f
or the purposes expressly provided herein, without the Bank's prior written appr
oval. Unauthorized use of this Web site and or any Bank systems, including, but
not limited to, unauthorized entry into the Bank's systems, misuse of passwords
or misuse of any other information, is strictly prohibited. You may not use this
Web site in any manner that could damage, disable, overburden, or impair any Ba
nk site or service or interfere with any other party's use and enjoyment of any
Bank site or service. You may not attempt to gain unauthorized access to any Ban
k site or service, computer systems or networks connected to any Bank site or se
rvice, through hacking, password mining or any other means. You agree that you w
ill not engage in any activities related to this Web site that are contrary to a
pplicable laws or regulations.
The Bank reserves the right, in its sole discretion, without any obligation and
without any notice requirement, to change, improve or correct the information, m
aterials and descriptions on this Web site and to suspend and/or deny access to
this Web site for scheduled or unscheduled maintenance, upgrades, improvements o
r corrections. The information and materials on this Web site may contain typogr
aphical errors or inaccuracies. Any dated information is published as of its dat
e only, and the Bank does not undertake any obligation or responsibility to upda
te or amend any such information. The Bank may discontinue or change any product
or service described in or offered on this Web site at any time.
Disclaimer of Warranty and Limitation of Liability
The information, products and services on this Web site are provided on an "AS I
S," and "AS AVAILABLE" basis. The Bank does not warrant the information or servi
ces provided herein or your use of this Web site generally, either expressed or
implied, for any particular purpose and expressly disclaims any implied warranti
es, including but not limited to, warranties of title, non-infringement, merchan
tability or fitness for a particular purpose. The Bank will not be responsible f
or any loss or damage that could result from interception by third parties of an
y information or services made available to you via this Web site. Although the
information provided to you on this Web site is obtained or compiled from source
s we believe to be reliable, the Bank cannot and does not guarantee the accuracy
, validity, timeliness or completeness of any information or data made available
to you for any particular purpose. Neither the Bank, nor any of its affiliates,
directors, officers or employees, nor any third party vendor, will be liable or
have any responsibility of any kind for any loss or damage that you incur in th
e event of any failure or interruption of this Web site, or resulting from the a
ct or omission of any other party involved in making this Web site, the data con
tained herein or the products or services offered on this Web site available to
you, or from any other cause relating to your access to, inability to access, or
use of the Web site or these materials, whether or not the circumstances giving
rise to such cause may have been within the control of the Bank or of any vendo
r providing software or services. In no event will the Bank or any such parties
be liable to you, whether in contract or tort, for any direct, special, indirect
, consequential or incidental damages or any other damages of any kind even if t
he Bank or any other such party has been advised of the possibility thereof. Thi
s limitation on liability includes, but is not limited to, the transmission of a
ny viruses which may infect a user's equipment, failure of mechanical or electro
nic equipment or communication lines, telephone or other interconnect problems (
e.g., you cannot access your Internet service provider), unauthorized access, th
eft, operator errors, strikes or other labor problems or any force majeure. The
Bank cannot and does not guarantee continuous, uninterrupted or secure access to
the Web site.
Proprietary Rights
All rights, titles and interest in this Web site and any content contained herei
n is the exclusive property of the Bank, except as otherwise stated. Unless othe
rwise specified, this Web site is for your personal and non-commercial use only
and you may print, copy and download any information or portion of this Web site
for your personal use only. You may not modify, copy, distribute, transmit, dis
play, perform, reproduce, publish, license, frame, create derivative works from,
transfer, or otherwise use in any other way for commercial or public purposes i
n whole or in part any information, software, products or services obtained from
this Web site, except for the purposes expressly provided herein, without the B
ank's prior written approval. If you copy or download any information or softwar
e from this Web site, you agree that you will not remove or obscure any copyrigh
t or other notices or legends contained in any such information.
DISCOVER and the other trademarks, logos, and service marks displayed on this We
b site (collectively the "Trademarks") are the trademarks of Discover Financial
Services or their respective third-party owners. Under no circumstances may you
alter, modify, or change these Trademarks. You are prohibited from using the Tra
demarks for any purpose including, but not limited to use as metatags on other p
ages or sites on the World Wide Web without the written permission of the Bank o
r such third party, which may own the Trademarks.
Pursuant to Section 512(c)(2) of the Copyright Act, the Bank designates the foll
owing agent to receive notifications of claimed infringement: Roger Bartos, Disc
over Bank, 2500 Lake Cook Road, Riverwoods, IL 60015; fax: 1-224-405-3555; legal
@discoverfinancial.com.
Links
This Web site contains links to third-party Web sites. These links are provided
only as a convenience. The inclusion of any link is not and does not imply an af
filiation, sponsorship, endorsement, approval, investigation, verification or mo
nitoring by the Bank of any information contained in any third-party Web site. I
n no event shall the Bank be responsible for the information contained on that s
ite or your use of or inability to use such site. You should also be aware that
the terms and conditions of such site and the site's privacy policy may be diffe
rent from those applicable to your use of this Web site.
Web Beacons and Cookies
The Bank uses certain technology known as "Web beacons" on its Web sites and in
some of its e-mails to collect information from visitors and compile aggregate s
tatistical information about how visitors use our Web sites and e-mails, includi
ng information relating to the frequency of visits, the average length of visits
, which pages are viewed during a visit, and the effectiveness of advertising on
our Web sites and e-mails. The Bank uses this information to improve the Web si
te content and performance. No personally identifiable information is shared wit
h any third party.
The Bank also uses a permanent cookie file to uniquely identify your computer as
you visit the Web site from time to time. No personally identifiable informatio
n is collected or shared with any third party using this cookie. If you ask us t
o "remember" your user ID, we will also create a permanent cookie for this purpo
se. In addition, the Bank uses a temporary cookie file to recognize your compute
r as you move from page to page on the Web site. The cookie is deactivated when
you conclude your session. Because this cookie is stored only in your computer s t
emporary memory, it is deleted when you close your browser software. Most Web br
owser software allows you to modify your preferences to be notified when a cooki
e is set, or to reject all cookies. If you choose to reject our cookies, some ar
eas of our Web site may not function properly.
Miscellaneous
These Terms of Use shall be governed by and construed in accordance with the law
s of the state of Delaware, without regard to conflicts of laws provisions. Sole
and exclusive jurisdiction for any action or proceeding arising out of or relat
ed to these Terms of Use shall be in an appropriate state or federal court locat
ed in the state of Delaware and the parties unconditionally waive their respecti
ve rights to a jury trial. Any cause of action you may have with respect to your
use of this Web site must be commenced within one (1) year after the claim or c
ause of action arises. If for any reason a court of competent jurisdiction finds
any provision of these Terms of Use, or a portion thereof, to be unenforceable,
that provision shall be enforced to the maximum extent permissible so as to aff
ect the intent of these Terms of Use, and the remainder of these Terms of Use sh
all continue in full force and effect. Except for the Account Agreement and Priv
acy Policy respecting any Account you may have with the Bank, these Terms of Use
constitutes the entire agreement between the Bank and you with respect to this
site and it supersedes all prior or contemporaneous communications, agreements a
nd understandings between the Bank and you with respect to the subject matter he
reof.
These Terms of Use were last updated June 10, 2008. Please check back for update
s and changes.