Copyright: Charley Kyd, ExcelUser.

com, 2006
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Charley Kyd
Term Loan Amortization

Setup
Loan Amount ### Loan
Annual Interest Rate 6.00%
Number of Years 5
Payments per Year 12

Calculations
Periodic Interest Rate 0.50% IntRate
Total Number of Payments 60 LoanPds
Periodic Payment, Term Loan 1,666.67 PrinPmt
Periodic Payment, Amortizing Loan 1,933.28 PmtAmort

Interactive Analysis
Number of Periods to Calculate 20 CalcPds

Term Loan From Table Calculated

Principle paid after 20 periods 33,333.33 33,333.33
Interest paid after 20 periods 8,416.67 8,416.67
Loan balance after 20 periods 66,666.67 66,666.67

Term Loan Amortization Amortizing Loan

Period Principle Interest Payment Balance Principle Interest Payment Balance
0 ### ###
1 1,666.67 500.00 2,166.67 98,333.33 1,433.28 500.00 1,933.28 98,566.72
2 1,666.67 491.67 2,158.33 96,666.67 1,440.45 492.83 1,933.28 97,126.27
3 1,666.67 483.33 2,150.00 95,000.00 1,447.65 485.63 1,933.28 95,678.62
4 1,666.67 475.00 2,141.67 93,333.33 1,454.89 478.39 1,933.28 94,223.74
5 1,666.67 466.67 2,133.33 91,666.67 1,462.16 471.12 1,933.28 92,761.58
6 1,666.67 458.33 2,125.00 90,000.00 1,469.47 463.81 1,933.28 91,292.10
7 1,666.67 450.00 2,116.67 88,333.33 1,476.82 456.46 1,933.28 89,815.28
8 1,666.67 441.67 2,108.33 86,666.67 1,484.20 449.08 1,933.28 88,331.08
9 1,666.67 433.33 2,100.00 85,000.00 1,491.62 441.66 1,933.28 86,839.46
10 1,666.67 425.00 2,091.67 83,333.33 1,499.08 434.20 1,933.28 85,340.37
11 1,666.67 416.67 2,083.33 81,666.67 1,506.58 426.70 1,933.28 83,833.79
12 1,666.67 408.33 2,075.00 80,000.00 1,514.11 419.17 1,933.28 82,319.68
13 1,666.67 400.00 2,066.67 78,333.33 1,521.68 411.60 1,933.28 80,798.00
14 1,666.67 391.67 2,058.33 76,666.67 1,529.29 403.99 1,933.28 79,268.71
15 1,666.67 383.33 2,050.00 75,000.00 1,536.94 396.34 1,933.28 77,731.77
16 1,666.67 375.00 2,041.67 73,333.33 1,544.62 388.66 1,933.28 76,187.15
17 1,666.67 366.67 2,033.33 71,666.67 1,552.34 380.94 1,933.28 74,634.81
18 1,666.67 358.33 2,025.00 70,000.00 1,560.11 373.17 1,933.28 73,074.70
19 1,666.67 350.00 2,016.67 68,333.33 1,567.91 365.37 1,933.28 71,506.80
20 1,666.67 341.67 2,008.33 66,666.67 1,575.75 357.53 1,933.28 69,931.05
21 1,666.67 333.33 2,000.00 65,000.00 1,583.62 349.66 1,933.28 68,347.43
22 1,666.67 325.00 1,991.67 63,333.33 1,591.54 341.74 1,933.28 66,755.88
23 1,666.67 316.67 1,983.33 61,666.67 1,599.50 333.78 1,933.28 65,156.38
24 1,666.67 308.33 1,975.00 60,000.00 1,607.50 325.78 1,933.28 63,548.88
25 1,666.67 300.00 1,966.67 58,333.33 1,615.54 317.74 1,933.28 61,933.35
26 1,666.67 291.67 1,958.33 56,666.67 1,623.61 309.67 1,933.28 60,309.73
27 1,666.67 283.33 1,950.00 55,000.00 1,631.73 301.55 1,933.28 58,678.00
28 1,666.67 275.00 1,941.67 53,333.33 1,639.89 293.39 1,933.28 57,038.11
29 1,666.67 266.67 1,933.33 51,666.67 1,648.09 285.19 1,933.28 55,390.02
30 1,666.67 258.33 1,925.00 50,000.00 1,656.33 276.95 1,933.28 53,733.69
31 1,666.67 250.00 1,916.67 48,333.33 1,664.61 268.67 1,933.28 52,069.08
32 1,666.67 241.67 1,908.33 46,666.67 1,672.93 260.35 1,933.28 50,396.15
33 1,666.67 233.33 1,900.00 45,000.00 1,681.30 251.98 1,933.28 48,714.85
34 1,666.67 225.00 1,891.67 43,333.33 1,689.71 243.57 1,933.28 47,025.14
35 1,666.67 216.67 1,883.33 41,666.67 1,698.15 235.13 1,933.28 45,326.99
36 1,666.67 208.33 1,875.00 40,000.00 1,706.65 226.63 1,933.28 43,620.34
37 1,666.67 200.00 1,866.67 38,333.33 1,715.18 218.10 1,933.28 41,905.16
38 1,666.67 191.67 1,858.33 36,666.67 1,723.75 209.53 1,933.28 40,181.41
39 1,666.67 183.33 1,850.00 35,000.00 1,732.37 200.91 1,933.28 38,449.04
40 1,666.67 175.00 1,841.67 33,333.33 1,741.03 192.25 1,933.28 36,708.00
41 1,666.67 166.67 1,833.33 31,666.67 1,749.74 183.54 1,933.28 34,958.26
42 1,666.67 158.33 1,825.00 30,000.00 1,758.49 174.79 1,933.28 33,199.77
43 1,666.67 150.00 1,816.67 28,333.33 1,767.28 166.00 1,933.28 31,432.49
44 1,666.67 141.67 1,808.33 26,666.67 1,776.12 157.16 1,933.28 29,656.37
45 1,666.67 133.33 1,800.00 25,000.00 1,785.00 148.28 1,933.28 27,871.37
46 1,666.67 125.00 1,791.67 23,333.33 1,793.92 139.36 1,933.28 26,077.45
47 1,666.67 116.67 1,783.33 21,666.67 1,802.89 130.39 1,933.28 24,274.56
48 1,666.67 108.33 1,775.00 20,000.00 1,811.91 121.37 1,933.28 22,462.65
49 1,666.67 100.00 1,766.67 18,333.33 1,820.97 112.31 1,933.28 20,641.68
50 1,666.67 91.67 1,758.33 16,666.67 1,830.07 103.21 1,933.28 18,811.61
51 1,666.67 83.33 1,750.00 15,000.00 1,839.22 94.06 1,933.28 16,972.39
52 1,666.67 75.00 1,741.67 13,333.33 1,848.42 84.86 1,933.28 15,123.97
53 1,666.67 66.67 1,733.33 11,666.67 1,857.66 75.62 1,933.28 13,266.31
54 1,666.67 58.33 1,725.00 10,000.00 1,866.95 66.33 1,933.28 11,399.36
55 1,666.67 50.00 1,716.67 8,333.33 1,876.28 57.00 1,933.28 9,523.08
56 1,666.67 41.67 1,708.33 6,666.67 1,885.66 47.62 1,933.28 7,637.41
57 1,666.67 33.33 1,700.00 5,000.00 1,895.09 38.19 1,933.28 5,742.32
58 1,666.67 25.00 1,691.67 3,333.33 1,904.57 28.71 1,933.28 3,837.75
59 1,666.67 16.67 1,683.33 1,666.67 1,914.09 19.19 1,933.28 1,923.66
60 1,666.67 8.33 1,675.00 0.00 1,923.66 9.62 1,933.28 0.00
61 1,666.67 0.00 1,666.67 -1,666.67 1,933.28 0.00 1,933.28 -1,933.28
62 1,666.67 -8.33 1,658.33 -3,333.33 1,942.95 -9.67 1,933.28 -3,876.23
63 1,666.67 -16.67 1,650.00 -5,000.00 1,952.66 -19.38 1,933.28 -5,828.89
64 1,666.67 -25.00 1,641.67 -6,666.67 1,962.42 -29.14 1,933.28 -7,791.31
65 1,666.67 -33.33 1,633.33 -8,333.33 1,972.24 -38.96 1,933.28 -9,763.55
66 1,666.67 -41.67 1,625.00 -10,000.00 1,982.10 -48.82 1,933.28 -11,745.65
67 1,666.67 -50.00 1,616.67 -11,666.67 1,992.01 -58.73 1,933.28 -13,737.66
68 1,666.67 -58.33 1,608.33 -13,333.33 2,001.97 -68.69 1,933.28 -15,739.62
69 1,666.67 -66.67 1,600.00 -15,000.00 2,011.98 -78.70 1,933.28 -17,751.60
70 1,666.67 -75.00 1,591.67 -16,666.67 2,022.04 -88.76 1,933.28 -19,773.64
71 1,666.67 -83.33 1,583.33 -18,333.33 2,032.15 -98.87 1,933.28 -21,805.79
72 1,666.67 -91.67 1,575.00 -20,000.00 2,042.31 -109.03 1,933.28 -23,848.10
73 1,666.67 -100.00 1,566.67 -21,666.67 2,052.52 -119.24 1,933.28 -25,900.62
74 1,666.67 -108.33 1,558.33 -23,333.33 2,062.78 -129.50 1,933.28 -27,963.40
75 1,666.67 -116.67 1,550.00 -25,000.00 2,073.10 -139.82 1,933.28 -30,036.50
76 1,666.67 -125.00 1,541.67 -26,666.67 2,083.46 -150.18 1,933.28 -32,119.96
77 1,666.67 -133.33 1,533.33 -28,333.33 2,093.88 -160.60 1,933.28 -34,213.84
78 1,666.67 -141.67 1,525.00 -30,000.00 2,104.35 -171.07 1,933.28 -36,318.19
79 1,666.67 -150.00 1,516.67 -31,666.67 2,114.87 -181.59 1,933.28 -38,433.06
80 1,666.67 -158.33 1,508.33 -33,333.33 2,125.45 -192.17 1,933.28 -40,558.51
81 1,666.67 -166.67 1,500.00 -35,000.00 2,136.07 -202.79 1,933.28 -42,694.58
82 1,666.67 -175.00 1,491.67 -36,666.67 2,146.75 -213.47 1,933.28 -44,841.33
83 1,666.67 -183.33 1,483.33 -38,333.33 2,157.49 -224.21 1,933.28 -46,998.82
84 1,666.67 -191.67 1,475.00 -40,000.00 2,168.27 -234.99 1,933.28 -49,167.09
85 1,666.67 -200.00 1,466.67 -41,666.67 2,179.12 -245.84 1,933.28 -51,346.21
86 1,666.67 -208.33 1,458.33 -43,333.33 2,190.01 -256.73 1,933.28 -53,536.22
87 1,666.67 -216.67 1,450.00 -45,000.00 2,200.96 -267.68 1,933.28 -55,737.18
88 1,666.67 -225.00 1,441.67 -46,666.67 2,211.97 -278.69 1,933.28 -57,949.15
89 1,666.67 -233.33 1,433.33 -48,333.33 2,223.03 -289.75 1,933.28 -60,172.17
90 1,666.67 -241.67 1,425.00 -50,000.00 2,234.14 -300.86 1,933.28 -62,406.32
91 1,666.67 -250.00 1,416.67 -51,666.67 2,245.31 -312.03 1,933.28 -64,651.63
92 1,666.67 -258.33 1,408.33 -53,333.33 2,256.54 -323.26 1,933.28 -66,908.17
93 1,666.67 -266.67 1,400.00 -55,000.00 2,267.82 -334.54 1,933.28 -69,175.99
94 1,666.67 -275.00 1,391.67 -56,666.67 2,279.16 -345.88 1,933.28 -71,455.15
95 1,666.67 -283.33 1,383.33 -58,333.33 2,290.56 -357.28 1,933.28 -73,745.70
96 1,666.67 -291.67 1,375.00 -60,000.00 2,302.01 -368.73 1,933.28 -76,047.71
97 1,666.67 -300.00 1,366.67 -61,666.67 2,313.52 -380.24 1,933.28 -78,361.23
98 1,666.67 -308.33 1,358.33 -63,333.33 2,325.09 -391.81 1,933.28 -80,686.32
99 1,666.67 -316.67 1,350.00 -65,000.00 2,336.71 -403.43 1,933.28 -83,023.03
100 1,666.67 -325.00 1,341.67 -66,666.67 2,348.40 -415.12 1,933.28 -85,371.42
101 1,666.67 -333.33 1,333.33 -68,333.33 2,360.14 -426.86 1,933.28 -87,731.56
102 1,666.67 -341.67 1,325.00 -70,000.00 2,371.94 -438.66 1,933.28 -90,103.50
103 1,666.67 -350.00 1,316.67 -71,666.67 2,383.80 -450.52 1,933.28 -92,487.30
104 1,666.67 -358.33 1,308.33 -73,333.33 2,395.72 -462.44 1,933.28 -94,883.01
105 1,666.67 -366.67 1,300.00 -75,000.00 2,407.70 -474.42 1,933.28 -97,290.71
106 1,666.67 -375.00 1,291.67 -76,666.67 2,419.73 -486.45 1,933.28 -99,710.44
107 1,666.67 -383.33 1,283.33 -78,333.33 2,431.83 -498.55 1,933.28 -102,142.27
108 1,666.67 -391.67 1,275.00 -80,000.00 2,443.99 -510.71 1,933.28 -104,586.27
109 1,666.67 -400.00 1,266.67 -81,666.67 2,456.21 -522.93 1,933.28 -107,042.48
110 1,666.67 -408.33 1,258.33 -83,333.33 2,468.49 -535.21 1,933.28 -109,510.97
111 1,666.67 -416.67 1,250.00 -85,000.00 2,480.83 -547.55 1,933.28 -111,991.80
112 1,666.67 -425.00 1,241.67 -86,666.67 2,493.24 -559.96 1,933.28 -114,485.04
113 1,666.67 -433.33 1,233.33 -88,333.33 2,505.71 -572.43 1,933.28 -116,990.75
114 1,666.67 -441.67 1,225.00 -90,000.00 2,518.23 -584.95 1,933.28 -119,508.98
115 1,666.67 -450.00 1,216.67 -91,666.67 2,530.83 -597.54 1,933.28 -122,039.81
116 1,666.67 -458.33 1,208.33 -93,333.33 2,543.48 -610.20 1,933.28 -124,583.29
117 1,666.67 -466.67 1,200.00 -95,000.00 2,556.20 -622.92 1,933.28 -127,139.48
118 1,666.67 -475.00 1,191.67 -96,666.67 2,568.98 -635.70 1,933.28 -129,708.46
119 1,666.67 -483.33 1,183.33 -98,333.33 2,581.82 -648.54 1,933.28 -132,290.28
120 1,666.67 -491.67 1,175.00 ### 2,594.73 -661.45 1,933.28 -134,885.02