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We, in India, are more familiar with hundis as they are commonly used. They
are internal bills of exchange in one of our own languages, and have been
prevalent in India long before the dawn of civilization elsewhere. Hundis are
Darshani (sight bills) and Miadi or Muddati (time bills) on the basis of the
time allowed to the debtor. Hundiana is the commission sometimes deducted
by the lender from the amount advanced.