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4. Tennant farmers, oral lesses and share croppers are financed through
a) SHGs
b) JLGs
c) Both
d) None of the above
5. In SHG finacing, it should be ensured that from second dose onwards at least….% of
the loan should be used for income generation activities.
a) 80%
b) 50%
c) 75%
d) 60%
6. Loans can be sanctioned as ….. except for (1) Govt. sponsored schemes which have
back ended subsidy (2) Wherein the SHG undertake a group activity, where term loan
can be sanctioned.
a) Composite loan
b) Short term loan
c) Cash Credit only
d) Relvolving Fund
7. In NRLM, an additional …….. % int. subvention will be provided to all Women SHGs
(WSHGs) who repay loan in time.
a) 5%
b) 3%
c) 7%
d) No subvention
8. SHG should be in active existence at least since the last …...months as per the
books of account of SHGs and not from the date of opening of S/B account.
a) 9
b) 3
c) 6
d) 4
9. SHGs can avail either Term loan or a CCL loan or both based on the need. In case
of need, additional loan can be sanctioned even though the previous loan is
outstanding.
a) True
b) False
12. Interest subvention to SHGs under NRLM is available upto loan amount of Rs
a) 100000
b) 200000
c) 300000
d) 400000
13. The interst subvention is available under National Rural Livelihood Mission(NRLM)if
the
amount of loan to the women self help group is restricted to Rs….and rate of interest
from
borrower is
a) Rs.1 lac, 7%
b) Rs.3 lacs, 7%
c) Rs.3 lacs, 5%
d) Rs. 5 lacs, 5%
14. Phasing of credit disbursement from the Bank in such a way that not more than
…..% of the SHG members take loan at a given time is being insisted in compliance
with GOI directions.
a) 75%
b) 50%
c) 60%
d) 90%
15. SHG should be practicing ‘Panchasutras’ i.e. Regular meetings; Regular savings;
Regular inter-loaning; Timely repayment; and Up-to-date books of accounts;
a) True
b) False
16. For SHG credit, what is amount of loan for which no collateral or margin is to be
taken
a) Rs.2 lacs
b) Rs. 5 lacs
c) Rs. 10 lacs
d) no collateral to be obtained
22. Operational area of the branch for financing SHG extends upto
a) 10 km
b) 20 km
c) 25 km
d) 30 km
24. Repayment schedule for loan under NULM scheme ranges from
a) 5 to 7 years
b) 5 to 8 years
c) 3 to 5 years
d) 5 to 10 years