Table no 3.

1: table showing current ratio of YESBANK for the financial year 2013-2014 to
2017-2018

PARTICULEARS 2018-2017 2016-2017 2015-2016 2014-2015 2013-2014

Cash & Balances with RBI 11,425.75 6,952.07 5,776.16 5,240.65 4,541.57
Balance with Banks, Money at Call 13,308.62 12,597.37 2,442.26 2,316.50 1,350.10
CURRENT ASSET 24,734.37 19,549.44 8,218.42 7,557.15 5,891.67
Deposits 200,738.15 142,873.86 111,719.53 91,175.85 74,192.02
Short term Borrowings 74,893.58 38,606.67 31,658.98 26,220.40 21,314.29
CURRENT LIABILITES 275,631.73 181,480.53 143,378.51 117,396.25 95,506.31
CURRENT RATIO 0.09 0.11 0.06 0.06 0.06

Interpretation:

The above table show that the yes bank current ratio is increase 0.11 in (2016-2017)
financial year and it decrease up to 0.09 in (2018-2017) and it represent that it as normal liquidity
in position

Chart no 3.1: chart showing current ratio of YESBANK for the financial year 2013-2014 to
2017-2018

CURRENT RATIO
0.12
0.11
0.10 0.09

0.08
0.06 0.06
values

0.06
0.06
CURRENT RATIO
0.04

0.02

0.00
2017-2018 2016-2017 2015-2016 2014-2015 2013-2014
years
Table no 3.2: table showing asset turnover ratio of YESBANK for the financial year 2013-
2014 to 2017-2018

PARTICULER 2017-2018 2016-2017 2015-2016 2014-2015 2013-2014

Interest Earned 20,267.42 16,424.64 13,533.44 11,572.01 9,981.35
AVERAGE TOTAL ASSET 312445.6 263752.76 215059.92 190161.665 165,263.41
(BENGINING & ENDING
YEARS )
ASSET TURNOVER RATIO 0.06 0.06 0.06 0.06 0.06

Interpretation:

The table show that it equal in asset turnover ratio in every year of 0.06 it represent that
the use is asset to gain profit in company is good position

chart no 3.2: chart showing asset turnover ratio of YESBANK for the financial year
2013-2014 to 2017-2018

ASSET TURNOVER RATIO

0.07
0.06 0.06 0.06 0.06 0.06
0.06

0.05
VALUES

0.04

0.03
ASSET TURNOVER RATIO
0.02

0.01

0
2017-2018 2016-2017 2015-2016 2014-2015 2013-2014
YEARS
Table no 3.3: table showing asset debt-equity ratio of YESBANK for the financial year
2013-2014 to 2017-2018

PARTICULER 2017-2018 2016-2017 2015-2016 2014-2015 2013-2014

Total Debt 275,631.73 181,480.53 143,378.51 117,396.25 95,506.31
Equity Share Capital 460.59 456.49 420.53 417.74 360.63
ADD :Reserves 25,297.69 21,597.57 13,366.07 11,262.25 6,761.11
Total :sharehoder's equity 25,758.28 22,054.06 13,786.60 11,679.99 7,121.74
DEBT -EQUITY RATIO 10.70 8.23 10.40 10.05 13.41

Interpretation:

The above table show that debit-equity ratio is increased 13.41 in (2013-2014)

And decreased 8.23 in (2016-2017) and represent that the equity as been utilize effectively in current
year which gain in equity 10.70 (2017-2018)

chart no 3.3: chart showing asset debt-equity ratio of YESBANK for the financial year
2013-2014 to 2017-2018

DEBT -EQUITY RATIO

16.00
13.41
14.00
12.00 10.70 10.40 10.05
10.00
VALUES

8.23
8.00
6.00
4.00
DEBT -EQUITY RATIO
2.00
0.00

YEARS
Table no 3.4: table showing asset earning per share of YESBANK for the financial year
2013-2014 to 2017-2018

PARTICULER 2017-2018 2016-2017 2015-2016 2014-2015 2013-2014

Interest Earned 20,267.42 16,424.64 13,533.44 11,572.01 9,981.35
Number of share holders 1099.69 1040.85 223.25 234.54 222.2
EARNING PER SHARE 18.43 15.78 60.62 49.34 44.92

Interpretation:

The above table show that it increased 60.62 in(2015-2016) and decreased15.78 in (2016-
2017) it may have shown result of the yesbank not gain good profit in current year

Table no 3.4: table showing asset earning per share of YESBANK for the financial year
2013-2014 to 2017-2018

EARNING PER SHARE

70.00
60.00
50.00
VALUES

40.00
30.00 60.62
49.34 EARNING PER SHARE
20.00 44.92

10.00 18.43 15.78

0.00
2017-2018 2016-2017 2015-2016 2014-2015 2013-2014
YEARS
Table no 3.5: table showing asset dividend per share of YESBANK for the financial year
2013-2014 to 2017-2018

PARTICULER 2017-2018 2016-2017 2015-2016 2014-2015 2013-2014

Equity Dividend 548.81 0 420.53 375.96 288.51
Number of share holders 1099.69 1040.85 223.25 234.54 222.2
DIVIDEND PER SHARE 0.50 0.00 1.88 1.60 1.30

Interpretation :

The above table show that yesbank dividend is been increased 1.88 in (2015-2016) and
reduced to 0.00 in (2016-2017) this represent that the company paid less dividend in current year

chart no 3.5: chart showing asset dividend per share of YESBANK for the financial year
2013-2014 to 2017-2018

DIVIDEND PER SHARE

2.00
1.80
1.60
1.40
VALUES

1.20
1.00
0.80
0.60 DIVIDEND PER SHARE
0.40
0.20
0.00

YEARS
table no 3.6: table showing trend percentage for interest earned of yesbank company for the
financial year 2013-2014 to 2017-2.18

PARTICULER 2013-2014 2014-2015 2015-2016 2016-2017 2017-2018

Interest Earned 9981.35 11572.01 13533.44 16424.64 20267.42
TREND 100.00 115.94 13.56 164.55 203.05

Interpretation:

The above table show that it start increased it percentage 100 (2013-2014) to 203.05
(2017-2018) And it represent that it earned good interest in each year

chart no 3.6: chart showing trend percentage for interest earned of yesbank company for the
financial year 2013-2014 to 2017-2.18

Interest Earned
250.00

200.00 203.05

164.55
150.00
VALUES

115.94
100.00 100.00 Interest Earned

50.00

13.56
0.00
2013-2014 2014-2015 2015-2016 2016-2017 2017-2018
YEARS
table no 3.7: table showing trend percentage for Cash & Balances with RBI of yesbank
company for the financial year 2013-2014 to 2017-2.18

PARTICULER 2013-2014 2014-2015 2015-2016 2016-2017 2017-2018

Cash & Balances with RBI 4541.57 5240.65 5776.16 6952.07 11425.75
TREND 100.00 115.39 127.18 153.08 251.58

Interpretation:

The above trend percentage it show that it increased in cash & balance 100 (2013-2014)
to 251.58 (2017-2018) and its represent that it gain a good position in cash & balance

chart no 3.7: chart showing trend percentage for Cash & Balances with RBI of yesbank
company for the financial year 2013-2014 to 2017-2.18

Cash & Balances with RBI

300.00

250.00

200.00
VALUES

150.00

100.00 Cash & Balances with RBI

50.00

0.00
2013-2014 2014-2015 2015-2016 2016-2017 2017-2018
YEARS
table no 3.7: table showing trend percentage for networth of YESBANK company for the
financial year 2013-2014 to 2017-2.18

PARTICULER 2013-2014 2014-2015 2015-2016 2016-2017 2017-2018

Net Worth 7,121.74 11,679.99 13,786.60 22,054.06 25,758.28
TREND 100.00 164.00 193.58 309.67 361.69

Interpretation:

The above table show in trend percentage that networh of YESBANK is is start increased
in 100 (2013-2014) to 361.69 (2017-2018) and it represent that it as over all networth as in good
position.

chart no 3.7: chart showing trend percentage for networth of YESBANK company for the
financial year 2013-2014 to 2017-2.18

Net Worth
400.00

350.00

300.00

250.00
VALUES

200.00
Net Worth
150.00

100.00

50.00

0.00
2013-2014 2014-2015 2015-2016 2016-2017 2017-2018
YEARS
table no 3.8: table showing trend percentage for loan & advances of YESBANK company for
the financial year 2013-2014 to 2017-2.18

PARTICULER 2013-2014 2014-2015 2015-2016 2016-2017 2017-2018

LOAN&ADVANCES 98,209.93 132,262.68 132,262.68 203,533.86 203,533.86
TREND 100.00 134.67 134.67 207.24 207.24

Interpretation:

The above table show that the trend percentage of the YESBANK it start increased 100
in (2013-2014) to 207.24 in (2017-2018) and it represent that the company provide loan &
advances is each year is increased. And current position is 207.24 (2017-2018)

chartno 3.8: chart showing trend percentage for loan & advances of YESBANK company for
the financial year 2013-2014 to 2017-2.18

LOAN&ADVANCES
250.00

200.00 207.24 207.24

150.00
VALUES

134.67 134.67

100.00 100.00
LOAN&ADVANCES

50.00

0.00
2013-2014 2014-2015 2015-2016 2016-2017 2017-2018
YEARS
Table no 3.9 : table showing comparative balance sheet for the year 31.3.2017 and
31.3.2018

Particular 2018 2017 increase decrease

Capital and Liabilities:
Total Share Capital 460.59 456.49 4.1
Equity Share Capital 460.59 456.49 4.1
Reserves 25,297.69 21,597.57 3,700.12
Net Worth 25,758.28 22,054.06 3,704.22
Deposits 200,738.15 142,873.86 57,864.29
Borrowings 74,893.58 38,606.67 36,286.91
Total Debt 275,631.73 181,480.53 94,151.20
Other Liabilities & Provisions 11,055.60 11,525.33 -469.73
Total Liabilities 312,445.61 215,059.92 97,385.69
Assets
Cash & Balances with RBI 11,425.75 6,952.07 4,473.68
Balance with Banks, Money at Call 13,308.62 12,597.37 711.25

Advances 203,533.86 132,262.68 71,271.18

Investments 68,398.94 50,031.80 18,367.14
Gross Block 760.83 608.86 151.97
Net Block 760.83 608.86 151.97
Capital Work In Progress 71.56 74.67 -3.11
Other Assets 14,946.04 12,532.46 2,413.58
Total Assets 312,445.60 215,059.91 97,385.69

Interpretation:
The above table show that it as reserves 3,700.12 it as increased in 2018 financial year
compare to 2017 and the investment increased 18,367.14 and it represent that YESBANK as show better
position of handle fun for future growth .